Fundamentals - Huntington Bancshares (HBAN)

Segments are charted by their disclosed metrics (revenue, segment profit, etc.). Each line is a single segment. Reconciliation/corporate items are excluded. Major customers are shown as a percentage of revenue. Operational KPIs are grouped by metric concept; sub-metrics appear as separate lines.

Geographic Segments

No geographic segment data found.

Business Unit / Product Segments

Major Customers (% of Revenue)

No major-customer concentration data found.

Operational KPIs

Allowance for credit losses to total loans and leases (acl_to_loans_ratio)

No 10-K data

Licensed bankers (advisors)

Allowance for credit losses (allowance_for_credit_losses)

No 10-K data

Total trust assets (aua)

Mortgage servicing portfolio (aum)

Annuities sales volume (bookings)

Private Client Group Offices (branches)

Parent company cash and cash equivalents (cash_and_equivalents)

No 10-K data

Consumer Checking Households (customers)

Total deposits (deposits)

Preferred stock dividend (dividend_per_share)

No 10-K data

Annuities sales volume (gmv)

No 10-K data

PFCMG employees (headcount)

Mortgages Held for Sale (inventory_units)

No 10-K data

Automobile lease portfolio (loans_outstanding)

Market value of voting stock (market_cap)

No 10-Q data

Capitalized MSRs (mortgage_servicing_rights)

No 10-K data

Nonaccrual loans and leases as % of total loans and leases (nal_ratio)

No 10-K data

Annuities sales volume (net_flows)

No 10-K data

Net interest margin (net_interest_margin)

Nonperforming assets (nonperforming_assets)

No 10-K data

Nonaccrual Loans (nonperforming_loans)

NPA ratio (npa_ratio)

No 10-K data

Mortgage Origination Volume (orders_received)

90-day delinquency ratio (other)

No 10-K data

ACL as % of total loans (other)

No 10-K data

ACL as percent of loans (other)

No 10-K data

ACL coverage of nonaccrual loans (other)

No 10-K data

ACL coverage ratio (other)

ACL ratio (other)

No 10-K data

ACL to Loans Ratio (other)

No 10-K data

ACL to NAL ratio (other)

No 10-K data

ACL to NPA Coverage Ratio (other)

No 10-K data

ACL to NPA ratio (other)

No 10-K data

ACL to NPAs ratio (other)

No 10-K data

ACL to NPLs ratio (other)

No 10-K data

ACL to loans ratio (other)

No 10-K data

ACL to total loans (other)

No 10-K data

ALLL as % of NPLs (other)

No 10-K data

ALLL as % of total loans (other)

No 10-K data

ALLL as percent of loans (other)

No 10-K data

ALLL ratio (other)

No 10-K data

ALLL to Loans Ratio (other)

No 10-K data

ALLL to NPAs Ratio (other)

No 10-K data

ALLL to NPAs ratio (other)

No 10-K data

ALLL to NPLs Ratio (other)

No 10-K data

ALLL to NPLs ratio (other)

No 10-K data

ALLL to Non-Performing Assets Ratio (other)

No 10-K data

ALLL to Total Loans Ratio (other)

No 10-K data

ALLL to loans ratio (other)

No 10-K data

ALLL to non-performing loans (other)

No 10-K data

ALLL to total loans and leases (other)

No 10-K data

ALLL to total loans ratio (other)

No 10-K data

ATM network (other)

ATMs (other)

Accruing Loans Past Due 90 Days or More (other)

No 10-K data

Accruing loans past due 90 days (other)

No 10-K data

Accruing loans past due 90 days or more (other)

No 10-K data

Accruing loans past due 90+ days (other)

No 10-K data

Acquisition Deposit Premium (other)

No 10-K data

Allowance as % of total loans (other)

No 10-K data

Allowance as percent of loans (other)

No 10-K data

Allowance coverage of NPLs (other)

No 10-K data

Allowance coverage of non-performing loans (other)

No 10-K data

Allowance coverage ratio (other)

Allowance for Credit Losses (other)

Allowance for Credit Losses to Total Loans (other)

No 10-Q data

Allowance for Loan Losses (other)

No 10-K data

Allowance for Loan Losses Coverage (other)

No 10-K data

Allowance for Loan Losses Ratio (other)

No 10-K data

Allowance for Loan Losses as % of Total Loans (other)

No 10-K data

Allowance for Loan Losses to Loans (other)

No 10-K data

Allowance for Loan Losses to Non-Performing Loans (other)

No 10-K data

Allowance for Loan Losses to Total Loans (other)

No 10-K data

Allowance for Loan and Lease Losses (other)

No 10-K data

Allowance for credit losses (other)

Allowance for credit losses as % of loans and leases (other)

No 10-K data

Allowance for credit losses as % of nonaccrual loans (other)

No 10-K data

Allowance for credit losses coverage (other)

No 10-K data

Allowance for credit losses ratio (other)

Allowance for credit losses to loans (other)

Allowance for credit losses to loans ratio (other)

No 10-K data

Allowance for credit losses to nonaccrual loans ratio (other)

No 10-K data

Allowance for credit losses to total loans (other)

Allowance for credit losses to total loans ratio (other)

Allowance for loan and lease losses (other)

Allowance for loan and lease losses ratio (other)

No 10-K data

Allowance for loan and lease losses to loans (other)

No 10-Q data

Allowance for loan and lease losses to total loans (other)

No 10-K data

Allowance for loan losses (other)

Allowance for loan losses as % of total loans (other)

No 10-K data

Allowance for loan losses ratio (other)

Allowance for loan losses to total loans (other)

No 10-K data

Allowance for unfunded commitments (other)

No 10-K data

Allowance for unfunded loan commitments (other)

No 10-K data

Allowance ratio (other)

No 10-K data

Allowance to loans ratio (other)

Annualized Net Charge-Off Rate (other)

No 10-K data

Annualized net charge-off ratio (other)

No 10-K data

Annuities sales volume (other)

Asset conversion swap notional (other)

No 10-K data

Asset liability management swap portfolio (other)

No 10-K data

Assets recorded at fair value (other)

No 10-Q data

Auto lease production (other)

No 10-K data

Auto loan delinquency rate (other)

No 10-Q data

Auto loan originations (other)

No 10-Q data

Auto loan production (other)

No 10-K data

Auto net loan loss rate (other)

No 10-Q data

Automated teller machines (other)

Automobile Exposure Ratio (other)

No 10-K data

Automobile credit exposure (other)

No 10-K data

Automobile exposure (other)

No 10-K data

Automobile lease average residual % (other)

No 10-Q data

Automobile lease average term (other)

No 10-Q data

Automobile lease portfolio (other)

No 10-Q data

Automobile lease production (other)

Automobile leases production (other)

No 10-K data

Automobile loan average term (other)

No 10-Q data

Automobile loan originations (other)

No 10-Q data

Automobile loan production (other)

Automobile loans production (other)

No 10-K data

Automobile loans securitized (other)

No 10-Q data

Automobile loans serviced (other)

No 10-Q data

Automobile loans sold (other)

No 10-K data

Automobile operating lease assets (other)

No 10-K data

Automotive dealer relationships (other)

No 10-K data

Average Common Shares Outstanding (other)

No 10-K data

Average Shares Outstanding (other)

No 10-K data

Average common shares (other)

No 10-K data

Average earning assets (other)

No 10-K data

Average equity to assets (other)

No 10-K data

Average equity to average assets (other)

No 10-K data

Average operating lease assets (other)

No 10-K data

Average revenue per licensed banker (other)

No 10-Q data

Average sales volume per licensed banker (other)

No 10-Q data

Average total assets (other)

No 10-K data

Average total loan growth (other)

No 10-K data

Bank dividends available to parent (other)

No 10-Q data

Bank dividends available without regulatory approval (other)

No 10-Q data

Banking regions (other)

No 10-K data

Basis protection swap notional (other)

No 10-K data

Book Value Per Share (other)

No 10-K data

Book value per common share (other)

No 10-Q data

Book value per share (other)

Brokerage assets under administration (other)

No 10-K data

CET1 capital ratio (other)

No 10-K data

Capitalized mortgage servicing rights (other)

No 10-K data

Cash Dividends Declared (other)

No 10-K data

Cash and cash equivalents (other)

No 10-K data

Cash basis diluted EPS (other)

No 10-K data

Cash dividends declared (other)

No 10-K data

Cash dividends declared per share (other)

Closed loan volume (other)

No 10-K data

Closed mortgage loan volume (other)

No 10-K data

Commercial loan commitments (other)

No 10-Q data

Commercial product penetration (other)

No 10-K data

Commercial relationship product penetration (other)

No 10-K data

Commercial relationships with 4+ products (other)

Commercial relationships with 4+ services (other)

No 10-K data

Commercial service penetration (other)

No 10-K data

Commitments to extend credit (other)

No 10-K data

Commitments to sell residential real estate loans (other)

No 10-Q data

Common Equity Tier 1 ratio (other)

No 10-K data

Common Shares Outstanding (other)

No 10-K data

Common Stock Price (other)

No 10-K data

Common shares outstanding (other)

Common shares repurchased (other)

Common stock dividend (other)

No 10-K data

Common stock outstanding (other)

No 10-Q data

Common stock price (other)

No 10-K data

Common stock shares outstanding (other)

Consumer household product penetration (other)

No 10-K data

Consumer households with 4+ products (other)

Consumer households with 4+ services (other)

No 10-K data

Consumer households with 6+ services (other)

No 10-K data

Consumer product penetration (other)

No 10-K data

Contingent borrowing capacity (other)

No 10-K data

Contingent liquidity sources (other)

No 10-K data

Core deposit growth (other)

No 10-K data

Core deposits (other)

No 10-K data

Core deposits funding ratio (other)

No 10-K data

Core funding ratio (other)

No 10-Q data

Core funding share (other)

No 10-K data

Credit Risk from Swaps (other)

No 10-K data

Credit commitments (other)

No 10-K data

Credit risk from swaps (other)

No 10-K data

Criticized commercial loans (other)

No 10-K data

Cross-sell ratio (other)

No 10-K data

Cumulative deposit beta (other)

No 10-K data

Cumulative total deposit beta (other)

No 10-K data

Customer Off-Balance Sheet Instruments (other)

No 10-K data

Customer deposit funding (other)

No 10-K data

Derivative contracts entered (other)

No 10-K data

Derivative notional value (other)

No 10-K data

Diluted earnings per share (other)

No 10-K data

Dividend payout ratio (other)

No 10-Q data

Domestic bank note program available (other)

No 10-Q data

Domestic banking offices (other)

No 10-Q data

Economic Value of Equity at Risk (other)

No 10-K data

Economic value of equity at risk (other)

No 10-K data

Effective Tax Rate (other)

No 10-K data

Effective tax rate (other)

No 10-K data

Efficiency Ratio (other)

Efficiency ratio (other)

Equity investment portfolio (other)

No 10-K data

FHLB advances (other)

No 10-Q data

Foreclosure cases (other)

No 10-K data

Franklin loan exposure (other)

No 10-Q data

Goodwill (other)

No 10-Q data

Households with 6+ services (other)

Huntington mutual funds (other)

No 10-Q data

Interest Rate Swaps Notional (other)

No 10-K data

Interest Rate Swaps Notional Value (other)

No 10-K data

Interest rate swap notional (other)

No 10-K data

Interest rate swaps notional (other)

No 10-K data

Investment securities (other)

No 10-K data

Investment securities duration (other)

No 10-K data

Investment securities portfolio (other)

Leverage Ratio (other)

No 10-K data

Leverage capital ratio (other)

No 10-K data

Leverage ratio (other)

No 10-K data

Liability conversion swap notional (other)

No 10-K data

Liquidity Coverage Ratio (other)

No 10-K data

Loan payment deferrals (other)

No 10-K data

Loan-to-deposit ratio (other)

Loans 90+ days past due accruing (other)

No 10-K data

Loans in payment deferral (other)

Loans past due 90 days (other)

No 10-K data

Loans past due 90 days or more (other)

No 10-K data

Loans past due 90+ days (other)

No 10-Q data

Loans pledged to FRB and FHLB (other)

No 10-K data

Loans serviced (other)

No 10-K data

Loans serviced for third parties (other)

No 10-K data

Loans to deposits ratio (other)

No 10-K data

Market value of non-affiliate voting stock (other)

No 10-Q data

Medium-term Notes (other)

No 10-K data

Mortgage Loan Servicing Portfolio (other)

No 10-K data

Mortgage Loans Serviced (other)

No 10-K data

Mortgage Servicing Portfolio (other)

No 10-K data

Mortgage Servicing Rights (other)

Mortgage Servicing Volume (other)

No 10-Q data

Mortgage banking closed loan volume (other)

No 10-K data

Mortgage banking origination volume (other)

Mortgage closed loan volume (other)

No 10-K data

Mortgage loan originations (other)

No 10-K data

Mortgage loan servicing portfolio (other)

No 10-K data

Mortgage loans closed (other)

No 10-Q data

Mortgage loans serviced (other)

Mortgage loans serviced for others (other)

No 10-Q data

Mortgage loans serviced for third parties (other)

Mortgage loans sold (other)

No 10-Q data

Mortgage origination volume (other)

Mortgage originations (other)

Mortgage servicing UPB (other)

No 10-K data

Mortgage servicing portfolio (other)

Mortgage servicing portfolio for others (other)

No 10-K data

Mortgage servicing rights (other)

Mortgage servicing rights fair value (other)

No 10-K data

Mortgages serviced (other)

No 10-Q data

Mortgages serviced for others (other)

Mutual fund sales volume (other)

Mutual funds (other)

NCO Ratio (other)

No 10-K data

NCO ratio (other)

No 10-Q data

NPA Ratio (other)

No 10-K data

NPA ratio (other)

NPAs to total loans + OREO ratio (other)

No 10-K data

NPAs to total loans and OREO ratio (other)

No 10-K data

NPL ratio (other)

No 10-K data

NPLs to total loans ratio (other)

No 10-K data

Net Charge-Offs (other)

Net Charge-off Rate (other)

No 10-K data

Net Charge-off Ratio (other)

No 10-K data

Net Charge-offs (other)

No 10-K data

Net Charge-offs (Annualized) (other)

No 10-K data

Net Income (other)

No 10-K data

Net Loan Losses (other)

No 10-K data

Net Loan Losses (Annualized) (other)

No 10-K data

Net Loan Losses Annualized (other)

No 10-K data

Net charge-off rate (other)

Net charge-off ratio (other)

Net charge-offs (other)

Net charge-offs annualized (other)

No 10-K data

Net charge-offs as % of average loans (other)

No 10-K data

Net charge-offs percent of average loans (other)

No 10-K data

Net charge-offs rate (other)

No 10-Q data

Net charge-offs ratio (other)

Net charge-offs to average loans (other)

Net charge-offs to average loans ratio (other)

No 10-Q data

Net interest income at risk (other)

No 10-K data

Net interest income sensitivity (other)

Net loan and lease charge-offs (other)

Net loan losses (other)

Net loan losses annualized (other)

No 10-K data

New relationship cross-sell (other)

No 10-Q data

Non-Performing Assets (other)

No 10-K data

Non-Performing Assets Ratio (other)

No 10-K data

Non-Performing Assets to Total Loans and Other Real Estate (other)

No 10-K data

Non-performing Assets (other)

No 10-K data

Non-performing Assets Ratio (other)

No 10-K data

Non-performing Loans Ratio (other)

No 10-K data

Non-performing assets (other)

Non-performing assets ratio (other)

No 10-K data

Non-performing loan ratio (other)

No 10-K data

Non-performing loans as % of total loans (other)

No 10-K data

Non-pledged securities (other)

No 10-Q data

Nonaccrual loans to total loans ratio (other)

No 10-Q data

Nonperforming Asset Ratio (other)

No 10-K data

Nonperforming Assets (other)

No 10-Q data

Nonperforming asset ratio (other)

No 10-K data

Nonperforming assets (other)

Nonperforming assets ratio (other)

No 10-K data

Number of Reportable Segments (other)

Online Household Penetration (other)

No 10-K data

Online Penetration (other)

No 10-K data

Online retail household penetration (other)

No 10-K data

Operating Lease Assets (other)

No 10-K data

Operating Lease Expense (other)

No 10-K data

Operating Lease Income (other)

No 10-K data

Operating lease assets (other)

No 10-K data

Organizations supported by volunteers (other)

No 10-Q data

Other Real Estate Owned (other)

No 10-K data

Other real estate owned (other)

No 10-K data

PPP loans forgiven (other)

No 10-K data

Parent company cash (other)

No 10-K data

Parent company cash or cash equivalents (other)

No 10-Q data

Parent company medium-term note program available (other)

No 10-Q data

Past due 90-day loans (other)

No 10-K data

Paycheck Protection Program applications (other)

No 10-K data

Paycheck Protection Program loan volume (other)

No 10-K data

Paycheck Protection Program loans processed (other)

No 10-K data

Period-End Shares Outstanding (other)

No 10-K data

Period-end shares outstanding (other)

No 10-K data

Portfolio serviced for others (other)

Preferred Capital Securities (other)

No 10-K data

Preferred shares outstanding (other)

Private Client Group Offices (other)

No 10-Q data

Private client group offices (other)

No 10-Q data

Product Penetration (other)

No 10-K data

Product penetration (other)

No 10-K data

Product penetration 4+ services (other)

No 10-K data

Product penetration 6+ services (other)

No 10-K data

Profit penetration (other)

No 10-Q data

Proprietary mutual funds (other)

Provision for Loan Losses (other)

No 10-K data

Provision for Loan Losses Annualized (other)

No 10-K data

Provision for credit losses (other)

Provision for loan loss rate (other)

No 10-K data

Provision for loan losses (other)

Regional Banking ATMs (other)

No 10-Q data

Regional Banking mortgage servicing rights (other)

No 10-Q data

Relationships with 4+ services (other)

No 10-Q data

Reserve Ratio (other)

No 10-K data

Residential mortgage loans serviced (other)

Residual value in automobile leases (other)

No 10-Q data

Retail 90-day cross-sell ratio (other)

No 10-K data

Return on Average Assets (other)

Return on Average Common Shareholders' Equity (other)

No 10-Q data

Return on Average Equity (other)

Return on Average Shareholders' Equity (other)

No 10-K data

Return on Average Total Assets (other)

Return on average assets (other)

Return on average common equity (other)

Return on average common shareholders' equity (other)

Return on average common shareholders’ equity (other)

No 10-Q data

Return on average equity (other)

Return on average shareholders' equity (other)

Return on average shareholders’ equity (other)

No 10-Q data

Return on average tangible common equity (other)

Return on average tangible common shareholders' equity (other)

No 10-K data

Return on average tangible common shareholders’ equity (other)

No 10-K data

Return on average tangible shareholder's equity (other)

No 10-K data

Return on average total assets (other)

Return on average total shareholders' equity (other)

No 10-Q data

Return on average total shareholders’ equity (other)

No 10-K data

Revenue penetration (other)

No 10-Q data

Risk-adjusted assets (other)

No 10-K data

Risk-weighted assets (other)

Sales penetration (other)

No 10-Q data

Securities portfolio duration (other)

No 10-K data

Selected contingent liquidity sources (other)

No 10-K data

Serviced Mortgage Loans (other)

No 10-K data

Serviced mortgage portfolio (other)

No 10-K data

Servicing rights balance (other)

No 10-K data

Servicing rights sold (other)

No 10-K data

Share repurchases (other)

Shared national credits (other)

No 10-K data

Shareholders equity (other)

No 10-K data

Shareholders of record (other)

No 10-Q data

Shareholders' Equity (other)

No 10-K data

Shareholders' equity (other)

No 10-K data

Shareholders' equity per common share (other)

No 10-K data

Shares Outstanding (other)

No 10-K data

Shares outstanding (other)

No 10-K data

Shares repurchased (other)

No 10-K data

Short-term Borrowings (other)

No 10-K data

Single family homebuilder loans (other)

No 10-Q data

Standby letters of credit (other)

Standby letters of credit outstanding (other)

No 10-K data

Stock options outstanding (other)

No 10-K data

Subordinated Notes (other)

No 10-K data

Swap portfolio notional (other)

No 10-K data

TCE to tangible assets (other)

No 10-K data

TDR loans (other)

No 10-K data

Tangible Common Equity Ratio (other)

No 10-K data

Tangible Common Equity to Tangible Assets (other)

Tangible Common Equity to Tangible Assets Ratio (other)

No 10-K data

Tangible Equity to Asset Ratio (other)

No 10-K data

Tangible Equity to Assets (other)

No 10-K data

Tangible Equity to Assets Ratio (other)

No 10-K data

Tangible book value per share (other)

Tangible common equity / RWA ratio (other)

No 10-K data

Tangible common equity / tangible asset ratio (other)

No 10-K data

Tangible common equity ratio (other)

Tangible common equity to tangible asset ratio (other)

No 10-K data

Tangible common equity to tangible assets (other)

Tangible common equity to tangible assets ratio (other)

Tangible equity to asset ratio (other)

Tangible equity to assets (other)

Tangible equity to assets ratio (other)

No 10-K data

Tangible equity to risk-weighted assets ratio (other)

No 10-K data

Tangible equity to tangible assets (other)

No 10-Q data

Tangible-common-equity-to-tangible-asset ratio (other)

No 10-K data

Tier 1 Leverage Ratio (other)

Tier 1 Leverage ratio (other)

No 10-Q data

Tier 1 leverage ratio (other)

Total Assets (other)

No 10-K data

Total Capital Ratio (other)

No 10-K data

Total Liabilities (other)

No 10-K data

Total Risk-Based Capital (other)

No 10-K data

Total Risk-Based Capital Ratio (other)

Total Risk-Based Capital ratio (other)

No 10-Q data

Total allowances for credit losses (other)

No 10-K data

Total assets (other)

Total brokerage and insurance income (other)

No 10-K data

Total credit exposure (other)

No 10-K data

Total deposit beta (other)

No 10-K data

Total mortgage servicing portfolio (other)

No 10-Q data

Total mortgages serviced for others (other)

No 10-K data

Total non-performing assets (other)

No 10-K data

Total nonperforming assets (other)

No 10-Q data

Total risk-adjusted assets (other)

No 10-K data

Total risk-based capital (other)

No 10-K data

Total risk-based capital ratio (other)

Total risk-weighted assets (other)

No 10-K data

Total securities (other)

No 10-K data

Total servicing portfolio (other)

Training hours completed (other)

No 10-Q data

Treasury shares outstanding (other)

No 10-K data

Troubled Debt Restructurings (other)

No 10-K data

Troubled debt restructured loans (other)

No 10-K data

Troubled debt restructurings (other)

Trust assets (other)

No 10-K data

Unencumbered investment securities (other)

Unencumbered securities (other)

Unpaid principal balance of serviced loans (other)

No 10-Q data

Unpledged investment securities (other)

No 10-K data

Unpledged securities (other)

No 10-K data

Unused FHLB borrowing capacity (other)

No 10-K data

Unused borrowing capacity (other)

No 10-K data

Vehicle lease portfolio (other)

No 10-K data

Volunteer hours (other)

No 10-Q data

Wealth management offices (other)

No 10-Q data

Wholesale funding (other)

Year 2000 implementation complete (other)

No 10-K data

Year 2000 project costs (other)

No 10-K data

Year 2000 remaining cost estimate (other)

No 10-K data

Mortgage closed loan volume (production_volume)

Other real estate (properties)

No 10-Q data

Commercial relationships with 4+ services (retention)

No 10-K data

Operating Lease Income (revenue)

No 10-K data

Share repurchases completed (share_repurchases)

No 10-K data

Common shares outstanding (shares)

No 10-K data

Common stock outstanding (shares_outstanding)

Business Service Center area (square_footage)

No 10-Q data

Tangible common equity to tangible assets ratio (tangible_equity_to_assets)

No 10-K data

Total risk-based capital ratio (tier1_capital)

Tier 1 leverage ratio (tier1_leverage)

No 10-K data

Total risk-based capital ratio (total_capital_ratio)

No 10-K data

Automobile lease production (units_shipped)

No 10-Q data

Unencumbered investment securities (unpledged_securities)

No 10-K data

Online consumer banking customers (users)

Wholesale funding (wholesale_funding)

No 10-K data

Human capital disclosures. Workforce totals and demographics are point-in-time. Flow metrics use the year-to-date period for 10-Q and full year for 10-K. Workforce actions (RIFs, restructurings, acquisition-related changes) are listed in the table at the bottom.

Workforce Totals

Demographics

No 10-Q data

Workforce Breakdowns

No 10-K data

No 10-Q data

HCM Metrics — Point-in-Time

No 10-Q data

HCM Metrics — Flow (Annual / YTD)

No 10-Q data

Workforce Actions

Period End	Type	Status	Affected	% Workforce	Announced	Expected Completion	Geography	Segment / Function	Charge	Source	Note
2026-06-30	acquisition_addition	completed			2025-10-26	2026-02-01	United States (Texas, Mississippi)	The Huntington National Bank		business_combinations_footnote f5-10q / MiMo-V2.6-Flash-fp8-HTML	Cadence Bank merged into Huntington National Bank effective 2026-02-01; 462 million Huntington shares issued as consideration. Number of employees added was not disclosed. Noninterest expense for the six months ended 2026-06-30 included $415 million of acquisition-related expenses ($152 million in Q2) covering severance costs, professional services, and data processing fees, but no employee count or severance-only amount was quantified.
2026-03-31	acquisition_addition	completed			2025-10-26	2025-10-20	United States (Dallas, Texas)	Consolidated		business_combinations_footnote f5-10q / MiMo-V2.6-Flash-fp8-HTML	Acquisition of Veritex Holdings, Inc. completed October 20, 2025; 107 million common shares issued plus 1 million on conversion of equity awards, total consideration $1.7 billion. No employee headcount added is disclosed in this filing.
2026-03-31	acquisition_addition	completed			2025-10-26	2026-02-01	United States (Houston, Texas and Tupelo, Mississippi)	Consolidated		business_combinations_footnote f5-10q / MiMo-V2.6-Flash-fp8-HTML	Acquisition of Cadence Bank completed February 1, 2026; 462 million common shares issued, total consideration $8.3 billion, $51.3 billion of assets and $46.5 billion of liabilities assumed. No employee headcount added is disclosed; $263 million of acquisition-related expenses (including $97 million personnel costs) were recorded in Q1 2026.
2026-03-31	acquisition_addition	completed			2025-10-20		United States	Consumer & Regional Banking; Commercial Banking	USD 1,700 (millions)	business_combinations_footnote f5-10q / Qwen3.6-27B-NVFP4-MTP-HTML	Acquisition of Veritex Holdings, Inc. completed October 20, 2025. Total consideration was $1.7 billion. Specific headcount added is not disclosed in this filing.
2026-03-31	acquisition_addition	completed			2026-02-01		United States	Consumer & Regional Banking; Commercial Banking	USD 8,300 (millions)	business_combinations_footnote f5-10q / Qwen3.6-27B-NVFP4-MTP-HTML	Acquisition of Cadence Bank completed February 1, 2026. Total consideration was $8.3 billion. Specific headcount added is not disclosed in this filing.
2025-12-31	acquisition_addition	completed			2025-10-20	2025-10-20	United States (Dallas, Texas)	All segments	USD 168 (millions)	business_combinations_footnote f5-10k / MiMo-V2.6-Flash-fp8-HTML	Veritex acquisition closed 2025-10-20; added $12.0B assets. Total 2025 acquisition-related expenses of $168M (incl. $125M Veritex-related per pro forma note) covering severance, professional services, data processing. Headcount added not separately disclosed; average FTE rose 492 (2%) YoY to 20,424.
2025-12-31	acquisition_addition	completed			2026-02-01	2026-02-01	United States (Houston, TX and Tupelo, MS)	All segments		subsequent_events f5-10k / MiMo-V2.6-Flash-fp8-HTML	Subsequent event: Cadence Bank merger completed 2026-02-01, ~$8.1B all-stock consideration; Cadence had $54B assets, $37B loans, $44B deposits at 2025-12-31. Headcount added not disclosed; purchase price allocation incomplete as of filing.
2025-12-31	acquisition_addition	completed			2025-10-20	2025-10-20	Dallas, Texas	Veritex Holdings, Inc.		Item 1: Business - Acquisitions and Mergers f5-10k / Qwen3.6-27B-Q8_0	Acquisition completed October 20, 2025. Specific headcount added not disclosed in filing, but noted as impacting average employee counts.
2025-12-31	acquisition_addition	announced			2026-02-01	2026-02-01	Houston, Texas and Tupelo, Mississippi	Cadence Bank		Item 1: Business - Acquisitions and Mergers f5-10k / Qwen3.6-27B-Q8_0	Acquisition completed February 1, 2026 (subsequent event). Specific headcount added not disclosed in filing.
2025-09-30	acquisition_addition	completed			2025-07-13	2025-10-20	United States (Dallas, Texas)			business_combinations_footnote f5-10q / MiMo-V2.6-Flash-fp8-HTML	Merger completed October 20, 2025; approximately $1.7 billion in stock consideration (107 million shares plus 1 million on equity-award conversion). Veritex headcount not disclosed. Q3 included $14 million of Veritex acquisition-related expenses in noninterest expense, primarily professional services.
2025-09-30	acquisition_addition	announced			2025-10-27	2026-03-31	United States (Houston, Texas and Tupelo, Mississippi)			subsequent_events f5-10q / MiMo-V2.6-Flash-fp8-HTML	All-stock merger of Cadence Bank into The Huntington National Bank announced October 27, 2025; 2.475 shares per Cadence share, valued at approximately $7.4 billion based on HBAN's October 24, 2025 close of $16.07. Expected to close in Q1 2026 subject to regulatory and shareholder approvals. Cadence headcount not disclosed.
2024-12-31	restructuring	in_progress					United States	Corporate / enterprise-wide	USD 20 (millions)	MD&A f5-10k / MiMo-V2.6-Flash-fp8-HTML	2024 expense for staffing efficiencies and corporate real estate consolidation; $16 million after tax ($0.01 per common share). No employee count, announcement date, or completion timeline disclosed. A comparable program incurred $69 million ($55 million after tax) in 2023.
2024-12-31	restructuring	completed					Global	Corporate	USD 20 (millions)	MD&A f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML	Expense from staffing efficiencies and corporate real estate consolidation.
2024-12-31	restructuring	completed							USD 20 (millions)	MD&A f5-10k / Qwen3.6-27B-Q8_0	Expense from staffing efficiencies and corporate real estate consolidation.
2024-03-31	restructuring	completed			2023-06-30				USD 7 (millions)	MD&A f5-10q / Qwen3.6-27B-NVFP4-MTP-HTML	Staffing efficiency related expense of $7 million recognized in Q1 2024, reflecting ongoing impact of organizational realignment completed in Q2 2023.
2024-03-31	restructuring	completed							USD 7 (millions)	MD&A f5-10q / Qwen3.6-27B-Q8_0	Staffing efficiency related expense of $7 million (pre-tax). No specific employee count disclosed.
2024-03-31	restructuring	completed							USD 35 (millions)	MD&A f5-10q / Qwen3.6-27B-Q8_0	Reduction in severance expense related to staffing efficiencies. This represents a decrease in expense compared to the prior year, implying prior period actions or accruals.
2023-12-31	restructuring	completed					United States	Corporate / enterprise-wide	USD 69 (millions)	MD&A f5-10k / MiMo-V2.6-Flash-fp8-HTML	Pre-tax charge of $69M ($55M after tax, $0.04 per common share), of which $52M sat in personnel costs per the Noninterest Expense discussion; no employee count or completion date disclosed. No separate restructuring footnote exists in this filing.
2023-12-31	divestiture_reduction	completed				2023-03-31	United States	RPS business (Consumer & Regional Banking)		MD&A f5-10k / MiMo-V2.6-Flash-fp8-HTML	Sale produced a $57M gain including goodwill allocation recorded in other noninterest income; no headcount transferred or retained disclosed.
2023-12-31	divestiture_reduction	completed			2023-03-01	2023-03-31	United States	Retirement Plan Services		Item_7_MD&A f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML	Sale of RPS business completed in March 2023. Specific headcount reduction not disclosed.
2023-12-31	restructuring	completed			2023-12-31	2023-12-31	United States	Corporate	USD 69 (millions)	MD&A f5-10k / Qwen3.6-27B-Q8_0	Expense from staffing related initiatives and the consolidation of corporate locations.
2023-09-30	restructuring	in_progress					United States	Corporate / enterprise-wide	USD 8 (millions)	MD&A f5-10q / MiMo-V2.6-Flash-fp8-HTML	Q3 2023 personnel costs included $8M severance for staffing efficiencies; YTD total was $50M. No headcount affected disclosed. Also included $7M corporate real estate consolidation expense in net occupancy.
2023-06-30	voluntary_separation	completed					United States	Consumer & Regional Banking	USD 36 (millions)	MD&A f5-10q / MiMo-V2.6-Flash-fp8-HTML	Voluntary retirement program expense of $36 million recorded within personnel costs for the six months ended June 30, 2023; employee count not disclosed.
2023-06-30	restructuring	completed					United States	Not specified	USD 6 (millions)	MD&A f5-10q / MiMo-V2.6-Flash-fp8-HTML	Organizational realignment expense of $6 million within personnel costs for the six months ended June 30, 2023; employee count not disclosed. Related to the Q2 2023 realignment into two reportable segments.
2023-06-30	divestiture_reduction	completed			2023-03-31	2023-03-31	United States	Consumer & Regional Banking		MD&A f5-10q / MiMo-V2.6-Flash-fp8-HTML	Sale of the RPS business closed in March 2023 with an ongoing partnership with the purchaser; associated headcount removed not disclosed. $57 million gain recorded in other noninterest income.
2023-06-30	voluntary_separation	completed							USD 36 (millions)	MD&A f5-10q / Qwen3.6-27B-NVFP4-MTP-HTML	Voluntary retirement program expense of $36 million recognized in the first six months of 2023.
2023-06-30	restructuring	completed							USD 6 (millions)	MD&A f5-10q / Qwen3.6-27B-NVFP4-MTP-HTML	Organizational realignment expense of $6 million recognized in the first six months of 2023.
2023-06-30	voluntary_separation	completed							USD 36 (millions)	MD&A f5-10q / Qwen3.6-27B-Q8_0	Voluntary retirement program expense included in personnel costs for the six months ended June 30, 2023.
2023-03-31	voluntary_separation	completed					United States	Consolidated	USD 36 (millions)	MD&A f5-10q / MiMo-V2.6-Flash-fp8-HTML	Voluntary retirement program expense of $36 million recognized in personnel costs during Q1 2023. Number of employees affected not disclosed.
2023-03-31	restructuring	completed					United States	Consolidated	USD 6 (millions)	MD&A f5-10q / MiMo-V2.6-Flash-fp8-HTML	Organizational realignment expense of $6 million recognized in personnel costs during Q1 2023. Number of employees affected not disclosed.
2023-03-31	divestiture_reduction	completed			2023-03-31	2023-03-31	United States	Regional Banking and The Huntington Private Client Group (RBHPCG)		MD&A f5-10q / MiMo-V2.6-Flash-fp8-HTML	Sale of RPS business closed in March 2023 with a $57 million gain including goodwill allocation. Headcount removed not disclosed.
2023-03-31	voluntary_separation	completed							USD 36 (millions)	MD&A f5-10q / Qwen3.6-27B-NVFP4-MTP-HTML	Voluntary retirement program expense included in personnel costs.
2023-03-31	restructuring	completed							USD 6 (millions)	MD&A f5-10q / Qwen3.6-27B-NVFP4-MTP-HTML	Organizational realignment expense included in personnel costs.
2023-03-31	voluntary_separation	completed							USD 36 (millions)	MD&A f5-10q / Qwen3.6-27B-Q8_0	Voluntary retirement program expense of $36 million recorded in Q1 2023.
2023-03-31	restructuring	completed							USD 6 (millions)	MD&A f5-10q / Qwen3.6-27B-Q8_0	Organizational realignment expense of $6 million recorded in Q1 2023.
2022-12-31	acquisition_addition	completed			2022-05-31	2022-05-31	United States	Consumer and Business Banking (payments)		business_combinations_footnote f5-10k / MiMo-V2.6-Flash-fp8-HTML	Digital payments business acquired in May 2022; no employee count disclosed. Exact day not stated, month-end used.
2022-12-31	acquisition_addition	completed			2022-06-15	2022-06-15	United States	Commercial Banking (investment banking and advisory)		business_combinations_footnote f5-10k / MiMo-V2.6-Flash-fp8-HTML	Middle-market investment bank and advisory firm acquired June 15, 2022, generating $192 million of goodwill; no employee count disclosed.
2022-12-31	restructuring	announced			2023-02-17	2023-06-30	United States	Consumer and Business Banking, Vehicle Finance, and RBHPCG consolidating into Consumer & Regional Banking		MD&A f5-10k / MiMo-V2.6-Flash-fp8-HTML	Subsequent-event disclosure: plan to consolidate three segments into one in Q2 2023, leaving two major segments; no headcount impact or charge disclosed. Announcement date approximated to filing date.
2022-12-31	acquisition_addition	completed			2022-05-01	2022-05-01	United States	Commercial Banking		Item_1_Business f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML	Acquisition of Capstone Partners in May 2022. Specific headcount not disclosed.
2022-12-31	acquisition_addition	completed			2022-06-01	2022-06-01	United States	Commercial Banking		Item_1_Business f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML	Acquisition of Torana (now Huntington Choice Pay) in May 2022. Specific headcount not disclosed.
2022-12-31	acquisition_addition	completed			2022-05-01	2022-05-31	United States	Consumer and Business Banking		Item_1_Business f5-10k / Qwen3.6-27B-Q8_0	Acquisition of Torana (Huntington Choice Pay) completed in May 2022. Headcount not explicitly disclosed.
2022-12-31	acquisition_addition	completed			2022-06-01	2022-06-30	United States	Commercial Banking		Item_1_Business f5-10k / Qwen3.6-27B-Q8_0	Acquisition of Capstone Partners completed in June 2022. Headcount not explicitly disclosed.
2022-06-30	acquisition_addition	completed			2022-06-15			Commercial Banking	USD 192 (millions)	business_combinations_footnote f5-10q / Qwen3.6-27B-NVFP4-MTP-HTML	Acquisition of Capstone Partners completed June 15, 2022. Goodwill of $192 million recognized. Headcount not explicitly disclosed.
2022-06-30	acquisition_addition	completed			2022-05-01			Treasury / Other		MD&A f5-10q / Qwen3.6-27B-NVFP4-MTP-HTML	Acquisition of Torana (Huntington Choice Pay) completed in May 2022. Headcount not explicitly disclosed.
2022-03-31	acquisition_addition	announced			2022-03-01	2022-06-30	United States	Commercial Banking (investment banking and advisory)		MD&A f5-10q / MiMo-V2.6-Flash-fp8-HTML	Definitive agreement to acquire Capstone Partners, a middle-market investment bank and advisory firm; expected to close late in Q2 2022 subject to regulatory approval. No headcount figure disclosed.
2021-12-31	acquisition_addition	completed			2021-06-09	2021-06-09	United States (Midwest)	All segments	USD 701 (millions)	business_combinations_footnote f5-10k / MiMo-V2.6-Flash-fp8-HTML	All-stock acquisition valued at $7.2 billion. Average FTE increased by 2,864 (18%) year-over-year, reflecting both TCF integration and organic growth. $701M in acquisition-related expenses included personnel costs of $177M. Specific headcount added through acquisition not separately disclosed.
2021-12-31	divestiture_reduction	completed			2021-09-30	2021-09-30	United States	Consumer and Business Banking (branches)		business_combinations_footnote f5-10k / MiMo-V2.6-Flash-fp8-HTML	14 branches acquired from TCF divested to Horizon Bank in September 2021 to satisfy regulatory requirements. Total deposits divested: $847M; loans: $209M. Employee count affected not disclosed.
2021-12-31	acquisition_addition	completed			2021-06-09	2021-06-09	Midwest	All segments		Item_1_Business f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML	Huntington closed the acquisition of TCF Financial Corporation. The filing notes an 18% increase in average full-time equivalent employees (2,864 additional FTEs) primarily due to the TCF acquisition, but does not explicitly state the total headcount added by the acquisition.
2021-12-31	acquisition_addition	completed			2021-06-09	2021-06-09	Midwest	All segments		Item_1_Business f5-10k / Qwen3.6-27B-Q8_0	Acquisition of TCF Financial Corporation closed June 9, 2021. Specific headcount added not disclosed, but average FTE increased by 2,864 year-over-year.
2021-09-30	acquisition_addition	completed			2021-06-09	2021-06-09	United States (Midwest)	All segments		business_combinations_footnote f5-10q / MiMo-V2.6-Flash-fp8-HTML	All-stock acquisition of TCF Financial Corporation valued at $7.2 billion closed June 9, 2021. No specific employee count added was disclosed. MD&A notes a 33% increase in average FTE year-over-year attributed to the acquisition.
2021-09-30	divestiture_reduction	completed				2021-09-30	United States	Consumer and Business Banking (branches)		business_combinations_footnote f5-10q / MiMo-V2.6-Flash-fp8-HTML	In September 2021, divested 14 branches acquired from TCF to Horizon Bank to satisfy regulatory requirements. $847M deposits and $209M loans divested. No employee count disclosed.
2021-06-30	acquisition_addition	completed			2021-06-09	2021-06-09	United States (Midwest)			business_combinations_footnote f5-10q / MiMo-V2.6-Flash-fp8-HTML	All-stock acquisition of TCF Financial Corporation closed June 9, 2021, valued at $7.2 billion; TCF was a Detroit-based financial holding company. No employee headcount added is disclosed in the filing.
2021-06-30	divestiture_reduction	announced			2021-05-25	2021-09-30	United States	Branch network (retail banking)		business_combinations_footnote f5-10q / MiMo-V2.6-Flash-fp8-HTML	Sale of 14 acquired TCF branches and related assets to Horizon Bank, required by DOJ agreement; approximately $927 million deposits and $275 million loans to be divested. No associated headcount disclosed; expected to close by end of 2021 Q3 subject to regulatory approval.
2021-06-30	acquisition_addition	completed			2021-06-09		Midwest	All segments		MD&A f5-10q / Qwen3.6-27B-NVFP4-MTP-HTML	Acquisition of TCF Financial Corporation closed June 9, 2021. Headcount impact reflected in increased average full-time equivalent employees (8% increase QoQ) and increased personnel costs ($110 million acquisition-related expense in Q2 2021). Specific employee count not disclosed.
2020-12-31	restructuring	in_progress					United States	Corporate facilities and branch network	USD 6 (millions)	MD&A f5-10k / MiMo-V2.6-Flash-fp8-HTML	Fourth-quarter 2020 expense for previously announced position reductions and consolidation of branches and other corporate facilities; no employee count or full-year charge disclosed. Related branch/facility consolidation costs also noted in equipment expense for the third quarter of 2020.
2020-12-31	acquisition_addition	announced			2020-12-13	2021-06-30	United States	Enterprise		other f5-10k / MiMo-V2.6-Flash-fp8-HTML	All-stock merger with TCF Financial Corporation announced 2020-12-13, anticipated to close in the second quarter of 2021; no headcount impact quantified in the filing. TCF reported total assets of $47.8 billion at 2020-12-31.
2020-09-30	restructuring	completed					United States	Consolidated	USD 11 (millions)	MD&A f5-10q / MiMo-V2.6-Flash-fp8-HTML	Personnel costs included $11 million of expense related to position reductions in Q3 2020; no employee count disclosed
2020-09-30	restructuring	completed							USD 11 (millions)	MD&A f5-10q / Qwen3.6-27B-NVFP4-MTP-HTML	Expense related to position reductions incurred in the third quarter of 2020.
2020-09-30	restructuring	completed							USD 11 (millions)	MD&A f5-10q / Qwen3.6-27B-Q8_0	Expense related to position reductions included in personnel costs for the third quarter and first nine months of 2020.
2019-12-31	reduction_in_force	completed				2019-12-31	United States	Not specified	USD 15 (millions)	MD&A f5-10k / MiMo-V2.6-Flash-fp8-HTML	Position reductions were completed in the 2019 fourth quarter; the related expense is included in personnel costs, which rose $95 million year over year. Number of positions affected was not disclosed.
2019-12-31	plant_closure	completed				2019-12-31	United States	Consumer and Business Banking		MD&A f5-10k / MiMo-V2.6-Flash-fp8-HTML	Branch and facility consolidations and divestitures continued during 2019; 868 domestic banking offices at period end. Associated headcount reduction not quantified; net occupancy expense fell $25 million as 2018 carried $28 million of consolidation-related expense.
2019-12-31	divestiture_reduction	completed				2019-12-31	United States — Wisconsin	Consumer and Business Banking		MD&A f5-10k / MiMo-V2.6-Flash-fp8-HTML	Sale of the Wisconsin retail branches generated a gain recorded in other noninterest income; associated headcount removal not quantified.
2019-12-31	restructuring	completed			2019-10-01	2019-12-31	United States	Corporate and Branch Operations	USD 15 (millions)	MD&A f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML	Filer disclosed $15 million of expense related to position reductions completed in the fourth quarter of 2019. Specific headcount affected was not disclosed.
2019-12-31	restructuring	completed			2019-10-01	2019-12-31	United States	Corporate / All Segments	USD 15 (millions)	MD&A f5-10k / Qwen3.6-27B-Q8_0	Position reductions completed in the fourth quarter of 2019, resulting in $15 million of expense.
2019-06-30	plant_closure	completed					Wisconsin, United States	Retail banking branches		MD&A f5-10q / MiMo-V2.6-Flash-fp8-HTML	Sale of Wisconsin retail branches completed in Q2 2019; gain recognized in other income. Transaction-related expense included in noninterest expense. No employee count disclosed.
2019-06-30	restructuring	in_progress					United States	Consumer and Business Banking		MD&A f5-10q / MiMo-V2.6-Flash-fp8-HTML	Branch consolidations referenced as a driver of decreased personnel and equipment expense. No specific employee count or charge disclosed.
2018-12-31	divestiture_reduction	announced			2018-12-31		Wisconsin	Branch banking operations		other f5-10k / MiMo-V2.6-Flash-fp8-HTML	Sale of the Wisconsin branch banking operations announced during the fourth quarter of 2018; exact announcement date not disclosed. Expected to close in the first half of 2019. $121 million of loans were transferred to loans held-for-sale; no headcount or charge quantified.
2018-12-31	plant_closure	in_progress					United States	Consumer and Business Banking — branch network	USD 28 (millions)	MD&A f5-10k / MiMo-V2.6-Flash-fp8-HTML	Branch and facility consolidation-related expense of $28 million recorded in net occupancy expense during the 2018 fourth quarter; an additional $7 million of branch and facility consolidation-related expense was recorded in equipment expense in the same quarter. No employee count, closure count, or announcement date disclosed.
2018-12-31	acquisition_addition	completed			2018-10-01	2018-10-01	Illinois	Commercial Banking — Capital Markets / Institutional Corporate Banking		MD&A f5-10k / MiMo-V2.6-Flash-fp8-HTML	Acquisition of Hutchinson, Shockey, Erley & Co. (HSE) completed October 1, 2018; $1 million of goodwill recorded. No acquired headcount disclosed. HSE contributed $4 million of capital markets fees in the 2018 fourth quarter and $3 million of run-rate personnel expense.
2018-12-31	acquisition_addition	completed			2018-10-01	2018-10-01	United States	Commercial Banking		Item_1_Business f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML	Acquisition completed October 1, 2018. Specific headcount added not disclosed in filing.
2018-12-31	plant_closure	completed			2018-12-31	2018-12-31	United States	Consumer and Business Banking	USD 28 (millions)	MD&A f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML	Filer reported $28 million in branch and facility consolidation-related expenses in 2018. Specific employee count affected not disclosed.
2017-12-31	plant_closure	completed					United States	Consumer and Business Banking (branch network)		MD&A f5-10k / MiMo-V2.6-Flash-fp8-HTML	No employee count or severance charge disclosed. Domestic banking offices declined from 1,115 at year-end 2016 to 966 at year-end 2017; the filing attributes part of the Q4 occupancy expense decline to these consolidations.
2017-12-31	acquisition_addition	completed	1,912		2016-08-16	2017-12-31	United States	All Segments		MD&A f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML	Increase in average full-time equivalent employees from 2016 to 2017 attributed to FirstMerit acquisition.
2017-12-31	acquisition_addition	completed			2016-08-16	2017-12-31	United States	All Segments		MD&A f5-10k / Qwen3.6-27B-Q8_0	Acquisition of FirstMerit Corporation completed in Aug 2016. 2017 results reflect full-year impact of added colleagues. Average FTE increased by 1,912 vs 2016.
2017-09-30	plant_closure	in_progress					United States	Branch network and corporate offices	USD 12 (millions)	MD&A f5-10q / MiMo-V2.6-Flash-fp8-HTML	Consolidation of 38 full-service branches, 7 drive-through only locations, and 3 corporate offices. Approximately $12 million of nonrecurring net expense from personnel, operational, and efficiency improvement efforts. Employee count not disclosed.
2017-09-30	restructuring	in_progress							USD 12 (millions)	MD&A f5-10q / Qwen3.6-27B-NVFP4-MTP-HTML	Approximately $12 million of nonrecurring net expense related to personnel, operational, and efficiency improvement efforts, including consolidation of 38 full-service branches, 7 drive-through only locations, and 3 corporate offices.
2017-09-30	plant_closure	completed							USD 12 (millions)	MD&A f5-10q / Qwen3.6-27B-Q8_0	Consolidation of 38 full-service branches, 7 drive-through only locations, and 3 corporate offices. Included approximately $12 million of nonrecurring net expense.
2016-12-31	acquisition_addition	completed			2016-08-16	2016-08-16	United States (Ohio, Michigan, Wisconsin, Illinois, Pennsylvania)	Enterprise-wide	USD 282 (millions)	business_combinations_footnote f5-10k / MiMo-V2.6-Flash-fp8-HTML	Acquisition of FirstMerit Corporation completed 2016-08-16, valued at ~$3.7B. Filing notes 31% increase in average FTE employees and addition of FirstMerit colleagues, but no specific headcount added is disclosed. $282M of acquisition-related expense recorded in 2016.
2016-12-31	divestiture_reduction	completed			2016-12-05	2016-12-05	United States	Consumer and Business Banking (branch network)		business_combinations_footnote f5-10k / MiMo-V2.6-Flash-fp8-HTML	Sale of 13 acquired branches and related assets/deposits to First Commonwealth Bank to resolve DOJ competitive concerns related to FirstMerit acquisition. $620M deposits and $106M loans transferred. No employee count disclosed.
2016-12-31	acquisition_addition	completed			2016-08-16		Ohio, Michigan, Wisconsin, Illinois, Pennsylvania	All segments		Item_1_Business f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML	Acquisition of FirstMerit Corporation completed August 16, 2016. Total average FTE increased by 3,750 (31%) year-over-year, largely related to FirstMerit addition.
2016-12-31	plant_closure	completed			2016-12-05		Ohio	Consumer and Business Banking		Item_1_Business f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML	Sale of 13 acquired branches to First Commonwealth Bank to resolve DOJ competitive concerns.
2016-12-31	acquisition_addition	completed			2016-08-16	2016-08-16	United States	All Segments		MD&A f5-10k / Qwen3.6-27B-Q8_0	Acquisition of FirstMerit Corporation resulted in a 31% increase in average full-time equivalent employees. Specific headcount added not disclosed.
2016-09-30	acquisition_addition	completed			2016-01-25	2016-08-16	Ohio, Michigan, Wisconsin, Illinois, Pennsylvania		USD 159 (millions)	business_combinations_footnote f5-10q / MiMo-V2.6-Flash-fp8-HTML	FirstMerit acquisition closed 2016-08-16; no employee count added is disclosed. Charge shown is $159 million pre-tax of FirstMerit acquisition-related noninterest expense recorded in the 2016 third quarter (per MD&A Significant Items), not a severance-specific amount.
2016-09-30	divestiture_reduction	announced			2016-07-27			Retail banking branches		business_combinations_footnote f5-10q / MiMo-V2.6-Flash-fp8-HTML	Sale of 13 acquired branches and related assets/deposit liabilities to First Commonwealth Bank under a DOJ agreement; expected to close in Q4 2016. No associated headcount disclosed.
2016-09-30	acquisition_addition	completed			2016-08-16		Ohio, Michigan, Wisconsin, Illinois, Pennsylvania	All segments	USD 159 (millions)	MD&A f5-10q / Qwen3.6-27B-NVFP4-MTP-HTML	Acquisition of FirstMerit Corporation completed August 16, 2016. $159 million in acquisition-related expenses recorded in Q3 2016, including $76 million in personnel costs. Average FTE increased by 17% compared to prior year quarter due to addition of colleagues from FirstMerit.
2016-09-30	acquisition_addition	completed			2016-08-16		Ohio, Michigan, Wisconsin, Illinois, Pennsylvania	All segments	USD 159 (millions)	MD&A f5-10q / Qwen3.6-27B-Q8_0	Acquisition of FirstMerit Corporation completed August 16, 2016. Reported noninterest expense included $159 million of acquisition-related expenses, including $76 million of personnel expense. Average FTE employees increased by 2,144 (17%) compared to year-ago quarter, reflecting addition of colleagues from FirstMerit.
2015-12-31	acquisition_addition	completed				2015-03-31	United States	Commercial Banking — Equipment Finance		business_combinations_footnote f5-10k / MiMo-V2.6-Flash-fp8-HTML	Acquisition of Macquarie Equipment Finance, rebranded Huntington Technology Finance, completed 2015-03-31 for $458 million cash. Approximately $1.1 billion of assets acquired; headcount added not disclosed. Related noninterest expense of $9 million recorded in 2015.
2015-12-31	divestiture_reduction	completed				2015-12-31	United States	Regional Banking and The Huntington Private Client Group (RBHPCG)		Item_1_Business f5-10k / MiMo-V2.6-Flash-fp8-HTML	Sale of Huntington Asset Advisors (HAA), Huntington Asset Services (HASI), and Unified Financial Securities completed in the 2015 fourth quarter. Headcount removed not disclosed; $4 million of noninterest expense and $3 million of noninterest income recorded related to the sale.
2015-12-31	other	announced			2016-01-26	2016-09-30	United States	Enterprise		subsequent_events f5-10k / MiMo-V2.6-Flash-fp8-HTML	Definitary merger agreement to acquire FirstMerit Corporation announced 2016-01-26, valued at approximately $3.4 billion; expected completion in 2016 third quarter. FirstMerit reported approximately $25.5 billion of assets and 366 banking offices. Workforce impact not disclosed. As a result, Huntington no longer intends to repurchase shares under its current authorization.
2015-12-31	acquisition_addition	completed			2015-03-31	2015-03-31	United States	Commercial Banking	USD 458 (millions)	Note 23 - Business Combinations f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML	Acquisition of Macquarie Equipment Finance (rebranded Huntington Technology Finance). Transaction valued at $458 million. Specific headcount added not disclosed, but segment employee count increased by 110 FTEs year-over-year.
2015-12-31	divestiture_reduction	completed			2015-12-31	2015-12-31	United States	Regional Banking and The Huntington Private Client Group		Item 1: Business f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML	Sale of HAA, HASI, and Unified in the fourth quarter of 2015. Specific headcount removed not disclosed.
2015-06-30	acquisition_addition	completed	167		2015-03-31	2015-03-31	United States	Commercial Banking		MD&A f5-10q / MiMo-V2.6-Flash-fp8-HTML	HTF acquisition added 167 average FTE employees; $7.1M incremental personnel expense in Q2 2015
2015-06-30	acquisition_addition	completed	167		2015-03-31		United States	Commercial Banking		MD&A f5-10q / Qwen3.6-27B-NVFP4-MTP-HTML	Acquisition of Macquarie Equipment Finance (rebranded Huntington Technology Finance) added 167 average full-time equivalent employees in Q2 2015.
2015-06-30	acquisition_addition	completed	167		2015-03-31			Automobile Finance and Commercial Real Estate		MD&A f5-10q / Qwen3.6-27B-Q8_0	Acquisition of Macquarie Equipment Finance (rebranded Huntington Technology Finance) added 167 average full-time equivalent employees in Q2 2015.
2015-03-31	acquisition_addition	completed	165		2015-03-31	2015-03-31	United States	Commercial Banking — equipment finance / Huntington Technology Finance		MD&A f5-10q / MiMo-V2.6-Flash-fp8-HTML	Macquarie Equipment Finance acquisition closed March 31, 2015; filing states it added over 165 positions to the colleague base. Count is approximate ('over').
2015-03-31	plant_closure	completed			2014-10-01	2014-12-31	United States	Retail branch network	USD 9 (millions)	MD&A f5-10q / MiMo-V2.6-Flash-fp8-HTML	Prior-quarter (2014 Q4) franchise repositioning covering consolidation of 26 branches and organizational actions; no employee count disclosed. Included here only because the filing restates it as a Significant Item affecting current-period comparisons.
2015-03-31	acquisition_addition	completed	165		2015-03-31		United States	Automobile Finance and Commercial Real Estate		MD&A f5-10q / Qwen3.6-27B-NVFP4-MTP-HTML	Acquisition of Macquarie Equipment Finance, Inc. completed on March 31, 2015. Added over 165 positions to colleague base.
2015-03-31	acquisition_addition	completed	165		2015-03-31	2015-03-31	United States	Automobile Finance and Commercial Real Estate		MD&A f5-10q / Qwen3.6-27B-Q8_0	Acquisition of Macquarie Equipment Finance, Inc. added over 165 positions to colleague base.
2014-12-31	plant_closure	completed				2014-12-31	United States	Retail and Business Banking	USD 28 (millions)	MD&A f5-10k / MiMo-V2.6-Flash-fp8-HTML	Consolidation of 26 branches and organizational actions during 2014; $28.0M franchise repositioning expense, negative $0.02 EPS impact. Employee count not disclosed.
2014-12-31	acquisition_addition	completed				2014-03-01	United States (Southeast Ohio)	Retail and Business Banking	USD 16 (millions)	business_combinations_footnote f5-10k / MiMo-V2.6-Flash-fp8-HTML	Acquisition completed March 1, 2014; $109.5M transaction value; 22 banking offices acquired. Headcount added not disclosed. $15.8M net M&A expense is combined with Bank of America branch acquisition.
2014-12-31	acquisition_addition	completed				2014-09-12	United States (Michigan)	Retail and Business Banking		business_combinations_footnote f5-10k / MiMo-V2.6-Flash-fp8-HTML	Acquisition completed September 12, 2014; 24 branches and approximately $745.2M of deposits acquired. Headcount added not disclosed.
2014-12-31	restructuring	completed			2014-01-01	2014-12-31	United States	Retail and Business Banking	USD 28 (millions)	MD&A f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML	Franchise repositioning related expense for consolidation of 26 branches and organizational actions.
2014-12-31	acquisition_addition	completed			2014-03-01	2014-03-01	Ohio	Retail and Business Banking	USD 16 (millions)	MD&A f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML	Net noninterest expense related to acquisition of Camco Financial and 24 Bank of America branches.
2014-12-31	restructuring	completed			2014				USD 28 (millions)	MD&A f5-10k / Qwen3.6-27B-Q8_0	After-tax impact of franchise repositioning related expense. Includes branch consolidation and severance expenses.
2014-12-31	acquisition_addition	completed			2014-03-01		Southeast Ohio			business_combinations_footnote f5-10k / Qwen3.6-27B-Q8_0	Acquired Camco Financial, which operated 22 banking offices. Headcount not explicitly disclosed.
2014-12-31	acquisition_addition	completed			2014-09-12		Michigan			business_combinations_footnote f5-10k / Qwen3.6-27B-Q8_0	Acquired 24 Bank of America branches. Headcount not explicitly disclosed.
2014-09-30	plant_closure	announced			2014-09-30	2014-12-31	United States	Retail and Business Banking	USD 19 (millions)	MD&A f5-10q / MiMo-V2.6-Flash-fp8-HTML	Decision during Q3 2014 to consolidate 26 branches by year-end; $19.3M franchise repositioning expense recorded in Q3 for branch consolidation and organizational actions, reducing EPS by $0.02
2014-09-30	acquisition_addition	completed			2014-09-12	2014-09-12	Michigan, United States	Retail and Business Banking		business_combinations_footnote f5-10q / MiMo-V2.6-Flash-fp8-HTML	Acquisition and conversion of 24 Bank of America branches in Michigan; approximately $745.2M of deposits acquired; $17.1M goodwill recorded; no employee headcount disclosed
2014-09-30	acquisition_addition	completed			2014-03-01	2014-03-01	Southeast Ohio, United States	Retail and Business Banking		business_combinations_footnote f5-10q / MiMo-V2.6-Flash-fp8-HTML	Acquisition of Camco Financial Corp. valued at $109.5M; 22 banking offices; $559.4M loans and $557.4M deposits acquired; 8.7M shares issued; no employee headcount disclosed; occurred in Q1 2014
2014-09-30	restructuring	completed			2014-09-30	2014-12-31	United States	Retail and Business Banking	USD 19 (millions)	MD&A f5-10q / Qwen3.6-27B-NVFP4-MTP-HTML	Consolidation of 26 branches and organizational actions. Charge recorded in Q3 2014.
2014-09-30	acquisition_addition	completed			2014-09-12		Michigan	Retail and Business Banking		MD&A f5-10q / Qwen3.6-27B-NVFP4-MTP-HTML	Acquisition and conversion of 24 Bank of America branches.
2014-09-30	acquisition_addition	completed			2014-03-01		Ohio	Retail and Business Banking		MD&A f5-10q / Qwen3.6-27B-NVFP4-MTP-HTML	Acquisition of Camco Financial. Net noninterest expense recorded in Q1 2014.
2014-06-30	restructuring	announced			2014-07-30	2014-08-31	United States	Corporate / non-revenue-generating functions	USD 18 (millions)	subsequent_events f5-10q / MiMo-V2.6-Flash-fp8-HTML	Organizational actions announced July 30, 2014 to reduce noninterest expense; estimated annualized savings of $30–35M primarily via personnel expense reductions. Restructuring charges of $15–20M expected in Q3 2014 and $3–5M in Q4 2014. No employee count disclosed.
2014-06-30	acquisition_addition	completed			2014-03-01	2014-03-01	United States (Southeast Ohio)	Retail and Business Banking		business_combinations_footnote f5-10q / MiMo-V2.6-Flash-fp8-HTML	Camco Financial acquisition completed March 1, 2014; 22 banking offices acquired. No employee headcount disclosed for the acquisition.
2014-06-30	restructuring	announced			2014-07-30	2014-08-31	United States	Non-revenue generating functions	USD 15 (millions)	subsequent_events f5-10q / Qwen3.6-27B-NVFP4-MTP-HTML	Organizational actions to reduce noninterest expense and improve productivity. Expected annualized savings of $30-$35 million. Charges of $15-$20 million expected in Q3 2014 and $3-$5 million in Q4 2014. Primary driver is personnel expense reduction.
2014-06-30	restructuring	announced			2014-07-30	2014-08-31				subsequent_events f5-10q / Qwen3.6-27B-Q8_0	Organizational actions to reduce noninterest expense. Expected annualized savings of $30-35 million. Restructuring charges of $15-20 million expected in Q3 2014 and $3-5 million in Q4 2014. Employee count not disclosed.
2013-12-31	plant_closure	in_progress					United States	Retail and Business Banking	USD 24 (millions)	MD&A f5-10k / MiMo-V2.6-Flash-fp8-HTML	Full-year 2013 franchise repositioning expense of $23.5M covering branch consolidation and facilities optimization; 22 branches consolidated in Q4 2013. No employee count disclosed.
2013-12-31	acquisition_addition	announced			2013-10-10	2014-06-30	United States	Retail and Business Banking		business_combinations_footnote f5-10k / MiMo-V2.6-Flash-fp8-HTML	Camco Financial (Advantage Bank) acquisition announced; 22 banking offices, $0.8B assets. Expected close in H1 2014. No headcount disclosed.
2013-12-31	restructuring	completed			2013-01-01	2013-12-31	United States	Various	USD 24 (millions)	MD&A f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML	Franchise repositioning related expense of $23.5 million recorded in 2013, including branch consolidation, facilities optimization, and severance.
2013-12-31	restructuring	completed			2013-12-31	2013-12-31	United States	Corporate / All Segments	USD 23 (millions)	MD&A f5-10k / Qwen3.6-27B-Q8_0	Franchise repositioning related expense of $23.5 million (after-tax $23.5M pretax approx $36M based on tax rate, but table lists after-tax impact). Components include branch consolidation and severance. Specific headcount not disclosed.
2013-12-31	acquisition_addition	announced			2013-10-10	2014-06-30	Ohio	Retail and Business Banking		other f5-10k / Qwen3.6-27B-Q8_0	Announced acquisition of Camco Financial (Advantage Bank). Expected to complete in first half of 2014. Headcount not disclosed.
2013-09-30	plant_closure	in_progress				2013-12-31	United States (Midwest footprint)	Retail and Business Banking (branch network)	USD 17 (millions)	MD&A f5-10q / MiMo-V2.6-Flash-fp8-HTML	22 branch locations consolidated during Q3 2013; $16.6M franchise repositioning expense recorded; $6.6M of branch consolidation and severance expense included in personnel costs; additional $6M expected in Q4 2013
2013-09-30	other	in_progress				2013-12-31	United States	Company-wide (pension plan)	USD 34 (millions)	MD&A f5-10q / MiMo-V2.6-Flash-fp8-HTML	Board approved curtailment of defined benefit pension plan and SRIP effective 2013-12-31; $33.9M pre-tax non-cash gain recognized in Q3 2013 personnel costs; no employee separation count disclosed
2013-09-30	restructuring	completed			2013-07-01	2013-09-30	United States	Corporate / Branch Network	USD 17 (millions)	MD&A f5-10q / Qwen3.6-27B-NVFP4-MTP-HTML	Franchise repositioning related expense of $16.6 million recorded in Q3 2013, including branch consolidation and severance costs.
2013-09-30	plant_closure	completed			2013-09-30	2013-09-30	United States	Retail and Business Banking	USD 7 (millions)	MD&A f5-10q / Qwen3.6-27B-Q8_0	Consolidation of 22 branch locations. Personnel costs included $6.6 million of branch consolidation and severance expense.
2013-09-30	other	completed			2013-09-30	2013-09-30	United States	Corporate	USD -34 (millions)	MD&A f5-10q / Qwen3.6-27B-Q8_0	Pension plan curtailment resulting in a $33.9 million non-cash gain. Not a headcount reduction, but a material workforce-related financial event.
2010-03-31	other	completed			2010-01-01		Company-wide	Human Resources / Benefits		MD&A f5-10q / Qwen3.6-27B-NVFP4-MTP-HTML	Effective May 1, 2010, Huntington reinstated the employer matching contribution to the defined contribution plan and the Educational Assistance Plan. Prior to March 15, 2009, employer matching contributions were eliminated.
2010-03-31	other	completed			2010-03-01		Company-wide	Retirees / Post-Retirement Benefits		MD&A f5-10q / Qwen3.6-27B-NVFP4-MTP-HTML	The employer paid portion of the post-retirement health and life insurance plan was eliminated for employees retiring on and after March 1, 2010. Eligible employees will pay the full cost of coverage.
2009-12-31	restructuring	completed					United States	Corporate / All Segments		Item_1_Business f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML	Filer reports a 6% decline in full-time equivalent staff from the comparable year-ago period (10,951 to 10,272), reflecting a reduction of approximately 679 employees. This decline is attributed to 'merger/restructuring efficiencies' and 'expense reduction initiatives' in the MD&A. No specific RIF announcement date or severance charge is isolated for this headcount reduction in the filing.
2009-12-31	restructuring	completed		6%	2009-12-31	2009-12-31	United States	All Segments		MD&A f5-10k / Qwen3.6-27B-Q8_0	Full-time equivalent staff declined 6% from the comparable year-ago period (10,951 to 10,272). Driven by decline in salaries and lower benefits/commission expense.
2009-03-31	restructuring	completed	1,254	10.6%	2009-01-01	2009-03-31	United States	All segments		MD&A f5-10q / Qwen3.6-27B-NVFP4-MTP-HTML	Full-time equivalent staff declined 11% from year-ago period (1,254 fewer employees). Driven by $100 million expense reduction initiatives.
2008-12-31	restructuring	announced			2009-01-01		United States	Company-wide	USD 100 (millions)	MD&A f5-10k / MiMo-V2.6-Flash-fp8-HTML	Expense reduction initiative announced in 2009 first quarter; expected to reduce expenses ~$100 million net of one-time expenses in 2009 vs. 2008. No employee count disclosed; announcement date approximate (Q1 2009, after fiscal year-end).
2008-12-31	restructuring	completed	75		2008-10-01	2008-12-31	United States	Regional Banking	USD 5 (millions)	MD&A f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML	Fourth quarter severance-related expenses associated with a reduction of 75 Regional Banking staff positions.
2008-09-30	restructuring	completed	158				United States	Regional Banking		MD&A f5-10q / MiMo-V2.6-Flash-fp8-HTML	Reduction of 158 FTEs (2%) during the quarter, reflecting merger efficiencies and a restructuring that collapsed two regions and consolidated 13 banking offices.
2008-09-30	restructuring	completed					Cleveland	Regional Banking		MD&A f5-10q / Qwen3.6-27B-NVFP4-MTP-HTML	Two regions collapsed and 13 banking offices consolidated. Resulted in reduction of 158 full-time equivalent staff during the quarter.
2008-09-30	restructuring	completed					Company-wide	All Segments		MD&A f5-10q / Qwen3.6-27B-NVFP4-MTP-HTML	Merger efficiencies and restructuring resulted in a reduction of 360 full-time equivalent staff compared to the prior quarter.
2008-09-30	restructuring	completed	158				Regional Banking	Regional Banking		MD&A f5-10q / Qwen3.6-27B-Q8_0	Reduction of 158 full-time equivalent staff reflecting merger efficiencies and consolidation of two regions and 13 banking offices.
2008-09-30	restructuring	completed	360				Consolidated	Consolidated		MD&A f5-10q / Qwen3.6-27B-Q8_0	Consolidated full-time equivalent staff decreased by 360 compared to the prior quarter.
2008-06-30	restructuring	in_progress	667	6%			United States	Consolidated (all segments)		MD&A f5-10q / MiMo-V2.6-Flash-fp8-HTML	Cumulative FTE staff reduction of 667 (6%) since 2007-12-31, attributed to merger efficiencies from the Sky Financial acquisition. Reported as FTE, not headcount. No discrete announcement date or severance amount disclosed.
2008-06-30	restructuring	in_progress	260	4%			United States	Regional Banking		MD&A f5-10q / MiMo-V2.6-Flash-fp8-HTML	Average FTE reduction of 260 (4%) in Regional Banking during Q2 2008 vs prior quarter, attributed to merger efficiencies and restructuring. Reported as average FTE, not point-in-time headcount.
2008-06-30	restructuring	in_progress	50	5%			United States	Private Financial and Capital Markets Group (PFCMG)		MD&A f5-10q / MiMo-V2.6-Flash-fp8-HTML	FTE reduction of 50 (5%) in PFCMG during Q2 2008. Reported as FTE, not headcount. No discrete announcement date or severance amount disclosed.
2008-06-30	restructuring	completed	667				Company-wide	Regional Banking		MD&A f5-10q / Qwen3.6-27B-NVFP4-MTP-HTML	Reduction of 667 full-time equivalent staff from Dec 31, 2007, reflecting merger efficiencies.
2008-06-30	restructuring	completed	260				Company-wide	Regional Banking		MD&A f5-10q / Qwen3.6-27B-NVFP4-MTP-HTML	Average reduction of 260 full-time equivalent staff reflecting merger efficiencies and restructuring.
2008-06-30	restructuring	completed	50				Company-wide	Private Financial and Capital Markets Group		MD&A f5-10q / Qwen3.6-27B-NVFP4-MTP-HTML	Reduction of 50 full-time equivalent staff during the quarter.
2008-06-30	restructuring	completed	667	6%			Midwest markets	Regional Banking		MD&A f5-10q / Qwen3.6-27B-Q8_0	Reduction of 667 full-time equivalent staff from Dec 31, 2007, representing 6% decline. Attributed to merger efficiencies.
2008-06-30	restructuring	completed	260	4%				Regional Banking		MD&A f5-10q / Qwen3.6-27B-Q8_0	Average reduction of 260 full-time equivalent staff during Q2 2008, representing 4% decline. Attributed to merger efficiencies and restructuring.
2008-06-30	restructuring	completed	50	5%				Private Financial and Capital Markets Group		MD&A f5-10q / Qwen3.6-27B-Q8_0	Reduction of 50 full-time equivalent staff during Q2 2008, representing 5% decline.
2008-03-31	restructuring	completed	429	4%		2008-03-31	United States	Consolidated		MD&A f5-10q / MiMo-V2.6-Flash-fp8-HTML	Disclosed as a 429 reduction (4%) in full-time equivalent staff during Q1 2008, attributed to merger efficiencies from the Sky Financial acquisition. Stated as FTE reduction, not headcount.
2008-03-31	restructuring	completed	429			2008-03-31				MD&A f5-10q / Qwen3.6-27B-NVFP4-MTP-HTML	Reduction in full-time equivalent staff during the 2008 first quarter.
2008-03-31	restructuring	completed	429	4%						MD&A f5-10q / Qwen3.6-27B-Q8_0	Reduction in full-time equivalent staff during Q1 2008 reflecting merger efficiencies.
2007-12-31	acquisition_addition	completed			2007-07-01	2007-07-01	United States (Ohio, Pennsylvania, Indiana, Michigan, West Virginia)	Regional Banking and other lines of business		business_combinations_footnote f5-10k / MiMo-V2.6-Flash-fp8-HTML	Sky Financial had over 330 banking offices; headcount added not separately quantified. FTE rose from 8,081 (2006) to 11,925 (2007).
2007-12-31	restructuring	completed	1,050		2007-07-01	2007-12-31	United States	Sky Financial operations (integration)	USD 24 (millions)	business_combinations_footnote f5-10k / MiMo-V2.6-Flash-fp8-HTML	Exit cost liability of $59.3M recorded; $30.8M charged in 2007. Severance covered ~1,050 Sky employees terminated or notified of pending termination. Also included $21.0M lease termination and $14.2M contract termination costs.
2007-12-31	other	completed			2007-12-31	2007-12-31	United States	Executive management (Sky Financial former chairman/president/CEO)	USD 13 (millions)	MD&A f5-10k / MiMo-V2.6-Flash-fp8-HTML	Retirement of Sky Financial's former CEO (appointed Huntington president/COO at acquisition) on 2007-12-31; included cash payment, accelerated stock vesting, and retirement benefits.
2007-12-31	restructuring	in_progress			2007-12-31		United States	Regional Banking		MD&A f5-10k / MiMo-V2.6-Flash-fp8-HTML	Reduction of 828 FTE (6%) during 2007 Q3 and 387 FTE (3%) during 2007 Q4; described as merger efficiencies. Counts are FTE reductions, not necessarily separations.
2007-12-31	acquisition_addition	completed			2007-07-01	2007-07-01	Ohio, Michigan, Pennsylvania, Indiana, West Virginia	Regional Banking, PFCMG, Treasury/Other		Item_1_Business f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML	Merger consummated July 1, 2007. Specific headcount added not disclosed, but total FTEs increased from 8,081 (2006) to 11,925 (2007).
2007-12-31	restructuring	completed	1,050		2007-07-01	2007-12-31	United States	Regional Banking	USD 24 (millions)	business_combinations_footnote f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML	Employee termination benefits for approximately 1,050 Sky employees terminated or notified of pending termination in connection with the merger.
2007-12-31	reduction_in_force	completed	75		2007-10-01	2007-12-31	United States	Regional Banking		MD&A f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML	Reduction of 75 Regional Banking staff positions in the fourth quarter.
2007-12-31	reduction_in_force	completed	828		2007-07-01	2007-09-30	United States	Regional Banking		MD&A f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML	Reduction of 828 full-time equivalent staff during the 2007 third quarter.
2007-12-31	reduction_in_force	completed	387		2007-10-01	2007-12-31	United States	Regional Banking		MD&A f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML	Reduction of 387 full-time equivalent staff during the 2007 fourth quarter.
2007-12-31	acquisition_addition	completed			2007-07-01		Ohio, Pennsylvania, Indiana, Michigan, West Virginia	Regional Banking, PFCMG, Treasury/Other		Item_1_Business f5-10k / Qwen3.6-27B-Q8_0	Acquisition closed July 1, 2007. Total headcount increased to 11,925 FTEs from 8,081 in prior year. Specific headcount added by acquisition not explicitly isolated, but implied increase is ~3,844.
2007-12-31	restructuring	completed	1,050		2007-07-01		United States	Regional Banking	USD 24 (millions)	restructuring_footnote f5-10k / Qwen3.6-27B-Q8_0	Sky Financial merger exit costs. 1,050 Sky employees terminated or notified of pending termination. $24.1 million in employee termination benefits recorded.
2007-12-31	reduction_in_force	completed	828		2007-09-30		United States	Regional Banking		MD&A f5-10k / Qwen3.6-27B-Q8_0	Reduction of 828 full-time equivalent staff during the 2007 third quarter as part of merger efficiencies.
2007-12-31	reduction_in_force	completed	387		2007-12-31		United States	Regional Banking		MD&A f5-10k / Qwen3.6-27B-Q8_0	Reduction of 387 full-time equivalent staff during the 2007 fourth quarter as part of merger efficiencies.
2007-09-30	acquisition_addition	completed			2007-07-01	2007-07-01	United States (Ohio, Pennsylvania, Indiana, Michigan, West Virginia)	Regional Banking; PFCMG; Treasury/Other		business_combinations_footnote f5-10q / MiMo-V2.6-Flash-fp8-HTML	Merger completed July 1, 2007; Sky Financial had over 330 banking offices. Headcount added not disclosed. Merger costs included employee retention bonuses.
2007-09-30	restructuring	completed	828			2007-09-30	United States	Consolidated (merger efficiencies)		MD&A f5-10q / MiMo-V2.6-Flash-fp8-HTML	Reduction of 828 full-time equivalent staff, or 6% of FTEs, during Q3 2007 as part of Sky Financial merger efficiencies. FTE basis, not headcount.
2007-09-30	restructuring	completed	828				United States	Regional Banking		MD&A f5-10q / Qwen3.6-27B-NVFP4-MTP-HTML	Reduction of 828 full-time equivalent staff during Q3 2007 as part of merger efficiencies following Sky Financial acquisition.
2007-09-30	restructuring	completed	75				United States	Regional Banking	USD 5 (millions)	MD&A f5-10q / Qwen3.6-27B-NVFP4-MTP-HTML	Reduction of 75 Regional Banking staff positions in Q4 2006, resulting in $4.5 million pretax severance and consolidation expenses.
2007-09-30	restructuring	completed	828	6%						MD&A f5-10q / Qwen3.6-27B-Q8_0	Reduction of 828 full-time equivalent staff during the 2007 third quarter, representing a 6% decline, cited as part of merger efficiencies.
2007-06-30	restructuring	completed	75				Regional Banking	Regional Banking	USD 5 (millions)	MD&A f5-10q / Qwen3.6-27B-NVFP4-MTP-HTML	Severance-related expenses associated with a reduction of 75 Regional Banking staff positions, as well as costs associated with the retirements of a vice chairman and an executive vice president.
2007-03-31	acquisition_addition	announced			2006-12-20	2007-09-30	Ohio, Pennsylvania, Indiana, Michigan, West Virginia			business_combinations_footnote f5-10q / MiMo-V2.6-Flash-fp8-HTML	Stock-and-cash merger valued at approximately $3.5 billion; no employee headcount impact disclosed. Current-quarter merger costs of $0.8 million recorded in non-interest expense.
2007-03-31	restructuring	completed	75				Regional Banking	Regional Banking	USD 5 (millions)	MD&A f5-10q / Qwen3.6-27B-NVFP4-MTP-HTML	Severance-related expenses associated with a reduction of 75 Regional Banking staff positions, as well as costs associated with the retirements of a vice chairman and an executive vice president. Reported as part of Q4 2006 results.
2006-12-31	acquisition_addition	completed			2004-01-27	2006-03-01	United States (Ohio)	Regional Banking	USD 4 (millions)	business_combinations_footnote f5-10k / MiMo-V2.6-Flash-fp8-HTML	Unizan Financial Corp. merger completed 2006-03-01; $2.5B assets, $1.6B loans, $1.5B core deposits acquired. Merger costs of $3.7M in 2006. No specific employee count disclosed.
2006-12-31	restructuring	completed	75		2006-10-01	2006-12-31	United States	Regional Banking	USD 5 (millions)	MD&A f5-10k / MiMo-V2.6-Flash-fp8-HTML	Q4 2006 severance for reduction of 75 Regional Banking staff positions plus retirements of a vice chairman and an executive VP. Expected to reduce annualized personnel costs by ~$5M. Total severance/consolidation for full year 2006 was $4.8M pre-tax.
2006-12-31	restructuring	completed	75		2006-12-31	2006-12-31	Regional Banking	Regional Banking	USD 5 (millions)	MD&A f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML	Fourth quarter severance-related expenses associated with a reduction of 75 Regional Banking staff positions. Also included costs associated with retirements of a vice chairman and an executive vice president. Total pre-tax expense was $4.8 million.
2006-12-31	restructuring	completed	75		2006-12-31	2006-12-31	United States	Regional Banking	USD 5 (millions)	MD&A f5-10k / Qwen3.6-27B-Q8_0	Severance-related expenses associated with a reduction of 75 Regional Banking staff positions. Pre-tax cost was $4.5 million.
2006-06-30	acquisition_addition	completed			2004-01-27	2006-03-01	United States (Ohio)	Regional Banking; Private Financial and Capital Markets Group		business_combinations_footnote f5-10q / MiMo-V2.6-Flash-fp8-HTML	Merger with Unizan Financial Corp. completed March 1, 2006. Unizan operated 42 banking offices. No specific headcount added disclosed. Goodwill of $359.2M allocated to Regional Banking ($341.2M) and PFCMG ($18.0M).
2006-03-31	acquisition_addition	completed			2006-03-01	2006-03-01	United States (Ohio)	Regional Banking; Private Financial and Capital Markets Group		business_combinations_footnote f5-10q / MiMo-V2.6-Flash-fp8-HTML	Merger with Unizan Financial Corp. completed March 1, 2006; 42 banking offices acquired. Filer does not disclose employee headcount added.
2005-12-31	acquisition_addition	announced			2004-01-27	2006-03-01	United States — Canton, Ohio	Financial holding company (Unizan Financial Corp.)		other f5-10k / MiMo-V2.6-Flash-fp8-HTML	Merger approved by Federal Reserve Board on 2006-01-26; scheduled to close 2006-03-01. No headcount disclosed. Prior 10-Ks reported $3.6M Unizan system conversion expense in 2004 and $0.7M in 2005.
2005-12-31	restructuring	completed			2005-01-01	2005-12-31	Michigan	Operations	USD 5 (millions)	MD&A f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML	Pre-tax severance and consolidation expenses associated with consolidation of certain operations functions, including closing of an item-processing center in Michigan.
2005-12-31	restructuring	completed			2005		Michigan	Operations	USD 5 (millions)	MD&A f5-10k / Qwen3.6-27B-Q8_0	Severance and consolidation expenses associated with the consolidation of certain operations functions, including the closing of an item-processing center in Michigan.
2005-09-30	restructuring	in_progress					United States — Michigan	Operations (item-processing center)	USD 5 (millions)	MD&A f5-10q / MiMo-V2.6-Flash-fp8-HTML	Consolidation of operations functions including closure of a Michigan item-processing center; $4.6M pre-tax nine-month expense including $2.0M severance, $0.8M occupancy, $0.5M equipment, $0.3M other. No employee count disclosed.
2005-09-30	restructuring	completed			2005-04-01		Michigan	Operations	USD 4 (millions)	MD&A f5-10q / Qwen3.6-27B-NVFP4-MTP-HTML	Consolidation of certain operations functions, including closing of an item-processing center in Michigan. Expenses included $2.0 million in severance-related personnel costs, $0.8 million in net occupancy, $0.5 million in equipment expense, and $0.3 million in other expense.
2005-09-30	restructuring	completed					Michigan	Operations	USD 4 (millions)	MD&A f5-10q / Qwen3.6-27B-Q8_0	Consolidation of certain operations functions, including closing of an item-processing center in Michigan. Expenses included $2.0M in severance-related personnel costs.
2005-06-30	restructuring	completed					United States (Michigan)	Operations functions (including item-processing center)	USD 4 (millions)	MD&A f5-10q / MiMo-V2.6-Flash-fp8-HTML	Q2 2005 severance and other expenses for consolidation of operations functions, including closing an item-processing center in Michigan. Breakdown: $2.0M severance personnel, $0.8M net occupancy, $0.5M equipment, $0.3M other. No employee count disclosed.
2005-06-30	plant_closure	completed					United States	Regional Banking (branch network)		MD&A f5-10q / MiMo-V2.6-Flash-fp8-HTML	Four banking offices closed and five opened during the first half of 2005. No associated headcount change disclosed.
2005-06-30	restructuring	completed			2005-04-01	2005-06-30	Michigan	Operations	USD 4 (millions)	MD&A f5-10q / Qwen3.6-27B-NVFP4-MTP-HTML	Consolidation of certain operations functions, including closing of an item-processing center in Michigan. Expenses included $2.0 million in severance-related personnel costs.
2004-12-31	restructuring	completed							USD -1 (millions)	MD&A f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML	Net release of restructuring reserves of $1.2 million in 2004, reflecting previously established reserves no longer needed.
2003-12-31	divestiture_reduction	completed			2001-07-01	2002-02-15	Florida, United States	Banking and Insurance Operations		MD&A f5-10k / MiMo-V2.6-Flash-fp8-HTML	Sale of Florida banking operations to SunTrust Banks completed February 15, 2002; Florida insurance operations sold July 2, 2002. No employee count disclosed. Prior-year FTE declined from 9,743 (2001) to 8,177 (2002).
2003-12-31	plant_closure	completed			2003-07-25	2003-07-25	West Virginia, United States	Regional Banking		restructuring_footnote f5-10k / MiMo-V2.6-Flash-fp8-HTML	Sale of four banking offices in eastern West Virginia on July 25, 2003, including approximately $50 million of loans and $130 million of deposits. No employee count disclosed.
2003-12-31	restructuring	completed			2001-07-01	2003-12-31	United States	Company-wide	USD -7 (millions)	restructuring_footnote f5-10k / MiMo-V2.6-Flash-fp8-HTML	2001 strategic refocusing plan. In 2003, $6.7 million of restructuring reserves were released (credit to expense). Remaining reserves of $13.6 million at year-end. No employee count disclosed. Prior-year charges: $80.0M (2001), $49.0M (2002).
2003-12-31	acquisition_addition	announced			2004-01-27	2004-06-30	Ohio, United States	Company-wide	USD 587 (millions)	subsequent_events f5-10k / MiMo-V2.6-Flash-fp8-HTML	Merger agreement with Unizan Financial Corp. signed January 27, 2004 (subsequent event). Unizan had $2.7 billion in assets. Transaction valued at approximately $587 million. No employee count disclosed. Expected to close late Q2 2004.
2003-12-31	restructuring	completed			2001-07-01	2003-12-31	United States	Corporate	USD -7 (millions)	MD&A f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML	Release of previously established reserves of $6.7 million pre-tax as costs of implementing strategic decisions made in 2001 were completed. Original 2001-2002 restructuring plan included sale of Florida operations and office consolidation.
2003-12-31	divestiture_reduction	completed			2002-02-15	2002-02-15	Florida	Regional Banking		MD&A f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML	Sale of Florida banking operations completed in February 2002. Employee count impact not explicitly quantified in workforce actions, but reflected in segment headcount changes.
2003-12-31	acquisition_addition	completed			2002-12-31	2002-12-31	Ohio	Private Financial Group / Dealer Sales		Item 1 Business f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML	Acquired Haberer Investment Advisor and LeaseNet Group in 2002. Specific headcount additions not disclosed.
2003-12-31	restructuring	completed			2001-07-01	2003-12-31	United States	Corporate	USD -7 (millions)	MD&A f5-10k / Qwen3.6-27B-Q8_0	2001 strategic refocusing plan. 2003 reflected release of $6.7 million in previously established reserves.
2003-12-31	plant_closure	completed			2003-07-25	2003-07-25	West Virginia	Regional Banking		MD&A f5-10k / Qwen3.6-27B-Q8_0	Sale of four banking offices in eastern West Virginia.
2003-09-30	restructuring	in_progress					United States		USD 9 (millions)	restructuring_footnote f5-10q / MiMo-V2.6-Flash-fp8-HTML	Remaining restructuring reserves at 2003-09-30 for exit activities under the 1998 and 2001-2002 strategic refocusing plans; no employee counts or severance-specific amounts disclosed. A $5.3M reserve release occurred in Q2 2003 (prior period).
2003-09-30	divestiture_reduction	completed				2003-07-25	West Virginia, United States	Regional Banking		other f5-10q / MiMo-V2.6-Flash-fp8-HTML	Sale of four banking offices in eastern West Virginia, including ~$50M loans and ~$130M deposits; pre-tax gain of $13.1M. No associated headcount disclosed.
2003-09-30	restructuring	completed							USD -6 (millions)	restructuring_footnote f5-10q / Qwen3.6-27B-NVFP4-MTP-HTML	Released $5.3 million of restructuring reserves in Q2 2003. Total YTD release of $6.3 million. Remaining reserves of $8.7 million as of Sept 30, 2003.
2003-06-30	divestiture_reduction	completed			2003-07-25	2003-07-25	Eastern panhandle of West Virginia			subsequent_events f5-10q / MiMo-V2.6-Flash-fp8-HTML	Post-quarter-end sale of four banking offices including about $50 million of loans and $130 million of deposits; filer expects a pre-tax gain of $12-13 million in Q3 2003. No employee count or workforce impact disclosed.
2003-06-30	restructuring	completed							USD -5 (millions)	restructuring_footnote f5-10q / Qwen3.6-27B-NVFP4-MTP-HTML	Released $5.3 million of restructuring reserves in Q2 2003. $3.8M related to 1998 reserves; $1.5M related to 2001/2002 strategic refocusing plan. No employee count disclosed for this release.
2003-06-30	divestiture_reduction	completed					West Virginia	Regional Banking		subsequent_events f5-10q / Qwen3.6-27B-NVFP4-MTP-HTML	Sold four banking offices in eastern panhandle of West Virginia on July 25, 2003. Included $50M loans and $130M deposits. Employee count not disclosed.
2003-03-31	restructuring	in_progress			2001-07		United States	Enterprise (2001 strategic refocusing plan)	USD 11 (millions)	restructuring_footnote f5-10q / MiMo-V2.6-Flash-fp8-HTML	Remaining restructuring reserve of $10.6 million held at March 31, 2003, stated to be adequate for remaining estimated future cash outlays to complete exit activities under the 2001 strategic refocusing plan. No employee count, completion date, or new charge disclosed for the current quarter; the original $56.2 million pre-tax charge was recorded in Q1 2002 (prior period) and is not extracted here. MD&A separately cites transition expenses related to a headcount reduction within Q1 2003 personnel costs, without a disclosed count.
2002-12-31	divestiture_reduction	completed			2001-07-01	2002-02-15	Florida, United States	Regional Banking		Item_1_Business f5-10k / MiMo-V2.6-Flash-fp8-HTML	Sale of Florida banking operations to SunTrust Banks on 2002-02-15, including 143 banking offices, $2.8B loans, $4.8B deposits. Employee count transferred not disclosed.
2002-12-31	divestiture_reduction	completed			2001-07-01	2002-07-02	Florida, United States	Insurance		Item_1_Business f5-10k / MiMo-V2.6-Flash-fp8-HTML	Sale of J. Rolfe Davis Insurance Agency to management team on 2002-07-02. Employee count not disclosed.
2002-12-31	restructuring	in_progress			2001-07-01		United States (non-Florida)	Multiple	USD 56 (millions)	restructuring_footnote f5-10k / MiMo-V2.6-Flash-fp8-HTML	2002 pre-tax restructuring and special charges of $56.2M under the Plan announced July 2001, including branch consolidation, asset impairment, e-commerce exit, and severance. Employee count affected not disclosed. Cumulative Plan charges through 2002 totaled $233.1M pre-tax.
2002-12-31	restructuring	completed			2001-07	2002-12-31	United States	Corporate / Regional Banking	USD 56 (millions)	MD&A f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML	Pre-tax restructuring and special charges of $56.2 million recorded in 2002 related to the strategic refocusing plan announced in July 2001. Includes costs for asset impairment, e-commerce exit, vacated facilities, and other non-recurring costs. Employee headcount affected is not explicitly disclosed.
2002-12-31	divestiture_reduction	completed			2001-07	2002-02-15	Florida	Regional Banking		MD&A f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML	Sale of Florida banking operations completed February 15, 2002. Included 143 banking offices. Specific employee count removed is not disclosed, but total FTEs declined from 9,743 in 2001 to 8,177 in 2002.
2002-12-31	acquisition_addition	completed			2002-04	2002-04	Ohio	Private Financial Group		MD&A f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML	Acquired Haberer Investment Advisor, Inc., a Cincinnati-based registered investment advisory firm. Specific employee count added is not disclosed.
2002-12-31	acquisition_addition	completed			2002	2002	Ohio	Dealer Sales		MD&A f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML	Acquired LeaseNet Group, Inc., a leasing company located in Dublin, Ohio. Specific employee count added is not disclosed.
2002-12-31	restructuring	completed			2001-07	2002-12-31	United States	Corporate / All Segments	USD 56 (millions)	MD&A f5-10k / Qwen3.6-27B-Q8_0	Part of strategic refocusing plan announced July 2001. 2002 pre-tax charges of $56.2 million included $32.7 million for Florida sale, $8.0 million asset impairment, $4.3 million e-commerce exit, $1.8 million facility vacating, and $9.4 million other non-recurring costs. Employee count affected not explicitly disclosed for 2002 portion.
2002-12-31	divestiture_reduction	completed			2002-02-15	2002-02-15	Florida	Regional Banking		MD&A f5-10k / Qwen3.6-27B-Q8_0	Sale of Florida banking operations to SunTrust Banks, Inc. closed Feb 15, 2002. Included 143 banking offices. Employee count removed not explicitly disclosed.
2002-12-31	divestiture_reduction	completed			2002-07-02	2002-07-02	Florida	Insurance		MD&A f5-10k / Qwen3.6-27B-Q8_0	Sale of Florida insurance operation, J. Rolfe Davis Insurance Agency, Inc., to management team on July 2, 2002. Employee count removed not explicitly disclosed.
2002-12-31	divestiture_reduction	completed			2001-07-01	2002-02-15	Florida, United States	Banking operations		restructuring_footnote f5-10k / MiMo-V2.6-Flash-fp8-HTML	Sale of Florida banking operations to SunTrust closed 2002-02-15; 143 banking offices and 456 ATMs transferred; employee count not disclosed
2002-12-31	divestiture_reduction	completed			2001-07-01	2002-07-02	Florida, United States	Insurance operations (J. Rolfe Davis Insurance Agency)		restructuring_footnote f5-10k / MiMo-V2.6-Flash-fp8-HTML	Sale of Florida insurance agency to management team completed 2002-07-02; employee count not disclosed
2002-12-31	restructuring	completed			2001-07-01	2002-09-30	United States (non-Florida)	Enterprise-wide strategic restructuring plan	USD 56 (millions)	restructuring_footnote f5-10k / MiMo-V2.6-Flash-fp8-HTML	FY2002 pre-tax restructuring charges of $56.2M; includes branch consolidations, e-commerce exit, severance; last charge recorded Q3 2002; employee counts not disclosed
2002-12-31	acquisition_addition	completed				2002-04-30	Cincinnati, Ohio, United States	Private Financial Group — investment advisory (Haberer Investment Advisor)		other f5-10k / MiMo-V2.6-Flash-fp8-HTML	Acquisition of Haberer Investment Advisor with ~$500M AUM; employee count not disclosed
2002-12-31	acquisition_addition	completed				2002-12-31	Dublin, Ohio, United States	Dealer Sales — equipment leasing (LeaseNet Group)		other f5-10k / MiMo-V2.6-Flash-fp8-HTML	Acquisition of LeaseNet Group, a $90 million leasing company; employee count not disclosed
2002-12-31	divestiture_reduction	completed			2001-09-25	2002-02-15	Florida, United States	Regional Banking (Florida banking operations)		other f5-10k / MiMo-V2.6-Flash-fp8-HTML	Sale of Florida banking operations to SunTrust Banks, Inc. closed February 15, 2002; 143 banking offices and 456 ATMs transferred with $2.8 billion of loans and other tangible assets. Employee headcount transferred not disclosed; related after-tax restructuring charges of $21.3 million ($32.7 million pre-tax) recorded in 2002.
2002-12-31	divestiture_reduction	completed				2002-07-02	Florida, United States	Insurance (J. Rolfe Davis Insurance Agency, Inc.)		other f5-10k / MiMo-V2.6-Flash-fp8-HTML	Florida insurance operation sold July 2, 2002 to members of its management team; filing states the sale did not materially affect 2002 results. Headcount not disclosed.
2002-12-31	restructuring	in_progress			2001-07		United States (multi-state, excluding Florida)	Enterprise-wide (branch network, e-commerce, corporate functions)	USD 49 (millions)	restructuring_footnote f5-10k / MiMo-V2.6-Flash-fp8-HTML	Strategic refocusing plan announced July 2001; FY2002 pre-tax charges of $49.0 million ($31.8 million after-tax) comprised Florida-related costs, asset impairment, e-commerce exit, vacated facilities and other/severance costs, and included consolidation of non-Florida branch offices. Employee severance amounts not separately disclosed. $7.2 million of 1998/2001 reserves released in Q4 2002; $4.1 million (1998) and $14.4 million (2001) reserves remained at year-end, indicating program ongoing. Cumulative plan charges through 2002 were $199.4 million pre-tax.
2002-12-31	acquisition_addition	completed			2002-04	2002-04	Cincinnati, Ohio, United States	Private Financial Group (investment advisory)		MD&A f5-10k / MiMo-V2.6-Flash-fp8-HTML	Acquisition of Haberer Investment Advisor, Inc., a registered investment advisory firm with approximately $500 million in assets under management; paid in cash and 202,695 treasury shares. Employee headcount added not disclosed.
2002-12-31	acquisition_addition	completed			2002	2002	Dublin, Ohio, United States			MD&A f5-10k / MiMo-V2.6-Flash-fp8-HTML	Acquisition of LeaseNet Group, Inc., described as a $90 million leasing company; paid in cash and 835,035 treasury shares. Employee headcount added not disclosed; operating segment not specified.
2002-09-30	divestiture_reduction	completed	1,200		2001-07	2002-02-15	Florida, United States	Florida banking and insurance operations		MD&A f5-10q / MiMo-V2.6-Flash-fp8-HTML	Approximate FTE figure stated for staff associated with Florida banking operations sold to SunTrust; headcount table shows 1,222 FTE for Florida operations at Dec 31, 2001.
2002-09-30	restructuring	in_progress	225		2001-07		United States (primarily outside Florida)	Florida-related operations support staff		MD&A f5-10q / MiMo-V2.6-Flash-fp8-HTML	Cumulative FTE decrease from Mar 31, 2002 to Sep 30, 2002 from planned staff reductions under the strategic refocusing Plan; Plan carried a $56.2M pre-tax charge in Q1 2002 with $18.8M reserve remaining at quarter end.
2002-09-30	plant_closure	in_progress			2001-07		United States (non-Florida)	Branch network		MD&A f5-10q / MiMo-V2.6-Flash-fp8-HTML	Plan includes consolidation of numerous non-Florida branch offices; number of branches and employees affected not disclosed.
2002-09-30	acquisition_addition	completed			2002-09-19	2002-09-19	Dublin, Ohio, United States	Leasing (Dealer Sales)		MD&A f5-10q / MiMo-V2.6-Flash-fp8-HTML	LeaseNet Group, Inc., described as a $90 million leasing company; employees added not disclosed.
2002-09-30	acquisition_addition	completed			2002-04-01	2002-04-01	Cincinnati, Ohio, United States	Registered investment advisory (Private Financial Group)		MD&A f5-10q / MiMo-V2.6-Flash-fp8-HTML	Haberer Registered Investment Advisors, Inc., approx. $500 million assets under management; employees added not disclosed.
2002-09-30	divestiture_reduction	completed			2002-07-02	2002-07-02	Orlando, Florida, United States	Insurance (J. Rolfe Davis Insurance Agency, Inc.)		MD&A f5-10q / MiMo-V2.6-Flash-fp8-HTML	Florida insurance operation sold to members of its management team; associated headcount not disclosed.
2002-09-30	restructuring	in_progress			2001-07		United States	Corporate / Regional Banking	USD 56 (millions)	MD&A f5-10q / Qwen3.6-27B-NVFP4-MTP-HTML	Pre-tax expense recognized in Q1 2002 related to the strategic refocusing plan announced in July 2001. Includes consolidation of non-Florida branch offices and other actions.
2002-09-30	divestiture_reduction	completed	1,200		2001-07	2002-02-15	Florida	Regional Banking		MD&A f5-10q / Qwen3.6-27B-NVFP4-MTP-HTML	Approximately 1,200 full-time equivalent staff associated with Florida banking operations sold to SunTrust Banks, Inc. in Q1 2002.
2002-09-30	restructuring	completed			2002-08	2002-08	United States	Merchant Services		MD&A f5-10q / Qwen3.6-27B-NVFP4-MTP-HTML	Restructuring of interest in Huntington Merchant Services, L.L.C. with First Data. First Data obtained all Florida-related merchant business.
2002-09-30	acquisition_addition	completed			2002-04	2002-04	United States	Private Financial Group		MD&A f5-10q / Qwen3.6-27B-NVFP4-MTP-HTML	Acquisition of Haberer Registered Investment Advisors, Inc. in Q2 2002.
2002-09-30	acquisition_addition	completed			2002-09	2002-09	United States	Dealer Sales		MD&A f5-10q / Qwen3.6-27B-NVFP4-MTP-HTML	Acquisition of LeaseNet Group, Inc. in Q3 2002.
2002-09-30	restructuring	in_progress			2001-07-01		United States	Corporate / Regional Banking	USD 56 (millions)	MD&A f5-10q / Qwen3.6-27B-Q8_0	Pre-tax expense recorded in Q1 2002 related to completion of strategic refocusing plan announced in July 2001. Includes branch consolidations and credit actions. Remaining reserve of $18.8 million at period end.
2002-09-30	divestiture_reduction	completed	1,200		2002-02-15	2002-02-15	Florida	Regional Banking / Insurance		MD&A f5-10q / Qwen3.6-27B-Q8_0	Approximately 1,200 full-time equivalent staff associated with Florida banking operations sold in Q1 2002.
2002-09-30	restructuring	completed			2002-09-30	2002-09-30	United States	Corporate		MD&A f5-10q / Qwen3.6-27B-Q8_0	225 full-time equivalent decrease in staff from March 31, 2002 to September 30, 2002, reflecting planned staff reductions, primarily Florida-related operations support staff located outside Florida.
2002-06-30	divestiture_reduction	completed	1,200		2001-07	2002-02-15	Florida	Florida banking and insurance operations		MD&A f5-10q / MiMo-V2.6-Flash-fp8-HTML	Approximately 1,200 FTE associated with Florida banking operations sold to SunTrust (closed 2002-02-15); figure is FTE, not headcount; part of strategic refocusing plan announced July 2001
2002-06-30	restructuring	completed	168		2001-07	2002-06-30	United States	Florida-related operations support staff located outside Florida		MD&A f5-10q / MiMo-V2.6-Flash-fp8-HTML	FTE decrease from 8,342 at 2002-03-31 to 8,174 at 2002-06-30 attributed to planned staff reductions under the refocusing plan; no separate charge quantified for this action (Q2 2002 special charges were nil)
2002-06-30	plant_closure	in_progress			2001-07		United States (non-Florida)	Branch network		restructuring_footnote f5-10q / MiMo-V2.6-Flash-fp8-HTML	Plan includes consolidation of numerous non-Florida branch offices; no branch or employee counts disclosed; remaining restructuring liability of $22.8M at 2002-06-30 expected to fund completion of exit activities
2002-06-30	acquisition_addition	completed				2002-04-01	Cincinnati, Ohio	Private Financial Group		other f5-10q / MiMo-V2.6-Flash-fp8-HTML	Acquisition of Haberer Registered Investment Advisor, Inc. closed 2002-04-01; added $8.0M of intangibles in Q2 2002; no headcount disclosed
2002-06-30	divestiture_reduction	completed				2002-07-02	Orlando, Florida	Insurance operations (J. Rolfe Davis Insurance Agency)		subsequent_events f5-10q / MiMo-V2.6-Flash-fp8-HTML	Sale of JRD to members of its management team closed 2002-07-02, after quarter end; no employee count disclosed; filing states no material impact on future results
2002-06-30	restructuring	in_progress			2001-07-01		United States	Corporate / Regional Banking	USD 56 (millions)	restructuring_footnote f5-10q / Qwen3.6-27B-NVFP4-MTP-HTML	Pre-tax expense recorded in Q1 2002 to recognize additional liabilities related to the completion of the strategic refocusing plan announced in July 2001. Remaining liability of $22.8 million at June 30, 2002.
2002-06-30	divestiture_reduction	completed	1,200		2002-02-15	2002-02-15	Florida	Banking Operations		MD&A f5-10q / Qwen3.6-27B-NVFP4-MTP-HTML	Approximately 1,200 full-time equivalent staff associated with Florida banking operations sold to SunTrust Banks, Inc. in Q1 2002.
2002-06-30	restructuring	in_progress	168		2002-04-01	2002-06-30	United States	Corporate / Support		MD&A f5-10q / Qwen3.6-27B-NVFP4-MTP-HTML	Decrease in staff from March 31 to June 30, 2002, reflecting planned staff reductions, primarily Florida-related operations support staff located outside Florida.
2002-06-30	restructuring	in_progress			2001-07-01		United States	Corporate / Regional Banking	USD 56 (millions)	restructuring_footnote f5-10q / Qwen3.6-27B-Q8_0	Pre-tax expense recorded in Q1 2002 to recognize additional liabilities related to the completion of the strategic refocusing plan announced in July 2001. Remaining liability of $22.8 million at June 30, 2002.
2002-06-30	divestiture_reduction	completed	1,200		2001-07-01	2002-02-15	Florida	Regional Banking / Insurance		MD&A f5-10q / Qwen3.6-27B-Q8_0	Approximately 1,200 full-time equivalent staff associated with Florida banking operations sold in Q1 2002.
2002-06-30	acquisition_addition	completed			2002-04-01	2002-04-01	Cincinnati, Ohio	Private Financial Group		business_combinations_footnote f5-10q / Qwen3.6-27B-Q8_0	Acquisition of Haberer Registered Investment Advisor, Inc. on April 1, 2002. Headcount not explicitly disclosed.
2002-03-31	divestiture_reduction	completed			2002-02-15	2002-02-15	Florida, United States	Regional Banking	USD 33 (millions)	restructuring_footnote f5-10q / MiMo-V2.6-Flash-fp8-HTML	Sale of Florida operations to SunTrust Banks; 143 banking offices and 456 ATMs transferred. $32.7M of the $56.2M Q1 restructuring charge related to the sale. No employee count disclosed.
2002-03-31	restructuring	in_progress			2001-07-01		United States	Enterprise-wide	USD 56 (millions)	restructuring_footnote f5-10q / MiMo-V2.6-Flash-fp8-HTML	Strategic refocusing plan announced July 2001; Q1 2002 charge includes $4.3M e-commerce exit, $1.8M facilities, $9.4M other non-recurring costs including employee severance. No employee counts disclosed.
2002-03-31	restructuring	completed			2001-07-01		United States	Corporate / All Segments	USD 56 (millions)	restructuring_footnote f5-10q / Qwen3.6-27B-NVFP4-MTP-HTML	Pre-tax charges of $56.2 million recorded in Q1 2002 related to strategic initiatives announced July 2001. Includes $32.7 million for sale of Florida operations, $8.0 million asset impairment, $4.3 million e-commerce exit, $1.8 million facilities, and $9.4 million other non-recurring costs. No specific employee count disclosed.
2002-03-31	divestiture_reduction	completed					Florida	Regional Banking		MD&A f5-10q / Qwen3.6-27B-NVFP4-MTP-HTML	Completed sale of Florida operations to SunTrust Banks, Inc. on February 15, 2002. Included 143 banking offices and 456 ATMs. No specific headcount transferred or eliminated disclosed.
2002-03-31	restructuring	completed			2001-07-01		United States	Corporate / All Segments	USD 56 (millions)	restructuring_footnote f5-10q / Qwen3.6-27B-Q8_0	Pre-tax charges of $56.2 million recorded in Q1 2002 related to strategic initiatives announced July 2001. Includes $32.7 million for sale of Florida operations, $8.0 million asset impairment, $4.3 million e-commerce exit, $1.8 million facilities, and $9.4 million other non-recurring costs. Employee count not disclosed.
2002-03-31	divestiture_reduction	completed					Florida	Regional Banking		MD&A f5-10q / Qwen3.6-27B-Q8_0	Completed sale of Florida operations to SunTrust Banks on Feb 15, 2002. Included 143 banking offices and 456 ATMs. Employee headcount removed not explicitly disclosed.
2002-03-31	acquisition_addition	completed					Cincinnati, Ohio	Private Financial Group		MD&A f5-10q / Qwen3.6-27B-Q8_0	Closed acquisition of Haberer Investment Advisor, Inc. on April 1, 2002. Employee headcount added not explicitly disclosed.
2001-12-31	restructuring	in_progress			2001-07-01	2002-03-31	United States (Midwest focus; includes Florida)	Enterprise-wide — branch consolidation, e-commerce exit, credit-related actions	USD 177 (millions)	restructuring_footnote f5-10k / MiMo-V2.6-Flash-fp8-HTML	Pre-tax charges recorded through 2001-12-31 within a program originally estimated at $215.0M pre-tax; includes $38.4M employee severance/retention and $13.3M facilities vacated. Filing states completion expected by end of Q1 2002 with final costs 5-7% above original estimate. No employee count disclosed.
2001-12-31	divestiture_reduction	completed			2001-09-26	2002-02-15	Florida, United States	Florida retail and commercial banking operations (143 banking offices)		Item_1_Business f5-10k / MiMo-V2.6-Flash-fp8-HTML	Sale to SunTrust Banks closed 2002-02-15 (subsequent event). Filing discloses post-sale FTE of 8,552 versus 9,743 at 2001-12-31, but does not state an explicit employee count transferred or eliminated; no headcount figure extracted.
2001-12-31	plant_closure	in_progress			2001-07-01	2002-03-31	United States (non-Florida)	Branch network consolidation	USD 13 (millions)	restructuring_footnote f5-10k / MiMo-V2.6-Flash-fp8-HTML	Facilities charge for owned or leased locations vacated or intended to be vacated, plus completed branch and ATM consolidation. Employee counts not disclosed; part of the same July 2001 strategic refocusing program.
2001-12-31	restructuring	in_progress			2001-07-01	2002-03-31	United States	Corporate	USD 177 (millions)	MD&A f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML	Strategic refocusing plan announced July 2001. Includes employee severance/retention costs of $38.4 million pre-tax. Total pre-tax charges through year-end were $176.9 million. Plan expected to be completed by end of Q1 2002.
2001-12-31	divestiture_reduction	completed			2001-09-01	2002-02-15	Florida	Retail and Commercial Banking		Item_1_Business f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML	Sale of Florida retail and commercial operations closed February 15, 2002. Post-sale headcount reduced to 8,552 FTEs from 9,743 FTEs at year-end 2001 (implied reduction of 1,191 FTEs).
2001-12-31	restructuring	in_progress			2001-07	2002-03-31	United States	Corporate	USD 38 (millions)	MD&A f5-10k / Qwen3.6-27B-Q8_0	Strategic refocusing plan announced July 2001. Includes $38.4 million for employee severance/retention and operational costs. Total pre-tax charges $176.9 million. Completion expected by end of Q1 2002.
2001-12-31	divestiture_reduction	announced	1,191		2001-09	2002-02-15	Florida	Retail and Commercial Banking		Item_1_Business f5-10k / Qwen3.6-27B-Q8_0	Sale of Florida operations announced Sept 2001, closed Feb 15, 2002. Headcount reduced from 9,743 to 8,552 FTEs (difference of 1,191).
2001-09-30	restructuring	in_progress			2001-07-12		United States	Enterprise-wide	USD 215 (millions)	MD&A f5-10q / MiMo-V2.6-Flash-fp8-HTML	Comprehensive restructuring plan includes Florida operations sale, branch consolidations, and balance sheet actions. Total expected after-tax charges ~$140M ($215M pre-tax). Through Q3 2001, after-tax charges totaled $105.2M ($161.8M pre-tax). No employee count disclosed.
2001-09-30	divestiture_reduction	announced			2001-09-26	2002-03-31	Florida, United States	Retail and Corporate Branch Banking		other f5-10q / MiMo-V2.6-Flash-fp8-HTML	Definitive agreement signed to sell Florida operations to SunTrust Banks. Includes ~$2.9B loans, $4.7B deposits, 141 banking offices, 456 ATMs. Expected close Q1 2002. No employee count disclosed.
2001-09-30	restructuring	in_progress			2001-07-12		United States	Enterprise-wide	USD 51 (millions)	MD&A f5-10q / MiMo-V2.6-Flash-fp8-HTML	Q3 2001 pre-tax charges of $50.8M included $16M e-commerce exit, $10M facilities vacated, $4M ATM reduction, $3M employee severance/retention, $18M non-recurring legal/accounting/consulting. No employee counts disclosed.
2001-09-30	restructuring	in_progress			2001-07-12		Florida	Florida Operations	USD 51 (millions)	MD&A f5-10q / Qwen3.6-27B-NVFP4-MTP-HTML	Pre-tax charges of $50.8 million recorded in Q3 2001 related to strategic refocusing plan including sale of Florida operations. Employee count not disclosed.
2001-09-30	divestiture_reduction	announced			2001-09-26	2002-03-31	Florida	Florida Operations		subsequent_events f5-10q / Qwen3.6-27B-NVFP4-MTP-HTML	Definitive agreement signed to sell Florida operations to SunTrust Banks, Inc. Expected to close in Q1 2002. Employee count not disclosed.
2001-09-30	restructuring	in_progress			2001-07-12		United States	Corporate / Treasury / Dealer Sales	USD 51 (thousands)	MD&A f5-10q / Qwen3.6-27B-Q8_0	July 12, 2001 strategic refocusing plan. Q3 pre-tax charges of $50.8 million included $16 million for e-commerce exit, $10 million for facility vacating, $4 million for ATM reduction, $3 million for employee severance/retention, and $18 million for legal/consulting costs. Total YTD pre-tax charges were $161.8 million. Employee count affected not disclosed.
2001-09-30	divestiture_reduction	announced			2001-09-26	2002-03-31	Florida	Retail Banking / Corporate Banking		subsequent_events f5-10q / Qwen3.6-27B-Q8_0	Agreement to sell Florida operations to SunTrust Banks, Inc. Includes 141 banking offices and 456 ATMs. Expected to close in Q1 2002. Employee count transferred not explicitly disclosed.
2001-06-30	restructuring	announced			2001-07-12	2001-12-31	United States (Florida and other states)	Florida operations; branch network	USD 215 (millions)	MD&A f5-10q / MiMo-V2.6-Flash-fp8-HTML	Pre-tax restructuring and other charges of approximately $215 million ($140 million after-tax) to be taken across Q2–Q4 2001. Includes sale of Florida operations, consolidation of 43 branches in other states, and balance sheet actions. No employee headcount affected was disclosed.
2001-06-30	plant_closure	announced			2001-07-12	2001-12-31	United States (other states)	Branch network		MD&A f5-10q / MiMo-V2.6-Flash-fp8-HTML	Planned consolidation of 43 branches outside core Midwest markets as part of comprehensive restructuring announced July 12, 2001. No associated employee count disclosed.
2001-06-30	divestiture_reduction	announced			2001-07-12	2001-12-31	United States (Florida)	Florida operations		MD&A f5-10q / MiMo-V2.6-Flash-fp8-HTML	Intended sale of Florida operations announced July 2001, expected to close before end of 2001. No employee headcount associated with the divestiture was disclosed.
2001-06-30	restructuring	announced			2001-07-12		Florida	Florida operations	USD 215 (millions)	MD&A f5-10q / Qwen3.6-27B-NVFP4-MTP-HTML	Comprehensive restructuring announced July 12, 2001, including intended sale of Florida operations and consolidation of 43 branches. Total pre-tax charges of $215 million expected in Q2, Q3, and Q4 2001. Q2 portion was $111.0 million pre-tax.
2001-06-30	restructuring	in_progress			2001-07-12		United States	Dealer Sales	USD 61 (millions)	MD&A f5-10q / Qwen3.6-27B-NVFP4-MTP-HTML	Decision to exit sub-prime automobile lending and truck/equipment leasing businesses. Includes $25.8M provision for loan losses, $19.6M charge-offs, and $15.6M bankruptcy reserves.
2001-06-30	restructuring	announced			2001-07-12	2001-12-31	United States	Corporate / All Segments	USD 215 (millions)	subsequent_events f5-10q / Qwen3.6-27B-Q8_0	Comprehensive restructuring announced July 12, 2001, including sale of Florida operations and consolidation of 43 branches. Pre-tax charges of approx $215M expected in Q2, Q3, and Q4 2001. Employee count not disclosed.
2001-06-30	other	completed			2001-04-19	2001-05-01	United States	Executive Management		other f5-10q / Qwen3.6-27B-Q8_0	Frank Wobst retired as employee on May 1, 2001, continuing as non-employee Chairman. Retirement agreement filed as Exhibit 10(t).
2001-06-30	other	completed			2001-05-22	2001-05-22	United States	Retail Banking		other f5-10q / Qwen3.6-27B-Q8_0	Martin Mahan resigned as Executive Vice President for Huntington National Bank in charge of Retail Banking.
2000-12-31	acquisition_addition	completed				2000-06-23	Michigan, United States	Banking		business_combinations_footnote f5-10k / MiMo-V2.6-Flash-fp8-HTML	Acquisition of Empire Banc Corporation completed 2000-06-23; headcount added not disclosed
2000-12-31	acquisition_addition	completed				2000-08-31	Florida, United States	Insurance		business_combinations_footnote f5-10k / MiMo-V2.6-Flash-fp8-HTML	Acquisition of J. Rolfe Davis Insurance Agency completed 2000-08-31 (MD&A states August 31; Note 23 states August 23); headcount added not disclosed
2000-12-31	acquisition_addition	completed			2000-06-23	2000-06-23	Michigan	Banking		Item_1_Business f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML	Merger with Empire Banc Corporation. Headcount not explicitly disclosed.
2000-12-31	acquisition_addition	completed			2000-08-31	2000-08-31	Florida	Insurance		Item_1_Business f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML	Acquisition of J. Rolfe Davis Insurance Agency, Inc. Headcount not explicitly disclosed.
2000-12-31	acquisition_addition	completed			2000-06-23	2000-06-23	Michigan	Retail Banking		Item 1. Business f5-10k / Qwen3.6-27B-Q8_0	Merger consummated June 23, 2000. Specific headcount added not disclosed.
2000-12-31	acquisition_addition	completed			2000-08-31	2000-08-31	Florida	Private Financial Group		Item 1. Business f5-10k / Qwen3.6-27B-Q8_0	Merger consummated August 31, 2000. Specific headcount added not disclosed.
2000-09-30	acquisition_addition	completed				2000-06-23	Traverse City, Michigan, USA			business_combinations_footnote f5-10q / MiMo-V2.6-Flash-fp8-HTML	Empire Banc Corporation ($506 million one-bank holding company) acquired 2000-06-23; approximately 6.5 million common shares reissued. No employee count disclosed.
2000-09-30	acquisition_addition	completed				2000-08-31	Maitland, Florida, USA	Insurance agency		business_combinations_footnote f5-10q / MiMo-V2.6-Flash-fp8-HTML	J. Rolfe Davis Insurance Agency, Inc. acquired for $8.2 million cash plus approximately 695,000 shares; 695,210 unregistered shares issued to twenty-three JRD shareholders. No employee count disclosed.
1999-12-31	divestiture_reduction	completed			1999-10-01	1999-12-31	United States	Retail Banking — credit card		MD&A f5-10k / MiMo-V2.6-Flash-fp8-HTML	Sale of approximately $541 million credit card receivables portfolio to Chase Manhattan completed in October 1999; no employee counts disclosed. Filer states a $108.5 million gain, not a severance charge.
1999-12-31	acquisition_addition	announced			2000-02-07	2000-06-30	United States — Michigan	Banking		subsequent_events f5-10k / MiMo-V2.6-Flash-fp8-HTML	Merger agreement with Empire Banc Corporation ($506 million one-bank holding company) announced after fiscal year-end; expected completion by end of Q2 2000. No headcount disclosed.
1999-12-31	restructuring	completed			1998-10-01	1999-12-31	United States	Corporate / Back-room operations	USD 90 (millions)	MD&A f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML	Initiated in Q4 1998; substantially completed by Dec 31, 1999. Includes severance, office consolidation, and exit costs. Specific employee count not disclosed.
1999-12-31	restructuring	completed			1997-01-01	1998-12-31	United States	Corporate	USD 51 (millions)	MD&A f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML	Merger-related costs from First Michigan acquisition in 1997. Activities completed by Dec 31, 1998.
1999-12-31	restructuring	completed			1998-10-01	1999-12-31	United States	Corporate	USD 90 (millions)	MD&A f5-10k / Qwen3.6-27B-Q8_0	1998 special charges for strategic actions including sale/closure of underperforming offices and termination of business activities. Completed by Dec 31, 1999. Employee count not disclosed.
1999-12-31	restructuring	completed			1999-01-01	1999-12-31	United States	Corporate	USD 97 (millions)	MD&A f5-10k / Qwen3.6-27B-Q8_0	1999 non-recurring expenses including 'Huntington 2000+' program costs, lease residual valuation adjustment, and professional services. Employee count not disclosed.
1999-09-30	restructuring	in_progress	1,000	10%	1998-10	1999-12-31	United States	Enterprise-wide	USD 90 (millions)	restructuring_footnote f5-10q / MiMo-V2.6-Flash-fp8-HTML	Program announced October 1998 included banking network realignment, exit of underperforming product lines, and a workforce reduction of about 10% of the employee base. $90M charge; $21M reserve remained at 1999-09-30, expected to be substantially utilized by end of 1999. Percent of workforce is as stated by the filer; no absolute total headcount is disclosed.
1999-09-30	plant_closure	in_progress			1998	2000-03-31	United States	Retail Banking		MD&A f5-10q / MiMo-V2.6-Flash-fp8-HTML	Closure and/or sale of approximately 33 underperforming banking offices; 26 closed and 7 sold during the nine months ended 1999-09-30, with 6 more expected to be sold or closed before 2000-03-31. Associated headcount not disclosed; related charges are part of the $90M special charge.
1999-09-30	restructuring	in_progress			1998-10-01	1999-12-31	United States	Corporate / Retail Banking	USD 90 (millions)	restructuring_footnote f5-10q / Qwen3.6-27B-NVFP4-MTP-HTML	Initiatives announced Oct 1998 included realignment of banking network, exit of underperforming product lines, and reduction of 1,000 workforce positions (approx 10% of total employee base). Total charge $90 million. Remaining reserve of $21 million expected to be substantially utilized by end of 1999.
1999-09-30	restructuring	in_progress			1998-10-01	1999-12-31	United States	Corporate / Retail Banking	USD 21 (millions)	restructuring_footnote f5-10q / Qwen3.6-27B-Q8_0	Remaining reserve of $21 million represents estimated future cash outlays for initiatives announced in Oct 1998, including realignment of banking network and exit of underperforming product lines. Original charge was $90 million affecting 1,000 positions.
1999-09-30	plant_closure	in_progress			1998-10-01	2000-03-31	United States	Retail Banking		MD&A f5-10q / Qwen3.6-27B-Q8_0	Closing and/or sale of approximately 33 underperforming banking offices. 26 closed and 7 sold in first nine months of 1999; additional 6 expected to be sold or closed prior to March 31, 2000.
1999-06-30	restructuring	in_progress	1,000	10%	1998-10	1999-12-31	United States	Enterprise-wide	USD 90 (millions)	restructuring_footnote f5-10q / MiMo-V2.6-Flash-fp8-HTML	October 1998 initiatives included banking network realignment, exit of underperforming product lines, and workforce reduction of about 10% of employees. $90M special charge taken Q4 1998; $31M reserve remained at 1999-06-30, expected substantially utilized by end of 1999. Percent of workforce is as stated by filer (approximately 10%); no total headcount disclosed to verify.
1999-06-30	plant_closure	in_progress			1998-10	1999-12-31	United States	Retail Banking		MD&A f5-10q / MiMo-V2.6-Flash-fp8-HTML	Approximately 39 underperforming banking offices targeted for closure or sale; 26 closed and 3 sold during first six months of 1999, remainder expected in second half of 1999. Associated headcount not disclosed; related $20M retail bank office component sits within the $90M special charge.
1999-06-30	restructuring	in_progress			1998-10-01	1999-12-31	United States	Corporate / Retail Banking	USD 90 (millions)	restructuring_footnote f5-10q / Qwen3.6-27B-NVFP4-MTP-HTML	Initiated in Q4 1998. Included reduction of 1,000 positions (approx 10% of workforce). Remaining reserve of $31 million as of June 30, 1999, expected to be substantially utilized by end of 1999.
1999-06-30	restructuring	in_progress			1998-10-01	1999-12-31			USD 31 (millions)	restructuring_footnote f5-10q / Qwen3.6-27B-Q8_0	Initiated in Oct 1998; included reduction of 1,000 positions (approx 10% of workforce). Remaining reserve of $31 million represents estimated future cash outlays, expected to be substantially utilized by end of 1999. Includes realignment of banking network and exit of underperforming product lines.
1999-06-30	plant_closure	in_progress			1998-10-01	1999-12-31		Retail Banking		MD&A f5-10q / Qwen3.6-27B-Q8_0	Closing/sale of approximately 39 underperforming banking offices. During first six months of 1999, 26 closed and 3 sold; remainder expected to be sold or closed during second half of 1999.
1999-03-31	restructuring	in_progress	1,000	10%	1998-10-01	1999-12-31	United States	Enterprise-wide	USD 26 (millions)	restructuring_footnote f5-10q / MiMo-V2.6-Flash-fp8-HTML	Employee costs component of a $90 million special charge announced October 1998; includes workforce reduction of about 1,000 positions, roughly 10% of employees. $14 million of the employee-costs reserve remained at 1999-03-31.
1999-03-31	plant_closure	in_progress			1998-10-01	1999-06-30	United States	Retail Banking	USD 20 (millions)	MD&A f5-10q / MiMo-V2.6-Flash-fp8-HTML	Approximately 39 underperforming banking offices slated for closure; 19 closed during Q1 1999, remainder expected sold or closed by end of Q2 1999. Retail bank offices component of the special charge was $20 million with $11 million reserve remaining at quarter-end. No headcount associated with closures disclosed.
1999-03-31	restructuring	in_progress			1998-10-01	1999-12-31	United States	Corporate / Retail Banking	USD 90 (millions)	restructuring_footnote f5-10q / Qwen3.6-27B-NVFP4-MTP-HTML	Initiatives announced Oct 1998 included reduction of 1,000 positions (~10% of workforce) and exit of underperforming channels. $90M charge incurred in Q4 1998. Remaining reserve of $41M as of Mar 31, 1999 expected to be utilized by end of 1999.
1999-03-31	plant_closure	in_progress			1998-10-01	1999-06-30	United States	Retail Banking		MD&A f5-10q / Qwen3.6-27B-NVFP4-MTP-HTML	Approximately 39 underperforming banking offices targeted for closure/sale. 19 offices closed in Q1 1999; remainder expected to be sold or closed by end of Q2 1999.
1999-03-31	restructuring	in_progress		10%	1998-10-01	1999-12-31			USD 90 (millions)	restructuring_footnote f5-10q / Qwen3.6-27B-Q8_0	Initiatives announced Oct 1998 included reduction of 1,000 work force positions, or approximately 10% of total employee base. Remaining reserve of $41 million expected to be substantially utilized by end of 1999.
1999-03-31	plant_closure	in_progress			1998-10-01	1999-06-30		Retail Banking		MD&A f5-10q / Qwen3.6-27B-Q8_0	Huntington announced closing of approximately 39 underperforming banking offices in 1998. During Q1 1999, 19 offices were closed; remainder expected to be sold or closed by end of Q2 1999.
1998-12-31	restructuring	in_progress	1,000	10%	1998-10-01	1999-12-31	United States	Enterprise-wide	USD 90 (millions)	restructuring_footnote f5-10k / MiMo-V2.6-Flash-fp8-HTML	Includes $26M severance, $12M equipment write-offs, $20M branch closures, $32M exit costs. 409 employees terminated through 1998-12-31; $54M reserve remaining for 1999.
1998-12-31	plant_closure	in_progress			1998-10-01	1999-06-30	United States	Retail Banking	USD 20 (millions)	restructuring_footnote f5-10k / MiMo-V2.6-Flash-fp8-HTML	Closure of 39 underperforming banking offices; substantially all expected closed by end of Q2 1999. Component of the $90M special charge.
1998-12-31	acquisition_addition	completed			1998-06-26	1998-06-26	Florida, United States	Retail Banking		business_combinations_footnote f5-10k / MiMo-V2.6-Flash-fp8-HTML	Acquisition of 60 former Barnett Banks offices from NationsBank; added ~$1.3B loans and ~$2.3B deposits. Employee headcount not disclosed.
1998-12-31	restructuring	in_progress	1,000	10%	1998-10	1999-12-31	United States	Corporate	USD 90 (millions)	MD&A f5-10k / Qwen3.6-27B-Q8_0	Announced October 1998. Includes reduction of approximately 10% of workforce positions. Charge includes severance, exit activities, office closures, and asset write-offs. Expected to be substantially complete by end of 1999.
1998-09-30	restructuring	announced	1,000	10%			United States	Enterprise-wide	USD 90 (millions)	MD&A f5-10q / MiMo-V2.6-Flash-fp8-HTML	Program announced shortly before filing; positions to be eliminated within six to nine months of the filing date (1998-11-16). Pre-tax restructuring charge of approximately $90 million expected to be recorded in Q4 1998, covering employee transition costs, office and ATM closures, and related costs. Implied workforce of roughly 10,000 is not stated by the filer.
1998-09-30	plant_closure	announced					United States	Retail Banking		MD&A f5-10q / MiMo-V2.6-Flash-fp8-HTML	Component of the same strategic program: plans to close or sell approximately 39 banking offices and outsource back-office functions such as retail lockbox and employee benefit administration; expected to add about $125 million in annual pre-tax profit improvements once implemented. Headcount associated with closures not separately disclosed.
1998-09-30	acquisition_addition	completed				1998-06-26	Florida, United States	Retail Banking		business_combinations_footnote f5-10q / MiMo-V2.6-Flash-fp8-HTML	Purchase of sixty former Barnett Banks banking offices from NationsBank completed 1998-06-26; added approximately $1.3 billion in loans and $2.3 billion in deposits. Employee headcount added not disclosed.
1998-09-30	restructuring	announced	1,000		1998-09-30	1999-06-30	United States	Corporate and Operations	USD 90 (millions)	MD&A f5-10q / Qwen3.6-27B-NVFP4-MTP-HTML	Plans to eliminate approx. 1,000 positions (10% of workforce) within 6-9 months. Expected Q4 1998 pre-tax charge of $90M for transition costs, office closures, and other strategic actions.
1998-09-30	restructuring	announced	1,000	10%	1998-09-30	1999-06-30	United States	Corporate / Operations	USD 90 (millions)	MD&A f5-10q / Qwen3.6-27B-Q8_0	Plans to eliminate approximately 1,000 positions, or roughly 10% of its work force, within the next six to nine months. Expects to record a restructuring charge of approximately $90 million, pre-tax, in Q4 1998.
1998-06-30	acquisition_addition	completed			1998-06-26	1998-06-26	Florida, United States	Retail Banking		business_combinations_footnote f5-10q / MiMo-V2.6-Flash-fp8-HTML	Purchase of sixty former Barnett Banks banking offices from NationsBank; added ~$1.3B loans and ~$2.3B deposits with $451.1M intangibles. No employee headcount disclosed.
1998-06-30	divestiture_reduction	completed			1998-06-30	1998-06-30	United States	Credit card operations		MD&A f5-10q / MiMo-V2.6-Flash-fp8-HTML	Exited out-of-market credit card operations via sale of ~$100M receivables, with a $9.5M gain. No employee headcount disclosed.
1997-12-31	acquisition_addition	completed				1997-09-30	Michigan, United States	Banking	USD 35 (millions)	restructuring_footnote f5-10k / MiMo-V2.6-Flash-fp8-HTML	First Michigan Bank Corporation ($3.6B bank holding company) acquired in pooling-of-interests transaction; 32.2M shares issued. $35.0M restructuring charge (personnel, facilities, systems) plus $12.2M professional fees. $23.1M restructuring accrual remaining at year-end expected to be used during 1998. No employee count disclosed.
1997-12-31	acquisition_addition	completed				1997-02-28	Florida, United States	Banking		business_combinations_footnote f5-10k / MiMo-V2.6-Flash-fp8-HTML	Citi-Bancshares, Inc. ($548M one-bank holding company) acquired for $47.7M cash and 2.9M shares. Purchase method accounting. No employee count disclosed.
1997-12-31	acquisition_addition	completed				1997-10-31	Florida, United States	Banking		business_combinations_footnote f5-10k / MiMo-V2.6-Flash-fp8-HTML	The Bank of Winter Park ($90M bank) acquired for approximately 364,000 shares. Purchase method accounting. No employee count disclosed.
1997-12-31	acquisition_addition	announced			1997-12-08	1998-06-30	Florida, United States	Banking	USD 523 (millions)	subsequent_events f5-10k / MiMo-V2.6-Flash-fp8-HTML	Purchase of 60 banking offices from NationsBank Corporation (divestiture related to Barnett Banks merger). Expected to add $1.6B loans and $2.6B deposits. $523M deposit premium. Huntington plans to raise $300M common equity and $250M trust preferred securities. No employee count disclosed. Expected close Q2 1998.
1997-12-31	restructuring	completed			1997-09-30	1998-12-31	United States	Corporate	USD 35 (millions)	MD&A f5-10k / Qwen3.6-27B-Q8_0	Restructuring charge related to First Michigan acquisition consisting primarily of personnel, facilities, and systems costs. Accrual expected to be used during 1998.
1997-09-30	restructuring	completed			1997-09-30		United States (Midwest)	Enterprise (personnel, facilities, systems)	USD 35 (millions)	business_combinations_footnote f5-10q / MiMo-V2.6-Flash-fp8-HTML	Restructuring charge tied to First Michigan merger, primarily personnel, facilities, and systems costs; no employee count disclosed. An additional $12.2 million of professional fees and other merger costs was reported alongside it as Special Charges (total $47.2 million in Q3 non-interest expense).
1997-09-30	acquisition_addition	completed			1997-09-30		United States (Holland, Michigan)	Banking		business_combinations_footnote f5-10q / MiMo-V2.6-Flash-fp8-HTML	Pooling-of-interests acquisition of a $3.7 billion bank holding company; approximately 32.2 million shares issued. No employee headcount disclosed.
1997-09-30	acquisition_addition	completed			1997-02		United States (Leesburg, Florida)	Banking		business_combinations_footnote f5-10q / MiMo-V2.6-Flash-fp8-HTML	Purchase-accounting acquisition of a $548 million one-bank holding company; results included from date of acquisition. No employee headcount disclosed.
1997-09-30	acquisition_addition	announced			1997-10-31	1997-10-31	United States (Winter Park, Florida)	Banking		subsequent_events f5-10q / MiMo-V2.6-Flash-fp8-HTML	Subsequent-event acquisition of a $90 million bank completed October 31, 1997 (MD&A states October 31; Note C text states October 1997); approximately 364,000 shares exchanged. No employee headcount disclosed.
1997-09-30	restructuring	completed			1997-09-30		United States	Corporate	USD 35 (millions)	MD&A f5-10q / Qwen3.6-27B-NVFP4-MTP-HTML	Incurred in connection with acquisition of First Michigan Bank Corporation; consists primarily of personnel, facilities, and systems costs.
1997-09-30	acquisition_addition	completed			1997-09-30		Michigan	Banking		MD&A f5-10q / Qwen3.6-27B-NVFP4-MTP-HTML	Acquisition of First Michigan Bank Corporation completed; headcount not explicitly disclosed.
1997-09-30	acquisition_addition	completed			1997-10-31		Florida	Banking		subsequent_events f5-10q / Qwen3.6-27B-NVFP4-MTP-HTML	Acquisition of The Bank of Winter Park completed in October 1997; headcount not explicitly disclosed.
1997-09-30	restructuring	completed			1997-09-30		United States	Corporate / Operations	USD 35 (millions)	MD&A f5-10q / Qwen3.6-27B-Q8_0	Restructuring charge related to acquisition of First Michigan Bank Corporation, consisting primarily of personnel, facilities, and systems costs.
1997-09-30	acquisition_addition	completed			1997-09-30		Michigan	Banking		business_combinations_footnote f5-10q / Qwen3.6-27B-Q8_0	Acquisition of First Michigan Bank Corporation completed September 30, 1997. Headcount not explicitly disclosed.
1997-09-30	acquisition_addition	completed			1997-10-31		Florida	Banking		subsequent_events f5-10q / Qwen3.6-27B-Q8_0	Acquisition of The Bank of Winter Park completed October 1997. Headcount not explicitly disclosed.
1997-09-30	acquisition_addition	completed			1997-02-28		Florida	Banking		business_combinations_footnote f5-10q / Qwen3.6-27B-Q8_0	Acquisition of Citi-Bancshares, Inc. completed February 1997. Headcount not explicitly disclosed.
1996-12-31	acquisition_addition	completed				1996-01-23	Florida, United States	Banking		Item_1_Business f5-10k / MiMo-V2.6-Flash-fp8-HTML	Peoples Bank of Lakeland acquired 1996-01-23; $551M commercial bank; no employee count disclosed
1996-12-31	acquisition_addition	announced			1996-10-01	1997-03-31	Florida, United States	Banking		Item_1_Business f5-10k / MiMo-V2.6-Flash-fp8-HTML	Citi-Bancshares merger agreement signed October 1996; $538M one-bank holding company; expected completion Q1 1997; no employee count disclosed
1996-09-30	acquisition_addition	completed				1996-01-23	Lakeland, Florida, United States	Commercial banking		business_combinations_footnote f5-10q / MiMo-V2.6-Flash-fp8-HTML	Peoples Bank of Lakeland acquired 1996-01-23 for $46.2 million cash plus about 4.7 million shares; no employee headcount disclosed.
1996-09-30	acquisition_addition	announced			1996-10-01	1997-03-31	Leesburg, Florida, United States	Bank holding company		subsequent_events f5-10q / MiMo-V2.6-Flash-fp8-HTML	Merger agreement with Citi-Bancshares ($524 million bank holding company) signed October 1996, stock-and-cash purchase; no employee headcount disclosed. Announcement day not specified beyond October 1996.
1995-12-31	acquisition_addition	completed					Florida, United States	Banking		Item_1_Business f5-10k / MiMo-V2.6-Flash-fp8-HTML	Three Florida bank acquisitions completed May–July 1995 ($338M combined assets); no employee counts disclosed.
1995-12-31	acquisition_addition	completed					Springfield, Ohio, United States	Banking — branch operations		Item_1_Business f5-10k / MiMo-V2.6-Flash-fp8-HTML	Four branches acquired with $138M deposits; no employee counts disclosed.
1995-12-31	divestiture_reduction	completed					Pennsylvania, Florida, Illinois, United States	Banking and thrift subsidiaries		Item_1_Business f5-10k / MiMo-V2.6-Flash-fp8-HTML	National bank subsidiary in Pennsylvania and thrifts in Jacksonville and Chicago sold; ~$180.3M assets; no employee counts disclosed.
1995-12-31	restructuring	in_progress					United States	Company-wide, including mortgage banking		MD&A f5-10k / MiMo-V2.6-Flash-fp8-HTML	Cost-reduction restructuring begun in 1994 continued through 1995; FTE decline contributed to $7.8M salary/benefit reduction; no employee count or charge disclosed.
1995-12-31	acquisition_addition	announced			1995-08-01	1996-01-23	Lakeland, Florida, United States	Banking		subsequent_events f5-10k / MiMo-V2.6-Flash-fp8-HTML	Merger agreement signed August 1995; completed January 23, 1996 (after fiscal year-end, before filing). $534M bank acquired for 4.7M shares plus ~$46.2M cash; no employee counts disclosed.
1995-12-31	restructuring	completed			1995-12-31	1995-12-31	United States	Corporate and Mortgage Banking		MD&A f5-10k / Qwen3.6-27B-Q8_0	Initiatives to reduce operating costs through restructuring of certain business activities resulted in a decline in full-time equivalent employees.