KeyCorp (KeyBank) (KEY)

Company ID: 263 | CIK: 0000091576
10-Q view:
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Segments are charted by their disclosed metrics (revenue, segment profit, etc.). Each line is a single segment. Reconciliation/corporate items are excluded. Major customers are shown as a percentage of revenue. Operational KPIs are grouped by metric concept; sub-metrics appear as separate lines.

Geographic Segments

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Business Unit / Product Segments

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Major Customers (% of Revenue)

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Operational KPIs

Financial advisors (advisors)

Non-discretionary trust assets (aua)

Trust assets (aum)

Loan commitments (backlog)

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ATMs (branches)

Small businesses served (customers)

Online households (customers_served)

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Noninterest-Bearing Deposits (deposits)

Employees (headcount)

Marine and RV loans (loans_outstanding)

Net new asset inflows (net_flows)

Net interest margin (net_interest_margin)

Nonperforming assets to period-end portfolio loans plus OREO and other nonperforming assets (nonperforming_loans)

ALLL to loans ratio (other)

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ALLL to nonperforming loans (other)

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ATM machines (other)

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ATM network (other)

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ATMs (other)

Accrued Expense and Other Liabilities (other)

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Accrued Income and Other Assets (other)

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Accruing Loans Past Due 30 through 89 Days (other)

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Accruing Loans Past Due 90 Days or More (other)

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Accruing loans past due 90 days or more (other)

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Accumulated Other Comprehensive Income (other)

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Adjusted Noninterest Expense (other)

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Aggregate VaR (other)

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Allowance for Credit Losses to Nonperforming Loans (other)

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Allowance for Credit Losses to Period-End Loans (other)

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Allowance for Loan and Lease Losses (other)

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Allowance for Loan and Lease Losses to Nonperforming Loans (other)

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Allowance for Loan and Lease Losses to Period-End Loans (other)

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Allowance for credit losses (other)

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Allowance for credit losses ratio (other)

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Allowance for credit losses to loans (other)

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Allowance for loan and lease losses (other)

Allowance for loan and lease losses to loans (other)

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Allowance for loan and lease losses to nonperforming loans (other)

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Allowance for loan and lease losses to period-end loans (other)

Allowance for loan losses (other)

Allowance for loan losses ratio (other)

Allowance for loan losses to loans (other)

Allowance for loan losses to nonperforming loans (other)

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Allowance for loan losses to period end loans (other)

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Allowance ratio (other)

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Allowance to NPLs ratio (other)

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Allowance to loans (other)

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Allowance to loans ratio (other)

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Allowance to nonperforming loans (other)

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Allowance to nonperforming loans ratio (other)

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Allowance to period end loans (other)

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Allowance to period-end loans (other)

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Annual Dividend per Common Share (other)

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Annual dividend per share (other)

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Auto loan dealer network (other)

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Auto loan dealers (other)

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Auto loans securitized (other)

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Automated teller machines (other)

Automobile loans securitized/sold (other)

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Automobile loans serviced (other)

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Available contingent liquidity (other)

Available-for-Sale Securities (other)

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Average Quarterly Total Assets (other)

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Average earning assets (other)

Bank Notes and Other Short-Term Borrowings (other)

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Board Diversity (other)

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Book Value per Common Share (other)

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Book value per common share (other)

Book value per share (other)

Branch network states (other)

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COVID-19 modified loans (other)

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Capital Surplus (other)

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Cash Efficiency Ratio (other)

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Cash and Due from Banks (other)

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Cash and Short-Term Investments (other)

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Cash dividends paid per share (other)

Cash dividends per share (other)

Cash efficiency ratio (other)

Commercial letters of credit (other)

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Commercial loans in COVID-19 deferral (other)

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Commercial mortgage loans serviced (other)

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Commercial real estate loans (other)

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Commercial real estate office exposure (other)

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Common Equity Tier 1 ratio (other)

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Common Shares Outstanding (other)

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Common Shares outstanding (other)

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Common Stock (other)

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Common share price (other)

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Common shares outstanding (other)

Consumer loans in COVID-19 deferral (other)

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Consumer loans securitized and sold (other)

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Contingent liquidity (other)

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Corporate-Owned Life Insurance (other)

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Cost savings implemented (other)

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Credit default swaps purchased (other)

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Credit default swaps sold (other)

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Criticized commercial and industrial loans (other)

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Debit interchange revenue (other)

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Diluted earnings per share (other)

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Discontinued Assets (other)

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Dividend Capacity (other)

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Dividends Paid by KeyBank (other)

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Dividends Paid by KeyBank (Q4) (other)

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Earning assets (other)

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Earnings Per Share (Basic) (other)

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Earnings Per Share (Diluted) (other)

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Earnings per share (other)

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Education loans securitized/sold (other)

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Education loans serviced (other)

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Effective Tax Rate (other)

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Effective tax rate (other)

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Efficiency initiative savings (other)

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Efficiency ratio (other)

Equity to assets (other)

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Equity to assets ratio (other)

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Estimated Modified LCR (other)

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Executive Leadership Diversity (other)

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Federal Funds Purchased and Securities Sold under Repurchase Agreements (other)

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Federal Reserve Account Balances (other)

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Fee income to revenue (other)

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First lien home equity share (other)

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Goodwill (other)

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Held-to-Maturity Securities (other)

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Holders of record (other)

Home equity loan-to-value (other)

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Home equity loan-to-value ratio (other)

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Home equity loans (other)

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Home equity loans securitized/sold (other)

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Home equity loans serviced (other)

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Household penetration (other)

Impaired loans (other)

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Income Tax Provision (other)

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Interest rate spread (other)

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Interest rate swaps notional (other)

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Investment securities (other)

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KeyBank dividend capacity (other)

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KeyCenters consolidated (other)

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Keyvolution cost savings (other)

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LIBOR Dependent Debt and Equity Instruments (other)

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LIBOR Dependent Derivatives (other)

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LIBOR Dependent Investment Securities (other)

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Leverage Ratio (other)

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Leverage capital ratio (other)

Leverage ratio (other)

Liability for Credit Losses on Lending-Related Commitments (other)

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Liquid Asset Portfolio (other)

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Liquid asset portfolio (other)

Liquid assets (other)

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Liquid assets and unused borrowing capacity (other)

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Liquidity facilities to conduits (other)

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Loan commitments (other)

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Loan to deposit ratio (other)

Loan-to-Deposit Ratio (other)

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Loan-to-deposit ratio (other)

Loans Administered or Serviced (other)

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Loans Held for Sale (other)

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Loans Sold (other)

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Loans administered or serviced (other)

Loans in COVID-19 active relief (other)

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Loans in COVID-19 hardship relief (other)

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Loans in active COVID-19 relief (other)

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Loans on forbearance (other)

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Loans originated (other)

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Loans pledged to FRB and FHLB (other)

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Loans securitized (other)

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Loans securitized and administered (other)

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Loans securitized and serviced (other)

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Loans securitized and serviced off-balance-sheet (other)

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Loans securitized and sold (other)

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Loans securitized/sold and administered or serviced (other)

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Loans serviced (other)

Loans serviced or administered (other)

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Loans sold (other)

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Long-Term Debt (other)

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Market price per common share (other)

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Modified liquidity coverage ratio (other)

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Modified loans (other)

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Mortgage loans serviced (other)

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Mortgage servicing assets (other)

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Mortgage servicing assets fair value (other)

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Mortgage-Backed Securities (other)

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Multifamily share of CRE (other)

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Net Gains on Sales of Loans Held for Sale (other)

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Net Income Attributable to Key Common Shareholders (other)

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Net Interest Income (other)

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Net Loan Charge-offs to Average Loans (other)

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Net charge-off ratio (other)

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Net charge-offs (other)

Net charge-offs ratio (other)

Net charge-offs to average loans (other)

Net income (other)

Net interest income (other)

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Net loan charge-off ratio (other)

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Net loan charge-offs (other)

Net loan charge-offs ratio (other)

Net loan charge-offs to average loans (other)

Net new relationship household growth (other)

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New lending commitments (other)

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New loans originated (other)

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Noninterest Expense (other)

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Noninterest Income (other)

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Noninterest income to total revenue (other)

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Nonmanaged and brokerage assets (other)

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Nonowner-occupied share of CRE (other)

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Nonperforming Assets (other)

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Nonperforming Assets to Period-End Portfolio Loans plus OREO (other)

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Nonperforming Loans to Period-End Portfolio Loans (other)

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Nonperforming assets (other)

Nonperforming assets to loans ratio (other)

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Nonperforming assets to period end loans plus OREO and other nonperforming assets (other)

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Nonperforming loans to loans ratio (other)

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Nonperforming loans to period end loans (other)

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Nonperforming loans to portfolio loans (other)

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Number of Reportable Segments (other)

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Office share of CRE (other)

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Online household penetration (other)

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Other Intangible Assets (other)

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Other Investments (other)

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Overhead ratio (other)

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PPP loans outstanding (other)

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Parent cash and short-term investments (other)

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Portfolio Swaps Fair Value (other)

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Portfolio Swaps Notional Amount (other)

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Portfolio interest rate swaps (other)

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Portfolio swap notional (other)

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Portfolio swaps notional (other)

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Portfolio swaps notional amount (other)

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Preferred Stock (other)

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Premises and Equipment (other)

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Priority fee businesses growth (other)

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Provision for Credit Losses (other)

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Provision for credit losses (other)

Provision for loan losses (other)

Provision to average loans (other)

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Public Float (other)

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Quarterly Dividend per Common Share (Q1-Q3) (other)

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Quarterly Dividend per Common Share (Q4) (other)

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Recourse Exposure (other)

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Restructured Loans (other)

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Restructured Loans in Nonperforming (other)

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Restructuring positions eliminated (other)

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Restructuring reserve (other)

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Retained Earnings (other)

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Return on Average Tangible Common Equity (other)

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Return on Average Tangible Common Equity (Consolidated) (other)

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Return on average assets (other)

Return on average common equity (other)

Return on average equity (other)

Return on average tangible common equity (other)

Return on average total assets (other)

Return on average total equity (other)

Return on tangible common equity (other)

Risk-Weighted Assets (other)

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Run-rate savings implemented (other)

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Securities Available for Sale (other)

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Securities Portfolio (other)

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Securities available for sale (other)

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Securities portfolio (other)

Securities portfolio weighted average maturity (other)

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Securitization Positions (other)

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Securitized loans (other)

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Securitized loans serviced (other)

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Share repurchases (other)

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Shareholders of record (other)

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Shareholders' Equity to Assets Ratio (other)

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Shareholders' equity (other)

Shareholders' equity to assets (other)

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Shares outstanding (other)

Shares repurchased (other)

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Short-Term Investments (other)

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Simulated NII change (other)

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Small business lending commitments (other)

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Standby letters of credit (other)

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States of operation (other)

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States with Operations (other)

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States with banking operations (other)

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States with operations (other)

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Stressed VaR (other)

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Stressed Value at Risk (other)

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Stressed Value at risk (other)

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Stressed value at risk (other)

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Student loans securitized (other)

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Tangible Assets (other)

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Tangible Book Value per Common Share (other)

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Tangible Common Equity (other)

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Tangible Common Equity to Tangible Assets Ratio (other)

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Tangible book value (other)

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Tangible book value per common share (other)

Tangible book value per share (other)

Tangible common equity (other)

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Tangible common equity ratio (other)

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Tangible common equity to tangible assets (other)

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Tangible equity ratio (other)

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Tangible equity to tangible assets (other)

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Tangible equity to tangible assets ratio (other)

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Tier 1 leverage ratio (other)

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Tier 1 risk-based capital ratio (other)

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Tier 2 Capital (other)

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Total Allowance for Credit Losses (other)

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Total Assets (other)

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Total Capital Ratio (other)

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Total Equity (other)

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Total Liabilities (other)

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Total Risk-Based Capital (other)

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Total TE Revenue (other)

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Total assets (other)

Total capital ratio (other)

Total interest rate swaps (other)

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Total interest rate swaps notional amount (other)

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Total nonperforming assets (other)

Total risk-adjusted capital (other)

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Total risk-adjusted capital ratio (other)

Total risk-based capital (other)

Total risk-based capital ratio (other)

Total shareholders' equity (other)

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Trading Account Assets (other)

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Trading VAR (other)

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Trading portfolio value at risk (other)

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Trading value at risk (other)

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Treasury Shares (other)

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Treasury Stock (other)

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Treasury shares (other)

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Treasury shares held (other)

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Trust assets (other)

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Unpledged Securities (other)

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Unused Borrowing Capacity (other)

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Value at Risk (other)

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Value at risk (other)

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Voluntary turnover rate (other)

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Weighted average common shares (other)

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Weighted-Average Common Shares Outstanding (Basic) (other)

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Weighted-Average Common Shares Outstanding (Diluted) (other)

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Weighted-average diluted shares (other)

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Weighted-average shares (other)

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Wholesale Funds (other)

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Wholesale funding (other)

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Wholesale funds (other)

Workforce Gender Diversity (other)

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Workforce Racial Diversity (other)

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Common Shares outstanding (shares)

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Square Footage Owned (square_footage)

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Total capital ratio (tier1_capital)

Loans sold (units_shipped)

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Online households (users)

Human capital disclosures. Workforce totals and demographics are point-in-time. Flow metrics use the year-to-date period for 10-Q and full year for 10-K. Workforce actions (RIFs, restructurings, acquisition-related changes) are listed in the table at the bottom.

Workforce Totals

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Demographics

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Workforce Breakdowns

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HCM Metrics — Point-in-Time

No point-in-time HCM metrics found.

HCM Metrics — Flow (Annual / YTD)

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Workforce Actions

Period EndTypeStatusAffected% WorkforceAnnouncedExpected CompletionGeographySegment / FunctionChargeSourceNote
2026-06-30acquisition_additionannounced2026-04-222026-08-03United KingdomInvestment Bankingbusiness_combinations_footnote
f5-10q / Qwen3.6-27B-Q8_0		Agreement to acquire Clearwater U.K. announced April 22, 2026; closed August 3, 2026. Expected to expand middle-market M&A advisory capabilities.
2026-06-30restructuringcompletedUSD 4 (millions)MD&A
f5-10q / Qwen3.6-27B-Q8_0		Severance expense of $4 million recorded for the three months ended June 30, 2026.
2024-03-31restructuringcompletedUSD 131 (millions)MD&A
f5-10q / GLM-5.3-flash-fp4-HTML		Efficiency-related expenses of $131 million recorded in 2023 from actions that reduced headcount; personnel expense in Q1 2024 decreased $27 million year-over-year driven by lower headcount from these prior-year efficiency actions
2023-06-30restructuringcompletedMD&A
f5-10q / GLM-5.3-flash-fp4-HTML		Personnel expense for the six months ended June 30, 2023 included an increase in severance from expense actions taken in the first quarter of 2023; no employee count or charge amount disclosed.
2023-03-31restructuringcompleted2023-03-31USD 64 (millions)MD&A
f5-10q / GLM-5.3-flash-fp4-HTML		Expense actions completed in Q1 2023 totaling $64 million pre-tax, comprising $36 million in severance and $28 million in other costs; no affected-employee count disclosed.
2023-03-31restructuringcompletedUnited StatesEnterprise-wideUSD 64 (millions)MD&A
f5-10q / MiMo-V2.6-Flash-fp8-HTML		Expense actions completed in Q1 2023 totaling $64M pre-tax, including $36M severance and $28M other costs; no employee count disclosed. Also referenced in Noninterest Expense discussion: personnel expense rose $71M partly due to $36M severance from expense actions.
2023-03-31restructuringin_progressUSD 64 (millions)MD&A
f5-10q / Qwen3.6-27B-Q8_0		Increase in personnel expense driven by $36 million in severance and other costs related to expense actions, plus $28 million in other expense related to expense actions.
2022-12-31acquisition_additioncompleted2022-05-022022-05-02United StatesConsumer Bankbusiness_combinations_footnote
f5-10k / MiMo-V2.6-Flash-fp8-HTML		Acquisition of GradFin, a public service loan forgiveness counseling provider; consideration $72 million ($62M cash, $10M contingent). Headcount added not disclosed.
2021-03-31acquisition_additioncompleted2021-02-25United StatesAnalytics / consultingbusiness_combinations_footnote
f5-10q / GLM-5.3-flash-fp4-HTML		KeyCorp acquired AQN Strategies, a consulting practice specializing in analytically driven strategies; headcount added not disclosed
2019-12-31acquisition_additioncompleted2019-04-032019-04-03United StatesConsumer Bankbusiness_combinations_footnote
f5-10k / MiMo-V2.6-Flash-fp8-HTML		KeyBank acquired the Laurel Road digital lending business on April 3, 2019; headcount added through the acquisition is not disclosed.
2019-06-30acquisition_additioncompleted2019-04-032019-04-03United StatesConsumer Bank — digital lendingbusiness_combinations_footnote
f5-10q / GLM-5.3-flash-fp4-HTML		KeyBank acquired Laurel Road's digital lending business on April 3, 2019; headcount added through the acquisition was not disclosed.
2019-06-30acquisition_additioncompleted2019-04-032019-04-03United StatesConsumer Bankbusiness_combinations_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML		Closed acquisition of Laurel Road Bank's digital lending business; headcount added not disclosed. Recognized $37M provisional intangibles and $148M provisional goodwill.
2019-06-30restructuringin_progressMD&A
f5-10q / MiMo-V2.6-Flash-fp8-HTML		MD&A cites higher severance expense tied to efficiency initiative actions in the quarter; no employee count, charge amount, or completion date disclosed.
2019-03-31acquisition_additioncompleted2019-01-162019-04-03United StatesConsumer Bank — digital lendingbusiness_combinations_footnote
f5-10q / GLM-5.3-flash-fp4-HTML		Acquisition of Laurel Road Bank's digital lending business closed April 3, 2019; no employee headcount figures disclosed.
2019-03-31restructuringin_progressMD&A
f5-10q / GLM-5.3-flash-fp4-HTML		Ongoing efficiency initiative across the franchise; higher severance expense recorded in Q1 2019, targeting $200 million of cost savings. No employee counts disclosed.
2019-03-31plant_closureannouncedBranch networkMD&A
f5-10q / GLM-5.3-flash-fp4-HTML		Announced closure of branches contributed to higher miscellaneous expense; no headcount impact quantified.
2019-03-31restructuringin_progressUnited StatesEnterprise-wideMD&A
f5-10q / MiMo-V2.6-Flash-fp8-HTML		MD&A cites higher severance expense tied to efficiency initiative actions in Q1 2019, and notes progress toward a $200 million cost savings target; no employee count or charge amount disclosed.
2019-03-31acquisition_additioncompleted2019-01-162019-04-03United StatesConsumer Bank — digital lendingbusiness_combinations_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML		Laurel Road digital lending business acquisition closed April 3, 2019 (subsequent to quarter end); headcount added not disclosed. Consolidation begins Q2 2019.
2019-03-31restructuringin_progressMD&A
f5-10q / Qwen3.6-27B-Q8_0		Higher severance expense related to efficiency initiative actions taken during the quarter. Specific headcount affected not disclosed.
2019-03-31plant_closurein_progressMD&A
f5-10q / Qwen3.6-27B-Q8_0		Increase in other miscellaneous expenses partially as a result of the announced closure of branches. Specific headcount affected not disclosed.
2018-12-31divestiture_reductioncompleted2018-03-292018-05-04United StatesKey Insurance & Benefits Services (KIBS)discontinued_operations_footnote
f5-10k / MiMo-V2.6-Flash-fp8-HTML		Sale of KIBS to USI Insurance Services completed May 4, 2018; headcount removed not disclosed
2018-12-31acquisition_additionannounced2019-01-16United StatesKeyBank — digital lending business (Laurel Road Bank)subsequent_events
f5-10k / MiMo-V2.6-Flash-fp8-HTML		Subsequent event announced after fiscal year-end; definitive agreement to acquire Laurel Road's digital lending business, subject to regulatory approvals; headcount added not disclosed
2018-12-31acquisition_additioncompleted2017-10-022017-10-02United StatesKey Corporate BankMD&A
f5-10k / Qwen3.6-27B-Q8_0		Acquisition of Cain Brothers & Company, LLC completed in October 2017. Full-year impact on personnel expense noted in 2018. Specific headcount added not disclosed.
2018-12-31acquisition_additioncompleted2017-06-302017-06-30United StatesKey Community BankMD&A
f5-10k / Qwen3.6-27B-Q8_0		Acquisition of Key Merchant Services (KMS) completed June 30, 2017. Full-year benefit noted in 2018. Specific headcount added not disclosed.
2018-12-31acquisition_additioncompleted2017-07-012017-07-01United StatesKey Community BankMD&A
f5-10k / Qwen3.6-27B-Q8_0		Acquisition of HelloWallet Holdings, Inc. completed July 1, 2017. Specific headcount added not disclosed.
2018-12-31divestiture_reductioncompleted2018-05-042018-05-04United StatesKey Community BankMD&A
f5-10k / Qwen3.6-27B-Q8_0		Sale of Key Insurance & Benefits Services (KIBS) completed May 4, 2018. Decrease in trust and investment services income attributed to this sale. Specific headcount removed not disclosed.
2018-06-30restructuringcompletedUSD 18 (millions)MD&A
f5-10q / GLM-5.3-flash-fp4-HTML		Q2 2018 personnel expense included efficiency-related expenses of $18 million, largely severance; severance line item was $16 million for the quarter and $21 million year-to-date. Number of employees affected not disclosed.
2018-06-30restructuringin_progressUSD 18 (millions)MD&A
f5-10q / MiMo-V2.6-Flash-fp8-HTML		MD&A attributes part of the $33 million year-over-year personnel expense increase in Q2 2018 to efficiency-related expenses of $18 million, largely severance. No employee count, announcement date, or completion timeline disclosed.
2018-06-30divestiture_reductioncompleted2018-03-292018-05-04United StatesKey Insurance & Benefits Services, Inc.business_combinations_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML		Sale to USI Insurance Services announced 2018-03-29 and closed 2018-05-04; a $73 million net gain was recognized. Business was acquired in the 2016 First Niagara merger. Headcount removed not disclosed.
2018-03-31divestiture_reductionannounced2018-03-292018-06-30United StatesKey Community Bank — insurance servicesMD&A
f5-10q / GLM-5.3-flash-fp4-HTML		Definitive agreement to sell Key Insurance & Benefits Services, Inc. (acquired in the 2016 First Niagara merger) to USI Insurance Services; expected to close in Q2 2018 subject to regulatory approvals. No employee count disclosed.
2017-12-31acquisition_additioncompleted2017-06-302017-06-30United StatesKey Community Bank / merchant servicesbusiness_combinations_footnote
f5-10k / MiMo-V2.6-Flash-fp8-HTML		KeyBank acquired the remaining 51% of Key Merchant Services, moving ownership from 49% to 100%; no employee headcount associated with the transaction is disclosed.
2017-12-31acquisition_additioncompleted2017-07-012017-07-01United StatesKey Community Bank / digital financial wellnessbusiness_combinations_footnote
f5-10k / MiMo-V2.6-Flash-fp8-HTML		KeyBank acquired all outstanding capital stock of HelloWallet Holdings, Inc.; no employee headcount associated with the transaction is disclosed.
2017-12-31acquisition_additioncompleted2017-10-022017-10-02United StatesKey Corporate Bank / investment banking (healthcare)business_combinations_footnote
f5-10k / MiMo-V2.6-Flash-fp8-HTML		KBCM acquired all outstanding interests in Cain Brothers, a healthcare-focused investment banking firm; no employee headcount associated with the transaction is disclosed.
2017-12-31acquisition_additioncompleted2016-08-01United StatesKey Community Bank and Key Corporate BankItem_1_Business
f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML		The filing notes the full-year impact of the First Niagara acquisition on employee counts and expenses, but does not disclose the specific headcount added by the acquisition.
2017-12-31acquisition_additioncompleted2017-10-02United StatesKey Corporate BankItem_1_Business
f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML		The filing notes the acquisition contributed to personnel expense increases but does not disclose specific headcount added.
2017-12-31acquisition_additioncompleted2017-07-01United StatesKey Community BankItem_1_Business
f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML		The filing notes the acquisition contributed to personnel expense increases but does not disclose specific headcount added.
2017-12-31acquisition_additioncompleted2016-08-01United StatesKey Community Bank; Key Corporate BankItem_1_Business
f5-10k / Qwen3.6-27B-Q8_0		Merger with First Niagara consummated August 1, 2016. 2017 average FTEs (18,415) reflect full-year impact of acquisition compared to 2016 (15,700). Specific headcount added in 2017 not disclosed.
2017-12-31acquisition_additioncompleted2017-10-02United StatesKey Corporate BankMD&A
f5-10k / Qwen3.6-27B-Q8_0		Acquisition of Cain Brothers in October 2017. Personnel expense increased due to acquisition.
2017-12-31acquisition_additioncompleted2017-07-01United StatesKey Community BankMD&A
f5-10k / Qwen3.6-27B-Q8_0		Acquisition of HelloWallet in July 2017. Personnel expense increased due to acquisition.
2017-12-31acquisition_additioncompleted2017-06-30United StatesKey Community BankMD&A
f5-10k / Qwen3.6-27B-Q8_0		Acquisition of additional 51% interest in Key Merchant Services (KMS) in June 2017, increasing ownership to 100%.
2017-03-31restructuringin_progress2015-10-30United StatesEnterprise-wide (First Niagara integration)USD 9 (millions)MD&A
f5-10q / GLM-5.3-flash-fp4-HTML		First Niagara merger-related personnel charges of $30 million in Q1 2017 included $9 million of severance related to ongoing integration activities; no employee count disclosed
2016-12-31acquisition_additioncompleted2015-10-302016-08-01United StatesKey Community Bankbusiness_combinations_footnote
f5-10k / MiMo-V2.6-Flash-fp8-HTML		First Niagara acquisition closed 2016-08-01; approximately 390 branch locations acquired across NY, PA, CT, MA. No employee headcount for the acquisition is disclosed.
2016-12-31divestiture_reductioncompleted2016-09-092016-09-09United StatesKey Community BankMD&A
f5-10k / MiMo-V2.6-Flash-fp8-HTML		18 branches in Buffalo, NY market sold to Northwest Bank; included $439M loans and $1.6B deposits. No employee headcount associated with the divestiture is disclosed.
2016-12-31plant_closurecompleted2016-08-012016-12-31United StatesKey Community BankMD&A
f5-10k / MiMo-V2.6-Flash-fp8-HTML		During Q4 2016, consolidated over 100 First Niagara and Key branches as part of systems and client conversion. No employee headcount reduction disclosed.
2016-12-31acquisition_additioncompleted2016-08-012016-12-31United StatesAll segmentsUSD 483 (millions)MD&A
f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML		KeyCorp acquired First Niagara on August 1, 2016. The filing reports $483 million in merger- and pension-related charges in 2016. Specific headcount added is not explicitly quantified in the filing, though average FTEs increased from 13,483 in 2015 to 15,700 in 2016.
2016-12-31acquisition_additioncompleted2016-08-012016-12-31United StatesAll SegmentsItem 1_Business
f5-10k / Qwen3.6-27B-Q8_0		Acquisition of First Niagara Financial Group, Inc. completed on August 1, 2016. Employee count impact not explicitly quantified in headcount terms, but average FTEs increased from 13,483 in 2015 to 15,700 in 2016.
2016-12-31divestiture_reductioncompleted2016-09-092016-09-09Buffalo, New YorkKey Community BankItem 1_Business
f5-10k / Qwen3.6-27B-Q8_0		Sold 18 branches in Buffalo, NY to Northwest Bank. Employee count impact not explicitly quantified.
2016-09-30acquisition_additioncompleted2015-10-302016-08-01New York, Pennsylvania, Connecticut, MassachusettsKey Community Bank / Key Corporate Bankbusiness_combinations_footnote
f5-10q / GLM-5.3-flash-fp4-HTML		First Niagara merger closed August 1, 2016; added approximately 390 branch locations. Average FTE rose from 13,555 (Q3 2015) to 17,079 (Q3 2016), but no explicit acquired-employee headcount was disclosed. Merger-related severance of $30 million was recorded in personnel expense in Q3 2016 ($35 million YTD).
2016-09-30divestiture_reductioncompleted2016-09-092016-09-09Buffalo, New YorkKey Community BankMD&A
f5-10q / GLM-5.3-flash-fp4-HTML		Sold 18 branches with $439 million of loans and $1.6 billion of deposits; required by DOJ agreement and Federal Reserve commitments following antitrust review. No employee headcount disclosed.
2016-09-30restructuringin_progress2015-10-30Merger integration (First Niagara)USD 97 (millions)MD&A
f5-10q / GLM-5.3-flash-fp4-HTML		Q3 2016 personnel merger-related charges of $97 million include severance and technology development for systems conversion plus dedicated integration personnel; YTD personnel merger charges were $148 million. Employee count affected not disclosed.
2016-09-30acquisition_additioncompleted2016-08-012016-08-01United StatesKey Community Bank; Key Corporate Bankbusiness_combinations_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML		First Niagara acquisition closed 2016-08-01; no employee headcount added disclosed. Average FTE rose from 13,555 (Q3 2015) to 17,079 (Q3 2016).
2016-09-30plant_closurecompleted2016-09-092016-09-09Buffalo, New York, United StatesKey Community Bank (branch network)MD&A
f5-10q / MiMo-V2.6-Flash-fp8-HTML		18 branches divested to Northwest Bank as DOJ/Fed condition of First Niagara merger; $439M loans and $1.6B deposits transferred. No employee count disclosed.
2016-09-30acquisition_additioncompleted2016-08-01New York, Pennsylvania, Connecticut, MassachusettsKey Community Bank, Key Corporate Bankbusiness_combinations_footnote
f5-10q / Qwen3.6-27B-Q8_0		Acquired First Niagara on August 1, 2016. Headcount impact reflected in increase of average full-time equivalent employees from 13,555 in Q3 2015 to 17,079 in Q3 2016.
2016-09-30restructuringin_progress2016-09-30USD 97 (millions)MD&A
f5-10q / Qwen3.6-27B-Q8_0		Merger-related personnel expense of $97 million in Q3 2016 related to severance and technology development for systems conversions.
2015-12-31acquisition_additionannounced2015-10-302016-09-30United States (Buffalo, New York headquarters; approximately 390 branches)All segmentsItem_1_Business
f5-10k / MiMo-V2.6-Flash-fp8-HTML		Merger agreement to acquire First Niagara Financial Group announced 2015-10-30; expected completion Q3 2016. First Niagara had approximately 390 branches, $40B total assets, $29B deposits. Employee headcount impact not disclosed. Consideration approximately $4.1 billion.
2015-06-30voluntary_separationcompleted12015-05-282015-05-31United StatesFinance — Chief Accounting Officerother
f5-10q / GLM-5.3-flash-fp4-HTML		Chief Accounting Officer Robert Morris retired effective May 31, 2015, with enhanced separation benefits under a letter agreement dated May 28, 2015
2014-12-31plant_closurecompleted2014-01-012014-12-31United StatesKey Community BankItem_1_Business
f5-10k / MiMo-V2.6-Flash-fp8-HTML		34 branches closed during 2014 as part of efficiency actions. Employee headcount impact not disclosed.
2014-12-31restructuringcompleted2014-01-012014-12-31United StatesKey Corporate Bank — Fixed Income TradingItem_1_Business
f5-10k / MiMo-V2.6-Flash-fp8-HTML		Headcount reduction in fixed income trading business during 2014. Number of employees affected not disclosed.
2014-12-31acquisition_additioncompleted2014-09-032014-09-03United StatesKey Corporate Bank — Pacific Crest Securitiesbusiness_combinations_footnote
f5-10k / MiMo-V2.6-Flash-fp8-HTML		Acquisition of Pacific Crest Securities completed September 3, 2014. Employee headcount added not disclosed.
2014-12-31divestiture_reductioncompleted2014-01-012014-12-31InternationalInternational LeasingItem_1_Business
f5-10k / MiMo-V2.6-Flash-fp8-HTML		Decision announced in Q1 2014 to exit international leasing operation with limited scale. Employee headcount impact not disclosed.
2014-12-31restructuringcompleted2014-01-012014-12-31United StatesCorporateUSD 80 (millions)MD&A
f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML		Filer recognized $80 million of efficiency- and pension-related charges in 2014, including severance. Specific headcount reduction numbers were not disclosed.
2014-12-31plant_closurecompleted2014-01-012014-12-31United StatesRetail BankingMD&A
f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML		Filer closed 34 branches during 2014 as part of efficiency actions. Headcount impact not explicitly quantified.
2014-12-31acquisition_additioncompleted2014-09-012014-09-30United StatesInvestment BankingMD&A
f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML		Filer acquired Pacific Crest Securities in Q3 2014. Headcount addition not explicitly quantified.
2014-12-31restructuringcompleted2014-01-012014-12-31United StatesCorporateUSD 80 (millions)MD&A
f5-10k / Qwen3.6-27B-Q8_0		Efficiency- and pension-related charges of $80 million recognized in 2014. Includes severance and employee benefits.
2014-12-31plant_closurecompleted2014-01-012014-12-31United StatesRetail BankingMD&A
f5-10k / Qwen3.6-27B-Q8_0		Closed 34 branches as part of actions to drive efficiency.
2014-12-31acquisition_additioncompleted2014-09-032014-09-03United StatesInvestment BankingMD&A
f5-10k / Qwen3.6-27B-Q8_0		Acquired Pacific Crest Securities, a technology-focused investment bank, in the third quarter of 2014.
2014-09-30plant_closurecompleted2014-01-012014-09-30United StatesKey Community BankMD&A
f5-10q / MiMo-V2.6-Flash-fp8-HTML		Closed 31 branches during first nine months of 2014 as part of efficiency initiatives. No associated headcount figure disclosed.
2014-09-30reduction_in_forcecompleted2014-01-012014-09-30United StatesFixed income tradingMD&A
f5-10q / MiMo-V2.6-Flash-fp8-HTML		Reduced headcount in fixed income trading business by approximately 20% during first nine months of 2014. Absolute count not disclosed.
2014-09-30acquisition_additioncompleted2014-09-032014-09-03United StatesKey Corporate Bankbusiness_combinations_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML		Acquired Pacific Crest Securities on September 3, 2014. Goodwill of $72M and intangibles of $28M recorded. No headcount figure disclosed.
2014-06-30plant_closurecompleted2014-06-30United StatesKey Community BankMD&A
f5-10q / GLM-5.3-flash-fp4-HTML		Closed 18 branches during the second quarter of 2014 as part of efficiency actions; associated headcount impact not quantified
2014-06-30reduction_in_forcecompleted20%2014-06-30United StatesFixed income tradingMD&A
f5-10q / GLM-5.3-flash-fp4-HTML		Reduced headcount in the fixed income trading business by 20% during the second quarter of 2014; absolute number of employees not disclosed
2014-06-30acquisition_additionannounced2014-07-172014-09-30United StatesKeyBanc Capital Marketssubsequent_events
f5-10q / GLM-5.3-flash-fp4-HTML		Definitive agreement to acquire Pacific Crest Securities, a technology-focused investment bank; expected to close in Q3 2014 subject to regulatory approval; headcount not quantified
2014-06-30othercompleted2014-04-082014-06-30United StatesKey Community Bankother
f5-10q / GLM-5.3-flash-fp4-HTML		New leadership structure announced April 8, 2014 with two Community Bank Co-Presidents; William R. Koehler resigned as President of Key Community Bank effective June 30, 2014
2014-06-30plant_closurecompleted2014-06-30United StatesKey Community BankMD&A
f5-10q / MiMo-V2.6-Flash-fp8-HTML		Closed 18 branches during Q2 2014 as part of efficiency initiatives. No headcount figure disclosed.
2014-06-30reduction_in_forcecompleted2014-06-30United StatesFixed income tradingMD&A
f5-10q / MiMo-V2.6-Flash-fp8-HTML		Reduced headcount in fixed income trading business by 20% during Q2 2014. Absolute number not disclosed.
2014-06-30otherannounced2014-07-172014-09-30United StatesKeyBanc Capital Marketsother
f5-10q / MiMo-V2.6-Flash-fp8-HTML		Definitive agreement to acquire Pacific Crest Securities announced 2014-07-17; expected to close Q3 2014. No headcount addition disclosed.
2013-12-31plant_closurecompleted2012-06-012013-12-31United StatesKey Community Bank — retail branch networkItem_1_Business
f5-10k / MiMo-V2.6-Flash-fp8-HTML		62 branches consolidated during 2013 as part of efficiency initiative; 81 total branches consolidated since program launch in June 2012. Achieved $241M annualized run rate savings vs. $200M target. No employee count or severance charge disclosed for branch closures.
2013-12-31divestiture_reductioncompleted2013-02-212013-07-31United StatesVictory Capital Management (asset management)discontinued_operations_footnote
f5-10k / MiMo-V2.6-Flash-fp8-HTML		Victory sold to a private equity fund on July 31, 2013; after-tax gain of $92M ($72M cash). Classified as discontinued operation. No employee headcount associated with the divestiture disclosed.
2013-12-31acquisition_additioncompleted2013-06-242013-10-07United StatesKey Corporate Bank — commercial mortgage servicing and special servicingbusiness_combinations_footnote
f5-10k / MiMo-V2.6-Flash-fp8-HTML		Acquired commercial loan servicing rights from Bank of America's Global Mortgages & Securitized Products business across four closings (June 24, July 22, Aug 26, Oct 7, 2013). MSRs acquired totaled $120M fair value. No employee headcount disclosed for the acquisition.
2013-12-31restructuringcompleted2012-06-012013-12-31United StatesCorporateUSD 117 (millions)MD&A
f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML		Filer recognized $117 million in expenses related to efficiency initiative and pension settlement in 2013. The initiative included consolidation of 62 branches and realignment of Community Bank organization. Specific employee count not disclosed.
2013-12-31plant_closurecompleted2012-06-012013-12-31United StatesRetail BankingMD&A
f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML		Filer consolidated 62 branches during 2013 as part of efficiency initiative. Total branches reduced from 1,088 to 1,028. Specific employee count not disclosed.
2013-12-31restructuringcompleted2013-01-012013-12-31United StatesCorporateUSD 117 (millions)MD&A
f5-10k / Qwen3.6-27B-Q8_0		Efficiency initiative and pension settlement charges. Includes $27 million pension settlement charge and severance expense related to staff reductions.
2013-12-31acquisition_additioncompleted2012-07-132012-09-14Western New YorkKey Community BankMD&A
f5-10k / Qwen3.6-27B-Q8_0		Acquisition of 37 retail banking branches in Western New York and credit card portfolios. Headcount impact not explicitly quantified in employee count, but expenses increased.
2013-09-30restructuringin_progress2012-06-01USD 41 (millions)MD&A
f5-10q / GLM-5.3-flash-fp4-HTML		Efficiency initiative launched June 2012; $41 million of charges in Q3 2013 including pension settlement; achieved $207 million annualized run-rate savings, exceeding $200 million target
2013-09-30restructuringin_progress2012-06-01USD 93 (millions)MD&A
f5-10q / GLM-5.3-flash-fp4-HTML		Year-to-date efficiency initiative charges including pension settlement charge; severance expense of $33 million year-to-date related to staff reductions
2013-09-30plant_closurein_progress2012-06-01Key Community BankMD&A
f5-10q / GLM-5.3-flash-fp4-HTML		Eight branches consolidated during Q3 2013; 46 branches consolidated in first nine months of 2013; 65 total branches consolidated since efficiency initiative launch; branch count fell to 1,044 from 1,087 a year earlier
2013-09-30plant_closurein_progressUnited StatesKey Community BankMD&A
f5-10q / MiMo-V2.6-Flash-fp8-HTML		Eight branches consolidated during Q3 2013, reaching 65 total consolidated since launch of efficiency initiative; 46 branches consolidated during first nine months of 2013. No employee count or severance charge disclosed for branch closures.
2013-09-30restructuringin_progressUnited StatesEnterpriseUSD 93 (millions)MD&A
f5-10q / MiMo-V2.6-Flash-fp8-HTML		Costs associated with efficiency initiative including $25M pension settlement charge totaled $93M for nine months ended 2013-09-30 vs $9M prior year. Annualized run-rate savings of $207M achieved. No employee headcount affected disclosed.
2013-09-30restructuringin_progressUSD 41 (millions)MD&A
f5-10q / Qwen3.6-27B-Q8_0		Expenses related to efficiency initiative and pension settlement charge for the three months ended September 30, 2013.
2013-09-30restructuringin_progressUSD 93 (millions)MD&A
f5-10q / Qwen3.6-27B-Q8_0		Costs associated with efficiency initiative, including pension settlement charge, for the nine months ended September 30, 2013.
2013-06-30restructuringin_progress2013-12-31United StatesCompany-wide efficiency initiativeUSD 37 (millions)MD&A
f5-10q / GLM-5.3-flash-fp4-HTML		Efficiency initiative costs of $37 million in Q2 2013 ($52 million YTD); $171 million in annualized expense savings realized through Q2 2013, on target for $200 million by end of 2013
2013-06-30plant_closurecompleted2013-06-30United StatesKey Community BankMD&A
f5-10q / GLM-5.3-flash-fp4-HTML		Consolidated 33 branches during Q2 2013 (38 during first half of 2013); net occupancy expense increased $10 million primarily due to branch consolidation charges
2013-06-30plant_closurecompleted2013-06-30United StatesKey Community BankUSD 11 (millions)MD&A
f5-10q / MiMo-V2.6-Flash-fp8-HTML		33 branches consolidated during Q2 2013 as part of efficiency initiative; $11 million in associated expenses recorded in net occupancy
2013-06-30restructuringin_progress2013-12-31United StatesEnterprise-wideUSD 37 (millions)MD&A
f5-10q / MiMo-V2.6-Flash-fp8-HTML		Efficiency initiative: $37M in charges during Q2 2013 ($52M YTD); $171M annualized savings realized through Q2, targeting $200M by end of 2013; severance expense up $15M YoY in Q2
2013-06-30acquisition_additioncompleted2013-06-242013-06-30United StatesKey Corporate Bank — Commercial Mortgage Servicingbusiness_combinations_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML		Acquired substantially all third-party commercial loan servicing rights from Bank of America's Global Mortgages & Securitized Products business on June 24, 2013; $117M MSR fair value; no headcount disclosed
2013-06-30divestiture_reductioncompleted2013-02-212013-07-31United StatesVictory Capital Management / Victory Capital Advisorsbusiness_combinations_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML		Sale of investment management subsidiary to a private equity fund; transaction closed July 31, 2013 (subsequent to quarter end); no headcount disclosed
2013-06-30restructuringin_progress2013-12-31USD 37 (millions)MD&A
f5-10q / Qwen3.6-27B-Q8_0		Efficiency initiative charges incurred in Q2 2013. Company remains on target to reach goal of $200 million in annualized savings by end of 2013.
2013-06-30plant_closurecompletedMD&A
f5-10q / Qwen3.6-27B-Q8_0		Consolidated 33 branches during the second quarter of 2013.
2013-03-31restructuringin_progress2013-12-31Company-wide efficiency initiativeUSD 15 (millions)MD&A
f5-10q / GLM-5.3-flash-fp4-HTML		Efficiency initiative costs of $15 million incurred in Q1 2013, including $9 million of severance expense; $105 million of annualized expense savings realized toward a $200 million goal by end of 2013. No employee count disclosed.
2013-03-31plant_closureannounced2013-06-30Branch networkMD&A
f5-10q / GLM-5.3-flash-fp4-HTML		Company expects to consolidate branches during the second quarter of 2013 as part of efficiency efforts; no headcount impact quantified.
2013-03-31divestiture_reductionannounced2013-02-212013-09-30Victory Capital Management and Victory Capital AdvisorsUSD 246 (millions)MD&A
f5-10q / GLM-5.3-flash-fp4-HTML		Agreement to sell investment management subsidiary Victory to a private equity fund for $246 million; expected to close in Q3 2013. Headcount impact not disclosed.
2013-03-31acquisition_additioncompleted452013-02-012013-02-01Merchant processing businessMD&A
f5-10q / GLM-5.3-flash-fp4-HTML		Approximately 45 sales people added to the merchant processing business on February 1, 2013.
2013-03-31restructuringin_progress2013-12-31United StatesEnterprise-wideUSD 15 (millions)MD&A
f5-10q / MiMo-V2.6-Flash-fp8-HTML		Efficiency initiative incurred $15M in Q1 2013 costs including $9M severance; $105M annualized savings realized toward $200M goal by end of 2013. No employee count disclosed.
2013-03-31divestiture_reductionannounced2013-02-212013-09-30United StatesVictory Capital Management and Victory Capital Advisors (investment management)MD&A
f5-10q / MiMo-V2.6-Flash-fp8-HTML		Agreement to sell Victory to a private equity fund for $246M; classified as discontinued operation. Expected close Q3 2013. No employee count disclosed.
2013-03-31plant_closurein_progressUnited StatesKey Community Bank — branch networkMD&A
f5-10q / MiMo-V2.6-Flash-fp8-HTML		Branch consolidation planned for Q2 2013 as part of efficiency initiative; no branch count or associated headcount reduction disclosed.
2013-03-31restructuringin_progressUSD 9 (millions)MD&A
f5-10q / Qwen3.6-27B-Q8_0		Severance expense associated with efficiency initiative.
2012-12-31acquisition_additioncompleted2012-07-13Western New YorkKey Community BankItem 1. Business
f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML		Acquisition of 37 retail branches. Filer does not disclose specific headcount added, but notes contribution to average employee count and expense.
2012-12-31plant_closurecompleted2012-01-012012-12-31United StatesKey Community BankItem 7. MD&A
f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML		Closed 19 underperforming branches during 2012 as part of plan to rationalize branch network.
2012-12-31plant_closurecompleted2012-12-312012-12-31United StatesKey Community BankMD&A
f5-10k / Qwen3.6-27B-Q8_0		Closed 19 underperforming branches during 2012 as part of efficiency initiative. Employee count not disclosed.
2012-12-31acquisition_additioncompleted2012-07-132012-07-13Western New YorkKey Community BankMD&A
f5-10k / Qwen3.6-27B-Q8_0		Acquired 37 branches in Western New York. Employee count not explicitly disclosed, but personnel expense increased due to hiring.
2012-09-30acquisition_additioncompleted2012-07-13Western New YorkKey Community Bankbusiness_combinations_footnote
f5-10q / GLM-5.3-flash-fp4-HTML		Acquired 37 retail banking branches on July 13, 2012; headcount added not disclosed, but average FTEs rose 343 year-over-year partly due to this acquisition.
2012-09-30acquisition_additioncompleted2012-08-01United StatesKey Community Bankbusiness_combinations_footnote
f5-10q / GLM-5.3-flash-fp4-HTML		Acquired approximately $718 million of Key-branded credit card assets from Elan Financial Services; headcount added not disclosed.
2012-06-30restructuringannounced2012-07-192013-12-31Company-wideMD&A
f5-10q / GLM-5.3-flash-fp4-HTML		Company-wide efficiency initiatives targeting $150-$200 million in expense reductions by December 2013, with full run-rate benefit in 2014; focused on organizational design, strategic sourcing, and branch rationalization. No employee count disclosed.
2012-06-30acquisition_additioncompleted2012-07-132012-07-13Buffalo and Rochester, New YorkKey Community BankUSD 95 (millions)other
f5-10q / GLM-5.3-flash-fp4-HTML		Acquisition of 37 retail banking branches from HSBC Bank NA completed July 13, 2012; added approximately $2.1 billion in deposits and $260 million in loans. Headcount added not disclosed; $95 million represents the 4.4% deposit premium paid, not a workforce charge.
2010-12-31restructuringin_progress2,4852008-12-312012-12-31United StatesEnterprise-wideItem_1_Business
f5-10k / MiMo-V2.6-Flash-fp8-HTML		Cumulative through fiscal year-end 2010: workforce reduced by 2,485 average FTE employees over the past two years (2009-2010). Part of Keyvolution initiative targeting $300-375M run-rate savings by end of 2012; $228M achieved as of Dec 31, 2010. Driven by exiting noncore businesses (retail marine, education lending), branch modernization, and online banking enhancements.
2010-12-31divestiture_reductioncompleted2010-11-212010-12-31United StatesTuition Management Systems (Consumer Finance / Real Estate Capital and Corporate Banking Services)discontinued_operations_footnote
f5-10k / MiMo-V2.6-Flash-fp8-HTML		Sale of substantially all net assets of TMS to First Marblehead Corporation for approximately $47 million cash; transaction closed December 31, 2010. No employee headcount associated with the divestiture is disclosed.
2010-12-31plant_closurein_progress2010-12-312011-12-31United States (14-state branch network)Key Community Bank — branch networkItem_1_Business
f5-10k / MiMo-V2.6-Flash-fp8-HTML		77 new branches opened and approximately 145 renovated over the past two years (2009-2010), expanding to 1,033 branches. Plans to open 35-40 additional branches in 2011. No associated headcount figures disclosed for branch openings or closures.
2010-12-31restructuringcompleted2,4852008-12-312010-12-31United StatesCorporate-wideItem_1_Business
f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML		Reduction attributed to exiting noncore businesses (retail marine, education lending), branch modernization, and online banking enhancements. Reported as cumulative reduction over the prior two years (2009-2010).
2010-12-31restructuringcompleted2,4852008-12-312010-12-31United StatesCorporate-wideItem 1 Business
f5-10k / Qwen3.6-27B-Q8_0		Workforce reduced by 2,485 average full-time equivalent employees over the last two years (2009-2010) as part of exiting noncore businesses and modernizing branch network.
2010-09-30reduction_in_forcecompleted2,400MD&A
f5-10q / GLM-5.3-flash-fp4-HTML		Cumulative reduction of more than 2,400 average full-time equivalent employees over the past two years, tied to cost-structure alignment initiatives; not a discrete single-quarter action.
2010-06-30othercompleted2009-12-312009-12-31Company-wide pension plansother
f5-10q / GLM-5.3-flash-fp4-HTML		Effective December 31, 2009, all pension benefit accruals were frozen and the plans were closed to new employees; account balances continue to accrue interest until benefits are paid.
2010-06-30reduction_in_forcein_progress2,500Company-wide (Keyvolution efficiency initiative)MD&A
f5-10q / GLM-5.3-flash-fp4-HTML		Cumulative reduction of more than 2,500 average full-time equivalent employees over the past two years, tied to exiting noncore businesses and efficiency initiatives; not a discrete quarterly action.
2009-12-31restructuringin_progress2008-10-012012-12-31United StatesEnterprise-wideItem_1_Business
f5-10k / MiMo-V2.6-Flash-fp8-HTML		Multi-year cost-savings initiative targeting $300-375M annualized savings by 2012. Over two years, workforce reduced by more than 2,200 average FTE employees. No specific employee count attributed to current fiscal year alone.
2009-12-31divestiture_reductioncompleted2009-04-012009-12-31United StatesNational Banking — Austin Capital Managementdiscontinued_operations_footnote
f5-10k / MiMo-V2.6-Flash-fp8-HTML		Decision to wind down Austin Capital Management hedge fund subsidiary; accounted for as discontinued operation. No employee count disclosed.
2009-12-31divestiture_reductioncompleted2009-09-012009-12-05United StatesNational Banking — Education Lendingdiscontinued_operations_footnote
f5-10k / MiMo-V2.6-Flash-fp8-HTML		Exit from government-guaranteed education lending business; accounted for as discontinued operation. No employee count disclosed.
2009-12-31restructuringcompleted2009-07-012009-12-31United StatesNational Banking — Equipment FinanceItem_1_Business
f5-10k / MiMo-V2.6-Flash-fp8-HTML		Ceased lending in commercial vehicle and office equipment leasing markets during Q3 2009. No employee count disclosed.
2009-12-31restructuringcompleted2,2002008-10-012009-12-31United StatesCorporate-wideMD&A
f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML		Over the past two years (2008-2009), the company reduced its staff by more than 2,200 average full-time equivalent employees as part of exiting noncore businesses and implementing cost initiatives.
2009-12-31restructuringcompleted2,2002009-12-312009-12-31United StatesCorporate-wideMD&A
f5-10k / Qwen3.6-27B-Q8_0		Reduction of more than 2,200 average full-time equivalent employees over the past two years as part of corporate-wide initiative to align cost structure.
2009-09-30restructuringin_progress2,00011%United StatesCompany-wide (Keyvolution initiative and noncore business exits)USD 28 (millions)MD&A
f5-10q / GLM-5.3-flash-fp4-HTML		Approximately 2,000 positions (about 11% of workforce) eliminated over the eighteen-month period through Q3 2009 via the Keyvolution initiative, new teller platform technology, and exits from noncore businesses such as retail marine and education lending. Severance expense of $6 million pre-tax in Q3 2009 and $28 million pre-tax for the nine months ended September 30, 2009.
2009-09-30divestiture_reductionannounced2009-09-012010-06-30United StatesConsumer Finance — education lending (Key Education Resources)MD&A
f5-10q / GLM-5.3-flash-fp4-HTML		Decision to exit the government-guaranteed education lending business; business accounted for as a discontinued operation. Exit costs expected to continue through June 30, 2010. Origination of education loans continues through December 4, 2009; servicing of existing loans continues. Headcount impact not quantified.
2009-09-30divestiture_reductioncompleted2009-04-01United StatesAustin Capital Management, Ltd. (hedge fund investment management)USD 27 (millions)MD&A
f5-10q / GLM-5.3-flash-fp4-HTML		Decision to wind down operations of Austin; accounted for as a discontinued operation. Includes a $27 million pre-tax intangible assets impairment charge recorded in Q1 2009 ($23 million after tax). Headcount impact not quantified.
2009-09-30restructuringcompleted2009-07-01United StatesNational Banking — Equipment Finance (commercial vehicle and office equipment leasing markets)USD 45 (millions)restructuring_footnote
f5-10q / GLM-5.3-flash-fp4-HTML		Ceased conducting business in both the commercial vehicle and office equipment leasing markets during Q3 2009; $45 million pre-tax charge to write off the related vendor-relationship intangible asset ($28 million after tax). Headcount impact not quantified.
2009-09-30restructuringin_progress2,00011%2008-10-01United StatesEnterprise-wideMD&A
f5-10q / MiMo-V2.6-Flash-fp8-HTML		Corporate-wide initiative targeting $300M-$375M annualized cost savings by 2012; workforce reduced approximately 11% or 2,000 positions over the eighteen-month period ended September 30, 2009
2009-09-30divestiture_reductionin_progress2009-09-012010-06-30United StatesConsumer Finance — Education LendingMD&A
f5-10q / MiMo-V2.6-Flash-fp8-HTML		Decision to exit government-guaranteed education lending; headcount not disclosed. Origination ceases December 4, 2009; exit costs expected through June 30, 2010
2009-09-30divestiture_reductionin_progress2009-04-01United StatesNational Banking — Austin Capital ManagementMD&A
f5-10q / MiMo-V2.6-Flash-fp8-HTML		Decision to wind down hedge fund investment management subsidiary; headcount not disclosed
2009-09-30restructuringcompleted2009-07-012009-09-30United StatesNational Banking — Equipment FinanceUSD 45 (millions)MD&A
f5-10q / MiMo-V2.6-Flash-fp8-HTML		Ceased lending in commercial vehicle and office equipment leasing markets; $45M pre-tax write-off of vendor relationship intangible; headcount not disclosed
2009-09-30restructuringcompleted2,00011%United StatesCorporate-wideMD&A
f5-10q / Qwen3.6-27B-Q8_0		Reduction in employee workforce of approximately 11%, or 2,000 positions, over the eighteen month period ending September 30, 2009, as part of the 'Keyvolution' initiative.
2009-06-30restructuringin_progress1,5008%Company-wide, including noncore businesses (retail marine, private student lending) and teller platform technology deploymentMD&A
f5-10q / GLM-5.3-flash-fp4-HTML		Workforce reduction of approximately 8%, or 1,500 positions, over the fifteen-month period ended Q2 2009, tied to the Keyvolution cost-savings initiative targeting $300-$375 million of annualized savings by 2012; personnel costs down 6% year-over-year in Q2 2009.
2009-06-30divestiture_reductioncompleted2009-04-01Austin Capital Management, Ltd. (National Banking)USD 23 (millions)MD&A
f5-10q / GLM-5.3-flash-fp4-HTML		Operations of Austin Capital Management, Ltd., a hedge fund investment subsidiary, curtailed in April 2009 and accounted for as a discontinued operation; included a $23 million after-tax intangible assets impairment charge. Headcount affected not disclosed.
2009-06-30restructuringin_progress1,5008%2008-10-01United StatesEnterprise-wideMD&A
f5-10q / MiMo-V2.6-Flash-fp8-HTML		Corporate-wide cost initiative initiated Q4 2008; cumulative workforce reduction of approximately 8% or 1,500 positions over the fifteen-month period ended June 30, 2009. Includes exits from noncore businesses such as retail marine and private student lending. Target annualized cost savings of $300M-$375M by 2012.
2009-06-30divestiture_reductioncompleted2009-04-01United StatesNational Banking — Austin Capital Management, Ltd.restructuring_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML		In April 2009 Key decided to curtail operations of Austin Capital Management, Ltd. (hedge fund investment manager), accounted for as a discontinued operation. Headcount not disclosed.
2009-06-30restructuringin_progress1,5008%United StatesCorporate-wideMD&A
f5-10q / Qwen3.6-27B-Q8_0		Reduction in employee workforce of approximately 8%, or 1,500 positions, over the fifteen month period ending Q2 2009 as part of 'Keyvolution' initiative.
2009-03-31restructuringin_progressUSD 8 (millions)MD&A
f5-10q / GLM-5.3-flash-fp4-HTML		Severance and other exit costs of $8 million pre-tax ($5 million after tax) recorded in Q1 2009; no employee count disclosed.
2009-03-31othercompleted2009-04-01Austin Capital Management (Principal Investing)other
f5-10q / GLM-5.3-flash-fp4-HTML		In April 2009 management decided to curtail Austin Capital's operations; related charges expected to be immaterial. No headcount disclosed.
2009-03-31restructuringcompletedUSD 8 (millions)MD&A
f5-10q / Qwen3.6-27B-Q8_0		Pre-tax severance and other exit costs of $8 million recorded in Q1 2009. Employee count not disclosed.
2009-03-31othercompletedPrincipal InvestingMD&A
f5-10q / Qwen3.6-27B-Q8_0		Strategic decision to curtail Austin Capital Management operations in April 2009. Related charges expected not to be material.
2008-12-31acquisition_additioncompleted2008-01-012008-01-01United StatesCommunity Bankingbusiness_combinations_footnote
f5-10k / MiMo-V2.6-Flash-fp8-HTML		Acquisition of U.S.B. Holding Co., Inc. (Union State Bank, 31 branches, Orangeburg NY). No employee headcount added disclosed.
2008-12-31restructuringcompleted2008-09-302008-12-31United StatesNational Banking — Consumer FinanceItem_1_Business
f5-10k / MiMo-V2.6-Flash-fp8-HTML		Exited retail and floor-plan lending for marine and recreational vehicle products; limited new education loans to government-guaranteed only. Severance expense of $51M in 2008 attributed partly to business exits; no employee count disclosed.
2008-12-31restructuringcompleted2008-06-302008-12-31United StatesNational Banking — Real Estate CapitalItem_1_Business
f5-10k / MiMo-V2.6-Flash-fp8-HTML		Ceased lending to homebuilders within 14-state Community Banking footprint; reduced residential construction CRE exposure by $1.264B (36%). No employee count disclosed.
2008-12-31restructuringcompleted2008-09-30United StatesNational Banking; Consumer FinanceUSD 8 (millions)MD&A
f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML		Decision to limit new education loans to those backed by government guarantee resulted in $8 million severance expense and $4 million goodwill write-off. Specific headcount impact not disclosed.
2008-12-31restructuringcompleted2008-12-31United StatesNational Banking; Consumer FinanceMD&A
f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML		Decision to exit retail and floor-plan lending for marine and recreational vehicle products. Headcount impact not disclosed.
2008-12-31restructuringcompleted2007-12-31United StatesNational Banking; Consumer FinanceMD&A
f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML		Decision to cease lending to homebuilders within 14-state Community Banking footprint. Headcount impact not disclosed.
2008-09-30restructuringin_progress2008-09-30National Banking — Consumer Finance (marine and recreational vehicle lending)USD 10 (millions)MD&A
f5-10q / GLM-5.3-flash-fp4-HTML		Key decided during Q3 2008 to exit direct and indirect retail and floor-plan lending for marine and recreational vehicle products; $10 million of severance and other exit costs recorded in the quarter, with additional exit-related costs expected in Q4 2008.
2008-09-30restructuringin_progress2008-09-30National Banking — Consumer Finance (education lending)MD&A
f5-10q / GLM-5.3-flash-fp4-HTML		Key will limit new education loans to those backed by government guarantee beginning October 2008, while continuing to service existing loans and honor existing education loan commitments.
2008-09-30restructuringin_progress2008-09-30Community Banking / National Banking — homebuilder lendingMD&A
f5-10q / GLM-5.3-flash-fp4-HTML		During Q3 2008 Key determined it will cease conducting business with homebuilders within its 14-state Community Banking footprint, extending the December 2007 decision to exit nonrelationship out-of-footprint homebuilder lending.
2008-09-30restructuringin_progress2008-07-01United StatesConsumer Finance (National Banking) — marine and recreational vehicle lendingUSD 10 (millions)MD&A
f5-10q / MiMo-V2.6-Flash-fp8-HTML		Q3 2008 decision to exit direct/indirect retail and floor-plan lending for marine and RV products; $10M of severance and exit costs recorded in the quarter. No employee count disclosed.
2008-09-30restructuringin_progress2008-07-01United StatesConsumer Finance (National Banking) — education lendingMD&A
f5-10q / MiMo-V2.6-Flash-fp8-HTML		Q3 2008 decision to limit new education loans to those backed by government guarantee. No employee count or charge disclosed.
2008-09-30restructuringin_progress2008-07-01United StatesNational Banking — homebuilder lendingMD&A
f5-10q / MiMo-V2.6-Flash-fp8-HTML		Q3 2008 decision to cease conducting business with homebuilders within the 14-state Community Banking footprint. No employee count disclosed.
2008-09-30acquisition_additioncompleted2008-01-012008-01-01United States (New York)Community Banking and National Bankingbusiness_combinations_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML		Acquisition of U.S.B. Holding Co., Inc. (31-branch bank) completed January 1, 2008. Assets of $2.8B and deposits of $1.8B acquired; no employee count disclosed.
2008-09-30restructuringin_progress2008-09-30Marine and recreational vehicle lendingUSD 10 (millions)MD&A
f5-10q / Qwen3.6-27B-Q8_0		Decision to exit direct and indirect retail and floor-plan lending for marine and recreational vehicle products. $10 million of additional expense attributable to severance and other costs recorded during the current quarter.
2008-09-30acquisition_additioncompleted2008-01-01Orangeburg, New YorkCommunity Banking and National Bankingbusiness_combinations_footnote
f5-10q / Qwen3.6-27B-Q8_0		Acquisition of U.S.B. Holding Co., Inc. (Union State Bank), a 31-branch state-chartered commercial bank. Headcount added not explicitly quantified in filing.
2008-06-30acquisition_additioncompleted2008-01-012008-01-01United States (New York)Community Banking / National Bankingbusiness_combinations_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML		Acquisition of U.S.B. Holding Co., Inc. (Union State Bank, 31 branches); employee headcount added not disclosed. Assets $2.8B, deposits $1.8B.
2008-03-31acquisition_additioncompleted2008-01-012008-01-01United States (Lower Hudson Valley, New York)Community Banking and National Bankingbusiness_combinations_footnote
f5-10q / GLM-5.3-flash-fp4-HTML		Acquisition of U.S.B. Holding Co., Inc., holding company for Union State Bank, a 31-branch bank; headcount added not disclosed. Contributed to higher personnel expense and increased average FTEs.
2008-03-31restructuringannounced2007-12-20Consumer Finance / dealer-originated home improvement lending; Payroll Online servicesMD&A
f5-10q / GLM-5.3-flash-fp4-HTML		Decision to exit dealer-originated home improvement lending (largely out-of-footprint prime loans), cease Payroll Online services, and stop doing business with nonrelationship homebuilders outside the 14-state footprint; employee counts not disclosed.
2008-03-31acquisition_additioncompleted2008-01-012008-01-01United States (New York)Community Banking / National Bankingbusiness_combinations_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML		Acquisition of U.S.B. Holding Co., Inc. (Union State Bank, 31 branches) completed January 1, 2008; no employee headcount disclosed for the acquired entity
2007-12-31divestiture_reductioncompleted5702007-02-092007-02-09United StatesMcDonald Investments branch network (retail brokerage)business_combinations_footnote
f5-10k / MiMo-V2.6-Flash-fp8-HTML		Sale of the branch network to UBS Financial Services; approximately 570 financial advisors and field support staff transferred with the business. Key recorded a $171 million pre-tax gain ($107 million after tax), not a severance charge. Average FTE fell from 20,006 in 2006 to 18,934 in 2007, partly reflecting this transaction.
2007-12-31divestiture_reductioncompleted2006-12-012007-02-28United StatesChampion Mortgage loan origination platform (National Banking / Consumer Finance)business_combinations_footnote
f5-10k / MiMo-V2.6-Flash-fp8-HTML		Origination platform sold to an affiliate of Fortress Investment Group for cash proceeds of $0.5 million; the related subprime loan portfolio was sold in November 2006. Business accounted for as discontinued operations. No employee count disclosed.
2007-12-31acquisition_additioncompleted2007-10-012007-10-01United StatesConsumer Finance (tuition payment services)business_combinations_footnote
f5-10k / MiMo-V2.6-Flash-fp8-HTML		Acquisition of tuition planning and payment services provider headquartered in Warwick, Rhode Island, serving 700+ educational institutions. No employee count disclosed; transaction terms described as not material.
2007-12-31restructuringannounced2007-12-20United States (largely out-of-footprint)Consumer Finance / Real Estate Capital / Business ServicesMD&A
f5-10k / MiMo-V2.6-Flash-fp8-HTML		Key announced exit from dealer-originated home improvement lending, cessation of Payroll Online services, and ending business with nonrelationship homebuilders outside its 13-state footprint. $5 million of goodwill written off in Q4 2007 for Payroll Online. No employee counts or severance amounts disclosed.
2007-12-31acquisition_additioncompleted2007-07-272008-01-01United States (New York — Lower Hudson Valley)Community Banking (retail branch network)subsequent_events
f5-10k / MiMo-V2.6-Flash-fp8-HTML		Subsequent event: acquisition of U.S.B. Holding Co. (Union State Bank) completed January 1, 2008, adding 31 branches, $2.8 billion of assets and $1.8 billion of deposits; consideration of 9,895,000 KeyCorp shares ($348 million) and $194 million cash. Post-acquisition branch count rose to 985 in fourteen states. No employee count disclosed.
2007-12-31divestiture_reductioncompleted2007-02-092007-02-09United StatesCommunity BankingItem 1. Business
f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML		Sale of McDonald Investments branch network including approximately 570 financial advisors and field support staff. Exact headcount of total employees not specified, only advisors/support staff mentioned.
2007-12-31acquisition_additioncompleted2007-10-012007-10-01United StatesNational BankingItem 1. Business
f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML		Acquisition of Tuition Management Systems, Inc. Headcount not explicitly disclosed.
2007-12-31divestiture_reductioncompleted2007-02-092007-02-09United StatesCommunity BankingItem 1_Business
f5-10k / Qwen3.6-27B-Q8_0		Sale of McDonald Investments branch network included approximately 570 financial advisors and field support staff.
2007-12-31acquisition_additioncompleted2008-01-012008-01-01New YorkCommunity Bankingsubsequent_events
f5-10k / Qwen3.6-27B-Q8_0		Acquisition of U.S.B. Holding Co., Inc. (Union State Bank) completed January 1, 2008. Headcount not explicitly disclosed.
2007-09-30divestiture_reductioncompleted5702007-02-092007-02-09United StatesMcDonald Investments branch network (brokerage/financial advisors)business_combinations_footnote
f5-10q / GLM-5.3-flash-fp4-HTML		Branch network including approximately 570 financial advisors and field support staff sold to UBS Financial Services Inc.; Key received $219 million cash proceeds and recorded a $171 million pre-tax gain.
2007-09-30divestiture_reductioncompleted2007-02-282007-02-28United StatesChampion Mortgage loan origination platformbusiness_combinations_footnote
f5-10q / GLM-5.3-flash-fp4-HTML		Origination platform sold to an affiliate of Fortress Investment Group LLC for $.5 million; headcount affected not quantified. Related $2.5 billion nonprime mortgage portfolio sold November 29, 2006.
2007-09-30acquisition_additioncompleted2007-10-012007-10-01United StatesTuition Management Systems, Inc.subsequent_events
f5-10q / GLM-5.3-flash-fp4-HTML		Acquired October 1, 2007 (after quarter-end); terms not material; headcount added not quantified.
2007-09-30acquisition_additionannounced2007-07-262008-01-31United States (Hudson Valley, New York)U.S.B. Holding Co., Inc. / Union State Bankbusiness_combinations_footnote
f5-10q / GLM-5.3-flash-fp4-HTML		Definitive agreement to acquire U.S.B. Holding Co. (~$3 billion assets, 31 branches) valued at approximately $575 million; expected to close early in 2008; headcount not quantified.
2007-09-30divestiture_reductioncompleted2007-02-092007-02-09United StatesCommunity BankingMD&A
f5-10q / Qwen3.6-27B-Q8_0		Sale of McDonald Investments branch network included approximately 570 financial advisors and field support staff. Exact headcount reduction not explicitly quantified as a single integer in the filing, but described as 'approximately 570 financial advisors and field support staff'.
2007-09-30acquisition_additionannounced2007-07-262008-01-01New YorkCommunity Bankingsubsequent_events
f5-10q / Qwen3.6-27B-Q8_0		Agreement to acquire U.S.B. Holding Co., Inc. (Union State Bank). Expected to close early in 2008. Headcount not disclosed.
2007-09-30acquisition_additioncompleted2007-10-012007-10-01Rhode IslandNational Bankingsubsequent_events
f5-10q / Qwen3.6-27B-Q8_0		Acquisition of Tuition Management Systems, Inc. completed October 1, 2007. Headcount not disclosed.
2007-06-30divestiture_reductioncompleted5702007-02-092007-02-09United StatesMcDonald Investments branch network (brokerage)other
f5-10q / GLM-5.3-flash-fp4-HTML		Branch network including approximately 570 financial advisors and field support staff sold to UBS Financial Services; Key received $219 million cash proceeds and recorded a $171 million pre-tax gain.
2007-06-30divestiture_reductioncompleted2007-02-282007-02-28United StatesChampion Mortgage loan origination platformother
f5-10q / GLM-5.3-flash-fp4-HTML		Loan origination platform sold to an affiliate of Fortress Investment Group for $0.5 million; related nonprime mortgage portfolio sold November 29, 2006. Employee count not disclosed.
2007-06-30divestiture_reductioncompleted2007-02-092007-02-09Community BankingMD&A
f5-10q / Qwen3.6-27B-Q8_0		Sale of McDonald Investments branch network included approximately 570 financial advisors and field support staff.
2007-03-31divestiture_reductioncompleted5702007-02-092007-02-09United StatesMcDonald Investments branch network (brokerage)USD 171 (millions)other
f5-10q / GLM-5.3-flash-fp4-HTML		Sale of branch network to UBS Financial Services included approximately 570 financial advisors and field support staff; Key recorded a $171 million pre-tax gain ($107 million after tax).
2007-03-31divestiture_reductioncompleted2007-02-282007-02-28United StatesChampion Mortgage loan origination platformother
f5-10q / GLM-5.3-flash-fp4-HTML		Champion Mortgage origination platform sold to an affiliate of Fortress Investment Group; business accounted for as discontinued operations. No employee count disclosed.
2007-03-31divestiture_reductioncompleted5702007-02-092007-02-09United StatesMcDonald Investments branch network (wealth management / financial advisors)MD&A
f5-10q / MiMo-V2.6-Flash-fp8-HTML		Sale of McDonald Investments branch network to UBS Financial Services; included approximately 570 financial advisors and field support staff. Count reflects disclosed personnel transferred with the branch network.
2007-03-31divestiture_reductioncompleted2007-02-282007-02-28United StatesChampion Mortgage loan origination platformMD&A
f5-10q / MiMo-V2.6-Flash-fp8-HTML		Sale of Champion Mortgage loan origination platform to an affiliate of Fortress Investment Group; no employee count disclosed. Prior sale of the nonprime mortgage loan portfolio occurred 2006-11-29.
2007-03-31divestiture_reductioncompleted5702007-02-092007-02-09Community Bankingbusiness_combinations_footnote
f5-10q / Qwen3.6-27B-Q8_0		Sale of McDonald Investments branch network included approximately 570 financial advisors and field support staff.
2006-12-31divestiture_reductioncompleted5702007-02-092007-02-09United StatesCommunity Banking — McDonald Investments branch network (wealth management)subsequent_events
f5-10k / MiMo-V2.6-Flash-fp8-HTML		Sale of the branch network to UBS Financial Services closed after fiscal year-end; approximately 570 financial advisors and field support staff transferred. Cash proceeds of about $219 million; no severance charge disclosed.
2006-12-31divestiture_reductioncompleted2006-11-292006-11-29United StatesNational Banking — Consumer Finance / Champion Mortgage finance businessdiscontinued_operations_footnote
f5-10k / MiMo-V2.6-Flash-fp8-HTML		Nonprime mortgage loan portfolio sold for $2.5 billion cash; origination platform sale to a Fortress affiliate expected to close in Q1 2007. Business accounted for as discontinued operations; associated headcount not disclosed.
2006-12-31acquisition_additioncompleted2006-04-012006-04-01United StatesNational Banking — investment management (Austin Capital Management, Ltd.)business_combinations_footnote
f5-10k / MiMo-V2.6-Flash-fp8-HTML		Acquired April 1, 2006 with approximately $900 million in assets under management; acquired headcount not disclosed.
2006-12-31acquisition_additioncompleted2006-04-01Austin, TexasNational Bankingbusiness_combinations_footnote
f5-10k / Qwen3.6-27B-Q8_0		Acquisition of Austin Capital Management, Ltd. Headcount not explicitly disclosed.
2006-12-31divestiture_reductioncompleted2006-11-29United StatesNational Bankingdiscontinued_operations_footnote
f5-10k / Qwen3.6-27B-Q8_0		Sale of Champion Mortgage finance business. Headcount not explicitly disclosed.
2006-12-31divestiture_reductionannounced5702007-02-09United StatesCommunity Bankingsubsequent_events
f5-10k / Qwen3.6-27B-Q8_0		Sale of McDonald Investments branch network including approximately 570 financial advisors and field support staff.
2006-09-30divestiture_reductionannounced3402006-09-062007-03-31United States (fourteen states)Community Banking — McDonald Investments branch networkMD&A
f5-10q / GLM-5.3-flash-fp4-HTML		Sale of McDonald Investments branch network to UBS Financial Services Inc. includes approximately 340 financial advisors plus field support staff and certain fixed assets; Key retains Private Banking, Wealth Management, Trust and Investment Services businesses. Headcount affected beyond the 340 advisors is not quantified.
2006-09-30divestiture_reductionannounced2006-08-01United StatesNational Banking — Consumer Finance (Champion Mortgage)MD&A
f5-10q / GLM-5.3-flash-fp4-HTML		Key announced it is considering the sale of its Champion Mortgage finance business and hired UBS Investment Bank to assist; no employee count disclosed. $2.5 billion of home equity loans were transferred to loans held for sale in connection with the potential sale.
2006-03-31acquisition_additionannounced2006-04-012006-04-01United States (Austin, Texas)Asset Management (Key's investment management business)subsequent_events
f5-10q / MiMo-V2.6-Flash-fp8-HTML		Acquisition of Austin Capital Management, Ltd. closed April 1, 2006 (post-quarter); approximately $900 million in assets under management at acquisition. No employee headcount for the acquired firm is disclosed in this filing.
2005-12-31acquisition_additioncompleted2005-12-082005-12-08United States (Dallas, Texas)Corporate and Investment Banking — commercial mortgage servicingbusiness_combinations_footnote
f5-10k / MiMo-V2.6-Flash-fp8-HTML		Acquired the commercial mortgage-backed securities servicing business; servicing portfolio of approximately $27 billion at acquisition. No employee count disclosed.
2005-12-31acquisition_additioncompleted2005-07-012005-07-01United States (Dallas, Texas)Corporate and Investment Banking — FHA financing and mortgage servicingbusiness_combinations_footnote
f5-10k / MiMo-V2.6-Flash-fp8-HTML		Mortgage company servicing approximately $1.3 billion in loans at acquisition. No employee count disclosed.
2005-12-31divestiture_reductioncompleted2004-10-012005-06-30United StatesConsumer Banking — Consumer Finance (indirect automobile lending)MD&A
f5-10k / MiMo-V2.6-Flash-fp8-HTML		Exit from indirect automobile lending: prime segment ($992 million) sold in Q1 2005 and nonprime segment ($635 million) sold in Q2 2005. Announcement predates fiscal 2005; completion occurred during fiscal 2005. No employee count disclosed.
2005-12-31acquisition_additionannounced2006-01-132006-03-31United States (Austin, Texas)Investment managementsubsequent_events
f5-10k / MiMo-V2.6-Flash-fp8-HTML		Definitive agreement signed after fiscal year-end to acquire an investment firm with approximately $900 million in assets under management; expected to close in Q1 2006. No employee count disclosed.
2005-09-30acquisition_additioncompleted2005-07-012005-07-01Dallas, TexasCommercial mortgage finance and servicing (KeyBank Real Estate Capital)business_combinations_footnote
f5-10q / GLM-5.3-flash-fp4-HTML		Acquired July 1, 2005; serviced approximately $1.3 billion in loans at acquisition. Employee headcount added not disclosed.
2005-09-30acquisition_additioncompleted2004-12-012004-12-01United StatesKey Equipment Finance (equipment leasing)business_combinations_footnote
f5-10q / GLM-5.3-flash-fp4-HTML		Acquired December 1, 2004; added approximately $1.5 billion of lease financing receivables. Employee headcount added not disclosed.
2005-09-30acquisition_additioncompleted2004-10-152004-11-12Everett, WashingtonCommunity Bankingbusiness_combinations_footnote
f5-10q / GLM-5.3-flash-fp4-HTML		Acquired October 15, 2004; EverTrust Bank merged into KBNA on November 12, 2004. Employee headcount added not disclosed.
2005-09-30acquisition_additioncompleted2004-07-222004-07-22Southfield, MichiganRetail Banking (branch network)business_combinations_footnote
f5-10q / GLM-5.3-flash-fp4-HTML		Purchased ten branch offices and approximately $380 million of deposits. Employee headcount added not disclosed.
2004-12-31acquisition_additioncompleted2004-12-012004-12-01United StatesCorporate and Investment BankingItem 1. Business
f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML		Acquired American Express Business Finance Corporation (AEBF). Headcount not explicitly disclosed in filing.
2004-12-31acquisition_additioncompleted2004-10-152004-10-15United StatesConsumer BankingItem 1. Business
f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML		Acquired EverTrust Financial Group, Inc. Headcount not explicitly disclosed in filing.
2004-12-31acquisition_additioncompleted2004-08-112004-08-11United StatesCorporate and Investment BankingItem 1. Business
f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML		Acquired certain net assets of American Capital Resource, Inc. Headcount not explicitly disclosed in filing.
2004-12-31acquisition_additioncompleted2004-07-222004-07-22United StatesConsumer BankingItem 1. Business
f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML		Acquired ten branch offices and deposits of Sterling Bank & Trust FSB. Headcount not explicitly disclosed in filing.
2004-09-30acquisition_additioncompleted2004-07-22Michigan (Detroit suburbs)Consumer Bankingbusiness_combinations_footnote
f5-10q / GLM-5.3-flash-fp4-HTML		Acquired 10 branch offices and approximately $380 million of deposits; headcount added not disclosed.
2004-09-30acquisition_additioncompleted2004-10-15Everett, WashingtonConsumer BankingUSD 195 (millions)business_combinations_footnote
f5-10q / GLM-5.3-flash-fp4-HTML		Acquired bank with approximately $770 million assets and $570 million deposits for total cash consideration of approximately $195 million; headcount added not disclosed. Completed after quarter-end.
2004-09-30acquisition_additioncompleted2004-08-11Atlanta, GeorgiaCorporate and Investment BankingMD&A
f5-10q / GLM-5.3-flash-fp4-HTML		Acquired certain net assets of American Capital Resource, Inc., a commercial real estate finance and servicing business; headcount added not disclosed.
2004-09-30acquisition_additionannounced2004-10-222004-12-31Parsippany, New JerseyCorporate and Investment Banking / Key Equipment Financebusiness_combinations_footnote
f5-10q / GLM-5.3-flash-fp4-HTML		Agreement to acquire AEBF, American Express' equipment leasing unit with a portfolio of approximately $1.5 billion; expected to close in Q4 2004 subject to regulatory approval. Headcount not disclosed.
2004-06-30acquisition_additioncompleted2004-07-222004-07-22MichiganConsumer Bankingbusiness_combinations_footnote
f5-10q / GLM-5.3-flash-fp4-HTML		Key purchased 10 Michigan offices and approximately $380 million of deposits of Sterling Bank & Trust FSB effective July 22, 2004; headcount added not disclosed.
2004-06-30acquisition_additionannounced2004-06-25WashingtonConsumer BankingUSD 195 (millions)business_combinations_footnote
f5-10q / GLM-5.3-flash-fp4-HTML		Agreement to acquire EverTrust Bank of Everett, Washington with approximately $770 million of assets for approximately $195 million cash; headcount not disclosed.
2003-12-31acquisition_additioncompleted2003-07-012003-07-01United StatesInvestment Management Servicesbusiness_combinations_footnote
f5-10k / MiMo-V2.6-Flash-fp8-HTML		Acquisition of NewBridge Partners LLC, a New York growth equity investment management firm with $1.8 billion of managed assets at acquisition; no employee headcount disclosed.
2003-12-31acquisition_additioncompleted2002-12-122003-01-17United StatesConsumer Bankingbusiness_combinations_footnote
f5-10k / MiMo-V2.6-Flash-fp8-HTML		Purchase of Union Bankshares, Ltd. (Denver, seven-branch bank, $475 million of assets) closed December 12, 2002; Union Bank & Trust merged into KeyBank National Association on January 17, 2003. No employee headcount disclosed.
2003-12-31restructuringcompleted2001-05-012003-12-31United StatesConsumer Banking; Corporate and Investment BankingMD&A
f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML		Multi-year initiative announced in 2001 to exit automobile leasing business, de-emphasize indirect prime automobile lending, and discontinue credit-only commercial relationships. Workforce reductions continued through 2003 as part of this ongoing strategy.
2003-12-31acquisition_additioncompleted2003-07-012003-07-01United StatesInvestment Management ServicesNote 3 Acquisitions and Divestiture
f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML		Acquisition of NewBridge Partners LLC, a growth equity investment management firm. Specific headcount not disclosed.
2003-12-31divestiture_reductioncompleted2002-06-122002-06-12United StatesInvestment Management ServicesNote 3 Acquisitions and Divestiture
f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML		Sale of 401(k) plan recordkeeping business. Specific headcount not disclosed.
2003-06-30acquisition_additioncompleted2003-07-01United States (New York City)Investment Management Servicesbusiness_combinations_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML		Growth equity investment management firm acquired July 1, 2003 with approximately $2 billion of managed assets; transaction terms and headcount not disclosed as immaterial.
2002-12-31restructuringcompleted4,1001999-112002-12-31United StatesEnterprise-wideUSD 270 (millions)MD&A
f5-10k / MiMo-V2.6-Flash-fp8-HTML		Cumulative through fiscal year-end since program inception in November 1999; filing states nearly 4,100 positions eliminated and $270M net charges over the life of the initiative. Filer does not disclose the portion attributable to 2002 alone.
2002-12-31restructuringcompleted4,1001999-112002-12-31United StatesAll segmentsUSD 270 (millions)MD&A
f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML		Cumulative net charges of $270 million recorded since inception of initiative. Total positions eliminated nearly 4,100. Initiative completed in 2002.
2002-12-31restructuringcompleted4,1001999-112002-12-31United StatesAll segmentsUSD 270 (millions)MD&A
f5-10k / Qwen3.6-27B-Q8_0		Initiative launched Nov 1999. Total positions eliminated nearly 4,100. Net charges of $270 million recorded since inception. Workforce reduction completed in 2002.
2002-09-30restructuringcompleted4,1001999-11-012002-03-31United StatesEnterprise-wideUSD 273 (millions)restructuring_footnote
f5-10q / GLM-5.3-flash-fp4-HTML		Competitiveness initiative announced November 1999; targeted ~4,000 position reductions, nearly 4,100 eliminated by March 31, 2002. Cumulative net charges of $273 million since inception. Restructuring liability of $38 million remained at September 30, 2002 (severance $9M, site consolidations $29M).
2002-09-30restructuringin_progress4,1001999-112002-12-31United StatesEnterprise-wideUSD 38 (millions)restructuring_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML		Competitiveness initiative targeted roughly 4,000 position reductions; nearly 4,100 eliminated by March 31, 2002. Remaining liability of $38M at September 30, 2002 (severance $9M, site consolidations $29M); $17M cash paid in the nine months. Cumulative net charges since inception of $273M; management expects full implementation before end of 2002.
2002-09-30restructuringcompleted4,1001999-11-012002-03-31United StatesAll segmentsUSD 273 (millions)MD&A
f5-10q / Qwen3.6-27B-Q8_0		Initiative launched Nov 1999. Substantially completed by March 31, 2002. Nearly 4,100 positions eliminated. Total net charges recorded since inception: $273 million.
2002-06-30restructuringin_progress4,0001999-11-012002-12-31United StatesCompany-wideUSD 274 (millions)MD&A
f5-10q / GLM-5.3-flash-fp4-HTML		Competitiveness initiative launched November 1999 targeted a workforce reduction of approximately 4,000 positions; nearly 4,100 positions eliminated by March 31, 2002. Cumulative net charges of $274 million since inception. Second phase (PEG) substantially completed as of March 31, 2002; management expects all planned actions fully implemented before end of 2002.
2002-06-30restructuringin_progress1999-11-012002-12-31United StatesCompany-wideUSD -5 (millions)restructuring_footnote
f5-10q / GLM-5.3-flash-fp4-HTML		Restructuring charge (credits) for the six months ended June 30, 2002 totaled $(5) million (severance $(7) million, site consolidations $2 million); cash payments of $12 million; liability of $44 million at June 30, 2002 versus $61 million at December 31, 2001.
2002-06-30acquisition_additioncompleted2002-06-282002-06-28United StatesCommercial real estate lending / servicingbusiness_combinations_footnote
f5-10q / GLM-5.3-flash-fp4-HTML		Key purchased substantially all of the mortgage loan and real estate business of Conning Asset Management on June 28, 2002; no headcount figures disclosed.
2002-06-30divestiture_reductioncompleted2002-06-122002-06-12United States401(k) recordkeeping businessUSD 3 (millions)business_combinations_footnote
f5-10q / GLM-5.3-flash-fp4-HTML		Key sold its 401(k) recordkeeping business on June 12, 2002, recognizing a $3 million gain ($2 million after tax) in other income; no headcount figures disclosed.
2002-06-30restructuringin_progress4,1001999-112002-12-31United StatesEnterprise-wideUSD 274 (millions)restructuring_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML		Competitiveness initiative (PEG phase) targeted roughly 4,000 position reductions; nearly 4,100 positions eliminated as of 2002-03-31. Charge figure is cumulative net charges since inception. Restructuring liability was $44M at 2002-06-30 after $(5)M in credits and $12M of cash payments during the six months. Implementation of all second-phase projects substantially complete as of 2002-03-31; full cost savings expected when all planned actions are implemented before year-end 2002.
2002-06-30acquisition_additioncompleted2002-06-282002-06-28United States (Hartford, Connecticut; St. Louis office)Commercial real estate mortgage lending and servicingbusiness_combinations_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML		Purchase of substantially all of Conning Asset Management's mortgage loan and real estate business; net assets of $17M and approximately $4B of commercial mortgage loans serviced. No employee count disclosed; purchase terms described as not material and withheld under a confidentiality clause.
2002-06-30divestiture_reductioncompleted2002-06-122002-06-12United StatesKey Capital Partners — 401(k) recordkeeping businessbusiness_combinations_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML		Sale of the 401(k) recordkeeping business; $3M gain ($2M after tax) recorded in other income. No employee count disclosed.
2002-06-30restructuringcompleted4,1001999-112002-03-31GlobalAll levels throughout the organizationUSD 274 (millions)MD&A
f5-10q / Qwen3.6-27B-Q8_0		Initiative launched Nov 1999. Nearly 4,100 positions eliminated by March 31, 2002. Total net charges since inception $274 million.
2002-03-31restructuringin_progress4,1001999-11-012002-12-31United StatesEnterprise-wide (business structure consolidation, operations streamlining, facility consolidation, outsourcing)USD 54 (millions)restructuring_footnote
f5-10q / GLM-5.3-flash-fp4-HTML		Competitiveness initiative launched November 1999 targeted ~4,000 position reductions; nearly 4,100 positions eliminated as of March 31, 2002, with second and final phase substantially complete. Restructuring liability of $54 million at March 31, 2002 (severance $18M, site consolidations $35M, equipment/other $1M); Q1 2002 net restructuring credits of $(1) million and cash payments of $6 million. Cumulative net charges since inception: $278 million. Expected annual net cost savings ~$300 million when fully implemented before end of 2002.
2002-03-31restructuringcompleted4,1001999-112002-03-31United StatesEnterprise-wideUSD -1 (millions)restructuring_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML		Competitiveness initiative launched Nov 1999; cumulative positions eliminated since inception (~4,100 as of 2002-03-31, vs. ~4,000 target). Phase 2 (PEG) substantially completed during Q1 2002. Q1 2002 net restructuring charge was a credit of $1M (severance credit of $4M offset by site consolidation charge of $3M). Cumulative net charges since inception: $278M. Severance liability balance declined from $27M to $18M during the quarter.
2002-03-31restructuringcompleted4,1001999-11-012002-03-31United StatesAll segmentsUSD 278 (millions)MD&A
f5-10q / Qwen3.6-27B-Q8_0		Initiative launched Nov 1999. 'Nearly 4,100 positions had been eliminated' as of March 31, 2002. Total net charges since inception were $278 million.
2001-12-31restructuringin_progress3,9001999-112002-03-31United StatesEnterprise-wideUSD 279 (millions)restructuring_footnote
f5-10k / MiMo-V2.6-Flash-fp8-HTML		Competitiveness initiative launched Nov 1999; ~3,900 of ~4,000 targeted positions eliminated cumulative through 2001-12-31 (multi-year program, cumulative figure). Remaining positions expected eliminated by end of Q1 2002. FY2001 restructuring charge was a $4M net credit; cumulative net charges since inception $279M.
2001-12-31acquisition_additioncompleted2001-01-022001-01-02United StatesInvestment Bankingbusiness_combinations_footnote
f5-10k / MiMo-V2.6-Flash-fp8-HTML		Acquisition of The Wallach Company, Inc. (Denver-based investment banking firm) for ~$11M. Headcount added not disclosed.
2001-12-31restructuringin_progress4,0001999-112002-03-31United StatesAll segmentsUSD 279 (millions)MD&A
f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML		Cumulative net charges of $279 million since inception. 3,900 positions eliminated by Dec 31, 2001; remaining 100 expected by Q1 2002.
2001-12-31restructuringin_progress3,9001999-112002-03-31United StatesAll segmentsUSD -4 (millions)MD&A
f5-10k / Qwen3.6-27B-Q8_0		Part of the 'Competitiveness Initiative' launched in Nov 1999. 3,900 of approx 4,000 targeted positions eliminated by Dec 31, 2001. Net credit of $4M recorded in 2001.
2001-09-30restructuringin_progress4,0001999-11-012002-12-31United StatesCompany-wideUSD 279 (millions)restructuring_footnote
f5-10q / GLM-5.3-flash-fp4-HTML		Three-year competitiveness initiative announced November 1999; cumulative net charges of $279 million. Workforce to be reduced by approximately 4,000 positions from the November 1999 level at all levels of the organization.
2001-09-30restructuringin_progress3,5001999-11-012001-12-31United StatesCompany-widerestructuring_footnote
f5-10q / GLM-5.3-flash-fp4-HTML		Nearly 3,500 of the approximately 4,000 planned position eliminations completed as of September 30, 2001; remaining reductions (staffed and vacant positions) expected near the end of 2001.
2001-09-30restructuringin_progress2,3002000-07-012001-12-31United StatesCompany-wideMD&A
f5-10q / GLM-5.3-flash-fp4-HTML		Final phase of the initiative, entered in second half of 2000, expected to reduce workforce by approximately 2,300 positions (staffed and vacant) near the end of 2001.
2001-09-30restructuringin_progress4,0001999-112001-12-31United StatesEnterprise-wideUSD 66 (millions)restructuring_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML		Three-year competitiveness initiative targeting approximately 4,000 position reductions from the November 1999 level; nearly 3,500 positions eliminated as of 2001-09-30, with remaining reductions expected near end of 2001. Associated charge is the $66 million restructuring charge liability balance at 2001-09-30; cumulative net charges of $279 million recorded to date.
2001-09-30restructuringin_progress2001-05-17United StatesAutomobile leasing, indirect prime automobile lending, nonrelationship credit-only commercial lendingUSD 300 (millions)MD&A
f5-10q / MiMo-V2.6-Flash-fp8-HTML		Strategic actions announced 2001-05-17 to exit automobile leasing, de-emphasize indirect prime auto lending, and discontinue certain nonrelationship credit-only commercial lending. Associated charge is the $300 million additional provision for loan losses ($189 million after tax) recorded in Q2 2001; no employee headcount impact was quantified in the filing.
2001-09-30restructuringin_progress4,0001999-112001-12-31United StatesAll segmentsUSD 124 (millions)restructuring_footnote
f5-10q / Qwen3.6-27B-Q8_0		Three-year 'competitiveness initiative' instituted in November 1999. Workforce to be reduced by approx. 4,000 positions from Nov 1999 level. Nearly 3,500 eliminated as of Sept 30, 2001. Remaining reductions expected near end of 2001. Liability of $124M at Dec 31, 2000; $66M at Sept 30, 2001.
2001-06-30restructuringin_progress4,0001999-11-012002-12-31United StatesEnterprise-wideUSD 279 (millions)restructuring_footnote
f5-10q / GLM-5.3-flash-fp4-HTML		Three-year competitiveness initiative begun November 1999; cumulative net charges of $279 million; more than 3,200 of approximately 4,000 positions eliminated as of June 30, 2001, with remaining reductions expected around end of 2001
2001-06-30restructuringin_progress2,3002000-10-012001-12-31United StatesEnterprise-wideMD&A
f5-10q / GLM-5.3-flash-fp4-HTML		Final phase of initiative, entered in second half of 2000, expected to reduce workforce by approximately 2,300 positions (staffed and vacant) around end of 2001
2001-06-30restructuringannounced2001-05-17United StatesAutomobile leasing / indirect prime automobile lending / nonrelationship credit-only commercial lendingUSD 300 (millions)MD&A
f5-10q / GLM-5.3-flash-fp4-HTML		Exit automobile leasing, de-emphasize indirect prime auto lending, discontinue nonrelationship credit-only commercial lending; Q2 charges include $300 million additional loan loss provision ($189 million after tax), $150 million goodwill write-down, and $40 million leased vehicle residual value loss
2001-06-30restructuringin_progress4,0001999-112001-12-31United StatesEnterprise-wideUSD 90 (millions)restructuring_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML		Three-year competitiveness initiative targets ~4,000 position reductions from Nov 1999 level; more than 3,200 eliminated as of 2001-06-30. Charge value is the remaining restructuring liability at quarter end (severance $36M, site consolidations $52M, equipment $2M); cumulative net charges to date were $279M. Remaining reductions expected around end of 2001.
2001-06-30restructuringannounced2001-05-17United StatesAutomobile finance / indirect auto lending / commercial lendingMD&A
f5-10q / MiMo-V2.6-Flash-fp8-HTML		Strategic actions announced 2001-05-17: exit automobile leasing, de-emphasize indirect prime auto lending, discontinue nonrelationship credit-only commercial lending. No employee count disclosed; associated charges were a $150M goodwill write-down, $300M additional loan loss provision, and $40M leased-vehicle residual loss.
2001-06-30restructuringin_progress4,0001999-11-012001-12-31United StatesAll segmentsUSD 279 (millions)MD&A
f5-10q / Qwen3.6-27B-Q8_0		Three-year 'competitiveness initiative' instituted in Nov 1999. Workforce reduced by approx 4,000 positions. At June 30, 2001, more than 3,200 positions eliminated. Cumulative charges of net $279 million. Remaining reductions expected around end of 2001.
2001-06-30acquisition_additioncompleted2001-01-022001-01-02Denver, ColoradoKey Capital PartnersUSD 11 (millions)business_combinations_footnote
f5-10q / Qwen3.6-27B-Q8_0		Acquisition of The Wallach Company, Inc., an investment banking firm. Purchase price approx $11 million. Headcount not explicitly disclosed.
2001-03-31restructuringin_progress4,0001999-11-012002-12-31United StatesCorporate-wideUSD 277 (millions)restructuring_footnote
f5-10q / GLM-5.3-flash-fp4-HTML		Three-year competitiveness initiative begun November 1999; workforce to be reduced by approximately 4,000 positions, with more than 3,100 eliminated as of March 31, 2001 and remaining reductions expected by end of 2001. Cumulative net charges of $277 million recorded through Q1 2001, including a $4 million credit ($2 million after tax) in Q1 2001. Restructuring liability of $102 million at March 31, 2001, including severance of $44 million and site consolidations of $56 million.
2001-03-31restructuringin_progress4,0001999-112001-12-31United StatesEnterprise-wideUSD 102 (millions)restructuring_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML		Three-year competitiveness initiative announced November 1999; total expected workforce reduction approximately 4,000 positions, with more than 3,100 eliminated as of 2001-03-31. Q1 2001 recorded a $4M restructuring charge credit; cumulative net charges for the initiative were $277M. Remaining restructuring liability was $102M at quarter-end.
2001-03-31acquisition_additioncompleted2001-01-02United StatesKey Capital Partners — Investment Bankingbusiness_combinations_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML		Acquisition of The Wallach Company, Inc., a Denver-based investment banking firm, for approximately $11M (part cash, part 370,830 shares). No employee headcount for the acquired firm was disclosed.
2001-03-31restructuringin_progress4,0001999-11-012001-12-31United StatesCorporate-wideUSD -4 (millions)MD&A
f5-10q / Qwen3.6-27B-Q8_0		Part of a three-year initiative announced in Nov 1999. Total expected reduction is 4,000 positions. As of March 31, 2001, more than 3,100 positions had been eliminated. A credit of $4 million was recorded in Q1 2001.
2000-12-31restructuringin_progress2,4001999-11-012001-12-31United StatesEnterprise-wideUSD 104 (millions)restructuring_footnote
f5-10k / MiMo-V2.6-Flash-fp8-HTML		Cumulative through fiscal year-end for three-year competitiveness initiative instituted November 1999. Nearly 2,400 positions eliminated as of December 31, 2000; program targets approximately 4,000 total reductions by end of 2001. Charge of $104M represents 2000 restructuring charges only (severance $49M, site consolidations $54M, equipment $1M). Total nonrecurring charges including other special charges were $127M in 2000; cumulative program charges $279M net.
2000-12-31restructuringin_progress2,3002000-09-212001-12-31United StatesCorporate-wideUSD 127 (millions)MD&A
f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML		Phase 2 of competitiveness initiative (PEG). Management expects workforce reduction of approx 2,300 positions by end of 2001. $127 million in charges recorded in 2000.
2000-12-31divestiture_reductioncompleted2000-01-312000-01-31United StatesCredit CardMD&A
f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML		Sale of credit card portfolio. Employee count not explicitly disclosed for this specific transaction, but overall headcount declined by 2,426 from prior year.
2000-12-31divestiture_reductioncompleted1999-10-181999-10-18United StatesRetail Banking (Long Island)MD&A
f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML		Sale of Long Island franchise (28 branches). Employee count not explicitly disclosed for this specific transaction.
2000-12-31restructuringin_progress2,4001999-11-012001-12-31United StatesCorporate and Business LinesUSD 104 (millions)restructuring_footnote
f5-10k / Qwen3.6-27B-Q8_0		Part of a three-year competitiveness initiative announced in Nov 1999. Nearly 2,400 positions eliminated by Dec 31, 2000. Total expected reduction is approx 4,000 positions by end of 2002. $104M in restructuring charges recorded in 2000.
2000-12-31plant_closurecompleted1999-10-181999-10-18New YorkRetail Bankingdiscontinued_operations_footnote
f5-10k / Qwen3.6-27B-Q8_0		Sale of Long Island franchise including 28 branches. Employee count not explicitly disclosed in footnote.
2000-09-30restructuringin_progress2,1001999-11-012002-12-31USD 111 (millions)restructuring_footnote
f5-10q / GLM-5.3-flash-fp4-HTML		Three-year competitiveness initiative begun November 1999; over 2,100 positions eliminated through September 30, 2000; cumulative net charges of $111 million in first nine months of 2000 ($98 million in 1999); annual savings of approximately $360 million expected when fully implemented by end of 2002
2000-09-30restructuringannounced2,3002000-09-302001-12-31USD 102 (millions)restructuring_footnote
f5-10q / GLM-5.3-flash-fp4-HTML		Second and final phase of competitiveness initiative announced in Q3 2000; expects approximately 2,300 additional position reductions over next 15 months; $102 million charge recorded in third quarter 2000 ($64 million after tax); consolidating 22 business lines into 12
2000-09-30divestiture_reductioncompleted1999-10-18Long Island, New YorkKey Retail BankingMD&A
f5-10q / GLM-5.3-flash-fp4-HTML		Sold Long Island franchise including 28 KeyCenters with $1.3 billion in deposits and $505 million in loans; gain of $194 million ($122 million after tax); headcount impact not quantified
2000-09-30divestiture_reductioncompleted2000-01-31Credit card businessMD&A
f5-10q / GLM-5.3-flash-fp4-HTML		Sold $1.3 billion credit card portfolio and nearly 600,000 active VISA and MasterCard accounts to Associates National Bank (Delaware); gain of $332 million ($207 million after tax); headcount impact not quantified
2000-09-30acquisition_additioncompleted2000-01-31Kansas City, MissouriKey Corporate CapitalUSD 359 (millions)business_combinations_footnote
f5-10q / GLM-5.3-flash-fp4-HTML		Purchased certain net assets of National Realty Funding L.C., a commercial finance company, for $359 million cash; headcount added not disclosed
2000-09-30acquisition_additioncompleted2000-09-30Dallas, TexasKey Corporate CapitalUSD 22 (millions)business_combinations_footnote
f5-10q / GLM-5.3-flash-fp4-HTML		Purchased certain net assets of Newport Mortgage Company, L.P., a commercial mortgage company, for $22 million cash; headcount added not disclosed
2000-09-30restructuringin_progress2,100United StatesEnterprise-widerestructuring_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML		Cumulative positions eliminated under the three-year competitiveness initiative as of 2000-09-30; filing states 'over 2,100 positions had been eliminated'. Initiative undertaken November 1999; exact announcement date not stated in this filing.
2000-09-30restructuringin_progress2,3002002-06-30United StatesEnterprise-wide; consolidating 22 business lines into 12USD 102 (millions)restructuring_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML		Second and final phase of competitiveness initiative, entered during Q3 2000; approximately 2,300 additional positions to be reduced over the next 15 months. $102M pre-tax restructuring charge recorded in Q3 2000 ($64M after tax); $111M net restructuring charges YTD 2000. Total restructuring liability $145M at 2000-09-30 (severance $79M, site consolidations $61M, equipment/other $5M). Announcement date not specified beyond 'third quarter of 2000'.
2000-09-30acquisition_additioncompleted2000-09-30United States (Dallas, Texas)Commercial mortgage lendingbusiness_combinations_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML		Purchase of certain net assets of Newport Mortgage Company, L.P. for $22M cash on 2000-09-30; headcount added not disclosed.
2000-09-30restructuringin_progress2,1001999-11-012002-12-31United StatesAll segmentsUSD 111 (millions)restructuring_footnote
f5-10q / Qwen3.6-27B-Q8_0		Cumulative positions eliminated as of Sept 30, 2000 under the 'competitiveness initiative' started in Nov 1999. YTD 2000 charges were $111 million.
2000-09-30restructuringannounced2,3002000-09-302001-12-31United StatesAll segmentsrestructuring_footnote
f5-10q / Qwen3.6-27B-Q8_0		Second phase of competitiveness initiative announced in Q3 2000. Expected to reduce workforce by approx 2,300 positions over next 15 months.
2000-06-30restructuringin_progress3,00011%1999-10-012000-12-31United StatesEnterprise-wide (outsourcing of support functions, site consolidations, management layer reductions)USD 9 (millions)restructuring_footnote
f5-10q / GLM-5.3-flash-fp4-HTML		Three-year productivity initiative launched Q4 1999; approximately 3,000 positions (11% of workforce) targeted for elimination by end of 2000, about 25% at management level. Almost 2,100 positions eliminated as of June 30, 2000. Net restructuring charges of $9 million ($6 million after tax) recorded in first half 2000; cumulative net charges of $168 million; total program charges may exceed the $180 million originally estimated. Restructuring liability of $55 million at June 30, 2000, including $28 million severance.
2000-06-30divestiture_reductioncompleted2000-01-312000-01-31United StatesCredit card businessUSD 332 (millions)MD&A
f5-10q / GLM-5.3-flash-fp4-HTML		Sold $1.3 billion credit card portfolio and nearly 600,000 active VISA/MasterCard accounts to Associates National Bank (Delaware); gain of $332 million ($207 million after tax). No employee count disclosed.
2000-06-30acquisition_additioncompleted2000-01-102000-01-10United StatesKey Corporate Capital — commercial real estateUSD 359 (millions)business_combinations_footnote
f5-10q / GLM-5.3-flash-fp4-HTML		Purchased certain net assets of National Realty Funding L.C., a Kansas City commercial finance company, for $359 million cash; ~$10 million goodwill. No employee count disclosed.
2000-06-30restructuringin_progress2,1001999-10-012000-12-31United StatesEnterprise-wideUSD 9 (millions)restructuring_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML		Three-year productivity initiative announced Q4 1999 targeting ~3,000 positions (11% of workforce) by end of 2000; ~2,100 eliminated as of 2000-06-30. Net restructuring charges of $9M recorded in first half 2000; cumulative net charges of $168M for the initiative. Actions include outsourcing of support functions, site consolidations, and management layer reduction.
2000-06-30divestiture_reductioncompleted2000-01-312000-01-31United StatesCredit card businessother
f5-10q / MiMo-V2.6-Flash-fp8-HTML		Sale of $1.3 billion credit card portfolio to Associates National Bank (Delaware); headcount associated with the divested business not disclosed.
2000-06-30acquisition_additioncompleted2000-01-102000-01-10United StatesKey Corporate Capital — commercial financebusiness_combinations_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML		Purchase of certain net assets of National Realty Funding L.C. for $359 million cash; employees added through the acquisition not disclosed.
2000-06-30plant_closurecompleted1999-10-181999-10-18Long Island, New York, United StatesKey Retail Banking — branch networkother
f5-10q / MiMo-V2.6-Flash-fp8-HTML		Sale of Long Island franchise comprising 28 KeyCenters with $1.3 billion deposits and $505 million loans; associated headcount not disclosed. Included for context as it affects the FTE trend shown in Figure 1 (25,758 FTE at 1999-06-30 to 23,005 FTE at 2000-06-30).
2000-06-30restructuringin_progress2,1001999-10-012000-12-31United StatesCorporate and various business unitsUSD 9 (millions)restructuring_footnote
f5-10q / Qwen3.6-27B-Q8_0		Part of a three-year initiative to reduce workforce by approx. 3,000 positions (11%). As of June 30, 2000, almost 2,100 positions had been eliminated. Net restructuring charges of $9 million recorded for the six months ended June 30, 2000.
2000-03-31restructuringin_progress3,00011%1999-10-012000-12-31United StatesEnterprise-wide (outsourcing of support functions, site consolidations, management layer reduction)USD 9 (millions)restructuring_footnote
f5-10q / GLM-5.3-flash-fp4-HTML		Three-year productivity initiative announced Q4 1999; expected to reduce workforce by approximately 3,000 positions (11%) by end of 2000, about 25% at management level. Almost 1,100 positions eliminated as of March 31, 2000. Cumulative charges of $166 million recorded through Q1 2000 ($98 million in 1999 plus $9 million in Q1 2000, after tax $62 million and $6 million respectively); total charges may exceed the $180 million originally estimated. Restructuring liability of $73 million at March 31, 2000.
2000-03-31divestiture_reductioncompleted2000-01-312000-01-31United StatesCredit card businessUSD 332 (millions)MD&A
f5-10q / GLM-5.3-flash-fp4-HTML		Sold $1.3 billion credit card portfolio and nearly 600,000 active VISA/MasterCard accounts to Associates National Bank (Delaware); gain of $332 million ($207 million after tax). Headcount removed not quantified; contributed to the year-over-year decline in full-time equivalent employees.
2000-03-31divestiture_reductioncompleted1999-10-181999-10-18United States (Long Island, New York)Retail banking branch networkUSD 194 (millions)MD&A
f5-10q / GLM-5.3-flash-fp4-HTML		Sold Long Island franchise of 28 KeyCenters with $1.3 billion in deposits and $505 million in loans; gain of $194 million ($122 million after tax). Headcount removed not quantified; branch divestitures cited as a driver of the decline in full-time equivalent employees.
2000-03-31acquisition_additioncompleted2000-01-102000-01-10United States (Kansas City, Missouri)Key Corporate Capital — commercial real estate conduit lendingUSD 359 (millions)business_combinations_footnote
f5-10q / GLM-5.3-flash-fp4-HTML		Purchased certain net assets of National Realty Funding L.C., a commercial finance company, for $359 million cash; goodwill of approximately $10 million recorded. Headcount added not disclosed.
2000-03-31restructuringin_progress3,00011%1999-10-012000-12-31United StatesEnterprise-wide (technology, corporate support functions, management layers)USD 9 (millions)restructuring_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML		Three-year productivity initiative announced Q4 1999 targeting ~3,000 positions (11% of workforce) by end of 2000; ~1,100 positions eliminated as of 2000-03-31, about 25% at management level. Q1 2000 restructuring charge was $9M ($6M after tax); total charges for the initiative reached $166M including $14M of restructuring and other special charges recorded in Q1 2000. Original estimate of $180M may be exceeded. Announcement date approximate (initiative disclosed as commenced in Q4 1999).
2000-03-31divestiture_reductioncompleted2000-01-312000-01-31United StatesCredit card business (Key Specialty Finance)other
f5-10q / MiMo-V2.6-Flash-fp8-HTML		Sale of $1.3 billion credit card portfolio and nearly 600,000 active accounts to Associates National Bank (Delaware); gain of $332M ($207M after tax). Employee headcount transferred or eliminated not disclosed.
2000-03-31acquisition_additioncompleted2000-01-102000-01-10United States (Kansas City, Missouri)Key Corporate Capital — commercial real estate conduit lendingbusiness_combinations_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML		Purchase of certain net assets of National Realty Funding L.C. for $359M cash; goodwill of ~$10M amortized over 15 years. Employees acquired not disclosed.
2000-03-31restructuringin_progress1,1001999-10-012000-12-31United StatesCorporate and various business unitsUSD 9 (millions)restructuring_footnote
f5-10q / Qwen3.6-27B-Q8_0		Part of a three-year initiative to reduce workforce by approximately 3,000 positions. As of March 31, 2000, almost 1,100 positions had been eliminated. Q1 2000 charges included $9 million in restructuring charges and $5 million in other special charges related to this initiative.
1999-12-31restructuringin_progress3,00011%1999-11-232000-12-31United StatesEnterprise-wideUSD 152 (millions)restructuring_footnote
f5-10k / MiMo-V2.6-Flash-fp8-HTML		Three-year profitability enhancement initiative announced Nov 23, 1999. Total charge of $152M includes $98M restructuring charges (severance $67M, site consolidations $24M, asset write-offs $7M) plus other special charges. As of Dec 31, 1999, approximately 438 positions had been eliminated. Approximately 25% of the reduction at management level. Additional charges expected in 2000.
1999-12-31plant_closurecompleted1999-10-181999-10-18Long Island, New York, United StatesKey Retail BankingMD&A
f5-10k / MiMo-V2.6-Flash-fp8-HTML		Sale of Long Island franchise including 28 branches with $1.3B deposits and $505M loans. Gain of $194M ($122M after tax). No headcount associated with the divestiture was disclosed.
1999-12-31divestiture_reductioncompleted2000-01-312000-01-31United StatesKey Specialty Finance — Credit Cardrestructuring_footnote
f5-10k / MiMo-V2.6-Flash-fp8-HTML		Sale of $1.3B credit card portfolio to Associates National Bank (Delaware) completed January 31, 2000. Gain of $332M ($209M after tax). Subsequent event relative to fiscal year-end. No headcount associated with the divestiture was disclosed.
1999-12-31restructuringin_progress3,00011%1999-12-152000-12-31United StatesCorporate Support FunctionsUSD 145 (millions)MD&A
f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML		Part of a three-year initiative to improve operating efficiency. Includes outsourcing of nonstrategic support functions, site consolidations, and reduction of management layers. $145 million recorded in Q4 1999.
1999-12-31divestiture_reductioncompleted1999-10-181999-10-18New YorkKey Retail BankingMD&A
f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML		Sale of Long Island business including 28 KeyCenters. Employee count not explicitly disclosed for this specific transaction.
1999-12-31restructuringin_progress3,00011%1999-11-232000-12-31United StatesCorporate and various business unitsUSD 152 (millions)MD&A
f5-10k / Qwen3.6-27B-Q8_0		Announced Nov 23, 1999. Includes outsourcing, site consolidations, and management layer reductions. $98M restructuring charges + $54M other special charges recorded in 1999. Expected to reduce employment base by approx 3,000 positions (11%) by year-end 2000. As of Dec 31, 1999, approx 438 positions eliminated.
1999-09-30restructuringannouncedMD&A
f5-10q / GLM-5.3-flash-fp4-HTML		Management evaluating cost-reduction initiatives including potential outsourcing of nonstrategic support functions (possible software write-offs), site consolidations, and potential sale-leaseback of most real estate holdings; special charges possible, some potentially in Q4 1999. No employee counts disclosed.
1999-09-30divestiture_reductioncompleted1999-10-18Long Island, New YorkKey Community BankUSD 196 (millions)MD&A
f5-10q / GLM-5.3-flash-fp4-HTML		Sale of Long Island franchise including 28 KeyCenters with approximately $1.3 billion deposits and $505 million loans completed October 18, 1999; aggregate gain of $196 million ($125 million after tax), subject to post-closing adjustments. No headcount disclosed.
1999-09-30divestiture_reductioncompleted1999-04-011999-10-18Long Island, New YorkKey Community Bank (retail banking)MD&A
f5-10q / MiMo-V2.6-Flash-fp8-HTML		Sale of Long Island franchise with 28 KeyCenters, $1.3B deposits, $505M loans; completed Oct 18, 1999 with $196M gain. No employee count disclosed.
1999-09-30divestiture_reductioncompleted1999-07-281999-07-28United Kingdom, Europe, AsiaKey Corporate Capital (Leasetec equipment leasing)restructuring_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML		Sale of 50% interests in Compaq Capital Europe LLC and Compaq Capital Asia Pacific LLC; $13M gain. No employee count disclosed.
1999-09-30otherannounced1999-10-01United StatesCredit card portfolio (Key Consumer Finance)MD&A
f5-10q / MiMo-V2.6-Flash-fp8-HTML		Announced intention to sell $1.3B credit card portfolio; credit card receivables reclassified to held-for-sale at Sep 30, 1999. No employee count disclosed.
1999-09-30restructuringannounced1999-09-30United StatesCorporate-wide cost reduction initiativesMD&A
f5-10q / MiMo-V2.6-Flash-fp8-HTML		Evaluating outsourcing, site consolidations, and sale-leaseback of real estate; possible special charges in Q4 1999. No employee counts or charge amounts disclosed.
1999-06-30divestiture_reductionannounced1999-05-261999-12-31Long Island, New YorkKey Community BankUSD 200 (millions)MD&A
f5-10q / GLM-5.3-flash-fp4-HTML		Sale of Long Island franchise including 28 KeyCenters with approximately $1.3 billion deposits and $415 million loans; premium estimated at approximately $200 million pre-tax net of transaction costs; closing expected in fourth quarter 1999 pending regulatory approvals. No employee headcount disclosed.
1998-12-31plant_closurecompletedMaine, Idaho, Oregon, WashingtonKey Community BankUSD 39 (millions)MD&A
f5-10k / MiMo-V2.6-Flash-fp8-HTML		46 full-service banking offices sold during 1998 with deposits of approximately $658 million; aggregate gains of $39 million ($22 million after tax). Part of a larger program of 150 KeyCenters divested since November 1996. Employee headcount impact not disclosed.
1998-12-31acquisition_additioncompletedUnited StatesKey Capital Partnersbusiness_combinations_footnote
f5-10k / MiMo-V2.6-Flash-fp8-HTML		McDonald & Company Investments, Inc. acquired October 23, 1998; assets of approximately $776 million. Employee headcount added not disclosed. A retention program was established with stock options for approximately 3.3 million Key shares and approximately $30 million in cash over three years.
1998-12-31acquisition_additioncompletedUnited StatesKey Consumer Financebusiness_combinations_footnote
f5-10k / MiMo-V2.6-Flash-fp8-HTML		Acquired an $805 million marine/recreational vehicle installment loan portfolio in Q2 1998 through another bank's dealer network. Portfolio acquisition; employee headcount impact not disclosed.
1998-12-31divestiture_reductioncompletedUnited StatesKey Community Bankbusiness_combinations_footnote
f5-10k / MiMo-V2.6-Flash-fp8-HTML		Sold 51% interest in Key Merchant Services, LLC to NOVA Information Systems on January 21, 1998; recognized $23 million gain at closing plus $27 million additional in Q4 1998. Related reductions in merchant processing revenue and noninterest expense (primarily personnel) noted but headcount not quantified.
1998-12-31restructuringcompleted1996-Q41997-12-31United StatesCorporate and Community BankingUSD 100 (millions)restructuring_footnote
f5-10k / Qwen3.6-27B-Q8_0		Charge recorded in Q4 1996 for transformation to national bank-based financial services company. Included severance payments ($54M), consolidation costs for 140 banking offices ($18M), and software write-offs ($28M). Completed by Dec 31, 1997. Reduced employment base by more than projected 10% target.
1998-12-31plant_closurecompleted19981998-12-31Maine, Idaho, Oregon, WashingtonKey Community BankMD&A
f5-10k / Qwen3.6-27B-Q8_0		Sale of 46 branch offices in 1998. Part of broader divestiture program announced in Nov 1996.
1998-12-31acquisition_additioncompleted1998-10-231998-10-23OhioKey Capital PartnersMD&A
f5-10k / Qwen3.6-27B-Q8_0		Acquisition of McDonald & Company Investments, Inc., a full-service investment banking and securities brokerage company.
1998-12-31acquisition_additioncompleted1997-08-291997-08-29New JerseyKey Consumer FinanceMD&A
f5-10k / Qwen3.6-27B-Q8_0		Acquisition of Champion Mortgage Co., Inc., a home equity finance company. Included in 1998 results as full-year impact.
1998-12-31acquisition_additioncompleted1997-07-011998-06-26ColoradoKey Corporate CapitalMD&A
f5-10k / Qwen3.6-27B-Q8_0		Acquisition of 80% interest in Leasetec Corporation in July 1997, with remaining 20% acquired in June 1998.
1998-09-30divestiture_reductioncompleted1996-11-26Maine, Idaho, Oregon, WashingtonKey Community Bank — branch bankingUSD 39 (millions)MD&A
f5-10q / GLM-5.3-flash-fp4-HTML		46 full-service banking offices sold in first half of 1998 with deposits of approximately $658 million, completing a 150-branch divestiture program announced November 1996; aggregate 1998 gains of $39 million ($22 million after tax). Employee counts not disclosed, but divestiture reduced employment base as part of consolidation and expense control initiatives.
1998-09-30acquisition_additionannounced1998-10-231998-10-23Cleveland, OhioKey Capital Partners — investment banking and brokerageUSD 420 (millions)subsequent_events
f5-10q / GLM-5.3-flash-fp4-HTML		Acquisition of McDonald & Company Investments completed October 23, 1998 (subsequent to quarter end); approximately $420 million of goodwill recorded and a three-year retention program of stock options (~3.3 million shares) and up to $30 million cash for certain McDonald employees. Employee headcount added not disclosed.
1998-06-30plant_closurecompleted1996-11-26Maine, Idaho, Oregon, Washington and other statesKey Community BankMD&A
f5-10q / GLM-5.3-flash-fp4-HTML		46 branch offices with approximately $658 million of deposits were sold during the first six months of 1998, generating $39 million of aggregate gains ($22 million after tax); the sales completed the planned divestiture of 150 KeyCenters announced in November 1996. No employee headcount figures were disclosed for the divested branches.
1998-06-30divestiture_reductioncompleted1998-01-21United StatesMerchant servicesUSD 23 (millions)business_combinations_footnote
f5-10q / GLM-5.3-flash-fp4-HTML		Key sold a 51% interest in Key Merchant Services to NOVA Information Systems, recognizing a $23 million gain ($14 million after tax); the transaction was accompanied by reductions in merchant services revenue and noninterest expense (primarily personnel), but no headcount figure was disclosed.
1998-06-30plant_closurecompleted1996-11-26United StatesKey Community Bank (branch network)MD&A
f5-10q / MiMo-V2.6-Flash-fp8-HTML		Program to divest approximately 140 branch offices announced 1996-11-26; 46 branches with ~$658M deposits sold in first six months of 1998, including 33 KeyCenters in Q2 1998. Aggregate gains of $39M ($22M after tax) recorded in 1998 YTD. No employee counts disclosed.
1998-06-30divestiture_reductioncompleted1997-07-141997-07-14Wyoming, United StatesKeyBank National Association (Wyoming)restructuring_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML		Sale of 28-branch Wyoming bank subsidiary with ~$1.1B assets and $931M deposits; $53M gain ($35M after tax). No employee count disclosed.
1998-06-30divestiture_reductioncompleted1998-01-211998-01-21United StatesKey Merchant Services, LLC (merchant services)restructuring_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML		Sale of 51% interest to NOVA Information Systems; $23M gain ($14M after tax). Related reductions in merchant services revenue and personnel expense noted in MD&A; no employee count disclosed.
1998-06-30acquisition_additioncompleted1998-06-261998-06-26Colorado, United StatesKey Corporate Capital (equipment leasing)business_combinations_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML		Acquisition of remaining 20% interest in Leasetec Corporation on 1998-06-26, adding ~$26M goodwill. Original 80% interest acquired 1997-07-01. No employee count disclosed.
1998-06-30acquisition_additionannounced1998-06-151998-12-31Cleveland, Ohio, United StatesKey Capital Partners (investment banking and securities brokerage)business_combinations_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML		Definitive agreement to acquire McDonald & Company Investments in stock exchange valued ~$653M (~17.7M Key shares); ~$497M goodwill expected. Retention program of ~$68M cash and options for certain McDonald employees over three years. Expected to close Q4 1998. No employee count disclosed.
1998-03-31divestiture_reductionin_progress1996-11-261998-06-30United StatesKey Community Bank (branch network)MD&A
f5-10q / GLM-5.3-flash-fp4-HTML		Planned divestiture of 140 KeyCenters announced November 1996; 13 branches sold in Q1 1998 with ~$140 million deposits and $6 million gains; 33 additional branches (~$571 million deposits) under contract expected to close in Q2 1998. No employee counts disclosed.
1998-03-31restructuringin_progressUnited StatesKey Community BankMD&A
f5-10q / GLM-5.3-flash-fp4-HTML		Consolidation and expense-control initiatives reduced employment base by approximately 1,800, driving a $17 million reduction in noninterest expense, primarily lower personnel costs.
1998-03-31divestiture_reductioncompleted1998-01-211998-01-21United StatesMerchant services businessUSD 23 (millions)business_combinations_footnote
f5-10q / GLM-5.3-flash-fp4-HTML		Sold 51% interest in Key Merchant Services to NOVA Information Systems; $23 million gain ($14 million after tax). Headcount transferred not disclosed.
1998-03-31plant_closurecompleted1996-11-261998-06-30United StatesKey Community BankMD&A
f5-10q / MiMo-V2.6-Flash-fp8-HTML		13 branches with ~$140M deposits sold in Q1 1998 as part of program to divest ~140 branches announced Nov 1996; aggregate gains of $6M ($4M after tax). No employee count disclosed for these closures.
1998-03-31plant_closureannounced1998-04-301998-06-30United StatesKey Community Bankother
f5-10q / MiMo-V2.6-Flash-fp8-HTML		As of April 30, 1998, contracts entered to sell 33 additional branch offices with ~$571M deposits; expected to close in Q2 1998. No employee count disclosed.
1998-03-31divestiture_reductioncompleted1998-01-211998-01-21United StatesKey Merchant Servicesrestructuring_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML		Key sold 51% interest in Key Merchant Services to NOVA Information Systems; $23M gain ($14M after tax). No employee count disclosed.
1998-03-31restructuringcompleted1,800Key Community BankMD&A
f5-10q / Qwen3.6-27B-Q8_0		Decrease in employment base as part of consolidation and expense control initiatives.
1997-12-31restructuringcompleted3,2491996-11-011997-12-31United States (13 states)Enterprise-wide (bank consolidation, branch mergers, expense control)USD 100 (millions)MD&A
f5-10k / MiMo-V2.6-Flash-fp8-HTML		Part of restructuring program announced November 1996; $100M charge recorded in Q4 1996 (prior fiscal year). Reduction exceeded the projected 10% of the ~27,300 FTE base. All restructuring actions completed by 1997-12-31 per Note 12.
1997-12-31plant_closurecompleted1996-11-261998-06-30United StatesKey Community Bank — branch networkrestructuring_footnote
f5-10k / MiMo-V2.6-Flash-fp8-HTML		Part of program to divest ~140 branches announced 1996-11-26. 76 branches sold during 1997 (excluding KeyBank Wyoming); 46 more under contract as of 1998-02-28. Employee counts not disclosed. Aggregate gains of $98M ($62M after tax).
1997-12-31divestiture_reductioncompleted1997-07-141997-07-14Wyoming, United StatesKey Community Bank — KeyBank National Association (Wyoming)restructuring_footnote
f5-10k / MiMo-V2.6-Flash-fp8-HTML		28-branch bank subsidiary with ~$1.1 billion assets sold. $53M gain ($35M after tax). Employee headcount impact not disclosed.
1997-12-31acquisition_additioncompleted1997-07-011997-07-01Colorado, United StatesKey Corporate Capital — equipment leasingbusiness_combinations_footnote
f5-10k / MiMo-V2.6-Flash-fp8-HTML		Equipment leasing company headquartered in Boulder, CO. Employee headcount added not disclosed.
1997-12-31acquisition_additioncompleted1997-08-291997-08-29New Jersey, United StatesKey Consumer Finance — home equity lendingbusiness_combinations_footnote
f5-10k / MiMo-V2.6-Flash-fp8-HTML		Home equity finance company headquartered in Parsippany, NJ. Employee headcount added not disclosed.
1997-12-31restructuringcompleted3,2491996-11-011997-12-31United StatesCorporateUSD 100 (millions)MD&A
f5-10k / Qwen3.6-27B-Q8_0		Workforce reduction of 3,249 full-time equivalent employees completed in 1997 as part of transformation to nationwide bank. Charge recorded in 1996.
1997-09-30restructuringin_progress2,70010%1996-10-01United StatesEnterprise-wide, substantially all levels of responsibilityUSD 100 (millions)restructuring_footnote
f5-10q / GLM-5.3-flash-fp4-HTML		Charge recorded in Q4 1996 ($66 million after tax, $0.29 per Common Share) for transformation to a nationwide bank-based financial services company; includes $54 million severance, $18 million banking-office consolidation costs, and $28 million obsolete software write-off. By September 30, 1997, the projected ~10% employment reduction had been achieved; remaining reserves totaled $38 million.
1997-09-30plant_closurein_progress1996-10-01United StatesBranch network (KeyCenters)USD 18 (millions)restructuring_footnote
f5-10q / GLM-5.3-flash-fp4-HTML		Consolidation of nearly 140 branch offices (KeyCenters) into other KeyCenters as part of the nationwide banking centralization; 119 of 140 consolidations completed as of September 30, 1997. Consolidation-cost accrual of $18 million at January 1, 1997 reduced to $9 million remaining at September 30, 1997.
1997-09-30divestiture_reductionin_progress1996-11-261998-06-30United StatesBranch officesUSD 89 (millions)business_combinations_footnote
f5-10q / GLM-5.3-flash-fp4-HTML		Intention to divest approximately 140 branch offices announced November 26, 1996. During the first nine months of 1997, 49 branches with ~$1.3 billion of deposits were sold, generating aggregate gains of $89 million ($58 million after tax) recorded in other income. As of October 31, 1997, contracts signed to sell 68 additional branches with ~$1.1 billion of deposits; sales expected to close in Q4 1997 and the first half of 1998. Headcount impact not quantified.
1997-09-30divestiture_reductioncompleted1997-07-141997-07-14Wyoming, United StatesKeyBank National Association (Wyoming) — 28 branchesUSD 53 (millions)business_combinations_footnote
f5-10q / GLM-5.3-flash-fp4-HTML		Sale of 28-branch Wyoming bank subsidiary with ~$1.1 billion of assets completed July 14, 1997; $53 million ($35 million after tax) gain recorded in other income. Headcount impact not quantified.
1997-09-30acquisition_additioncompleted1997-08-291997-08-29New Jersey, United StatesChampion Mortgage Co., Inc. (home equity finance)USD 195 (millions)business_combinations_footnote
f5-10q / GLM-5.3-flash-fp4-HTML		Acquired for 3,336,118 Common Shares (~$200 million value); goodwill of ~$195 million amortized straight-line over 25 years. Champion became a wholly owned subsidiary of KeyBank USA. Employee headcount added not disclosed.
1997-09-30acquisition_additioncompleted1997-07-011997-07-01Colorado, United States (operations in the United States and overseas)Leasetec Corporation (equipment leasing)USD 126 (millions)business_combinations_footnote
f5-10q / GLM-5.3-flash-fp4-HTML		Acquired 80% interest (option to purchase remaining 20%); goodwill of ~$126 million amortized straight-line over 25 years. Employee headcount added not disclosed.
1997-09-30restructuringin_progress2,70010%1996United States (13 states, four regions)Enterprise-wideUSD 100 (millions)restructuring_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML		Program announced in Q4 1996 to transform Key into a nationwide bank-based financial services company; charge comprised severance ($54M), consolidation costs ($18M) and obsolete software write-off ($28M). Filer states the employment base was reduced by the projected ~10% as of 1997-09-30; remaining reserve $38M. Announcement date given only as fourth quarter of 1996.
1997-09-30plant_closurein_progress1996United StatesRetail banking branch network (KeyCenters)restructuring_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML		Sub-component of the Q4 1996 restructuring program: consolidation of nearly 140 KeyCenter branch offices into other KeyCenters; 119 of 140 completed as of 1997-09-30. No employee count disclosed for this sub-component; severance accrual for consolidation costs was $9M remaining at 1997-09-30.
1997-09-30restructuringcompleted1997-09-301997-09-30United StatesCorporate premises / nationwide centralizationUSD 50 (millions)other
f5-10q / MiMo-V2.6-Flash-fp8-HTML		Q3 1997 charge for actions to sell certain properties or alter leasing arrangements in response to nationwide banking and centralization efforts; no headcount impact disclosed. Announcement date approximated to quarter-end as only the quarter of recording is stated.
1997-09-30divestiture_reductionin_progress1996-11-261998-06-30United States (includes Wyoming)Retail banking branchesother
f5-10q / MiMo-V2.6-Flash-fp8-HTML		Program to divest approximately 140 branches announced 1996-11-26. During the first nine months of 1997, 49 branches (including the 28-branch KeyBank Wyoming subsidiary sold 1997-07-14) with ~$1.3B deposits were sold, generating $89M gains; as of 1997-10-31 contracts covered 68 additional branches (~$1.1B deposits) expected to close in Q4 1997 and first half 1998. No associated headcount disclosed.
1997-09-30acquisition_additioncompleted1997-08-291997-08-29United States (Parsippany, New Jersey)Home equity finance (Champion Mortgage Co., Inc.)business_combinations_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML		Acquired for 3,336,118 Common Shares (~$200M) plus contingent consideration up to $100M; $195M goodwill recorded. No employee count disclosed.
1997-09-30acquisition_additioncompleted1997-07-011997-07-01United States (Boulder, Colorado) and overseasEquipment leasing (Leasetec Corporation, 80% interest)business_combinations_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML		Acquisition of 80% interest with option over remaining 20%; $126M goodwill recorded. No employee count disclosed.
1997-09-30restructuringcompleted2,70010%1996-12-311997-09-30NationwideAll levels of responsibilityUSD 54 (millions)restructuring_footnote
f5-10q / Qwen3.6-27B-Q8_0		Reduction of approximately 2,700 positions (10% of employment base) completed as of Sept 30, 1997. Original Q4 1996 charge included $54M severance, $18M consolidation, $28M software write-off. Remaining reserves $38M.
1997-09-30plant_closurecompleted1996-11-261997-09-30NationwideBranch officesUSD 18 (millions)restructuring_footnote
f5-10q / Qwen3.6-27B-Q8_0		Consolidation of 119 of 140 identified KeyCenters completed as of Sept 30, 1997. Original charge included $18M for consolidation costs.
1997-06-30restructuringin_progress2,70010%1996-11-261997-12-31United StatesAll levels of the organizationUSD 100 (millions)restructuring_footnote
f5-10q / GLM-5.3-flash-fp4-HTML		Q4 1996 charge of $100M ($66M after tax) covering severance ($54M), office consolidation costs ($18M) and obsolete software write-off ($28M). About three-quarters of the 10% workforce reduction completed by June 30, 1997; remaining reserve $51M.
1997-06-30plant_closurein_progress1996-11-261997-12-31United StatesBranch network (KeyCenters)USD 18 (millions)restructuring_footnote
f5-10q / GLM-5.3-flash-fp4-HTML		Consolidation of nearly 140 branch offices into other KeyCenters; 117 completed as of June 30, 1997. Consolidation-cost accrual of $18M within the restructuring charge.
1997-06-30divestiture_reductionin_progress1996-11-261997-12-31United StatesBranch network (KeyCenters)USD 10 (millions)MD&A
f5-10q / GLM-5.3-flash-fp4-HTML		Plan to divest approximately 140 KeyCenters. Eight branches sold in Q2 1997 with a $10M gain ($7M after tax); as of July 31, 1997 contracts signed for 88 additional branches with about $2.1B of deposits.
1997-06-30divestiture_reductioncompleted1997-07-141997-07-14Wyoming, United StatesKeyBank National Association (Wyoming)USD 53 (millions)subsequent_events
f5-10q / GLM-5.3-flash-fp4-HTML		Sale of 28-branch Wyoming bank subsidiary with approximately $1.1B of assets closed July 14, 1997; $53M gain ($35M after tax) to be recorded in Q3 1997. Headcount not disclosed.
1997-06-30acquisition_additioncompleted1997-04-111997-07-03United States and internationalEquipment leasing (Leasetec Corporation)USD 126 (millions)subsequent_events
f5-10q / GLM-5.3-flash-fp4-HTML		Acquired 80% interest in Leasetec on July 3, 1997; goodwill of $126M recorded. Headcount not disclosed.
1997-06-30acquisition_additionannounced1997-06-161997-09-30New Jersey, United StatesHome equity finance (Champion Mortgage Co., Inc.)USD 200 (millions)subsequent_events
f5-10q / GLM-5.3-flash-fp4-HTML		Definitive agreement to acquire Champion for common shares valued at approximately $200M, expected to close in Q3 1997 pending regulatory approval. Headcount not disclosed.
1997-06-30restructuringin_progress2,70010%1996-11-261997-12-31United StatesEnterprise-wideUSD 100 (millions)restructuring_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML		Target reduction of ~2,700 positions (10% of employment base). Charge recorded Q4 1996; $51M reserve remaining at 6/30/97. Approximately three-quarters of target reduction completed by 6/30/97. Also includes consolidation of 140 branch offices (117 completed) and $28M obsolete software write-off.
1997-06-30plant_closurecompleted1996-11-261997-06-30United StatesBranch bankingMD&A
f5-10q / MiMo-V2.6-Flash-fp8-HTML		Eight branch offices sold during Q2 1997, generating $10M gain ($7M after tax). Part of plan to divest ~140 branches.
1997-06-30plant_closureannounced1996-11-261997-12-31United StatesBranch bankingMD&A
f5-10q / MiMo-V2.6-Flash-fp8-HTML		As of 7/31/97, contracts entered to sell 88 additional branch offices (including 28 KeyBank Wyoming branches) with ~$2.1B deposits at 6/30/97. Expected to close in Q3 and Q4 1997.
1997-06-30divestiture_reductionannounced1997-07-141997-07-14Wyoming, United StatesCommunity Bankingsubsequent_events
f5-10q / MiMo-V2.6-Flash-fp8-HTML		Sale of KeyBank Wyoming (28 branch bank subsidiary, ~$1.1B assets) closed 7/14/97. $53M gain ($35M after tax) to be recognized in Q3 1997. Headcount not disclosed.
1997-06-30acquisition_additionannounced1997-07-031997-07-03Boulder, Colorado, United StatesEquipment Leasingsubsequent_events
f5-10q / MiMo-V2.6-Flash-fp8-HTML		Acquisition of 80% interest in Leasetec Corporation (equipment leasing, ~$1.1B total assets). $126M goodwill recorded, amortized over 25 years. Headcount not disclosed.
1997-06-30acquisition_additionannounced1997-06-161997-09-30Parsippany, New Jersey, United StatesHome Equity Financesubsequent_events
f5-10q / MiMo-V2.6-Flash-fp8-HTML		Definitive agreement to acquire Champion Mortgage Co. Inc. ~$200M in Key shares, plus up to $100M contingent consideration. Expected to close Q3 1997 pending regulatory approval. Headcount not disclosed.
1997-06-30restructuringin_progress10%1996-11-261997-12-31United StatesAll segmentsUSD 100 (millions)restructuring_footnote
f5-10q / Qwen3.6-27B-Q8_0		Announced Nov 1996 to reduce employment base by approx 10% (2,700 positions). As of June 30, 1997, approx three-quarters of projected reduction completed. Remaining reserves $51 million.
1997-03-31restructuringin_progress2,70010%1996-11-261997-12-31United StatesEnterprise-wideUSD 100 (millions)restructuring_footnote
f5-10q / GLM-5.3-flash-fp4-HTML		Q4 1996 charge of $100M ($66M after tax); includes $54M severance accrual, $18M branch consolidation costs, $28M obsolete software write-off. Over half of the 10% workforce reduction completed by Q1 1997; remaining reserves $64M at 1997-03-31.
1997-03-31plant_closurein_progress1996-11-261997-12-31United StatesBranch network (KeyCenters)USD 18 (millions)restructuring_footnote
f5-10q / GLM-5.3-flash-fp4-HTML		Consolidation of nearly 140 branch offices into other KeyCenters; more than 100 completed as of 1997-03-31. Consolidation cost accrual of $14M remaining at quarter end.
1997-03-31divestiture_reductionin_progress1996-11-261997-12-31United StatesBranch networkMD&A
f5-10q / GLM-5.3-flash-fp4-HTML		Intention to divest approximately 140 branch offices; as of 1997-04-18 contracts entered for 77 branches (including 28 Wyoming branches) with deposits of ~$1.8B at 1996-12-31; sales expected to close primarily in Q3-Q4 1997.
1997-03-31divestiture_reductionannounced1997-02-181997-09-30Wyoming, United StatesKeyBank National Association (Wyoming)other
f5-10q / GLM-5.3-flash-fp4-HTML		Definitive agreement to sell 28-branch Wyoming bank subsidiary with ~$1.2B total assets at 1996-12-31; expected close Q3 1997 pending regulatory approval; gain not yet determined.
1997-03-31acquisition_additionannounced1997-04-071997-09-30United States and 18 foreign countriesLeasing (Leasetec Corporation)subsequent_events
f5-10q / GLM-5.3-flash-fp4-HTML		Agreement to acquire 80% interest (option on remaining 20%) in equipment leasing company with ~$1.1B total assets at 1996-12-31; purchase accounting; expected close Q3 1997. No headcount disclosed.
1997-03-31restructuringin_progress2,70010%1996-11-261997-12-31United StatesEnterprise-wideUSD 54 (millions)restructuring_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML		Planned reduction of ~2,700 positions (10% of employment base); by 1997-03-31 over half the projected reduction achieved; remaining severance accrual $50M of original $54M
1997-03-31plant_closurein_progress1996-11-261997-12-31United StatesBranch network (KeyCenters)USD 18 (millions)restructuring_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML		Consolidation of ~140 branch offices; more than 100 merged by 1997-03-31; consolidation cost accrual $14M remaining of original $18M
1997-03-31divestiture_reductionin_progress1996-11-261997-12-31United StatesBranch networkMD&A
f5-10q / MiMo-V2.6-Flash-fp8-HTML		Intention to divest ~140 branches; contracts signed for 77 branches (incl. 28 Wyoming branches) with ~$1.8B deposits; expected to close primarily in Q3-Q4 1997
1997-03-31divestiture_reductioncompleted1996-06-011996-06-01United States (Florida)Society First Federal Savings Bankother
f5-10q / MiMo-V2.6-Flash-fp8-HTML		Sale of Florida savings association subsidiary completed 1996-06-01; headcount impact not disclosed
1997-03-31divestiture_reductionannounced1997-02-181997-09-30United States (Wyoming)KeyBank National Association (Wyoming)other
f5-10q / MiMo-V2.6-Flash-fp8-HTML		Definitive agreement to sell 28-branch Wyoming bank subsidiary (~$1.2B assets); expected close Q3 1997 pending regulatory approval
1997-03-31acquisition_additionannounced1997-04-071997-09-30United States (Boulder, Colorado) and 18 foreign countriesEquipment leasing (Leasetec Corporation)other
f5-10q / MiMo-V2.6-Flash-fp8-HTML		Agreement to acquire 80% interest (with option for remaining 20%) in Leasetec; ~$1.1B total assets at 1996-12-31; expected close Q3 1997
1997-03-31restructuringin_progress10%1996-11-261997-12-31United StatesAll segmentsUSD 100 (millions)restructuring_footnote
f5-10q / Qwen3.6-27B-Q8_0		Announced Nov 1996 to reduce employment base by approx 10% (2,700 positions). Q1 1997 progress: reduced base by over half of projected amount. Remaining reserves $64 million.
1996-12-31restructuringin_progress2,70010%1996-11-251997-12-31United States (13 states, four regions)Enterprise-wideUSD 100 (millions)restructuring_footnote
f5-10k / MiMo-V2.6-Flash-fp8-HTML		Program includes formation of nationwide bank, consolidation of ~140 branch offices, and reduction of ~2,700 positions (10% of employment base). Charge comprises $54M severance, $18M branch consolidation, $28M software write-off. Actions to be taken throughout 1997. Announced via press release November 25, 1996.
1996-12-31divestiture_reductioncompleted1996-06-011996-06-01FloridaCommunity Bankingdiscontinued_operations_footnote
f5-10k / MiMo-V2.6-Flash-fp8-HTML		Sale of Society First Federal Savings Bank (SFF), Florida savings association subsidiary with ~$1.2 billion in assets. No employee count disclosed. $8 million gain recorded.
1996-12-31divestiture_reductionannounced1997-02-181997-09-30WyomingCommunity Bankingsubsequent_events
f5-10k / MiMo-V2.6-Flash-fp8-HTML		Definitive agreement to sell KeyBank National Association (Wyoming), a 28-branch subsidiary, to Community First Bankshares Inc. Expected to close Q3 1997 pending regulatory approvals. No employee count disclosed. Expected costs not included in the $100M restructuring charge.
1996-12-31acquisition_additioncompleted1996-06-011996-06-30MassachusettsNational Consumer Financebusiness_combinations_footnote
f5-10k / MiMo-V2.6-Flash-fp8-HTML		Acquisition of Knight Insurance Agency, Inc. (Knight College Resource Group), an education financing company. $8 million in assets. No employee count disclosed.
1996-12-31acquisition_additioncompleted1996-08-011996-08-31OhioCorporate Bankingbusiness_combinations_footnote
f5-10k / MiMo-V2.6-Flash-fp8-HTML		Acquisition of Carleton, McCreary, Holmes & Co., a Cleveland-based investment banking firm. Terms not publicly disclosed due to confidentiality clause. No employee count disclosed.
1996-12-31restructuringcompleted2,70010%1996-12-311997-12-31United StatesAll segmentsUSD 100 (millions)MD&A
f5-10k / Qwen3.6-27B-Q8_0		Announced in Q4 1996 to complete transformation to nationwide bank. Includes severance, consolidation costs, and software write-offs. Actions to be taken throughout 1997.
1996-09-30restructuringannounced1996-10-011997-12-31Branch delivery system and overall cost structureMD&A
f5-10q / GLM-5.3-flash-fp4-HTML		Comprehensive review of branch delivery system and cost structure announced in October, targeting a 55% efficiency ratio by around end of 1997; possible special charge for branch consolidations, closings and severance, amount and timing not yet determined. No headcount figures disclosed.
1996-09-30divestiture_reductioncompleted1996-06-011996-06-01FloridaSociety First Federal Savings BankUSD 8 (millions)business_combinations_footnote
f5-10q / GLM-5.3-flash-fp4-HTML		Sale of Florida savings association subsidiary completed June 1, 1996; $8 million gain recorded in other income. Headcount removed not disclosed.
1996-09-30acquisition_additioncompleted1996-06-301996-06-30MassachusettsKnight Insurance Agency, Inc. (Knight College Resource Group)business_combinations_footnote
f5-10q / GLM-5.3-flash-fp4-HTML		Acquisition of education financing company completed June 1996; headcount added not disclosed.
1996-09-30acquisition_additioncompleted1996-08-311996-08-31OhioCarleton, McCreary, Holmes & Co. (investment banking, merged into KCMI)business_combinations_footnote
f5-10q / GLM-5.3-flash-fp4-HTML		Acquisition of Cleveland-based investment-banking firm completed August 1996; terms not material and not publicly disclosed; headcount added not disclosed.
1996-09-30restructuringannounced1996-10United StatesBranch delivery system / corporate cost structureMD&A
f5-10q / MiMo-V2.6-Flash-fp8-HTML		Comprehensive review of branch delivery system and cost structure announced in October 1996, targeting a 55% efficiency ratio by end of 1997; possible special charge for branch consolidations, closings and severance, amount and timing not yet determinable. No employee count disclosed.
1996-09-30acquisition_additioncompleted1996-08United States — OhioInvestment banking (Carleton, McCreary, Holmes & Co.)business_combinations_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML		Acquisition of Cleveland-based investment-banking firm, merged into Key Capital Markets; purchase terms confidential and not material. No headcount disclosed.
1996-09-30acquisition_additioncompleted1996-06United States — MassachusettsEducation financing (Knight Insurance Agency / Knight College Resource Group)business_combinations_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML		Boston-based education financing company acquired as a wholly owned subsidiary of KeyBank USA; $8 million of common assets recorded. No headcount disclosed.
1996-09-30divestiture_reductioncompleted1996-06-011996-06-01United States — FloridaSavings association subsidiary (Society First Federal Savings Bank)business_combinations_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML		Sale of Florida savings association with approximately $1.2 billion of assets; Key retains private banking in Florida through its Naples trust company. No headcount disclosed.
1996-09-30restructuringannounced1996-101997-12-31United StatesBranch delivery systemsubsequent_events
f5-10q / Qwen3.6-27B-Q8_0		Initiated comprehensive review of branch delivery system and cost structure to achieve 55% efficiency ratio by end of 1997. Possible special charge for branch consolidations, closings, and severance costs; amount and timing undetermined.
1996-03-31divestiture_reductionannounced1995-11-201996-06-30FloridaSavings association subsidiaryother
f5-10q / GLM-5.3-flash-fp4-HTML		Definitive agreement to sell Society First Federal Savings Bank; expected to close in Q2 1996 pending regulatory approvals, with an immaterial gain expected. Employee headcount affected not disclosed.
1995-12-31acquisition_additioncompleted1995-09-27Illinois (Headquarters)National Consumer FinanceItem_1_Business
f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML		Acquisition of AutoFinance Group, Inc. (AFG). Headcount impact not explicitly quantified in disclosure, but included in total FTE count.
1995-12-31acquisition_additioncompleted1995-04-01New YorkKey PrivateBankItem_1_Business
f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML		Acquisition of Spears, Benzak, Salomon & Farrell, Inc. Headcount impact not explicitly quantified.
1995-12-31acquisition_additioncompleted1995-02-01ColoradoCommunity BankingItem_1_Business
f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML		Acquisition of OMNIBANCORP. Headcount impact not explicitly quantified.
1995-12-31acquisition_additioncompleted1995-02-01MaineCommunity BankingItem_1_Business
f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML		Acquisition of Casco Northern Bank, National Association. Headcount impact not explicitly quantified.
1995-12-31acquisition_additioncompleted1995-01-01VermontCommunity BankingItem_1_Business
f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML		Acquisition of BANKVERMONT Corporation. Headcount impact not explicitly quantified.
1995-12-31divestiture_reductioncompleted1995-03-31NationalNational Consumer FinanceItem_1_Business
f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML		Sale of residential mortgage loan servicing operations of KeyCorp Mortgage Inc. Headcount reduction not explicitly quantified.
1995-12-31divestiture_reductioncompleted1995-04-21NationalTreasury and OtherItem_1_Business
f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML		Sale of Schaenen Wood & Associates, Inc. Headcount reduction not explicitly quantified.
1995-12-31divestiture_reductioncompleted1995-Q4NationalTreasury and OtherItem_1_Business
f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML		Sale of bond services business. Headcount reduction not explicitly quantified.
1995-09-30divestiture_reductioncompleted1995-03-311995-03-31Residential mortgage loan servicing (KeyCorp Mortgage Inc.)USD 72 (millions)MD&A
f5-10q / GLM-5.3-flash-fp4-HTML		Sale of residential mortgage servicing business reduced costs, primarily personnel; headcount impact not quantified
1995-09-30restructuringannounced1995-10-01Great Lakes RegionAffiliate bank consolidationMD&A
f5-10q / GLM-5.3-flash-fp4-HTML		Plans announced to combine Great Lakes Region affiliate banks; consolidation may result in future charges; impact not yet quantified