Equifax (EFX)

Company ID: 189 | CIK: 0000033185
10-Q view:
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Segments are charted by their disclosed metrics (revenue, segment profit, etc.). Each line is a single segment. Reconciliation/corporate items are excluded. Major customers are shown as a percentage of revenue. Operational KPIs are grouped by metric concept; sub-metrics appear as separate lines.

Geographic Segments

Business Unit / Product Segments

Major Customers (% of Revenue)

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Operational KPIs

Average revenue per transaction (arpu)

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Contracted revenue backlog (backlog)

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Lottery terminals to be installed (capacity)

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Organization contributors (customers)

Employees (headcount)

Acquisitions aggregate purchase price (other)

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Acquisitions cash outlay (other)

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Acquisitions completed (other)

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Active employment records (other)

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Available Credit Facility (other)

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Available Revolver (other)

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Available credit facility (other)

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Available credit facility capacity (other)

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Available share repurchase authorization (other)

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Average cost of debt (other)

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Average interest rate (other)

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Average price change (other)

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Average revenue per transaction (other)

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Average share repurchase price (other)

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Borrowings under revolving credit facility (other)

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Brazil revenue growth (other)

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Businesses in database (other)

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CSC option price estimate (other)

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Canada revenue growth (other)

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Capital Expenditures (other)

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Capital expenditures (other)

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Capital expenditures projected (other)

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Cash Provided by Operating Activities (other)

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Cash and Cash Equivalents (other)

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Cash and cash equivalents (other)

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Cash from operating activities (other)

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Cash from operations (other)

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Cash held in foreign subsidiaries (other)

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Cash held overseas (other)

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Cash provided by operating activities (other)

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Check face amount authorized (other)

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Checks guaranteed or verified (other)

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Checks warranted and verified (other)

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Checks warranted or verified (other)

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Commercial Demographic Records (other)

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Commercial demographic data records (other)

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Commercial demographic records (other)

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Commercial paper outstanding (other)

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Committed credit facility availability (other)

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Common Shares Outstanding (other)

Common Stock Outstanding (other)

Common Stock Shares Outstanding (other)

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Common Stockholders (other)

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Common shares outstanding (other)

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Common stockholders of record (other)

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Consumer Direct revenue (other)

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Consumer Direct revenue growth (other)

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Consumer Records (other)

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Consumer and business records (other)

Consumer credit files maintained (other)

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Consumer credit records (other)

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Consumer information volume growth (other)

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Consumer records (other)

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Consumers affected by breach (other)

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Consumers and businesses in database (other)

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Consumers in database (other)

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Consumers notified of breach (other)

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Contributing employers (other)

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Core credit decision volume growth (other)

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Countries of Operation (other)

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Countries of operation (other)

Countries with employees (other)

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Credit decision transaction volume (other)

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Credit facility availability (other)

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Credit information volume growth (other)

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Credit report average price change (other)

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Credit report average price decline (other)

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Credit report transaction volume growth (other)

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Credit report unit volume growth (other)

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Credit report volume (other)

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Credit report volume growth (other)

Cybersecurity incident accrual (other)

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Cybersecurity professionals (other)

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Database records (other)

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Days sales outstanding (other)

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Debt composition (other)

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Diluted Earnings Per Share (other)

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Diluted earnings per share (other)

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Diluted earnings per share attributable to Equifax (other)

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Diluted earnings per share from continuing operations (other)

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Diluted earnings per share from continuing operations attributable to Equifax (other)

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Direct-to-consumer subscription revenue growth (other)

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Dividend Per Share (other)

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Dividends Paid (other)

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Dividends per common share (other)

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Dividends per share (other)

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Earnings per share (other)

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Effective income tax rate (other)

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Effective tax rate (other)

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Email addresses in database (other)

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Employee promotions (other)

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Employees hired (other)

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Employees promoted (other)

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Employees reduced in restructuring (other)

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Employer contributors (other)

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Employer data contributors (other)

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Employer payroll data contributors (other)

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Employment Records (other)

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Employment records (other)

Employment records database (other)

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Employment records in The Work Number (other)

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Employment records in database (other)

FACT Act compliance costs (other)

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FACT Act regulatory recovery fee revenue (other)

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Fixed-rate debt mix (other)

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Fixed-rate debt share (other)

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Foreign Subsidiary Cash (other)

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Foreign subsidiary cash (other)

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Free cash flow (other)

Holders of record (other)

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Intangible amortization expense (other)

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Interest Rate Sensitivity (other)

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International cards (other)

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International revenue growth (other)

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International revenue share (other)

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Largest customer revenue share (other)

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Leases (other)

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Leases and rental arrangements (other)

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Legal settlement payment remaining (other)

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Legal settlement payments made (other)

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Leverage ratio (other)

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Local currency revenue growth (other)

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Long-term organic revenue growth target (other)

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Lottery terminals (other)

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Lottery terminals option (other)

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Lottery terminals to be installed (other)

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Mortgage Services revenue growth (other)

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Mortgage Solutions revenue growth (other)

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Mortgage credit inquiries (other)

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Mortgage verification revenue growth (other)

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Mortgage vertical revenue share (other)

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Net Income Attributable to Equifax (other)

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Net income attributable to Equifax (other)

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Net income from continuing operations attributable to Equifax (other)

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New account acquisition revenue (other)

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New employees hired (other)

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New hires (other)

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Non-mortgage verification revenue growth (other)

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Number Of Reportable Segments (other)

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Number of Reportable Segments (other)

OCIS transaction volume change (other)

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Off-Balance Sheet Guarantee Exposure (other)

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Online transaction volume (other)

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Operating Income (other)

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Operating Margin (other)

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Operating Revenue (other)

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Operating margin (other)

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Payroll data contributor organizations (other)

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Payroll data contributors (other)

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Payroll data source organizations (other)

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Pension plan contributions (other)

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Permission-based email addresses (other)

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Portfolio management revenue (other)

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Positions eliminated (other)

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Product liability balance (other)

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Projected capital expenditures (other)

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Receivables Facility Availability (other)

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Receivables facility availability (other)

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Records in proprietary databases (other)

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Remaining share repurchase authorization (other)

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Reporting units (other)

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Repurchase authorization remaining (other)

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Restructuring payments (other)

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Revenue growth (other)

Revolver Availability (other)

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Revolver availability (other)

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Revolving Credit Facility Availability (other)

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Revolving credit availability (other)

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Revolving credit facility availability (other)

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Revolving credit facility available (other)

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Segment operating margin (other)

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Senior Credit Facility availability (other)

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Share Repurchase Authorization Available (other)

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Share Repurchase Authorization Remaining (other)

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Share repurchase authorization (other)

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Share repurchase authorization remaining (other)

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Share repurchase program authorized (other)

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Shareholders of record (other)

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Shares Outstanding (other)

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Shares available for future grants (other)

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Shares outstanding (other)

Shares repurchased (other)

Small Business Records (other)

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Small business database records (other)

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Small business records (other)

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Small businesses in database (other)

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Stock held by employee benefits trusts reissued (other)

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Stock options exercisable (other)

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Stock options outstanding (other)

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Subscription revenue growth (other)

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TWN Employment Records (other)

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Total Consumer and Business Records (other)

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Total consolidated debt (other)

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Total consolidated debt, net (other)

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Total consumers and businesses (other)

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Total employment records (other)

Total information records maintained (other)

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Treasury Stock Repurchase Authorization Remaining (other)

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Treasury shares repurchased (other)

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Treasury stock purchases (other)

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Treasury stock repurchased (other)

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Treasury stock repurchased cost (other)

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U.S. consumer reporting volume growth (other)

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U.S. revenue share (other)

Unit volume growth (other)

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Variable Rate Debt Exposure (other)

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Variable-rate debt interest rate (other)

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Variable-rate debt share (other)

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Variable-rate interest rate (other)

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Verification revenue growth (other)

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Weighted Average Discount Rate (other)

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Weighted Average Remaining Lease Term (other)

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Weighted average common shares (other)

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Weighted average common shares outstanding (other)

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Weighted average diluted shares (other)

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Weighted average lease discount rate (other)

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Weighted average lease term (other)

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Weighted average shares outstanding (other)

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Weighted-average diluted shares (other)

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Work Number Employment Records (other)

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Work Number Records (other)

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Work Number database records (other)

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Work Number records (other)

Year 2000 charge per share (other)

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Year 2000 program costs incurred (other)

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Office buildings owned (properties)

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Remaining performance obligation (rpo)

Common stock outstanding (shares)

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Common stock outstanding (shares_outstanding)

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Subscription customers (subscribers)

Checks authorized volume (transactions)

Consumers impacted (users)

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Human capital disclosures. Workforce totals and demographics are point-in-time. Flow metrics use the year-to-date period for 10-Q and full year for 10-K. Workforce actions (RIFs, restructurings, acquisition-related changes) are listed in the table at the bottom.

Workforce Totals

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Demographics

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Workforce Breakdowns

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HCM Metrics — Point-in-Time

No point-in-time HCM metrics found.

HCM Metrics — Flow (Annual / YTD)

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Workforce Actions

Period EndTypeStatusAffected% WorkforceAnnouncedExpected CompletionGeographySegment / FunctionChargeSourceNote
2026-06-30restructuringin_progress2025Not specifiedGeneral corporate expense (company-wide)USD 50 (millions)restructuring_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML
Charges recorded during twelve months ended 2025-12-31 for headcount reductions, contract terminations and real estate exit costs tied to cloud technology transformation; $31.1M paid as of 2026-06-30. No employee count, completion date, or new current-quarter charges disclosed.
2026-06-30acquisition_additionannounced2026-072026-12-31Not specifiedNot specifiedsubsequent_events
f5-10q / MiMo-V2.6-Flash-fp8-HTML
Definitive agreement signed July 2026 to acquire Circulo de Credito, enterprise value $750M; expected to close Q4 2026. No headcount associated with the acquisition disclosed.
2026-06-30restructuringin_progress2025-12-31GlobalGeneral CorporateUSD 50 (millions)restructuring_footnote
f5-10q / Qwen3.6-27B-Q8_0
Charges recorded in FY2024 for headcount reductions and contract terminations related to cloud technology transformation. $31.1M paid as of June 30, 2026. Employee count not disclosed.
2026-03-31restructuringin_progressNot specifiedGeneral corporate expense (unallocated)USD 50 (millions)restructuring_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML
Program recorded during the twelve months ended 2025-12-31; severance and contract-termination liabilities totaled $28.8M at 2026-03-31 after $5.9M of cash payments in Q1 2026 with no new expense incurred. No employee count, announcement date, or completion date disclosed; driven by headcount reductions and cloud technology transformation contract terminations.
2026-03-31restructuringin_progressUSD 0 (millions)restructuring_footnote
f5-10q / Qwen3.6-27B-Q8_0
No new restructuring expenses incurred in Q1 2026. Cash payments of $5.9 million were made against liabilities from 2025 restructuring programs related to headcount reductions and cloud technology transformation.
2026-03-31restructuringin_progressEmployee Severance [Member]USD 0 (absolute)restructuring_footnote
f5-10q / no-ai-xblr
2026-03-31restructuringin_progressContract Termination [Member]USD 0 (absolute)restructuring_footnote
f5-10q / no-ai-xblr
2026-03-31restructuringin_progressUSD 0 (absolute)restructuring_footnote
f5-10q / no-ai-xblr
2025-12-31restructuringin_progressGeneral corporate expense (enterprise-wide)USD 50 (millions)restructuring_footnote
f5-10k / MiMo-V2.6-Flash-fp8-HTML
FY2025 charges of $49.9M comprise severance of $42.8M and contract termination/other costs of $7.1M, recorded in SG&A and general corporate expense; driven by resource realignment and completion of the cloud technology transformation. Employees affected not disclosed. Restructuring liability of $34.7M remained at December 31, 2025.
2025-12-31acquisition_additioncompletedWorkforce Solutionsbusiness_combinations_footnote
f5-10k / MiMo-V2.6-Flash-fp8-HTML
Company acquired in the fourth quarter of 2025 within the Workforce Solutions segment to expand product offerings; headcount added through the acquisition not disclosed. Cash consideration of $74.1M net of cash acquired shown in investing activities.
2025-12-31restructuringcompleted2025-01-012025-12-31GlobalGeneral CorporateUSD 50 (millions)restructuring_footnote
f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML
Charges recorded in 2025 related to reductions in headcount, contract terminations, and associated costs from cloud technology transformation. Employee count not explicitly disclosed in footnote.
2025-12-31acquisition_additioncompleted2025-10-012025-12-31United StatesWorkforce Solutionsbusiness_combinations_footnote
f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML
Acquired a company within Workforce Solutions in Q4 2025 to expand product offerings. Headcount not disclosed.
2025-12-31restructuringin_progressGlobalCorporate / GeneralUSD 50 (millions)restructuring_footnote
f5-10k / Qwen3.6-27B-Q8_0
Charges primarily relate to reductions in headcount, contract terminations, and associated costs from cloud technology transformation. Employee count not explicitly disclosed in footnote.
2025-12-31restructuringin_progressUSD 49,900,000 (absolute)restructuring_footnote
f5-10k / no-ai-xblr
2025-12-31restructuringin_progressEmployee Severance [Member]USD 42,800,000 (absolute)restructuring_footnote
f5-10k / no-ai-xblr
2025-12-31restructuringin_progressContract Termination [Member]USD 7,100,000 (absolute)restructuring_footnote
f5-10k / no-ai-xblr
2025-09-30restructuringin_progressGeneral corporateUSD 50 (millions)restructuring_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML
Charges recorded to general corporate expense in SG&A; $43.9M in Q3 2025 and $49.9M for the nine months ended 2025-09-30. Primarily headcount reductions plus contract terminations tied to resource realignment and cloud technology transformation. Severance liability was $45.9M at 2025-09-30 (from $17.6M at 2024-12-31, with $21.6M of cash payments). No employee count, announcement date, or completion date disclosed.
2025-09-30restructuringin_progressGlobalGeneral CorporateUSD 44 (millions)restructuring_footnote
f5-10q / Qwen3.6-27B-Q8_0
Q3 2025 charges primarily relate to reductions in headcount and realignment of internal resources.
2025-09-30restructuringin_progressGlobalGeneral CorporateUSD 50 (millions)restructuring_footnote
f5-10q / Qwen3.6-27B-Q8_0
YTD 2025 charges include headcount reductions and contract terminations related to cloud technology transformation.
2025-09-30restructuringin_progressUSD 43,900,000 (absolute)restructuring_footnote
f5-10q / no-ai-xblr
2025-09-30restructuringin_progressEmployee Severance [Member]USD 42,800,000 (absolute)restructuring_footnote
f5-10q / no-ai-xblr
2025-09-30restructuringin_progressContract Termination [Member]USD 7,100,000 (absolute)restructuring_footnote
f5-10q / no-ai-xblr
2025-06-30restructuringin_progressGeneral Corporate / cloud technology transformationUSD 6 (millions)restructuring_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML
Six months ended 2025-06-30 charges for contract terminations tied to cloud transformation; no employee count disclosed. Severance liability: $15.6M opening, $0 expense, $9.7M payments, $5.9M at 2025-06-30; contract termination liability: $2.0M opening, $6.0M expense, $7.2M payments, $0.8M at 2025-06-30
2025-06-30restructuringin_progressUSD 6 (millions)restructuring_footnote
f5-10q / Qwen3.6-27B-Q8_0
Charges related to contract terminations and associated costs resulting from cloud technology transformation efforts. No employee count disclosed.
2025-06-30restructuringin_progressUSD 6,000,000 (absolute)restructuring_footnote
f5-10q / no-ai-xblr
2025-06-30restructuringin_progressEmployee Severance [Member]USD 0 (absolute)restructuring_footnote
f5-10q / no-ai-xblr
2025-06-30restructuringin_progressContract Termination [Member]USD 6,000,000 (absolute)restructuring_footnote
f5-10q / no-ai-xblr
2025-03-31restructuringin_progressNot specifiedGeneral corporate / technology transformationUSD 1 (millions)restructuring_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML
Q1 2025 charge comprised contract termination and related costs tied to the cloud technology transformation; no employee count disclosed. Restructuring liability fell from $17.6M to $10.7M, including $5.8M of severance cash payments, with no severance expense recorded in the quarter.
2025-03-31restructuringin_progressUSD 1 (millions)restructuring_footnote
f5-10q / Qwen3.6-27B-Q8_0
Charges related to contract terminations and associated costs resulting from cloud technology transformation efforts. No employee count disclosed.
2025-03-31restructuringin_progressUSD 1,400,000 (absolute)restructuring_footnote
f5-10q / no-ai-xblr
2025-03-31restructuringin_progressEmployee Severance [Member]USD 0 (absolute)restructuring_footnote
f5-10q / no-ai-xblr
2025-03-31restructuringin_progressContract Termination [Member]USD 1,400,000 (absolute)restructuring_footnote
f5-10q / no-ai-xblr
2024-12-31restructuringin_progressGlobalCorporate (general corporate expense)USD 48 (millions)restructuring_footnote
f5-10k / MiMo-V2.6-Flash-fp8-HTML
FY2024 restructuring charges of $48.0M for realignment of resources, predominantly tied to completing the technology transformation; $31.8M paid during 2024 with $17.6M liability remaining at year-end. Employee affected count not disclosed. Announcement date not disclosed.
2024-12-31restructuringin_progressGlobalCorporate / Technology TransformationUSD 48 (millions)restructuring_footnote
f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML
Recorded $48.0 million in restructuring charges for realignment of resources and other costs to complete technology transformation. $31.8 million paid as of Dec 31, 2024. Employee count not explicitly disclosed.
2024-12-31restructuringin_progress2024-12-31GlobalCorporate / Technology TransformationUSD 48 (millions)restructuring_footnote
f5-10k / Qwen3.6-27B-Q8_0
Charges for realignment of resources and other costs to complete technology transformation. $31.8 million paid as of year-end.
2024-12-31restructuringin_progressUSD 48,000,000 (absolute)restructuring_footnote
f5-10k / no-ai-xblr
2024-12-31restructuringin_progressEmployee Severance [Member]USD 32,400,000 (absolute)restructuring_footnote
f5-10k / no-ai-xblr
2024-12-31restructuringin_progressContract Termination [Member]USD 14,200,000 (absolute)restructuring_footnote
f5-10k / no-ai-xblr
2024-12-31restructuringin_progressFacility Closing [Member]USD 1,400,000 (absolute)restructuring_footnote
f5-10k / no-ai-xblr
2024-09-30restructuringin_progress2024-07-012025-12-31GlobalGeneral Corporate ExpenseUSD 42 (millions)restructuring_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML
Q3 2024 charge of $41.6M ($29.5M net of tax) for resource realignment tied to technology transformation; $8.6M paid at quarter-end, remainder payable through 2025. No employee count disclosed.
2024-09-30restructuringin_progress2024-09-302025-12-31GlobalGeneral Corporate / Technology TransformationUSD 42 (millions)restructuring_footnote
f5-10q / Qwen3.6-27B-Q8_0
Charges recorded in Q3 2024 for realignment of resources and technology transformation. Employee count not disclosed. Payments expected to complete in 2025.
2024-09-30restructuringin_progressUSD 41,600,000 (absolute)restructuring_footnote
f5-10q / no-ai-xblr
2024-09-30restructuringin_progressEmployee Severance [Member]USD 32,400,000 (absolute)restructuring_footnote
f5-10q / no-ai-xblr
2024-09-30restructuringin_progressContract Termination [Member]USD 7,700,000 (absolute)restructuring_footnote
f5-10q / no-ai-xblr
2024-09-30restructuringin_progressOther Restructuring [Member]USD 1,500,000 (absolute)restructuring_footnote
f5-10q / no-ai-xblr
2024-06-30restructuringin_progress2024-12-31Not specifiedGeneral corporate expenseUSD 38 (millions)restructuring_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML
2023 program of $37.6M in severance and contract termination costs; substantially paid by 6/30/2024 with remaining payments expected by Q4 2024. No employee count disclosed.
2024-06-30restructuringin_progress2023-12-312024-12-31GlobalGeneral CorporateUSD 38 (millions)restructuring_footnote
f5-10q / Qwen3.6-27B-Q8_0
Charges recorded in 2023 primarily relate to reduction in headcount and contract termination costs. Substantially all charges paid by June 30, 2024, with remaining payments expected by Q4 2024. No new restructuring charges incurred in Q2 2024.
2024-06-30restructuringin_progressEmployee Severance [Member]USD 0 (absolute)restructuring_footnote
f5-10q / no-ai-xblr
2024-06-30restructuringin_progressContract Termination [Member]USD 0 (absolute)restructuring_footnote
f5-10q / no-ai-xblr
2024-06-30restructuringin_progressUSD 0 (absolute)restructuring_footnote
f5-10q / no-ai-xblr
2024-03-31restructuringin_progress2024-12-31Not specifiedGeneral corporate expenseUSD 38 (millions)restructuring_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML
2023 program: severance, contract termination, and exit costs; $28.0M paid as of 2024-03-31, $9.9M liability remaining. No employee count disclosed; no charges recorded in Q1 2024.
2024-03-31restructuringin_progress2024-12-31General CorporateUSD 10 (millions)restructuring_footnote
f5-10q / Qwen3.6-27B-Q8_0
Remaining liability for 2023 restructuring program. Original charges of $37.6M recorded in 2023 related to headcount reduction and contract terminations. No new employees affected or charges incurred in Q1 2024; $8.4M paid in Q1 2024.
2024-03-31restructuringin_progressEmployee Severance [Member]USD 0 (absolute)restructuring_footnote
f5-10q / no-ai-xblr
2024-03-31restructuringin_progressContract Termination [Member]USD 0 (absolute)restructuring_footnote
f5-10q / no-ai-xblr
2024-03-31restructuringin_progressUSD 0 (absolute)restructuring_footnote
f5-10q / no-ai-xblr
2023-12-31restructuringin_progressGlobalGeneral corporate expense (unallocated corporate level)USD 38 (millions)restructuring_footnote
f5-10k / MiMo-V2.6-Flash-fp8-HTML
FY2023 charges comprise severance ($26.8M), contract terminations ($9.0M) and other exit/disposal costs ($1.8M); primarily headcount reduction and contract termination. $43.4M paid during 2023; $18.3M liability remained at year-end. Employees affected not disclosed.
2023-12-31acquisition_additioncompleted2023-08-072023-08-07BrazilInternational (Latin America)business_combinations_footnote
f5-10k / MiMo-V2.6-Flash-fp8-HTML
Acquired remaining interest in BVS for ~$869.6M total consideration; headcount added not disclosed
2023-12-31acquisition_additioncompletedCanadaInternationalbusiness_combinations_footnote
f5-10k / MiMo-V2.6-Flash-fp8-HTML
Acquired 100% in Q1 2023; headcount added not disclosed
2023-12-31restructuringcompleted2023-12-312023-12-31GlobalGeneral CorporateUSD 38 (millions)restructuring_footnote
f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML
Recorded $37.6 million in restructuring charges in 2023, primarily relating to reduction in headcount and contract termination costs to realign internal resources.
2023-12-31restructuringin_progress2023-01-01GlobalGeneral CorporateUSD 38 (millions)restructuring_footnote
f5-10k / Qwen3.6-27B-Q8_0
Recorded $37.6 million in restructuring charges in 2023, primarily relating to reduction in headcount and contract termination costs. Employee count not explicitly disclosed in footnote.
2023-12-31restructuringin_progressUSD 37,600,000 (absolute)restructuring_footnote
f5-10k / no-ai-xblr
2023-12-31restructuringin_progressEmployee Severance [Member]USD 26,800,000 (absolute)restructuring_footnote
f5-10k / no-ai-xblr
2023-12-31restructuringin_progressContract Termination [Member]USD 9,000,000 (absolute)restructuring_footnote
f5-10k / no-ai-xblr
2023-12-31restructuringin_progressFacility Closing [Member]USD 1,800,000 (absolute)restructuring_footnote
f5-10k / no-ai-xblr
2023-09-30restructuringin_progress2023-12-31General CorporateUSD 18 (millions)restructuring_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML
Charge recorded in Q2 2023 ($12.4M net of tax); a $2.3M estimate refinement adjustment was recorded in Q3 2023 ($1.7M net of tax). Driven by resource realignment and primarily headcount reduction; number of employees affected not disclosed. $7.3M of the charge remained unpaid at 2023-09-30, with remaining payments expected in Q4 2023.
2023-09-30restructuringin_progress2023-12-31General CorporateUSD 24 (millions)restructuring_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML
Program recorded in Q4 2022 ($18.0M net of tax), disclosed here because payment activity continued into the current period; substantially all of the charge was paid by 2023-09-30 with remaining payments expected in Q4 2023. Primarily headcount reduction; employees affected not disclosed.
2023-09-30acquisition_additioncompleted2023-08-072023-08-07BrazilInternationalbusiness_combinations_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML
Acquisition of the remaining 90% interest in Boa Vista Serviços S.A. for total consideration of $869.6M; headcount added through the acquisition was not disclosed.
2023-09-30restructuringin_progress2023-06-302023-12-31GlobalGeneral CorporateUSD 18 (millions)restructuring_footnote
f5-10q / Qwen3.6-27B-Q8_0
Q2 2023 charge of $17.5M recorded in SG&A. Q3 2023 adjustment of $2.3M. Charges relate to reduction in headcount. Remaining payments expected in Q4 2023.
2023-09-30restructuringcompleted2022-12-312023-09-30GlobalGeneral CorporateUSD 24 (millions)restructuring_footnote
f5-10q / Qwen3.6-27B-Q8_0
Q4 2022 charge of $24.0M recorded in SG&A. Charges relate to reduction in headcount. Substantially all charges paid as of Sept 30, 2023.
2023-09-30acquisition_additioncompleted2023-08-072023-08-07BrazilInternationalbusiness_combinations_footnote
f5-10q / Qwen3.6-27B-Q8_0
Acquired remaining interest in Boa Vista Serviços S.A. (BVS). Headcount not explicitly disclosed.
2023-09-30acquisition_additioncompleted2023-03-312023-03-31CanadaInternationalbusiness_combinations_footnote
f5-10q / Qwen3.6-27B-Q8_0
Acquired a company in Canada within the International operating segment in Q1 2023. Headcount not explicitly disclosed.
2023-09-30restructuringin_progressSelling, General and Administrative Expenses [Member]USD -2,300,000 (absolute)restructuring_footnote
f5-10q / no-ai-xblr
2023-06-30restructuringin_progress2023-04-012023-12-31GlobalGeneral corporateUSD 18 (millions)restructuring_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML
Q2 2023 charge of $17.5M ($12.4M net of tax) recorded in SG&A; primarily headcount reduction to realign resources to strategic objectives. Employee count not disclosed. $0.9M paid as of June 30, 2023; remaining payments expected later in 2023.
2023-06-30restructuringin_progress2023-04-012023-12-31GlobalGeneral CorporateUSD 18 (millions)restructuring_footnote
f5-10q / Qwen3.6-27B-Q8_0
Q2 2023 charges related to realignment of internal resources and reduction in headcount. Expected completion later in 2023.
2023-06-30restructuringin_progress2022-10-012023-12-31GlobalGeneral CorporateUSD 24 (millions)restructuring_footnote
f5-10q / Qwen3.6-27B-Q8_0
Q4 2022 charges related to realignment of internal resources and reduction in headcount. Remaining payments expected to be completed later in 2023.
2023-06-30acquisition_additioncompleted2023-03-31CanadaInternationalbusiness_combinations_footnote
f5-10q / Qwen3.6-27B-Q8_0
Acquired a company in Canada within the International operating segment in Q1 2023. Headcount not disclosed.
2023-06-30restructuringin_progressSelling, General and Administrative Expenses [Member]USD 17,500,000 (absolute)restructuring_footnote
f5-10q / no-ai-xblr
2023-03-31restructuringin_progress2022-10-012023-12-31Not specifiedGeneral corporateUSD 24 (millions)restructuring_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML
Charge of $24.0M ($18.0M net of tax) recorded in Q4 2022 in SG&A; primarily headcount reduction to realign internal resources. $12.8M paid as of 2023-03-31, remainder expected to be paid later in 2023. No employee count disclosed.
2023-03-31acquisition_additioncompletedCanadaInternationalbusiness_combinations_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML
One acquisition completed in Q1 2023 (unnamed Canadian company); no headcount added disclosed.
2023-03-31restructuringin_progress2022-10-012023-12-31GlobalGeneral CorporateUSD 24 (millions)restructuring_footnote
f5-10q / Qwen3.6-27B-Q8_0
Charge recorded in Q4 2022 primarily related to reduction in headcount. $12.8M paid as of March 31, 2023; remaining payments expected later in 2023.
2023-03-31acquisition_additioncompleted2023-03-312023-03-31CanadaInternationalbusiness_combinations_footnote
f5-10q / Qwen3.6-27B-Q8_0
Acquired a company in Canada within the International operating segment in Q1 2023. Headcount not disclosed.
2022-12-31restructuringcompletedGlobalGeneral CorporateUSD 24 (millions)restructuring_footnote
f5-10k / MiMo-V2.6-Flash-fp8-HTML
Q4 2022 charge of $24.0M ($18.0M net of tax) for headcount reduction to realign resources; no employee count disclosed. Payments not yet made as of year-end.
2022-12-31acquisition_additioncompletedUnited States; Dominican RepublicWorkforce Solutions; USIS; Internationalbusiness_combinations_footnote
f5-10k / MiMo-V2.6-Flash-fp8-HTML
Four 2022 acquisitions: Efficient Hire, Data Crédito (Q1), LawLogix, Midigator (Q3). Headcount added not disclosed.
2022-12-31divestiture_reductioncompletedRussiaInternationalItem_1_Business
f5-10k / MiMo-V2.6-Flash-fp8-HTML
Sale of Russia JV completed Q3 2022; headcount removed not disclosed.
2022-12-31restructuringcompleted2022-10-01GlobalGeneral CorporateUSD 24 (millions)restructuring_footnote
f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML
Fourth quarter 2022 restructuring charges of $24.0 million recorded to general corporate expense, primarily relating to reduction in headcount.
2022-12-31restructuringcompleted2022-10-012022-12-31GlobalGeneral CorporateUSD 24 (millions)restructuring_footnote
f5-10k / Qwen3.6-27B-Q8_0
Fourth quarter 2022 restructuring charge of $24.0 million primarily related to reduction in headcount. No payments made as of Dec 31, 2022.
2022-12-31restructuringin_progressSelling, General and Administrative Expenses [Member]USD 24,000,000 (absolute)restructuring_footnote
f5-10k / no-ai-xblr
2022-09-30restructuringin_progress2022-12-31General CorporateUSD 9 (millions)restructuring_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML
Charge recorded in Q4 2021 ($8.6M; $6.5M net of tax) for headcount reduction to realign internal resources; exact announcement date not disclosed. $6.4M paid as of 2022-09-30, remaining payments expected later in 2022. Number of employees affected not disclosed.
2022-09-30acquisition_additioncompletedUnited StatesWorkforce Solutionsbusiness_combinations_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML
Acquisition of Efficient Hire (cloud recruiting/HR solutions) completed in Q1 2022; headcount added not disclosed
2022-09-30acquisition_additioncompletedDominican RepublicInternationalbusiness_combinations_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML
Acquisition of Data Crédito (consumer credit reporting agency) completed in Q1 2022; headcount added not disclosed
2022-09-30acquisition_additioncompletedUnited StatesWorkforce Solutionsbusiness_combinations_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML
Acquisition of LawLogix (cloud I-9 and immigration case management software) completed in Q3 2022; purchase price allocation not yet finalized; headcount added not disclosed
2022-09-30acquisition_additioncompletedUnited StatesU.S. Information Solutionsbusiness_combinations_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML
Acquisition of Midigator (post-transaction fraud mitigation) completed in Q3 2022; purchase price allocation not yet finalized; headcount added not disclosed
2022-09-30divestiture_reductioncompletedRussiaInternationalother
f5-10q / MiMo-V2.6-Flash-fp8-HTML
Sale of Russia consumer credit services equity method investment completed in Q3 2022; headcount removed not disclosed
2022-09-30restructuringin_progress2021-10-012022-12-31GlobalGeneral CorporateUSD 9 (millions)restructuring_footnote
f5-10q / Qwen3.6-27B-Q8_0
Charge recorded in Q4 2021 primarily related to reduction in headcount. As of Sept 30, 2022, $6.4M paid, remaining payments expected later in 2022.
2022-06-30restructuringin_progress2021-12-312022-12-31United StatesGeneral CorporateUSD 9 (millions)restructuring_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML
Charge of $8.6M ($6.5M net of tax) recorded in Q4 2021 in SG&A for headcount reduction to realign internal resources; $4.9M paid as of 2022-06-30, balance expected to be paid later in 2022. Number of employees affected not disclosed. Announcement date reflects Q4 2021 (exact date not disclosed).
2022-06-30acquisition_additioncompleted2022-03-31Workforce Solutionsbusiness_combinations_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML
Acquisition of 100% of Efficient Hire (cloud recruiting, onboarding and HR management solutions) in Q1 2022; headcount added not disclosed. Exact acquisition date not disclosed; date shown is end of Q1 2022.
2022-06-30acquisition_additioncompleted2022-03-31Dominican RepublicInternationalbusiness_combinations_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML
Acquisition of 100% of Data Crédito, a consumer credit reporting agency, in Q1 2022; headcount added not disclosed. Exact acquisition date not disclosed; date shown is end of Q1 2022.
2022-06-30restructuringin_progress2021-10-012022-12-31GlobalGeneral CorporateUSD 9 (millions)restructuring_footnote
f5-10q / Qwen3.6-27B-Q8_0
Charge recorded in Q4 2021 primarily related to reduction in headcount. As of June 30, 2022, $4.9 million paid, with remaining payments expected to be completed later in 2022.
2022-03-31restructuringin_progress2021-10-012022-12-31Not specifiedGeneral corporateUSD 9 (millions)restructuring_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML
Charge recorded in Q4 2021 ($6.5M net of tax) for headcount reduction to realign resources; $3.1M paid as of 2022-03-31, remainder expected during 2022. Employee count not disclosed.
2022-03-31acquisition_additioncompletedUnited StatesWorkforce Solutionsbusiness_combinations_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML
Acquisition of 100% of Efficient Hire in Q1 2022; headcount added not disclosed.
2022-03-31acquisition_additioncompletedLatin AmericaInternationalbusiness_combinations_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML
Acquisition of 100% of Data Crédito in Q1 2022; headcount added not disclosed.
2022-03-31restructuringin_progress2021-10-012022-12-31GlobalGeneral CorporateUSD 9 (millions)restructuring_footnote
f5-10q / Qwen3.6-27B-Q8_0
Charge recorded in Q4 2021 primarily related to reduction in headcount. As of March 31, 2022, $3.1 million paid, with remaining payments expected later in 2022.
2021-12-31restructuringin_progress2021-12General corporate expense (enterprise-wide)USD 9 (millions)restructuring_footnote
f5-10k / MiMo-V2.6-Flash-fp8-HTML
Charge recorded in Q4 2021 ($6.5 million net of tax); primarily headcount reduction to realign internal resources. No employee count, completion date, or specific announcement date disclosed; no payments made as of December 31, 2021
2021-12-31acquisition_additioncompleted2021-10-012021-10-01United StatesWorkforce Solutionsbusiness_combinations_footnote
f5-10k / MiMo-V2.6-Flash-fp8-HTML
Appriss Insights acquired October 1, 2021 for approximately $1.825 billion cash; acquired headcount not disclosed
2021-12-31acquisition_additioncompleted2021-02-102021-02-10United StatesU.S. Information Solutions (USIS)business_combinations_footnote
f5-10k / MiMo-V2.6-Flash-fp8-HTML
Kount acquired for $640 million; acquired headcount not disclosed. Other 2021 acquisitions (HIREtech, i2Verify, Health e(fx), Teletrack, AccountScore) also completed with no headcount disclosed
2021-12-31acquisition_additioncompleted2021-10-012021-10-01GlobalWorkforce Solutions, USIS, InternationalItem 1. Business
f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML
Acquired Appriss Insights, HIREtech, i2Verify, Health e(fx), Kount, Teletrack, and AccountScore. Headcount not explicitly disclosed for these acquisitions.
2021-12-31restructuringcompleted2021-10-012021-12-31GlobalGeneral CorporateUSD 9 (millions)restructuring_footnote
f5-10k / Qwen3.6-27B-Q8_0
Q4 2021 restructuring charge of $8.6 million primarily related to reduction in headcount. No payments made as of Dec 31, 2021.
2021-12-31restructuringin_progressSelling, General and Administrative Expenses [Member]USD 8,600,000 (absolute)restructuring_footnote
f5-10k / no-ai-xblr
2021-09-30restructuringin_progress2020-122021-12-31General Corporate ExpenseUSD 32 (millions)restructuring_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML
Charges recorded in Q4 2020 ($24.3M net of tax) for a headcount reduction; no employee count disclosed. $25.5M paid through Q3 2021 ($21.5M in nine months), remaining payments expected in Q4 2021. Announcement date disclosed only as fourth quarter of 2020.
2021-09-30acquisition_additioncompleted2021-02-102021-02-10United StatesU.S. Information Solutionsbusiness_combinations_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML
Acquired 100% of Kount (fraud prevention and digital identity) for $640 million; headcount added not disclosed.
2021-09-30acquisition_additioncompletedWorkforce Solutionsbusiness_combinations_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML
First-quarter 2021 acquisitions of HIREtech and i2Verify; headcount added not disclosed.
2021-09-30acquisition_additioncompletedWorkforce Solutionsbusiness_combinations_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML
Third-quarter 2021 acquisition of Health e(fx); headcount added not disclosed.
2021-09-30acquisition_additioncompletedU.S. Information Solutionsbusiness_combinations_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML
Third-quarter 2021 acquisition of Teletrack; headcount added not disclosed.
2021-09-30acquisition_additioncompleted2021-10-01United StatesWorkforce SolutionsUSD 1,825 (millions)subsequent_events
f5-10q / MiMo-V2.6-Flash-fp8-HTML
Appriss Insights acquired for approximately $1.825 billion cash on October 1, 2021 (after quarter end); headcount added not disclosed and purchase accounting incomplete as of filing.
2021-09-30restructuringin_progress2020-10-012021-12-31GlobalGeneral CorporateUSD 32 (millions)restructuring_footnote
f5-10q / Qwen3.6-27B-Q8_0
Program initiated in Q4 2020 primarily related to headcount reduction. $25.5M paid to date; remaining payments expected in Q4 2021. Employee count not disclosed in this filing.
2021-09-30acquisition_additioncompleted2021-02-102021-02-10United StatesU.S. Information SolutionsUSD 640 (millions)business_combinations_footnote
f5-10q / Qwen3.6-27B-Q8_0
Acquisition of Kount. Headcount not disclosed.
2021-09-30acquisition_additioncompleted2021-03-312021-03-31United StatesWorkforce Solutionsbusiness_combinations_footnote
f5-10q / Qwen3.6-27B-Q8_0
Acquisition of HIREtech and i2Verify. Headcount not disclosed.
2021-09-30acquisition_additioncompleted2021-09-302021-09-30United StatesWorkforce Solutionsbusiness_combinations_footnote
f5-10q / Qwen3.6-27B-Q8_0
Acquisition of Health e(fx). Headcount not disclosed.
2021-09-30acquisition_additioncompleted2021-09-302021-09-30United StatesU.S. Information Solutionsbusiness_combinations_footnote
f5-10q / Qwen3.6-27B-Q8_0
Acquisition of Teletrack. Headcount not disclosed.
2021-09-30acquisition_additionannounced2021-10-012021-10-01United StatesWorkforce SolutionsUSD 1,825 (millions)subsequent_events
f5-10q / Qwen3.6-27B-Q8_0
Acquisition of Appriss Insights closed Oct 1, 2021. Headcount not disclosed.
2021-06-30restructuringin_progress20202021Not specifiedGeneral corporate expense; headcount reduction to realign internal resourcesUSD 32 (millions)restructuring_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML
Charge of $31.9M ($24.3M net of tax) recorded in Q4 2020, primarily headcount reduction. No employee count disclosed. $7.2M paid in Q2 2021 and $17.3M in YTD 2021; $21.3M paid to date; remaining payments expected later in 2021.
2021-06-30acquisition_additioncompleted2021-02-10United StatesU.S. Information Solutions (Kount); Workforce Solutions (HIREtech, i2Verify); International (small acquisition)business_combinations_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML
Kount acquired for $640M on 2021-02-10; HIREtech and i2Verify acquired in Q1 2021. No headcount added through these acquisitions is disclosed.
2021-06-30restructuringin_progress2020-10-012021-12-31GlobalGeneral CorporateUSD 32 (millions)restructuring_footnote
f5-10q / Qwen3.6-27B-Q8_0
Program initiated in Q4 2020 primarily relating to reduction in headcount. $17.3M paid in first six months of 2021; remaining payments expected later in 2021. Employee count not disclosed.
2021-06-30acquisition_additioncompleted2021-02-102021-02-10United StatesU.S. Information SolutionsUSD 640 (millions)business_combinations_footnote
f5-10q / Qwen3.6-27B-Q8_0
Acquisition of Kount. Headcount added not explicitly disclosed.
2021-06-30acquisition_additioncompleted2021-03-312021-03-31United StatesWorkforce Solutionsbusiness_combinations_footnote
f5-10q / Qwen3.6-27B-Q8_0
Acquisition of HIREtech and i2Verify. Headcount added not explicitly disclosed.
2021-06-30acquisition_additioncompleted2021-03-312021-03-31InternationalInternationalbusiness_combinations_footnote
f5-10q / Qwen3.6-27B-Q8_0
Small acquisition and purchase of remaining noncontrolling interest. Headcount added not explicitly disclosed.
2021-03-31restructuringin_progress2020-10-012021-12-31GlobalGeneral corporateUSD 32 (millions)restructuring_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML
Charges recorded in Q4 2020 ($24.3M net of tax), primarily headcount reduction to realign resources. $14.1M paid to date, incl. $10.1M in Q1 2021; remaining payments expected later in 2021. No employee count disclosed.
2021-03-31acquisition_additioncompleted2021-02-102021-02-10United StatesU.S. Information SolutionsUSD 640 (millions)business_combinations_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML
Acquired 100% of Kount (fraud prevention / digital identity) for $640M. Purchase price allocation not finalized; no headcount disclosed.
2021-03-31acquisition_additioncompleted2021-03-312021-03-31United StatesWorkforce Solutionsbusiness_combinations_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML
Acquired 100% of HIREtech and i2Verify during Q1 2021; purchase prices and headcount not disclosed.
2021-03-31acquisition_additioncompleted2021-03-312021-03-31InternationalInternationalbusiness_combinations_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML
Small acquisition plus purchase of remaining noncontrolling interest in an International business unit during Q1 2021; no headcount disclosed.
2021-03-31divestiture_reductioncompleted2021-03-312021-03-31InternationalInternationalother
f5-10q / MiMo-V2.6-Flash-fp8-HTML
Sold a small business within the International segment during Q1 2021; $1.5M cash received. No headcount disclosed.
2021-03-31restructuringin_progress2020-10-012021-12-31GlobalGeneral CorporateUSD 32 (millions)restructuring_footnote
f5-10q / Qwen3.6-27B-Q8_0
Program initiated in Q4 2020 primarily relating to headcount reduction. $10.1M paid in Q1 2021; remaining payments expected later in 2021. Employee count not disclosed.
2020-12-31restructuringin_progressGlobalGeneral corporate expenseUSD 32 (millions)restructuring_footnote
f5-10k / MiMo-V2.6-Flash-fp8-HTML
Charge of $31.9M ($24.3M net of tax) recorded in Q4 2020, primarily headcount reduction to realign internal resources; $4.1M paid through year-end. Employee count and completion date not disclosed.
2020-12-31acquisition_additioncompleted2020-02-01IndiaInternationalbusiness_combinations_footnote
f5-10k / MiMo-V2.6-Flash-fp8-HTML
Acquired remaining 40.6% interest in India joint venture in February 2020; acquired headcount not disclosed. Announcement month inferred from stated acquisition month.
2020-12-31acquisition_additioncompletedUnited StatesU.S. Information Solutionsbusiness_combinations_footnote
f5-10k / MiMo-V2.6-Flash-fp8-HTML
Unspecified 2020 acquisition in USIS segment to expand product offerings; acquired headcount not disclosed.
2020-12-31acquisition_additionannounced2021-02-102021-02-10United StatesU.S. Information SolutionsUSD 640 (millions)subsequent_events
f5-10k / MiMo-V2.6-Flash-fp8-HTML
Acquisition of 100% of Kount closed February 10, 2021 for approximately $640M cash; acquired headcount not disclosed. Charge value represents purchase consideration, not a severance charge.
2020-12-31restructuringcompleted2020-10-01GlobalCorporate / Global OperationsUSD 32 (millions)MD&A
f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML
Fourth quarter 2020 restructuring charges of $31.9 million primarily relate to a reduction in headcount to support strategic objectives and increase integration of global operations.
2020-12-31restructuringcompleted2020-10-012020-12-31GlobalCorporate / All SegmentsUSD 32 (millions)restructuring_footnote
f5-10k / Qwen3.6-27B-Q8_0
Q4 2020 restructuring charge of $31.9 million primarily related to reduction in headcount to support strategic objectives and integration of global operations. Payments of $4.1 million made as of Dec 31, 2020.
2020-12-31restructuringin_progressSelling, General and Administrative Expenses [Member]USD 31,900,000 (absolute)restructuring_footnote
f5-10k / no-ai-xblr
2020-03-31acquisition_additioncompleted2020-03-31IndiaInternationalMD&A
f5-10q / Qwen3.6-27B-Q8_0
Acquired remaining interest in India joint venture. Headcount not disclosed.
2019-12-31restructuringcompleted2019-12-31GlobalCorporateUSD 12 (millions)restructuring_footnote
f5-10k / MiMo-V2.6-Flash-fp8-HTML
Charge recorded in Q1 2019 for headcount reduction to realign resources to strategic objectives; no employee count disclosed. $10.0 million of the charge was paid during 2019 and payments were considered substantially complete at year-end.
2019-12-31acquisition_additioncompletedUnited States; InternationalUSIS, International, Workforce Solutionsbusiness_combinations_footnote
f5-10k / MiMo-V2.6-Flash-fp8-HTML
2019 acquisitions completed included PayNet (April 2019) and several Workforce Solutions acquisitions; acquired headcount not disclosed.
2019-12-31restructuringcompleted2018-10-01GlobalGlobalUSD 46 (millions)MD&A
f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML
Restructuring charge of $46.1 million recorded in Q4 2018 primarily related to a reduction in headcount to support strategic objectives and increase integration of global operations. No specific employee count disclosed for this action in the 2019 10-K.
2019-12-31restructuringcompleted2019-01-012019-12-31GlobalGeneral CorporateUSD 12 (millions)restructuring_footnote
f5-10k / Qwen3.6-27B-Q8_0
First quarter 2019 charge primarily related to reduction in headcount to support strategic objectives. Payments substantially completed as of Dec 31, 2019.
2019-09-30restructuringin_progress2019-03-312019-12-31General CorporateUSD 12 (millions)restructuring_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML
Charge recorded in Q1 2019 (announcement date approximate to quarter); primarily a headcount reduction to realign internal resources to strategic objectives. No employee count disclosed. Remaining severance payments expected to be substantially completed during 2019; $7.2 million paid in first nine months of 2019.
2019-09-30restructuringin_progress2019-01-012019-12-31GlobalGeneral CorporateUSD 12 (millions)restructuring_footnote
f5-10q / Qwen3.6-27B-Q8_0
Recorded in Q1 2019 to realign internal resources; primarily relates to reduction in headcount. Remaining payments to be substantially completed in 2019.
2019-06-30restructuringin_progress2019-01-012019-12-31Not specifiedGeneral corporate expenseUSD 12 (millions)restructuring_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML
Recorded in Q1 2019; primarily headcount reduction to realign internal resources. $5.0M paid in first six months of 2019; remaining payments expected during 2019. Employee count not disclosed.
2019-06-30acquisition_additioncompletedUnited States; InternationalU.S. Information Solutions; Internationalbusiness_combinations_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML
PayNet acquisition completed in first six months of 2019 across USIS and International segments; headcount added not disclosed.
2019-06-30acquisition_additioncompletedNot specifiedWorkforce Solutionsbusiness_combinations_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML
Additional acquisitions completed in Workforce Solutions segment during first six months of 2019; headcount added not disclosed.
2019-06-30restructuringin_progress2019-01-012019-12-31GlobalGeneral CorporateUSD 12 (millions)restructuring_footnote
f5-10q / Qwen3.6-27B-Q8_0
Charges recorded in Q1 2019 primarily relate to a reduction in headcount. Remaining payments to be completed in 2019.
2019-06-30restructuringin_progress2018-10-012019-12-31GlobalGeneral CorporateUSD 46 (millions)restructuring_footnote
f5-10q / Qwen3.6-27B-Q8_0
Charges recorded in Q4 2018 primarily relate to a reduction in headcount. Remaining payments to be completed in 2019.
2019-03-31restructuringin_progress2019-12-31GlobalGeneral corporate expenseUSD 12 (millions)restructuring_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML
Q1 2019 charge of $11.5M ($8.8M net of tax) for headcount reduction to realign resources; $0.9M paid in Q1, remainder expected to be paid during 2019. No employee count disclosed. Prior-year Q4 2018 charge of $46.1M also noted but outside this period.
2019-03-31restructuringin_progress2019-12-31General CorporateUSD 12 (millions)restructuring_footnote
f5-10q / Qwen3.6-27B-Q8_0
Charges primarily relate to a reduction in headcount. Remaining payments to be completed in 2019.
2019-03-31restructuringin_progressSelling, General and Administrative Expenses [Member]USD 11,500,000 (absolute)restructuring_footnote
f5-10q / no-ai-xblr
2018-12-31restructuringin_progress2018-10-012019-12-31GlobalGeneral corporate / enterprise-wideUSD 46 (millions)restructuring_footnote
f5-10k / MiMo-V2.6-Flash-fp8-HTML
Recorded in Q4 2018 in SG&A; primarily headcount reduction to support strategic objectives and global integration. $11.5M paid in 2018, remainder payable in 2019. Headcount affected not disclosed.
2018-12-31acquisition_additioncompleted2018-07-012018-07-31United StatesU.S. Information Solutionsbusiness_combinations_footnote
f5-10k / MiMo-V2.6-Flash-fp8-HTML
Acquisition of 100% of DataX Ltd., a specialty finance credit agency and alternative data provider; headcount added not disclosed.
2018-12-31acquisition_additioncompleted2018-01-012018-12-31GlobalWorkforce Solutions and Internationalbusiness_combinations_footnote
f5-10k / MiMo-V2.6-Flash-fp8-HTML
Various 2018 acquisitions completed in Workforce Solutions and International segments to expand product offerings; headcount added not disclosed.
2018-12-31restructuringcompleted2018-12-312019-12-31GlobalGeneral CorporateUSD 46 (millions)restructuring_footnote
f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML
Fourth quarter 2018 restructuring charge of $46.1 million primarily relates to a reduction in headcount to support strategic objectives and increase integration of global operations. Payments to be completed in 2019.
2018-12-31restructuringcompleted2018-10-012019-12-31GlobalGeneral CorporateUSD 46 (millions)restructuring_footnote
f5-10k / Qwen3.6-27B-Q8_0
Fourth quarter 2018 restructuring charge primarily relates to a reduction in headcount to support strategic objectives and increase integration of global operations. Payments to be completed in 2019.
2018-12-31restructuringin_progressSelling, General and Administrative Expenses [Member]USD 46,100,000 (absolute)restructuring_footnote
f5-10k / no-ai-xblr
2017-12-31restructuringcompletedGlobalCorporaterestructuring_footnote
f5-10k / MiMo-V2.6-Flash-fp8-HTML
Program announced in Q4 2016 ($5.7M charge); payments were substantially completed during 2017. No restructuring charge was recorded in fiscal 2017; headcount affected not disclosed.
2017-12-31acquisition_additioncompleted2017-08-102017-08-10United StatesGlobal Consumer Solutionsbusiness_combinations_footnote
f5-10k / MiMo-V2.6-Flash-fp8-HTML
Acquisition of 100% of ID Watchdog, Inc. completed August 10, 2017; acquired headcount not disclosed.
2017-12-31acquisition_additioncompleted2017-11-152017-11-15AustraliaInternationalbusiness_combinations_footnote
f5-10k / MiMo-V2.6-Flash-fp8-HTML
Acquisition of 100% of Mercury Group of Companies Pty Ltd completed November 15, 2017; acquired headcount not disclosed.
2017-12-31restructuringcompleted2016-10-012017-12-31GlobalGeneral CorporateUSD 6 (millions)restructuring_footnote
f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML
Q4 2016 charge primarily relates to reduction in headcount. Payments substantially completed in 2017.
2017-12-31restructuringcompleted3002015-01-012016-12-31GlobalGeneral CorporateUSD 16 (millions)restructuring_footnote
f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML
Q1 2015 charge for reduction of approx 300 positions. Payments substantially completed in 2016.
2017-12-31acquisition_additioncompleted2017-08-102017-08-10United StatesGlobal Consumer Solutionsbusiness_combinations_footnote
f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML
Acquisition of ID Watchdog, Inc.
2017-12-31acquisition_additioncompleted2017-11-152017-11-15AustraliaWorkforce Solutionsbusiness_combinations_footnote
f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML
Acquisition of Mercury Group of Companies Pty Ltd.
2017-12-31restructuringcompleted3002015-01-012016-12-31GlobalGeneral CorporateUSD 21 (millions)restructuring_footnote
f5-10k / Qwen3.6-27B-Q8_0
Reduction of headcount of approximately 300 positions from 2015 restructuring program. Payments substantially completed in 2016.
2017-09-30acquisition_additioncompleted2017-08-102017-08-10United StatesGlobal Consumer Solutionsbusiness_combinations_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML
Completed acquisition of 100% of ID Watchdog, Inc., an identity theft protection company; no headcount added disclosed.
2016-12-31restructuringin_progress2017-12-31Not specifiedGeneral CorporateUSD 6 (millions)restructuring_footnote
f5-10k / MiMo-V2.6-Flash-fp8-HTML
Charge recorded in Q4 2016 ($3.7 million net of tax); primarily a headcount reduction recorded to general corporate expense. No employee count disclosed. Payments expected to be substantially complete during 2017.
2016-12-31acquisition_additioncompleted2015-11-222016-02-24Australia and New ZealandInternational (Asia Pacific)business_combinations_footnote
f5-10k / MiMo-V2.6-Flash-fp8-HTML
Acquisition of Veda Group Limited for approximately $1.9 billion including assumed debt; acquired operations represented $2,117.1 million of consolidated total assets and $236.1 million of operating revenue for the year then ended. No headcount added disclosed.
2016-12-31acquisition_additioncompleted2016-08-23United StatesWorkforce Solutionsbusiness_combinations_footnote
f5-10k / MiMo-V2.6-Flash-fp8-HTML
Acquisition of Barnett & Associates (unemployment tax and claims management) and the Computersoft LLC verifications business; no headcount added disclosed.
2016-12-31restructuringcompleted2016-Q42017-12-31GlobalGeneral CorporateUSD 6 (millions)restructuring_footnote
f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML
In the fourth quarter of 2016, we recorded a $5.7 million restructuring charge ($3.7 million, net of tax) related to a reduction in headcount. Payments will be substantially completed in 2017.
2016-12-31acquisition_additioncompleted2016-02-242016-02-24Australia, New ZealandInternationalbusiness_combinations_footnote
f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML
Acquisition of Veda Group Limited completed on February 24, 2016. Headcount not explicitly disclosed.
2016-12-31acquisition_additioncompleted2016-08-232016-08-23United StatesWorkforce Solutionsbusiness_combinations_footnote
f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML
Acquisition of Barnett & Associates and Computersoft LLC completed on August 23, 2016. Headcount not explicitly disclosed.
2016-12-31restructuringcompleted2016-Q42017-12-31GlobalGeneral CorporateUSD 6 (millions)restructuring_footnote
f5-10k / Qwen3.6-27B-Q8_0
Charge recorded in Q4 2016 primarily relates to a reduction in headcount. Payments substantially completed in 2017.
2016-12-31restructuringin_progressSelling, General and Administrative Expenses [Member]USD 5,700,000 (absolute)restructuring_footnote
f5-10k / no-ai-xblr
2016-09-30restructuringcompleted3002015-03-312016-03-31GlobalEnterprise-wide (corporate realignment)USD 21 (millions)restructuring_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML
Program originated in Q1 2015 (date shown is quarter-end approximation); $16.2M of the $20.7M charge was severance for ~300 positions, plus $1.2M real estate exits and $3.3M other integration costs. Payments substantially completed in Q1 2016; no new restructuring charge recorded in the current quarter.
2016-09-30restructuringcompleted3002015-01-012016-03-31GlobalCorporate / Global OperationsUSD 21 (millions)restructuring_footnote
f5-10q / Qwen3.6-27B-Q8_0
Restructuring charge recorded in Q1 2015 for reduction of approximately 300 positions. Payments substantially completed in Q1 2016.
2016-06-30acquisition_additioncompleted2016-02-242016-02-24Australia; New ZealandInternational (Asia Pacific reporting unit)business_combinations_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML
Veda acquisition closed within the year-to-date period; headcount added not disclosed. Purchase price approx. $1.7 billion cash plus $189.5 million debt assumed.
2016-06-30restructuringcompleted3002015-03-012016-03-31GlobalCorporate / GeneralUSD 21 (millions)restructuring_footnote
f5-10q / Qwen3.6-27B-Q8_0
Charge recorded in Q1 2015 for reduction of ~300 positions. Payments substantially completed in Q1 2016.
2016-03-31acquisition_additioncompleted2016-02-242016-02-24Australia and New ZealandInternational (Asia Pacific reporting unit)business_combinations_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML
Acquisition of 100% of Veda Group Limited completed 2016-02-24 for ~$1.7B cash plus ~$189.5M debt assumed; no headcount added disclosed in the filing.
2016-03-31restructuringcompleted3002015-01-012016-03-31GlobalCorporate (realignment of internal resources; global operations integration)USD 21 (millions)other
f5-10q / MiMo-V2.6-Flash-fp8-HTML
Program originated in Q1 2015 (prior-year period); ~300 positions reduced plus real estate exits and integration costs. Payments substantially completed during Q1 2016; no new charge recorded in the current quarter.
2016-03-31restructuringcompleted3002015-03-312016-03-31GlobalCorporate / GeneralUSD 21 (millions)restructuring_footnote
f5-10q / Qwen3.6-27B-Q8_0
Charge recorded in Q1 2015 for reduction of headcount and real estate exits. Payments substantially completed in Q1 2016.
2015-12-31restructuringin_progress30020152016-03-31GlobalCorporateUSD 21 (millions)restructuring_footnote
f5-10k / MiMo-V2.6-Flash-fp8-HTML
Charge recorded in Q1 2015 (specific announcement date not disclosed); $13.2 million net of tax, recorded in SG&A / general corporate expense. Includes severance of $16.2 million for approximately 300 positions, $1.2 million real estate exit costs and $3.3 million other integration costs. Payments of $16.6 million made during 2015; remaining payments expected to be substantially complete in Q1 2016. Current-fiscal-year activity only; a separate Q4 2013 program (160 positions, $9.3 million) is excluded as prior-year.
2015-12-31acquisition_additionannounced2015-11-212016-03-31Australia and New ZealandInternationalsubsequent_events
f5-10k / MiMo-V2.6-Flash-fp8-HTML
Scheme Implementation Deed to acquire Veda Group Limited for approximately $1.7 billion cash plus $188.4 million assumed debt; expected to close in Q1 2016. Headcount to be added not disclosed. Announced before fiscal year-end but unclosed at year-end; also described in Item 1 and MD&A (deduplicated to the footnote).
2015-12-31restructuringcompleted3002015-03-312016-03-31GlobalCorporate / GeneralUSD 21 (millions)restructuring_footnote
f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML
Q1 2015 charge of $20.7M ($13.2M net of tax) for realignment of internal resources. Included $16.2M for reduction of ~300 positions, $1.2M real estate exits, $3.3M integration costs. Payments substantially completed in Q1 2016.
2015-12-31restructuringcompleted3002015-03-312016-03-31GlobalCorporate / GeneralUSD 21 (millions)restructuring_footnote
f5-10k / Qwen3.6-27B-Q8_0
Reduction of headcount of approximately 300 positions. Charge of $20.7 million recorded in Q1 2015. Payments substantially completed in Q1 2016.
2015-09-30restructuringin_progress3002015-12-31GlobalGeneral Corporate / enterprise-wideUSD 21 (millions)restructuring_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML
Recorded in Q1 2015; exact announcement date not disclosed. Charge covers headcount reduction of about 300 positions ($16.2M severance), $1.2M real estate exits and $3.3M other integration costs; payments of $1.9M in Q3 and $13.0M YTD; expected to be substantially completed within 2015.
2015-09-30restructuringin_progress3002015-01-012015-12-31GlobalCorporate / GeneralUSD 21 (millions)restructuring_footnote
f5-10q / Qwen3.6-27B-Q8_0
Charge recorded in Q1 2015 for realignment of internal resources. Includes $16.2M severance for ~300 positions, $1.2M real estate exits, and $3.3M integration costs. Payments substantially completed within 2015.
2015-09-30restructuringin_progressSelling, General and Administrative Expenses [Member]USD 20,700,000 (absolute)restructuring_footnote
f5-10q / no-ai-xblr
2015-06-30restructuringin_progress3002015-03-312015-12-31GlobalGeneral Corporate / enterprise-wideUSD 21 (millions)restructuring_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML
Recorded in Q1 2015 within SG&A; charge covers ~300 position reductions ($16.2M severance), $1.2M real estate exits, $3.3M other integration costs. Payments of $7.0M in Q2 and $11.1M YTD; expected substantially complete within 2015.
2015-06-30restructuringin_progress3002015-03-312015-12-31GlobalCorporate / GeneralUSD 21 (millions)restructuring_footnote
f5-10q / Qwen3.6-27B-Q8_0
Reduction of headcount of approximately 300 positions. Charge includes $16.2M severance, $1.2M real estate exits, and $3.3M integration costs. Payments substantially completed within 2015.
2015-06-30restructuringin_progressSelling, General and Administrative Expenses [Member]USD 20,700,000 (absolute)restructuring_footnote
f5-10q / no-ai-xblr
2015-03-31restructuringin_progress3002015-12-31GlobalCorporate-wide (realignment of internal resources)USD 21 (millions)restructuring_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML
Charge of $20.7M ($13.2M net of tax) recorded in Q1 2015 SG&A; headcount reduction of ~300 positions accrued at $16.2M, plus $1.2M real estate exit and $3.3M other integration costs. Payments of $4.1M made in Q1 2015; payments expected to be substantially complete within 2015. No announcement date stated.
2015-03-31acquisition_additioncompletedUnited KingdomInternational — debt collections and recovery managementbusiness_combinations_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML
Acquired 75% equity investment in a U.K. debt collections and recovery management venture during Q1 2015 ($4.4M net of cash acquired). Headcount added not disclosed; consolidated as a VIE with 75% equity ownership.
2015-03-31restructuringin_progress3002015-03-312015-12-31GlobalCorporate / GeneralUSD 21 (millions)restructuring_footnote
f5-10q / Qwen3.6-27B-Q8_0
Reduction of headcount of approximately 300 positions; charge includes $16.2M severance, $1.2M real estate exit, and $3.3M integration costs. Payments substantially completed within 2015.
2015-03-31restructuringin_progressSelling, General and Administrative Expenses [Member]USD 20,700,000 (absolute)restructuring_footnote
f5-10q / no-ai-xblr
2015-03-31restructuringin_progress300restructuring_footnote
f5-10q / no-ai-xblr
Expected positions to be eliminated
2014-12-31acquisition_additioncompleted2014-01-142014-01-14United KingdomInternational / USISUSD 323 (millions)business_combinations_footnote
f5-10k / MiMo-V2.6-Flash-fp8-HTML
TDX Group acquired for approximately $323 million; debt collections and recovery management company. Headcount added not disclosed.
2014-12-31acquisition_additioncompleted2014-03-312014-03-31United StatesUSISbusiness_combinations_footnote
f5-10k / MiMo-V2.6-Flash-fp8-HTML
Forseva, a cloud-based credit management software provider, acquired in Q1 2014. Combined TDX and Forseva purchase price was $338.8 million. Headcount added not disclosed.
2014-12-31restructuringcompleted1602013-Q42014-12-31GlobalGeneral CorporateUSD 9 (millions)restructuring_footnote
f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML
Charge recorded in Q4 2013 to realign internal resources; primarily related to headcount reductions of approximately 160 positions. All payments substantially completed by December 31, 2014.
2014-12-31restructuringcompleted1602013-Q42014-12-31GlobalGeneral CorporateUSD 9 (millions)restructuring_footnote
f5-10k / Qwen3.6-27B-Q8_0
Charge recorded in Q4 2013 for headcount reductions; payments substantially completed by Dec 31, 2014.
2014-09-30restructuringin_progress1602013-122014-12-31General CorporateUSD 9 (millions)restructuring_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML
Announced in Q4 2013 (exact date not disclosed); charge of $9.3M ($5.9M net of tax) for realignment of internal resources, affecting approximately 160 positions. Payments of $0.9M and $6.1M made in the three and nine months ended September 30, 2014; all payments expected substantially complete by end of 2014. U.S. severance paid via monthly payroll; international employees receive lump-sum payments.
2014-09-30acquisition_additioncompleted2014-01-15United KingdomInternationalbusiness_combinations_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML
Acquisition of 100% of TDX Group completed January 15, 2014 for $322.8M; no headcount added through the acquisition is disclosed in this filing. A smaller acquisition (Forseva, USIS segment) is noted in MD&A, also without headcount disclosure.
2014-09-30restructuringin_progress1602013-10-012014-12-31GlobalGeneral CorporateUSD 9 (millions)restructuring_footnote
f5-10q / Qwen3.6-27B-Q8_0
Charge recorded in Q4 2013 for headcount reductions of approx. 160 positions. Payments of $0.9M (Q3) and $6.1M (YTD) made in 2014; substantially completed by end of 2014.
2014-06-30restructuringin_progress1602013-12-312014-12-31GlobalCorporate — internal resource realignmentUSD 9 (millions)restructuring_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML
Charge recorded in Q4 2013 ($9.3M, $5.9M net of tax); specific announcement date not disclosed. Severance payments of $0.7M in Q2 2014 and $5.2M in YTD 2014; substantially complete by end of 2014.
2014-06-30acquisition_additioncompleted2014-01-15United KingdomInternationalbusiness_combinations_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML
Acquired 100% of TDX Group for $322.8M on 2014-01-15; acquired headcount not disclosed in the filing.
2014-06-30restructuringin_progress1602013-10-012014-12-31GlobalGeneral CorporateUSD 9 (millions)restructuring_footnote
f5-10q / Qwen3.6-27B-Q8_0
Charge recorded in Q4 2013 for headcount reductions of approx 160 positions. Payments of $0.7M (Q2) and $5.2M (YTD) made in 2014. Expected substantially completed by end of 2014.
2014-03-31restructuringin_progress1602014-12-31Not specifiedCorporate-wide internal resource realignmentUSD 9 (millions)restructuring_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML
Charge recorded in Q4 2013 ($9.3M, $5.9M net of tax) for headcount reductions of about 160 positions; $4.5M of payments made in Q1 2014; announcement date not disclosed in this filing; all payments expected substantially complete by end of 2014.
2014-03-31acquisition_additioncompleted2014-01-15United KingdomInternationalbusiness_combinations_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML
100% of TDX Group stock acquired for $322.8M on January 15, 2014; acquired workforce not quantified in the filing.
2014-03-31acquisition_additioncompletedUnited StatesNorth America Commercial SolutionsMD&A
f5-10q / MiMo-V2.6-Flash-fp8-HTML
Forseva, a cloud-based credit management software provider, acquired in Q1 2014; acquisition date and headcount not disclosed.
2014-03-31restructuringin_progress1602013-10-012014-12-31GlobalGeneral CorporateUSD 9 (millions)restructuring_footnote
f5-10q / Qwen3.6-27B-Q8_0
Charge recorded in Q4 2013 for headcount reductions. Payments of $4.5M made in Q1 2014; substantially completed by end of 2014.
2013-12-31restructuringin_progress1602013-12-312014-12-31Not specifiedCorporate-wide (realignment of internal resources)USD 9 (millions)restructuring_footnote
f5-10k / MiMo-V2.6-Flash-fp8-HTML
Charge recorded in Q4 2013 ($5.9 million net of tax) in SG&A; exact announcement date not disclosed, so fiscal quarter-end used. Payments immaterial in 2013 and expected substantially complete by end of 2014.
2013-12-31acquisition_additioncompleted2013-09-302013-12-31United States; Paraguay; MexicoNorth America Personal Solutions (TrustedID); International — Latin AmericaUSD 99 (millions)business_combinations_footnote
f5-10k / MiMo-V2.6-Flash-fp8-HTML
Consolidated record for three 2013 acquisitions: TrustedID (Q3 2013) plus two Latin America acquisitions in Paraguay and Mexico (Q4 2013). Total purchase price $98.8 million; headcount added not disclosed. Announcement dates approximate to fiscal quarters.
2013-12-31divestiture_reductioncompleted2013-03-312013-03-31United StatesUSCIS — Mortgage (Equifax Settlement Services); Workforce Solutions — Employer Services (Talent Management Services)USD 48 (millions)discontinued_operations_footnote
f5-10k / MiMo-V2.6-Flash-fp8-HTML
Two non-strategic business lines divested in Q1 2013 for total proceeds of $47.5 million ($3.5 million held in escrow for 18 months). Headcount removed not disclosed; $18.4 million after-tax gain recorded, including $18.1 million income tax benefit.
2013-12-31acquisition_additionannounced2014-01-152014-01-15United KingdomInternationalUSD 327 (millions)subsequent_events
f5-10k / MiMo-V2.6-Flash-fp8-HTML
Acquisition of 100% of TDX Group, a debt placement and debt management platform company, for approximately $327 million; expands collections-market capabilities. Headcount added not disclosed.
2013-12-31restructuringcompleted1602013-Q42014-12-31GlobalGeneral CorporateUSD 9 (millions)restructuring_footnote
f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML
Charge recorded in Q4 2013 to realign internal resources, primarily related to headcount reductions of approximately 160 positions. Payments expected to be substantially completed by end of 2014.
2013-12-31divestiture_reductioncompleted2013-Q12013-Q1United StatesUSCIS and Workforce Solutionsdiscontinued_operations_footnote
f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML
Divestiture of Equifax Settlement Services and Talent Management Services in Q1 2013. Employee count not explicitly disclosed.
2013-12-31acquisition_additioncompleted2013-Q32013-Q3United StatesNorth America Personal Solutionsbusiness_combinations_footnote
f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML
Acquisition of TrustedID in Q3 2013. Employee count not explicitly disclosed.
2013-12-31acquisition_additioncompleted2013-Q42013-Q4Latin AmericaInternationalbusiness_combinations_footnote
f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML
Acquisitions in Paraguay and Mexico in Q4 2013. Employee count not explicitly disclosed.
2013-12-31restructuringcompleted1602013-10-012014-12-31GlobalGeneral CorporateUSD 9 (millions)restructuring_footnote
f5-10k / Qwen3.6-27B-Q8_0
Charge recorded in Q4 2013 to realign internal resources; primarily headcount reductions. Payments expected substantially completed by end of 2014.
2013-09-30acquisition_additioncompletedUnited StatesNorth America Personal SolutionsMD&A
f5-10q / MiMo-V2.6-Flash-fp8-HTML
TrustedID, a direct-to-consumer identity protection business, acquired during Q3 2013; no headcount disclosed.
2013-09-30divestiture_reductioncompletedUnited StatesU.S. Consumer Information Solutions (Mortgage — Equifax Settlement Services)other
f5-10q / MiMo-V2.6-Flash-fp8-HTML
Divested in Q1 2013 as part of a $47.5 million sale of two non-strategic business lines; no headcount disclosed.
2013-09-30divestiture_reductioncompletedUnited StatesWorkforce Solutions (Employer Services — Talent Management Services)other
f5-10q / MiMo-V2.6-Flash-fp8-HTML
Divested in Q1 2013 as part of a $47.5 million sale of two non-strategic business lines; no headcount disclosed.
2013-06-30divestiture_reductioncompleted2013-03-31United StatesUSCIS (Equifax Settlement Services) and Workforce Solutions (Talent Management Services)other
f5-10q / MiMo-V2.6-Flash-fp8-HTML
Two non-strategic business lines divested in Q1 2013 for $47.5 million total; no employee counts disclosed. Occurred before the quarter covered by this filing.
2013-03-31divestiture_reductioncompleted2013-03-31United StatesUSCIS (Mortgage / Equifax Settlement Services); Workforce Solutions (Employer Services / Talent Management Services)other
f5-10q / MiMo-V2.6-Flash-fp8-HTML
Two non-strategic business lines divested during Q1 2013 for $47.5 million total; no employee counts disclosed. $3.5 million of Talent Management Services proceeds held in escrow for 18 months.
2012-12-31acquisition_additioncompleted2012-12-282012-12-28United StatesU.S. Consumer Information Solutionsbusiness_combinations_footnote
f5-10k / MiMo-V2.6-Flash-fp8-HTML
Acquisition of certain credit services business assets and operations of Computer Sciences Corporation for $1.0 billion; no headcount added disclosed. Financed with cash, $500 million 3.30% ten-year notes and commercial paper.
2012-12-31divestiture_reductioncompleted2013-022013-02United StatesU.S. Consumer Information Solutions — Mortgage Solutions (Equifax Settlement Services)subsequent_events
f5-10k / MiMo-V2.6-Flash-fp8-HTML
Divestiture of non-strategic settlement services business after fiscal year-end; business generated $66.5 million of revenue in 2012. No headcount disclosed; results to be reclassified to discontinued operations beginning Q1 2013.
2012-12-31divestiture_reductioncompleted20132013United StatesWorkforce Solutions — Employer Services (Talent Management Services)subsequent_events
f5-10k / MiMo-V2.6-Flash-fp8-HTML
Sold in the first quarter of 2013 for a portion of approximately $48 million total for both divested lines; business generated $21.0 million of revenue in 2012. No headcount disclosed.
2012-12-31restructuringcompletedInternationalInternational segmentMD&A
f5-10k / MiMo-V2.6-Flash-fp8-HTML
MD&A references restructuring expenses incurred in the third quarter of 2012 that slightly offset International margin improvement; no employee count, charge amount, or completion timeline disclosed. General corporate expense also includes restructuring expenses for 2012 without quantification.
2012-12-31acquisition_additioncompleted2012-12-282012-12-28United StatesU.S. Consumer Information SolutionsUSD 1,000 (millions)Item 1. Business
f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML
Acquired certain credit services business assets and operations of Computer Sciences Corporation for $1.0 billion. Headcount not explicitly disclosed.
2012-12-31divestiture_reductioncompleted2013-02-012013-02-01United StatesU.S. Consumer Information SolutionsItem 1. Business
f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML
Divested mortgage settlement services in February 2013. Headcount not explicitly disclosed.
2012-12-31divestiture_reductioncompleted2013-02-012013-02-01United StatesWorkforce SolutionsItem 1. Business
f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML
Divested Talent Management Services in February 2013. Headcount not explicitly disclosed.
2012-09-30restructuringin_progressInternationalInternational segmentUSD 4 (millions)MD&A
f5-10q / MiMo-V2.6-Flash-fp8-HTML
Severance charge related to restructuring in the International business unit recorded in Q3 2012 to better align staff with future needs; employee count, announcement date, and completion timing not disclosed.
2012-09-30restructuringcompletedInternationalInternationalUSD 4 (millions)MD&A
f5-10q / Qwen3.6-27B-Q8_0
Severance charge related to restructuring in International business unit to better align staff with future needs.
2011-12-31acquisition_additioncompleted2011-08-012011-08-01United StatesTALX Workforce SolutionsUSD 50 (millions)business_combinations_footnote
f5-10k / MiMo-V2.6-Flash-fp8-HTML
Acquisition of DataVision Resources for $50.0 million; purchase price shown, not a charge. Headcount added not disclosed. MD&A dates the acquisition August 2, 2011; the footnote states August 1, 2011.
2011-12-31acquisition_additioncompleted2011-12-31United States; Europe; Latin AmericaU.S. Consumer Information Solutions; International; TALX Workforce SolutionsUSD 82 (millions)business_combinations_footnote
f5-10k / MiMo-V2.6-Flash-fp8-HTML
Aggregate of several smaller information-services acquisitions completed during 2011 for $82.4 million; individual announcement dates and headcount added not disclosed.
2011-12-31divestiture_reductioncompleted2011-05-31BrazilInternational (Latin America)USD 10 (millions)other
f5-10k / MiMo-V2.6-Flash-fp8-HTML
Brazilian business merged with Boa Vista Serviços S.A. in exchange for a 15% equity interest, accounted for as a sale and deconsolidated on 2011-05-31. A $10.3 million pre-tax loss was recorded in other expense. Headcount removed not disclosed.
2011-12-31restructuringcompleted2011-12-312011-12-31GlobalVariousMD&A
f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML
Higher severance costs mentioned in SG&A expense discussion for 2011; no specific headcount or charge amount disclosed for 2011 actions in the filing.
2011-12-31restructuringcompleted4002009-10-012011-12-31GlobalGeneral CorporateUSD 16 (millions)restructuring_footnote
f5-10k / Qwen3.6-27B-Q8_0
Q4 2009 charge for headcount reductions; payments substantially completed by Dec 31, 2011.
2011-12-31restructuringcompleted3002009-01-012011-12-31GlobalGeneral CorporateUSD 8 (millions)restructuring_footnote
f5-10k / Qwen3.6-27B-Q8_0
Q1 2009 charge for headcount reductions; payments substantially completed by Dec 31, 2011.
2011-09-30divestiture_reductioncompleted2011-05-312011-05-31BrazilInternationalUSD 10 (millions)other
f5-10q / MiMo-V2.6-Flash-fp8-HTML
Brazilian business merged with Boa Vista Serviços S.A. and deconsolidated; pre-tax loss of $10.3M recognized in other expense. No employee count disclosed.
2011-09-30acquisition_additioncompleted2011-07-012011-09-30United StatesTALXUSD 50 (millions)MD&A
f5-10q / MiMo-V2.6-Flash-fp8-HTML
DataVision Resources acquired for $50.0M during Q3 2011; provides data and business solutions to mortgage, insurance and financial services industries. No headcount added disclosed.
2011-09-30acquisition_additioncompleted2011-01-012011-09-30International; United StatesInternational; U.S. Consumer Information SolutionsMD&A
f5-10q / MiMo-V2.6-Flash-fp8-HTML
Smaller acquisitions of information services businesses in European and Latin American regions of International segment and in USCIS segment completed during first nine months of 2011. No headcount added disclosed.
2010-12-31acquisition_additioncompleted2010-10-012010-10-01United StatesU.S. Consumer Information SolutionsUSD 64 (millions)business_combinations_footnote
f5-10k / MiMo-V2.6-Flash-fp8-HTML
Acquisition of Anakam, Inc., a multi-factor authentication provider, for $64.3 million; headcount added not disclosed.
2010-12-31acquisition_additioncompleted2010-12-312010-12-31InternationalInternationalUSD 12 (millions)business_combinations_footnote
f5-10k / MiMo-V2.6-Flash-fp8-HTML
Four acquisitions completed during 2010 in the International segment totaling $12.3 million net of cash acquired; individual dates and headcount added not disclosed.
2010-12-31divestiture_reductioncompleted2010-04-232010-04-23United StatesU.S. Consumer Information SolutionsUSD 72 (millions)discontinued_operations_footnote
f5-10k / MiMo-V2.6-Flash-fp8-HTML
Sale of APPRO loan origination software business for approximately $72 million; headcount removed not disclosed.
2010-12-31divestiture_reductioncompleted2010-07-012010-07-01United StatesU.S. Consumer Information SolutionsUSD 117 (millions)discontinued_operations_footnote
f5-10k / MiMo-V2.6-Flash-fp8-HTML
Sale of the Direct Marketing Services division assets for approximately $117 million; headcount removed not disclosed.
2010-12-31restructuringcompleted4002009-10-012010-12-31GlobalCorporate / GeneralUSD 16 (millions)restructuring_footnote
f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML
Fourth quarter 2009 restructuring charge related to headcount reductions of approximately 400 positions. Payments related to this charge totaled $10.4 million for the twelve months ended December 31, 2010. Total payments to date were $12.1 million.
2010-12-31restructuringcompleted3002009-01-012010-12-31GlobalCorporate / GeneralUSD 8 (millions)restructuring_footnote
f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML
First quarter 2009 restructuring charge associated with headcount reductions of approximately 300 positions. Total payments related to this charge were $8.0 million.
2010-12-31restructuringcompleted4002009-10-012010-12-31GlobalGeneral CorporateUSD 16 (millions)restructuring_footnote
f5-10k / Qwen3.6-27B-Q8_0
Fourth quarter 2009 charge for headcount reductions. Payments related to this charge totaled $10.4 million in 2010.
2010-12-31restructuringcompleted3002009-01-012010-12-31GlobalGeneral CorporateUSD 8 (millions)restructuring_footnote
f5-10k / Qwen3.6-27B-Q8_0
First quarter 2009 charge for headcount reductions. Payments not material in 2010.
2010-12-31restructuringcompleted3002008-07-012010-12-31GlobalGeneral CorporateUSD 10 (millions)restructuring_footnote
f5-10k / Qwen3.6-27B-Q8_0
Third quarter 2008 charge for headcount reductions. Payments not material in 2010.
2010-09-30restructuringin_progress4002009-12-312010-12-31USD 16 (millions)restructuring_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML
Announced in Q4 2009 (date shown is quarter end); charge recorded in SG&A, $10.4M net of tax. Payments of $8.8M made in first nine months of 2010; $10.6M paid to date; majority of payments expected complete by December 2010.
2010-09-30restructuringin_progress3002009-03-312010-03-31USD 8 (millions)restructuring_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML
Announced in Q1 2009 (date shown is quarter end); charge recorded in SG&A, $5.4M net of tax. Majority of payments completed by end of Q1 2010; $7.9M paid to date through 2010-09-30, with immaterial residual payments in 2010.
2010-09-30divestiture_reductioncompleted2010-04-232010-04-23United StatesU.S. Consumer Information Solutionsother
f5-10q / MiMo-V2.6-Flash-fp8-HTML
Sale of Equifax Enabling Technologies LLC (APPRO loan origination software) for approximately $72 million; no headcount associated with the sale disclosed.
2010-09-30divestiture_reductioncompleted2010-07-012010-07-01United StatesU.S. Consumer Information Solutionsother
f5-10q / MiMo-V2.6-Flash-fp8-HTML
Sale of substantially all assets of the Direct Marketing Services division for approximately $117 million; no headcount associated with the sale disclosed.
2010-09-30acquisition_additionannounced2010-10-012010-10-01United StatesU.S. Consumer Information SolutionsUSD 64 (millions)subsequent_events
f5-10q / MiMo-V2.6-Flash-fp8-HTML
Post-quarter acquisition of Anakam, Inc., a multi-factor authentication provider, for $64 million; acquired headcount not disclosed.
2010-09-30restructuringin_progress4002009-10-012010-12-31GlobalSelling, general and administrativeUSD 16 (millions)restructuring_footnote
f5-10q / Qwen3.6-27B-Q8_0
Q4 2009 charge for headcount reductions; payments expected to complete by Dec 2010.
2010-09-30restructuringcompleted3002009-01-012010-03-31GlobalSelling, general and administrativeUSD 8 (millions)restructuring_footnote
f5-10q / Qwen3.6-27B-Q8_0
Q1 2009 charge for headcount reductions; majority of payments completed by end of Q1 2010.
2010-06-30restructuringin_progress4002009-12-312010-12-31GlobalMultipleUSD 16 (millions)restructuring_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML
Charge of $16.4M ($10.4M net of tax) recorded in Q4 2009 for headcount reductions of approximately 400 positions. Payments of $3.4M in Q2 2010 and $6.5M YTD 2010; $8.2M total paid through June 30, 2010. Majority of payments expected to be completed by December 2010.
2010-06-30restructuringcompleted3002009-03-312010-03-31GlobalMultipleUSD 8 (millions)restructuring_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML
Charge of $8.4M ($5.4M net of tax) recorded in Q1 2009 for headcount reductions of approximately 300 positions. Majority of payments completed by end of Q1 2010; $7.9M total paid through June 30, 2010. Payments not material in Q2 2010.
2010-06-30divestiture_reductioncompleted2010-04-232010-04-23United StatesU.S. Consumer Information Solutionsother
f5-10q / MiMo-V2.6-Flash-fp8-HTML
Sale of Equifax Enabling Technologies LLC (APPRO loan origination software) for approximately $72 million. Headcount not disclosed. Gain of $12.3M after tax recorded in discontinued operations.
2010-06-30divestiture_reductionannounced2010-07-012010-07-01United StatesU.S. Consumer Information Solutionssubsequent_events
f5-10q / MiMo-V2.6-Flash-fp8-HTML
Sale of substantially all assets of Direct Marketing Services (DMS) division for approximately $117 million, occurring after quarter end. Headcount not disclosed. Expected after-tax gain of $10–$12 million to be recorded in Q3 2010.
2010-06-30restructuringin_progress4002009-10-012010-12-31GlobalGeneral Corporate / All SegmentsUSD 16 (millions)restructuring_footnote
f5-10q / Qwen3.6-27B-Q8_0
Q4 2009 restructuring charge for headcount reductions. Payments of $3.4M (Q2) and $6.5M (YTD) made in 2010. Majority of payments expected to be completed by Dec 2010.
2010-06-30restructuringcompleted3002009-01-012010-03-31GlobalGeneral Corporate / All SegmentsUSD 8 (millions)restructuring_footnote
f5-10q / Qwen3.6-27B-Q8_0
Q1 2009 restructuring charge for headcount reductions. Majority of payments completed by end of Q1 2010.
2010-03-31restructuringin_progress4002009-10-012010-12-31GlobalCorporate-wideUSD 16 (millions)restructuring_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML
Q4 2009 charge of $16.4M ($10.4M after tax) for headcount reductions of approximately 400 positions. Payments of $3.1M made in Q1 2010; $4.8M cumulative through 2010-03-31. Majority of payments expected complete by December 2010.
2010-03-31restructuringcompleted3002009-01-012010-03-31GlobalCorporate-wideUSD 8 (millions)restructuring_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML
Q1 2009 charge of $8.4M ($5.4M after tax) for headcount reductions of approximately 300 positions. Majority of payments completed by end of Q1 2010; $7.7M cumulative through 2010-03-31. Disclosed in current filing for comparative context.
2010-03-31restructuringin_progress4002009-10-012010-12-31GlobalGeneral CorporateUSD 16 (millions)restructuring_footnote
f5-10q / Qwen3.6-27B-Q8_0
Q4 2009 charge for headcount reductions; payments expected to complete by Dec 2010.
2010-03-31restructuringcompleted3002009-01-012010-03-31GlobalGeneral CorporateUSD 8 (millions)restructuring_footnote
f5-10q / Qwen3.6-27B-Q8_0
Q1 2009 charge for headcount reductions; majority of payments completed by end of Q1 2010.
2009-12-31restructuringcompleted3002009-03-312010-03-31Not specifiedNot specifiedUSD 8 (millions)restructuring_footnote
f5-10k / MiMo-V2.6-Flash-fp8-HTML
First quarter 2009 headcount reduction of approximately 300 positions to manage expenses amid a weak global economy; $5.4 million net of tax. Majority of payments expected to be completed by first quarter 2010; $7.5 million paid during 2009.
2009-12-31restructuringin_progress4002009-12-312010-12-31Not specifiedNot specifiedUSD 16 (millions)restructuring_footnote
f5-10k / MiMo-V2.6-Flash-fp8-HTML
Fourth quarter 2009 headcount reduction of approximately 400 positions to align the business with strategic objectives; $10.4 million net of tax. U.S. severance paid through monthly payroll, international employees receive lump sums; majority of payments expected by December 2010. $1.7 million paid during 2009.
2009-12-31acquisition_additioncompleted2009-10-272009-10-27United StatesU.S. Consumer Information SolutionsUSD 124 (millions)business_combinations_footnote
f5-10k / MiMo-V2.6-Flash-fp8-HTML
Acquisition of IXI Corporation, a consumer wealth and asset data provider, for $124.0 million; acquired headcount not disclosed. Contributed approximately $6 million of revenue post-acquisition.
2009-12-31acquisition_additioncompleted2009-11-022009-11-02United StatesTALXUSD 73 (millions)business_combinations_footnote
f5-10k / MiMo-V2.6-Flash-fp8-HTML
Acquisition of Rapid Reporting Verification Company (IRS tax transcript and SSN authentication services) for $72.5 million; acquired headcount not disclosed. Contributed approximately $5 million of revenue post-acquisition.
2009-12-31acquisition_additioncompleted2009-08-122009-08-12United StatesU.S. Consumer Information Solutions — Mortgage SolutionsUSD 4 (millions)business_combinations_footnote
f5-10k / MiMo-V2.6-Flash-fp8-HTML
Purchase of certain assets and specified liabilities of a small mortgage credit reporting reseller for $3.8 million; headcount not disclosed.
2009-12-31restructuringcompleted3002009-01-012010-03-31GlobalGeneral Corporate / All SegmentsUSD 8 (millions)restructuring_footnote
f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML
First quarter 2009 headcount reductions. Majority of payments expected completed by Q1 2010.
2009-12-31restructuringin_progress4002009-10-012010-12-31GlobalGeneral Corporate / All SegmentsUSD 16 (millions)restructuring_footnote
f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML
Fourth quarter 2009 headcount reductions. Majority of payments expected completed by Dec 2010.
2009-12-31restructuringcompleted3002009-01-012010-03-31GlobalGeneral CorporateUSD 8 (millions)restructuring_footnote
f5-10k / Qwen3.6-27B-Q8_0
First quarter 2009 charge associated with headcount reductions of approximately 300 positions. Majority of payments expected to be completed by first quarter of 2010.
2009-12-31restructuringin_progress4002009-10-012010-12-31GlobalGeneral CorporateUSD 16 (millions)restructuring_footnote
f5-10k / Qwen3.6-27B-Q8_0
Fourth quarter 2009 charge primarily related to headcount reductions of approximately 400 positions. Majority of payments expected to be completed by December 2010.
2009-09-30restructuringin_progress3002009-03-312010-03-31USD 8 (millions)restructuring_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML
Recorded in Q1 2009 SG&A; charge was $5.4M net of tax. Exact announcement date not disclosed (first quarter 2009); date shown is quarter end. Payments of $1.7M in Q3 2009 and $6.7M YTD 2009; majority of payments expected complete by Q1 2010. U.S. severance paid via monthly payroll, international employees receive lump sum.
2009-09-30restructuringin_progress3002008-09-302011-12-31USD 17 (millions)restructuring_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML
Program announced in Q3 2008 (date shown is quarter end); disclosed in current filing as ongoing. Charge comprised $14.4M SG&A (incl. $10.3M headcount reductions for ~300 positions and $4.1M contractual costs) plus $2.4M software write-down in D&A. Headcount-reduction payments substantially complete by 2009-03-31; contractual costs expected paid by 2011. Total payments through 2009-09-30 were $11.8M, including $5.3M YTD 2009.
2009-09-30acquisition_additioncompleted2009-08-12United StatesU.S. Consumer Information Solutions — Mortgage SolutionsUSD 4 (millions)business_combinations_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML
Acquisition of certain assets and specified liabilities of a small mortgage credit reporting reseller for $3.7M cash; no headcount added disclosed.
2009-09-30acquisition_additioncompleted2009-10-27United StatesU.S. Consumer Information SolutionsUSD 124 (millions)subsequent_events
f5-10q / MiMo-V2.6-Flash-fp8-HTML
Post-quarter acquisition of IXI Corporation for $124M, financed via Senior Credit Facility borrowings; no headcount added disclosed.
2009-09-30restructuringin_progress3002009-01-012010-03-31GlobalGeneral Corporate / All SegmentsUSD 8 (millions)restructuring_footnote
f5-10q / Qwen3.6-27B-Q8_0
Q1 2009 charge for headcount reductions; majority of payments expected by Q1 2010.
2009-09-30restructuringcompleted3002008-07-012011-12-31GlobalGeneral Corporate / All SegmentsUSD 14 (millions)restructuring_footnote
f5-10q / Qwen3.6-27B-Q8_0
Q3 2008 charge; headcount payments substantially completed by March 31, 2009. Contractual costs expected to be paid by 2011.
2009-06-30restructuringin_progress3002009-01-012010-03-31GlobalGeneral Corporate ExpenseUSD 8 (millions)restructuring_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML
Recorded in Q1 2009 SG&A; $5.4 million net of tax. Exact announcement date not disclosed; charge recorded during the first quarter of 2009. Payments of $2.8 million (three months) and $5.0 million (six months) made through June 30, 2009; majority of payments expected complete by Q1 2010.
2009-06-30restructuringin_progress3002009-01-012010-03-31GlobalGeneral Corporate / All SegmentsUSD 8 (millions)restructuring_footnote
f5-10q / Qwen3.6-27B-Q8_0
Q1 2009 charge for headcount reductions; majority of payments expected by Q1 2010.
2009-06-30restructuringin_progress3002008-07-012011-12-31GlobalGeneral Corporate / All SegmentsUSD 14 (millions)restructuring_footnote
f5-10q / Qwen3.6-27B-Q8_0
Q3 2008 charge for headcount reductions and contractual costs; headcount payments substantially completed by March 2009, contractual costs expected by 2011.
2009-03-31restructuringin_progress3002009-03-312010-03-31GlobalCorporate-wideUSD 8 (millions)restructuring_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML
Charge recorded in SG&A; $5.4 million net of tax. Driven by weak global economy and reduced revenues. Payments of $2.2 million made in Q1 2009; majority of severance payments expected complete by Q1 2010. Exact announcement date not disclosed; recorded during the quarter.
2009-03-31restructuringin_progress3002009-03-312010-03-31GlobalSelling, general and administrativeUSD 8 (millions)restructuring_footnote
f5-10q / Qwen3.6-27B-Q8_0
Charge associated with headcount reductions; majority of payments expected to be completed by first quarter of 2010.
2009-03-31restructuringcompleted3002008-09-302009-03-31GlobalSelling, general and administrativeUSD 10 (millions)restructuring_footnote
f5-10q / Qwen3.6-27B-Q8_0
Third quarter 2008 restructuring charge; payments related to headcount reductions substantially completed by March 31, 2009.
2008-12-31restructuringin_progress3002009-03-31GlobalCorporate-wide (business realignment)USD 17 (millions)restructuring_footnote
f5-10k / MiMo-V2.6-Flash-fp8-HTML
Announced during Q3 2008 (no exact date given). Charge of $16.8M pre-tax ($10.5M net of tax): $10.3M severance for elimination of approximately 300 positions, $4.1M certain contractual costs, $2.4M internal-use software write-down. $14.4M recorded in SG&A, $2.4M in D&A. Payments of $6.5M made during 2008; majority of severance expected paid by Q1 2009, contractual costs largely payable through 2011.
2008-12-31restructuringannounced2009-06-30GlobalCorporate-wide (workforce reduction)MD&A
f5-10k / MiMo-V2.6-Flash-fp8-HTML
Filer expects an additional workforce reduction charge of $6 million to $8 million in the first quarter of 2009 (range not representable as a single value). Headcount affected not disclosed.
2008-12-31acquisition_additioncompleted2008-12-31Primarily international (six transactions in International segment; two in USCIS; one in TALX)International; U.S. Consumer Information Solutions; TALXUSD 27 (millions)business_combinations_footnote
f5-10k / MiMo-V2.6-Flash-fp8-HTML
Nine acquisitions/investments completed during 2008 totaling $27.4M net of cash acquired, including a 28% equity interest in a Russian credit information company ($4.4M, June 30, 2008) and certain FIS Credit Services assets ($6.0M, February 2008). Headcount added not disclosed; results described as immaterial.
2008-12-31restructuringcompleted3002008-09-302009-03-31GlobalCorporate / All SegmentsUSD 10 (millions)restructuring_footnote
f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML
Headcount reductions of approximately 300 positions recorded in Q3 2008. Majority of payments expected to be completed by Q1 2009.
2008-12-31restructuringcompleted3002008-09-302009-03-31GlobalCorporate / GeneralUSD 10 (millions)restructuring_footnote
f5-10k / Qwen3.6-27B-Q8_0
Headcount reductions of approximately 300 positions recorded in Q3 2008. Majority of payments expected to be completed by Q1 2009.
2008-09-30restructuringin_progress2008-09-302009-03-31GlobalCorporate-wide (business realignment)USD 17 (millions)restructuring_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML
Q3 2008 business realignment: $16.8M total charge ($14.4M in SG&A, $2.4M in D&A software write-down). Within SG&A, $10.3M severance for headcount reductions and $4.1M contractual costs. Number of employees affected not disclosed. Severance payments expected mostly complete by Q1 2009; contractual costs payable through 2011. $2.2M paid during the quarter.
2008-09-30restructuringin_progress2008-09-302009-03-31GlobalGeneral Corporate / All SegmentsUSD 17 (millions)restructuring_footnote
f5-10q / Qwen3.6-27B-Q8_0
Business realignment to reduce expenses. $10.3M for headcount reductions (severance), $4.1M contractual costs, $2.4M asset write-down. Majority of severance payments expected by Q1 2009.
2008-06-30acquisition_additioncompleted2008-06-30RussiaInternationalUSD 4 (millions)business_combinations_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML
Acquired 28% equity stake in Global Payments Credit Services LLC for $4.4M cash; headcount added not disclosed.
2008-06-30acquisition_additioncompleted2008-06-30Ecuador, ChileInternationalUSD 5 (millions)business_combinations_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML
Acquired additional 70% of an Ecuadorian credit reporting company plus assets of a Chilean reseller for ~$5.0M net of cash; headcount added not disclosed.
2008-06-30acquisition_additioncompleted2008-02-29United StatesU.S. Consumer Information SolutionsUSD 6 (millions)business_combinations_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML
Acquired assets and specified liabilities of FIS Credit Services, Inc. (related party) for $6.0M cash; headcount added not disclosed.
2007-12-31restructuringcompleted17020062007-12-31United StatesCorporate / operations realignmentUSD 6 (millions)restructuring_footnote
f5-10k / MiMo-V2.6-Flash-fp8-HTML
Plan approved in Q4 2006, effective January 1, 2007; charge of $6.4M pre-tax ($4.0M net of tax) for approximately 170 eliminated positions; realignment activities substantially complete at December 31, 2007. Announcement date disclosed only as year.
2007-12-31acquisition_additioncompleted2007-05-15United StatesTALX segment (employment/income verification, HR and payroll BPO)business_combinations_footnote
f5-10k / MiMo-V2.6-Flash-fp8-HTML
TALX acquisition completed May 15, 2007; created new reportable segment contributing $179.4M revenue from acquisition date. Acquired headcount not disclosed in the filing.
2007-12-31acquisition_additioncompleted2007-10-19PeruInternational segment — credit reportingbusiness_combinations_footnote
f5-10k / MiMo-V2.6-Flash-fp8-HTML
Peruvian subsidiary purchased 100% of a credit reporting business for $8.0M cash; headcount not disclosed.
2007-12-31acquisition_additioncompleted2007-03-31United StatesUSCIS — Mortgage Reporting Solutionsbusiness_combinations_footnote
f5-10k / MiMo-V2.6-Flash-fp8-HTML
Assets of three mortgage reporting affiliates acquired in Q1 2007 for $3.8M cash; headcount not disclosed. Completion date disclosed only as quarter.
2007-12-31restructuringcompleted1702006-12-312007-12-31GlobalCorporate / All SegmentsUSD 6 (millions)restructuring_footnote
f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML
Plan approved in Q4 2006 for organizational realignment effective Jan 1, 2007. Elimination of approx 170 positions. Substantially complete at Dec 31, 2007.
2007-12-31restructuringcompleted1702006-10-012007-12-31GlobalCorporate / Organizational RealignmentUSD 6 (millions)restructuring_footnote
f5-10k / Qwen3.6-27B-Q8_0
Plan approved Q4 2006, effective Jan 1, 2007. Elimination of approx 170 positions. Substantially complete at Dec 31, 2007.
2007-09-30acquisition_additioncompleted2007-05-15United StatesTALXbusiness_combinations_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML
TALX Corporation acquisition closed 2007-05-15; results consolidated from that date. Purchase price and intangible allocations disclosed, but no employee headcount added is stated.
2007-09-30acquisition_additioncompleted2007-10-19PeruInternationalsubsequent_events
f5-10q / MiMo-V2.6-Flash-fp8-HTML
Post-quarter acquisition of a Peruvian credit reporting business for approximately $8.0 million cash; no headcount disclosed.
2007-03-31acquisition_additionannounced2007-02-142007-06-30United StatesPayroll-related and human resources business process outsourcing (TALX Corporation)business_combinations_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML
Agreement to acquire TALX valued at ~$1.4B including assumed debt; ~22M Equifax shares plus ~$300M cash. No TALX employee headcount disclosed. TALX shareholder vote scheduled 2007-05-15; closing expected in Q2 2007.
2006-12-31restructuringin_progress1702006-12-31Not specifiedOrganizational realignment across operationsUSD 6 (millions)restructuring_footnote
f5-10k / MiMo-V2.6-Flash-fp8-HTML
Plan approved in Q4 2006 for organizational changes effective January 1, 2007; eliminates approximately 170 positions with $6.4M pretax ($4.0M net of tax) severance, payable primarily in 2007. Announcement date shown as fiscal year-end as exact Q4 date not disclosed. Related organizational realignment also discussed in Item 1 and MD&A.
2006-12-31acquisition_additioncompleted2006-10-062006-10-06United StatesNorth America Information Services (commercial data management)business_combinations_footnote
f5-10k / MiMo-V2.6-Flash-fp8-HTML
Acquisition of Austin Consolidated Holdings, Inc. (Austin-Tetra) for $34.4M cash completed October 6, 2006; headcount added through the acquisition not disclosed.
2006-12-31restructuringcompleted1702006-12-312007-12-31GlobalOrganizational RealignmentUSD 6 (millions)restructuring_footnote
f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML
Plan approved in Q4 2006, effective Jan 1, 2007. Eliminates approx 170 positions. Charge recognized in 2006.
2006-12-31restructuringcompleted1702006-12-312007-12-31GlobalCorporate / All SegmentsUSD 6 (millions)restructuring_footnote
f5-10k / Qwen3.6-27B-Q8_0
Organizational realignment effective Jan 1, 2007. Elimination of approx 170 positions. Charge recognized in Q4 2006. Payments expected primarily in 2007.
2006-09-30voluntary_separationcompleted2006-09-302006-09-30General CorporateUSD 2 (millions)MD&A
f5-10q / Qwen3.6-27B-Q8_0
Former CFO decision to retire early in Q3 2006 resulted in $1.9 million additional benefit costs.
2006-09-30voluntary_separationcompleted2006-09-302006-09-30General CorporateUSD 3 (millions)MD&A
f5-10q / Qwen3.6-27B-Q8_0
Former CFO and CAO decisions to retire during the nine months ended Sept 30, 2006 resulted in $3.2 million additional benefit costs.
2005-12-31acquisition_additioncompleted2005-02-032005-03-15United StatesNorth America Information ServicesUSD 92 (millions)business_combinations_footnote
f5-10k / MiMo-V2.6-Flash-fp8-HTML
Acquisition of APPRO Systems, Inc. for $91.5 million cash ($74.9 million net cash impact after disposition of certain assets); headcount added not disclosed. Merger agreement dated February 3, 2005; closed March 15, 2005.
2005-12-31acquisition_additioncompleted2005-08-292005-08-29United StatesNorth America Marketing ServicesUSD 18 (millions)business_combinations_footnote
f5-10k / MiMo-V2.6-Flash-fp8-HTML
Acquisition of BeNow, Inc. for $17.5 million cash ($16.7 million net cash impact); headcount added not disclosed.
2005-12-31restructuringcompleted2003-12-312003-12-31GlobalMarketing Services (eMarketing)USD 31 (millions)restructuring_footnote
f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML
2003 restructuring charges of $30.6 million related to eMarketing business, including headcount reduction and facility consolidation. Reserve balance at Dec 31, 2005 was zero.
2005-12-31acquisition_additioncompleted2005-03-152005-03-15North AmericaInformation ServicesUSD 92 (millions)business_combinations_footnote
f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML
Acquisition of APPRO Systems, Inc. on March 15, 2005. Cash paid $91.5 million. Employee count not explicitly disclosed.
2005-12-31acquisition_additioncompleted2005-08-292005-08-29North AmericaMarketing ServicesUSD 18 (millions)business_combinations_footnote
f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML
Acquisition of BeNow, Inc. on August 29, 2005. Cash paid $17.5 million. Employee count not explicitly disclosed.
2005-12-31acquisition_additioncompleted2005-12-312005-12-31North AmericaInformation ServicesUSD 129 (millions)business_combinations_footnote
f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML
Acquisition of two U.S. and one Canadian independent credit reporting agencies during 2005. Total cash purchase price $129.1 million. Employee count not explicitly disclosed.
2005-12-31restructuringcompleted2003-12-31North AmericaMarketing ServicesUSD 31 (millions)restructuring_footnote
f5-10k / Qwen3.6-27B-Q8_0
2003 restructuring of eMarketing business; reserve balance at Dec 31, 2005 was zero.
2005-12-31acquisition_additioncompleted2005-03-15North AmericaInformation Servicesbusiness_combinations_footnote
f5-10k / Qwen3.6-27B-Q8_0
Acquisition of APPRO Systems, Inc.
2005-12-31acquisition_additioncompleted2005-08-29North AmericaMarketing Servicesbusiness_combinations_footnote
f5-10k / Qwen3.6-27B-Q8_0
Acquisition of BeNow, Inc.
2005-09-30acquisition_additioncompleted2005-03-15United StatesInformation Servicesbusiness_combinations_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML
Acquired to strengthen enabling technologies capabilities; headcount added not disclosed. Purchase price approximately $91.5 million in cash.
2005-09-30acquisition_additioncompleted2005-08-29United StatesMarketing Servicesbusiness_combinations_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML
Provider of multi-channel marketing solutions; headcount added not disclosed. Purchase price approximately $17.5 million in cash.
2005-09-30acquisition_additioncompleted2005-09-08United States; CanadaInformation Servicesbusiness_combinations_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML
Credit files, territorial rights and customer relationships of two U.S. and one Canadian agencies; results not material. Headcount added not disclosed; part of $129.1 million total cash purchase price for 2005 acquisitions.
2005-06-30acquisition_additioncompleted2005-03-15United States (Baton Rouge, Louisiana)Equifax North America — Information Servicesbusiness_combinations_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML
Acquired APPRO Systems, Inc. for approximately $91.5 million in cash; no employee headcount added was disclosed.
2005-06-30acquisition_additioncompletedUnited States and CanadaEquifax North America — Information Services (credit data franchise)business_combinations_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML
Acquired credit files, territorial rights and customer relationships of one U.S. and one Canadian independent credit reporting agency; combined cash purchase price $111.0 million. No headcount added was disclosed; results of operations not material.
2005-03-31acquisition_additioncompleted2005-03-15United StatesEquifax North America — Information ServicesUSD 92 (millions)business_combinations_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML
APPRO Systems, Inc. acquired March 15, 2005 for approximately $91.5 million cash; headcount added not disclosed.
2005-03-31acquisition_additioncompletedCanadaEquifax North America — Information Servicesbusiness_combinations_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML
Acquired credit files, territorial rights and customer relationships of an independent Canadian credit reporting agency; combined Q1 acquisition cash purchase price was $92.2 million. Headcount added not disclosed.
2004-12-31restructuringcompleted2004-06-30United StatesMarketing Services (eMarketing)USD 2 (millions)restructuring_footnote
f5-10k / MiMo-V2.6-Flash-fp8-HTML
Q2 2004 asset impairment on eMarketing long-lived assets; filing states no restructuring charges were associated with this impairment, so no employee separations are quantified.
2004-12-31divestiture_reductioncompleted2004-10-312004-12-31ItalyEquifax EuropeUSD 5 (millions)discontinued_operations_footnote
f5-10k / MiMo-V2.6-Flash-fp8-HTML
Italian operations sold in Q4 2004 after four years of losses; $5.3M impairment on purchased data recorded in Q2 2004. Headcount not disclosed.
2004-12-31divestiture_reductioncompleted2004-07-312004-09-30SpainEquifax Europe — Commercial Servicesdiscontinued_operations_footnote
f5-10k / MiMo-V2.6-Flash-fp8-HTML
Spain commercial services business held for sale since Q3 2002 and sold in Q3 2004 with a $0.5M gain. Headcount not disclosed.
2004-12-31acquisition_additioncompleted2004-12-31United States; CanadaInformation ServicesUSD 17 (millions)business_combinations_footnote
f5-10k / MiMo-V2.6-Flash-fp8-HTML
Two U.S. and one Canadian independent credit reporting agencies acquired during 2004 for $17.4M cash; results not material. Headcount added not disclosed.
2004-12-31acquisition_additionannounced2005-02-032005-03-15United StatesEnabling TechnologiesUSD 92 (millions)subsequent_events
f5-10k / MiMo-V2.6-Flash-fp8-HTML
APPRO Systems, Inc. acquired March 15, 2005 for $92.0M cash (net cash impact ~$74.0M), financed with available cash and ~$72.0M borrowings. Post-fiscal-year subsequent event; headcount not disclosed.
2004-12-31restructuringcompleted2003-122004-12-31North AmericaMarketing Services (eMarketing)USD 2 (millions)MD&A
f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML
Asset impairment charge of $2.4 million recorded in Q2 2004 related to eMarketing restructuring initiated in Dec 2003. Employee count not disclosed.
2004-12-31restructuringcompleted2003-122004-12-31North AmericaMarketing Services (eMarketing)USD 31 (millions)MD&A
f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML
Prior year (2003) charge of $30.6 million for asset impairments and restructuring. 2004 activity included $2.1 million payments against reserve. Employee count not disclosed.
2004-12-31restructuringcompleted2004-06-30North AmericaMarketing ServicesUSD 2 (millions)restructuring_footnote
f5-10k / Qwen3.6-27B-Q8_0
Asset impairment and related charges for eMarketing operations; no specific employee count disclosed for this charge.
2004-12-31restructuringcompleted2003-12-31North AmericaMarketing ServicesUSD 3 (millions)restructuring_footnote
f5-10k / Qwen3.6-27B-Q8_0
Severance and facility consolidation charges from Dec 2003 restructuring; payments continued in 2004. No specific employee count disclosed.
2004-12-31acquisition_additioncompletedUnited States; CanadaInformation Services (credit reporting affiliates)business_combinations_footnote
f5-10k / MiMo-V2.6-Flash-fp8-HTML
During 2004 Equifax acquired two U.S. independent credit reporting agencies and one Canadian Affiliate for $17.4 million cash; headcount added not disclosed and results described as immaterial. No specific acquisition dates given.
2004-12-31divestiture_reductioncompleted2004-09-30SpainEquifax Europe — commercial services businessdiscontinued_operations_footnote
f5-10k / MiMo-V2.6-Flash-fp8-HTML
Exit decision made in Q3 2002; sale and final disposition completed in the third quarter of 2004 with a $0.5 million gain. Headcount removed not disclosed.
2004-12-31divestiture_reductioncompleted2004-12-31ItalyEquifax Europe — Italian operationsdiscontinued_operations_footnote
f5-10k / MiMo-V2.6-Flash-fp8-HTML
Decision to sell made in Q4 2004 after four loss-making years; sale completed in Q4 2004 with a $2.6 million gain. A $5.3 million impairment of purchased data was recorded in Q2 2004. Headcount removed not disclosed.
2004-12-31restructuringin_progressUnited StatesMarketing Services — eMarketing businessUSD 2 (millions)restructuring_footnote
f5-10k / MiMo-V2.6-Flash-fp8-HTML
Program originated in Q4 2003 (headcount reductions occurred in 2003, not 2004). FY2004 activity shown is $2.1 million of reserve payments, leaving a $1.2 million balance at year-end; the separate $2.4 million FY2004 eMarketing asset impairment had no associated restructuring charges.
2004-12-31acquisition_additioncompleted2005-02-032005-03-15United StatesEnabling Technologies / credit risk management softwaresubsequent_events
f5-10k / MiMo-V2.6-Flash-fp8-HTML
Post-fiscal-year-end event: APPRO Systems, Inc. acquired 2005-03-15 for approximately $92.0 million cash (net cash impact ~$74.0 million), financed with ~$72.0 million drawn on the trade-receivables backed facility. Headcount added not disclosed.
2004-09-30acquisition_additioncompletedUnited States; CanadaEquifax North America — credit data franchiseUSD 17 (millions)business_combinations_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML
Acquired credit files, territory rights and customer relationships of three independent credit reporting agencies (two U.S., one Canadian) for $17.4 million cash; headcount added not disclosed. Acquisition dates not specified.
2004-09-30divestiture_reductioncompleted2004-09-30SpainCommercial services (discontinued operations)other
f5-10q / MiMo-V2.6-Flash-fp8-HTML
Sale and final disposition of the Spain commercial services business completed in Q3 2004 with a $0.5 million gain; exit decision originally made in Q3 2002. Headcount removed not disclosed.
2004-09-30divestiture_reductionannounced2004-10-292004-10-29ItalyEquifax Europesubsequent_events
f5-10q / MiMo-V2.6-Flash-fp8-HTML
Italian operations sold on 2004-10-29; after-tax gain of approximately $1.5 million to be recognized in Q4 2004 and reported as discontinued operations. Headcount removed not disclosed.
2004-09-30restructuringin_progress2001-Q4InternationalGeneralUSD 1 (millions)restructuring_footnote
f5-10q / Qwen3.6-27B-Q8_0
Payments against reserve for 2001 restructuring plan which included headcount reductions of approximately 700 employees.
2004-09-30restructuringin_progress2003-Q4North AmericaeMarketingUSD 2 (millions)restructuring_footnote
f5-10q / Qwen3.6-27B-Q8_0
Payments against reserve for 2003 eMarketing restructuring associated with reducing headcount and consolidating locations.
2004-06-30restructuringin_progress2636%Worldwide (consolidated)Across business unitsMD&A
f5-10q / MiMo-V2.6-Flash-fp8-HTML
Year-over-year comparison: consolidated headcount reduced by 263 full-time-equivalent positions (approx. 6%) versus June 30, 2003, described as a continuing efficiency drive. FTE basis, not a discrete announced program; no severance charge or completion date disclosed. Figure appears in both the second-quarter and six-month MD&A discussions — extracted once.
2004-06-30acquisition_additioncompletedUnited States and CanadaInformation Services (credit data franchise)USD 15 (millions)business_combinations_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML
Two independent credit reporting agencies acquired during the first six months of 2004 for $14.6 million cash; purchase price allocated to purchased data files, non-compete agreements and goodwill. Headcount added not disclosed; charge shown is total purchase price, not a workforce charge.
2004-06-30divestiture_reductionin_progress2004-01-312004-09-30SpainCommercial services (discontinued operations)other
f5-10q / MiMo-V2.6-Flash-fp8-HTML
Spain commercial services business held for sale; sales contract signed January 2004 with disposition expected in Q3 2004. Headcount to be removed not disclosed. A $9.1 million net provision for estimated loss on disposal remains at June 30, 2004 (disposal loss provision, not severance).
2004-06-30restructuringin_progress2001-Q4GlobalInternational operationsUSD 1 (millions)restructuring_footnote
f5-10q / Qwen3.6-27B-Q8_0
Payments against 2001 restructuring reserve. Original plan included headcount reductions of approximately 700 employees.
2004-06-30restructuringin_progress2003-Q4GlobaleMarketing businessUSD 2 (millions)restructuring_footnote
f5-10q / Qwen3.6-27B-Q8_0
Payments against 2003 eMarketing restructuring reserve. Original plan included headcount reductions and location consolidations.
2004-06-30restructuringcompleted2636%2004-06-302004-06-30GlobalAll business unitsMD&A
f5-10q / Qwen3.6-27B-Q8_0
Consolidated headcount reduced by 263 full-time equivalent positions compared to June 30, 2003, to generate incremental operating efficiencies.
2004-03-31restructuringin_progress249WorldwideConsolidated / across business unitsMD&A
f5-10q / MiMo-V2.6-Flash-fp8-HTML
Filer states a year-over-year reduction of 249 full-time equivalents (FTE basis, not headcount) across business units as part of a continuing efficiency drive; no discrete program, announcement date, or severance charge disclosed.
2004-03-31restructuringin_progress2001-10-01GlobalInternational operationsUSD 1 (millions)restructuring_footnote
f5-10q / Qwen3.6-27B-Q8_0
Payments against 2001 restructuring reserve for facilities and other costs. Original plan included headcount reductions of approx 700 employees.
2004-03-31restructuringin_progress2003-10-01GlobaleMarketing businessUSD 1 (millions)restructuring_footnote
f5-10q / Qwen3.6-27B-Q8_0
Payments against 2003 eMarketing restructuring reserve. Original plan included reducing headcount and consolidating locations.
2004-03-31othercompleted249GlobalVarious business unitsMD&A
f5-10q / Qwen3.6-27B-Q8_0
Reduced consolidated headcount by 249 full time equivalents across business units in a continuing drive to generate incremental operating efficiencies.
2003-12-31restructuringcompleted109United StatesEquifax North America — Marketing Services (eMarketing / Direct Marketing Services)USD 3 (millions)restructuring_footnote
f5-10k / MiMo-V2.6-Flash-fp8-HTML
109 full-time equivalents reduced in Q3 2003; further unquantified headcount reductions, facility consolidations and product eliminations followed in Q4 2003. Charge comprises facilities $1.8M, severance $1.1M and other $0.4M; none paid in 2003. Separate $22.6M eMarketing asset impairment recorded in Q4 2003.
2003-12-31acquisition_additioncompletedUnited States and CanadaInformation Services (affiliate credit reporting agencies) and Marketing Services (eMarketing business)business_combinations_footnote
f5-10k / MiMo-V2.6-Flash-fp8-HTML
During 2003 acquired credit files and businesses of four U.S. affiliates, one Canadian affiliate and a small eMarketing business for $42.9 million; acquired headcount not disclosed.
2003-12-31divestiture_reductionannounced2004-01SpainEquifax Europe — Commercial Servicesdiscontinued_operations_footnote
f5-10k / MiMo-V2.6-Flash-fp8-HTML
Business held for sale since Q3 2002; sales contract signed with a new buyer in January 2004 (subsequent event). Affected headcount not disclosed; an additional $8.6M estimated loss on disposal was recorded in 2003.
2003-12-31restructuringcompleted2003-12-31United StateseMarketing ServicesUSD 3 (millions)Item 1_Business
f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML
Fourth quarter 2003 restructuring of eMarketing business including headcount reduction, facility consolidation, and product elimination. Total charge $3.3 million.
2003-12-31restructuringcompleted1092003-09-30United StateseMarketing Servicesrestructuring_footnote
f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML
Third quarter 2003 personnel reductions of 109 full-time equivalents in eMarketing business to align costs with revenue.
2003-12-31restructuringcompleted2003-12-31GlobalVariousItem 7_MD&A
f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML
Reduced consolidated headcount by 244 full-time equivalents across business units in continuing drive for operating efficiencies.
2003-12-31restructuringcompleted2003-12-312003-12-31United StateseMarketing / Direct Marketing ServicesUSD 3 (millions)MD&A
f5-10k / Qwen3.6-27B-Q8_0
Fourth quarter 2003 restructuring of eMarketing business including headcount reduction, facility consolidation, and product elimination. Charge of $3.3 million recorded.
2003-12-31restructuringin_progress1092003-09-30United StateseMarketingrestructuring_footnote
f5-10k / Qwen3.6-27B-Q8_0
Third quarter 2003 personnel reductions of 109 full-time equivalents in eMarketing business.
2003-12-31restructuringin_progress2003-12-31GlobalCorporate / All SegmentsMD&A
f5-10k / Qwen3.6-27B-Q8_0
Consolidated headcount reduced by 244 full-time equivalents across business units during 2003.
2003-09-30restructuringin_progress379WorldwideMultiple business unitsMD&A
f5-10q / MiMo-V2.6-Flash-fp8-HTML
FTE basis, not headcount; cumulative for the nine months ended 2003-09-30 as part of an ongoing efficiency drive. Includes an eMarketing-specific reduction of 109 FTEs in Q3 2003 tied to integration of the acquired eMarketing business into Direct Marketing Services; MD&A notes further personnel reductions and facility consolidations may follow if results do not improve.
2003-09-30restructuringin_progress7002001Worldwide, principally international operationsMultiple, including facilities consolidationUSD 37 (millions)restructuring_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML
Program announced in Q4 2001 (approximately 700 employees affected; total charges of $60.4M including $23.2M asset impairments). Reserve activity continues in the current period: $2.9M paid during the first nine months of 2003, leaving a $13.4M balance at 2003-09-30 ($0.1M severance, $13.3M facilities and other).
2003-09-30restructuringin_progress4002003-09-30WorldwideVarious business unitsMD&A
f5-10q / Qwen3.6-27B-Q8_0
Compared to the third quarter of 2002, we reduced consolidated headcount by 400 full time equivalents across business units.
2003-09-30restructuringin_progress3792003-09-30WorldwideVarious business unitsMD&A
f5-10q / Qwen3.6-27B-Q8_0
During the first nine months of 2003, we have reduced headcount by 379 full time equivalents across business units.
2003-09-30restructuringin_progress1092003-09-30United StateseMarketing businessMD&A
f5-10q / Qwen3.6-27B-Q8_0
We have reduced headcount in our eMarketing business by 109 full time equivalents compared to the same quarter last year.
2003-06-30restructuringin_progress111Multiple (not specified)Multiple business unitsMD&A
f5-10q / MiMo-V2.6-Flash-fp8-HTML
MD&A reports headcount reduced by 111 full-time equivalents during the first six months of 2003 in a drive for operating efficiencies; 50 of the 111 occurred in the second quarter. Stated as FTEs, not headcount. No severance charge disclosed for this action.
2003-06-30restructuringin_progress7002001Primarily international operationsMultiple (cost structure alignment)USD 60 (millions)restructuring_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML
Legacy program: restructuring charges of $37.2M plus $23.2M impairment ($60.4M total, $35.3M after tax) recorded in Q4 2001 with headcount reductions of approximately 700 employees. Filing gives only 'fourth quarter of 2001' as announcement date. Reserve payments of $1.9M in the first six months of 2003 left a $14.4M balance at 2003-06-30; no new headcount action this quarter.
2003-06-30acquisition_additioncompletedUnited StatesInformation Services (credit data franchise)USD 43 (millions)business_combinations_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML
Acquired credit files, territory rights and customer relationships of four independent U.S. credit reporting agencies during the first six months of 2003 for $42.7M total (combined with the eMarketing purchase); purchase price allocated $21.2M goodwill, $15.3M purchased data files, $6.2M non-competes. No headcount added disclosed.
2003-06-30acquisition_additioncompleted2003-04United StatesMarketing Services (eMarketing / Direct Marketing Services)USD 10 (millions)business_combinations_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML
Small eMarketing business purchased in April 2003 for $10.0M. No headcount added disclosed; MD&A notes subsequent reduction of the eMarketing work force and consolidation of its facilities, and severance of Naviant management members, none quantified.
2003-06-30divestiture_reductionin_progress20022003-10-31SpainCommercial Services (discontinued operations)USD 6 (millions)other
f5-10q / MiMo-V2.6-Flash-fp8-HTML
Decision to exit the Spain commercial services business made in the third quarter of 2002 (held for sale under SFAS 144); no headcount disclosed. Q2 2003 results include an additional $6.2M estimated loss on final disposition. Subsequent event: original sale fell through 2003-07-21; new agreement reached 2003-08-01 to complete disposition by end of October 2003.
2003-06-30restructuringin_progress2001-10-01WorldwideVariousUSD 2 (millions)restructuring_footnote
f5-10q / Qwen3.6-27B-Q8_0
Payments against reserve from Q4 2001 restructuring plan. Original plan included headcount reductions of approx 700 employees; specific count for current period payments not disclosed.
2003-06-30restructuringin_progress502003-06-30WorldwideVariousMD&A
f5-10q / Qwen3.6-27B-Q8_0
Headcount reduction of 50 full time equivalents across business units during the second quarter.
2003-06-30restructuringin_progress1112003-06-30WorldwideVariousMD&A
f5-10q / Qwen3.6-27B-Q8_0
Headcount reduction of 111 full time equivalents across business units during the first six months.
2003-03-31restructuringcompleted156Not specified (multiple business units)Multiple business unitsMD&A
f5-10q / MiMo-V2.6-Flash-fp8-HTML
Filer reports reducing headcount by 156 full-time equivalents during Q1 2003 as part of an ongoing efficiency drive; no announcement date or associated charge disclosed. Stated on an FTE basis, not headcount.
2003-03-31divestiture_reductionin_progress2003-09-30SpainCommercial Services (discontinued operations)other
f5-10q / MiMo-V2.6-Flash-fp8-HTML
Decision to exit the Spain commercial services business was made in Q3 2002; business held for sale with expectation of sale by end of Q3 2003. No headcount affected disclosed. Exact announcement date not stated.
2003-03-31acquisition_additioncompleted2003-03-31United StatesInformation Services (credit files and customer relationships)business_combinations_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML
March 2003 acquisition of credit files, territory rights and customer relationships of an independent credit reporting agency for $12.7 million cash; no headcount added disclosed. Announcement date shown as month of acquisition (2003-03).
2003-03-31restructuringin_progress1562001-10-01WorldwideVarious business unitsUSD 1 (millions)MD&A
f5-10q / Qwen3.6-27B-Q8_0
Reduction of 156 full-time equivalents across business units in Q1 2003 as part of ongoing drive for operating efficiencies. Associated payments of $1.2 million charged against reserve established in Q4 2001.
2002-12-31restructuringin_progressWorldwide, primarily international operationsGeneral corporate / international operationsUSD 12 (millions)restructuring_footnote
f5-10k / MiMo-V2.6-Flash-fp8-HTML
Multi-year plan initiated Q4 2001 (original reserve $37.2M covering ~700 headcount reductions, primarily international); FY2002 activity shown is $12.1M of charges against the reserve, leaving $16.3M at year-end. Headcount reduction count relates to 2001 activity, not FY2002. MD&A notes workforce fell from ~5,200 to ~5,000 during 2002.
2002-12-31acquisition_additioncompleted2002-08-15United StatesMarketing Services (Direct Marketing)USD 135 (millions)business_combinations_footnote
f5-10k / MiMo-V2.6-Flash-fp8-HTML
Naviant, Inc. acquired for approximately $135.0 million cash; closing date August 15, 2002. Headcount added not disclosed; $10.0M of consideration placed in 24-month escrow.
2002-12-31acquisition_additioncompleted2002-11-01United States (OH, FL, WV, SD, ND, IN)Information Services (Consumer and Commercial credit files)USD 95 (millions)business_combinations_footnote
f5-10k / MiMo-V2.6-Flash-fp8-HTML
Credit files, territory rights and customer relationships acquired from CBC Companies, Inc. for $95.0 million cash. Headcount added not disclosed.
2002-12-31acquisition_additioncompletedUnited States, Canada, Brazil, SpainInformation Servicesbusiness_combinations_footnote
f5-10k / MiMo-V2.6-Flash-fp8-HTML
Other 2002 acquisitions: credit files/customer contracts of 8 U.S. and 3 Canadian Affiliate agencies; purchase of remaining 20% Brazilian minority interest (April 2002); small technology development company (June 2002); increase to 79.4% of Spanish subsidiary (October 2002). Aggregate 2002 purchase price $333.6M (includes Naviant and CBC). Headcounts not disclosed.
2002-12-31divestiture_reductionin_progressSpainEquifax Europe — Commercial ServicesUSD 9 (millions)discontinued_operations_footnote
f5-10k / MiMo-V2.6-Flash-fp8-HTML
Decision to exit Spain commercial services business made during Q3 2002; business held for sale with expectation of sale in 2003. $9.0M after-tax estimated loss on disposal ($0.07 per share); 2002 revenues $9.1M. Employees affected not disclosed.
2002-12-31restructuringcompleted7002001-12-31WorldwideInternational operationsUSD 37 (millions)restructuring_footnote
f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML
Plan initiated in Q4 2001 to align cost structure. Included headcount reductions of approximately 700 employees, primarily in international operations. Total restructuring charge was $37.2 million. Charges to reserve totaled $12.1 million in 2002. Remaining reserve of $16.3 million at Dec 31, 2002.
2002-12-31acquisition_additioncompleted2002-11-01United StatesCredit ReportingUSD 95 (millions)Item_1_Business
f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML
Acquired assets from CBC Companies, Inc. for $95.0 million. Employee count not explicitly disclosed.
2002-12-31acquisition_additioncompleted2002-08-15United StatesDirect MarketingUSD 135 (millions)Item_1_Business
f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML
Acquired Naviant, Inc. for $135.0 million. Employee count not explicitly disclosed.
2002-12-31restructuringcompleted7002001-10-01International operationsUSD 37 (millions)restructuring_footnote
f5-10k / Qwen3.6-27B-Q8_0
Plan initiated in Q4 2001 to align cost structure; included headcount reductions of approximately 700 employees, primarily in international operations. Reserve balance of $16.3 million remained at Dec 31, 2002.
2002-12-31restructuringin_progressPrimarily international operationsInternational operationsUSD 12 (millions)restructuring_footnote
f5-10k / MiMo-V2.6-Flash-fp8-HTML
Plan initiated in Q4 2001 (announcement date not stated as a specific day); only FY2002 activity extracted. FY2002 charges to the reserve were $12.1M (severance $8.4M, facilities/other $3.7M), leaving a $16.3M reserve at 2002-12-31. A $1.6M reclassification between severance and facilities reserves in Q4 2002 had no net income effect. Employees affected during 2002 not disclosed; the original ~700 headcount reduction relates to the 2001 program. Majority of remaining severance expected to be paid in 2003, facilities obligations over several years.
2002-12-31divestiture_reductionin_progress2002-09-302003-09-30SpainCommercial services business (Equifax Europe)USD 9 (millions)discontinued_operations_footnote
f5-10k / MiMo-V2.6-Flash-fp8-HTML
Decision made during Q3 2002 to exit the Spain commercial services business, held for sale with expectation to sell within twelve months; announcement date is quarter-level only. FY2002 revenue $9.1M and pre-tax loss of $6.5M (after minority interest, before disposal loss). Estimated after-minority-interest loss on disposal of $9.0M ($0.07/share) recorded in Q3 2002 — charge is an impairment/disposal loss, not severance. Headcount not disclosed.
2002-09-30restructuringin_progress2001-12-31USD 11 (millions)restructuring_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML
Program initiated Q4 2001 for headcount reductions and facilities consolidation; $10.7M charged YTD 2002, $17.7M reserve remaining. No employee count disclosed.
2002-09-30divestiture_reductionin_progress2002-07-01SpainCommercial reporting businessUSD 9 (millions)other
f5-10q / MiMo-V2.6-Flash-fp8-HTML
Exit of Spain commercial reporting business; held for sale. $9.0M estimated loss on disposal recorded Q3 2002. No headcount disclosed.
2002-09-30acquisition_additioncompleted2002-08-01United StatesMarketing Services (Direct Marketing)USD 135 (millions)business_combinations_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML
Naviant, Inc. acquired for approximately $135 million to accelerate marketing services growth. No headcount disclosed.
2002-09-30acquisition_additioncompleted2002-01-01United States and CanadaCredit reportingbusiness_combinations_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML
Seven US and three Canadian affiliated credit reporting agencies acquired YTD 2002, plus Brazil minority purchase and a small technology company. No headcount disclosed.
2002-09-30acquisition_additionannounced2002-11-01United StatesCredit reportingUSD 95 (millions)other
f5-10q / MiMo-V2.6-Flash-fp8-HTML
Subsequent event: consumer credit files and customer contracts purchased from CBC Companies, Inc. for $95 million in November 2002. No headcount disclosed.
2002-09-30restructuringin_progress2001-10-01GlobalHeadcount reductions and facilitiesUSD 11 (millions)restructuring_footnote
f5-10q / Qwen3.6-27B-Q8_0
Charges to reserve totaled $10.7 million in 2002 through September 30, associated with headcount reductions and facilities to be vacated or consolidated initiated in Q4 2001. Employee count not disclosed.
2002-09-30divestiture_reductioncompleted2002-07-01SpainCommercial reporting businessdiscontinued_operations_footnote
f5-10q / Qwen3.6-27B-Q8_0
Company decided to exit commercial reporting business in Spain in Q3 2002; business held for sale. Employee count not disclosed.
2002-06-30restructuringin_progress2001-12-31USD 8 (millions)restructuring_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML
Program initiated Q4 2001 ($37.2M total) covering headcount reductions and facility vacating/consolidation; $8.1M charged in 2002 through 2002-06-30, leaving a $20.3M reserve. No employee counts or completion date disclosed.
2002-06-30acquisition_additioncompletedUnited States; Canada; BrazilCredit reporting / information servicesUSD 88 (millions)business_combinations_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML
First six months of 2002: five affiliated credit reporting agencies in the US and three in Canada, remaining 20% of Brazil information services company (April 2002), and a small technology development company (June 2002). Total purchase price $88.4M; no headcount added disclosed.
2002-06-30restructuringin_progress2001-10-01USD 8 (millions)restructuring_footnote
f5-10q / Qwen3.6-27B-Q8_0
Charges associated with headcount reductions and facilities to be vacated or consolidated initiated in Q4 2001. $8.1M charged in first six months of 2002.
2002-03-31restructuringin_progress2001GlobalCompany-wideMD&A
f5-10q / MiMo-V2.6-Flash-fp8-HTML
Program implemented in Q4 2001; cited as a driver of lower operating expenses. No employee count, severance charge, or completion date disclosed in this filing.
2001-12-31restructuringin_progress7002001-10-012002-12-31Primarily international operationsInternational operationsUSD 37 (millions)restructuring_footnote
f5-10k / MiMo-V2.6-Flash-fp8-HTML
Headcount reductions of approximately 700 employees, primarily in international operations; $37.2M severance charge recorded in Q4 2001; majority of remaining severance expected in 2002
2001-12-31restructuringcompleted2001-10-01InternationalTechnology investmentsUSD 23 (millions)restructuring_footnote
f5-10k / MiMo-V2.6-Flash-fp8-HTML
Impairment charge to write down certain technology investments, including $6.9M of investments in third-party technology companies; no headcount impact disclosed
2001-12-31divestiture_reductioncompleted2001-07-072001-07-07United StatesPayment Services (Certegy)discontinued_operations_footnote
f5-10k / MiMo-V2.6-Flash-fp8-HTML
Spin-off of Payment Services segment (Certegy Inc.) completed July 7, 2001; headcount impact not disclosed
2001-12-31divestiture_reductioncompleted2001-10-012001-10-31United StatesCity Directory businessUSD 6 (millions)discontinued_operations_footnote
f5-10k / MiMo-V2.6-Flash-fp8-HTML
Sale of City Directory business in October 2001 with pre-tax loss of $5.8M; headcount impact not disclosed
2001-12-31acquisition_additioncompletedUnited States, Canada, UruguayInformation ServicesUSD 49 (millions)business_combinations_footnote
f5-10k / MiMo-V2.6-Flash-fp8-HTML
Acquired credit files of 5 US and 13 Canadian affiliated credit reporting agencies plus an information services business in Uruguay; total purchase price $48.9M; headcount added not disclosed
2001-12-31restructuringcompleted7002001-12-31International operationsUSD 37 (millions)restructuring_footnote
f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML
Headcount reductions of approximately 700 employees, primarily located in international operations. Charge of $37.2 million for employee severance and facilities consolidation recorded in Q4 2001.
2001-12-31restructuringin_progress7002001-10-01International operationsUSD 37 (millions)restructuring_footnote
f5-10k / Qwen3.6-27B-Q8_0
Headcount reductions of approximately 700 employees, primarily located in international operations. Charge of $37.2 million for severance and facilities consolidation. Majority of remaining charges expected to be incurred in 2002.
2001-09-30divestiture_reductioncompleted2000-10-022001-07-07GlobalPayment Services (Certegy Inc.)USD 37 (millions)other
f5-10q / MiMo-V2.6-Flash-fp8-HTML
Spin-off of Payment Services segment completed 2001-07-07; $36.5M pre-tax ($28.4M after-tax) spin-off costs accrued in Q2 2001. No employee counts disclosed.
2001-09-30divestiture_reductioncompleted2001-10-31United StatesCity Directory business (Divested Operations)USD 6 (millions)other
f5-10q / MiMo-V2.6-Flash-fp8-HTML
Sale of City Directory business occurred in October 2001 (subsequent to quarter end); $5.8M pre-tax loss recorded in September. No employee counts disclosed.
2001-06-30divestiture_reductioncompleted2000-10-022001-07-07GlobalPayment Services (Certegy Inc.)USD 37 (millions)subsequent_events
f5-10q / MiMo-V2.6-Flash-fp8-HTML
Spin-off of Payment Services segment completed 2001-07-07 (after quarter end); $36.5M pre-tax ($28.4M after tax) spin-off costs accrued in Q2 2001. No employee headcount transferred or retained is disclosed.
2001-06-30acquisition_additioncompletedUnited States, Canada, UruguayNorth American Information ServicesUSD 32 (millions)business_combinations_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML
First six months of 2001: credit files of three U.S. and six Canadian affiliated agencies plus an Uruguay information services business acquired for $32.2M cash. Purchase price, not headcount, is disclosed; no employee counts given.
2000-12-31divestiture_reductioncompleted2000-10-012000-10-01United States, Canada, United KingdomCollection Services / Risk Management ServicesUSD 150 (millions)Item_1_Business
f5-10k / MiMo-V2.6-Flash-fp8-HTML
Sold Equifax Risk Management Services to RMA (US) and IntelliRisk (Canada/UK); aggregate sales price ~$150M. No employee count disclosed.
2000-12-31acquisition_additioncompleted2000-05-012000-05-01United StatesConsumer Information ServicesUSD 260 (millions)business_combinations_footnote
f5-10k / MiMo-V2.6-Flash-fp8-HTML
Acquired Consumer Information Solutions group from R.L. Polk & Co. for ~$260M cash. No employee count disclosed.
2000-12-31acquisition_additioncompleted2000-01-012000-01-01ChileCard Solutionsbusiness_combinations_footnote
f5-10k / MiMo-V2.6-Flash-fp8-HTML
Acquired Procard S.A., second largest card processor in Chile. No employee count disclosed.
2000-12-31acquisition_additioncompleted2000-10-012000-10-01United StatesNorth American Information ServicesUSD 12 (millions)business_combinations_footnote
f5-10k / MiMo-V2.6-Flash-fp8-HTML
Acquired Compliance Data Center, Inc. for ~$12M in cash and stock. No employee count disclosed.
2000-12-31acquisition_additioncompleted2000-11-012000-11-01ItalyEquifax Europebusiness_combinations_footnote
f5-10k / MiMo-V2.6-Flash-fp8-HTML
Acquired SEK S.r.l., a leading Italian online information company. No employee count disclosed.
2000-12-31divestiture_reductioncompleted2000-12-222000-12-22United KingdomDivested Operations — vehicle information businessdiscontinued_operations_footnote
f5-10k / MiMo-V2.6-Flash-fp8-HTML
Sold vehicle information business in the U.K. No employee count disclosed.
2000-12-31divestiture_reductioncompleted2000-09-012000-09-01IndiaCard Solutionsdiscontinued_operations_footnote
f5-10k / MiMo-V2.6-Flash-fp8-HTML
Sold 50% interest in a credit card processing operation in India. No employee count disclosed.
2000-12-31divestiture_reductionannounced2000-10-022001-06-30GlobalPayment Servicessubsequent_events
f5-10k / MiMo-V2.6-Flash-fp8-HTML
Announced intention to spin off Payment Services division via tax-free stock distribution; expected summer 2001. Subject to IRS ruling and SEC registration.
2000-09-30acquisition_additioncompleted2000-05-012000-05-01United StatesConsumer Information ServicesUSD 312 (millions)business_combinations_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML
Purchase of R.L. Polk & Co. Consumer Information Services group; purchase price disclosed, headcount added not disclosed.
2000-09-30acquisition_additioncompleted2000-09-302000-09-30United States, Canada, Chile, United KingdomInformation Services; Payment Servicesbusiness_combinations_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML
First-nine-month 2000 acquisitions of credit files of four U.S. and twelve Canadian affiliates, a Chilean card processing business, and the remaining 49% of a U.K. card processing business; headcount not disclosed.
2000-09-30divestiture_reductioncompleted2000-09-302000-09-30IndiaPayment Servicesbusiness_combinations_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML
Sale of 50% interest in a card processing operation in India for a modest pre-tax gain; headcount removed not disclosed.
2000-09-30divestiture_reductionannounced2000-10-31United States, Canada, United KingdomRisk Management Services (North American Information Services; Equifax Europe)other
f5-10q / MiMo-V2.6-Flash-fp8-HTML
October 2000 sale of global risk management businesses for approximately $150 million; divested businesses had about $143 million of revenue for the twelve months ended September 30, 2000; headcount not disclosed.
2000-09-30otherannounced2000-10-022001-06-30GlobalPayment Servicesother
f5-10q / MiMo-V2.6-Flash-fp8-HTML
Announced plan to split into two independent public companies via tax-free spinoff of Payment Services, expected mid-year 2001, contingent on a favorable IRS ruling; no workforce figures disclosed.
2000-06-30acquisition_additioncompleted2000-05-01United StatesConsumer Information ServicesUSD 298 (millions)business_combinations_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML
Purchase price for 2000 acquisitions including R.L. Polk Consumer Information Services; no employee headcount disclosed. Results included as a separate reportable segment.
2000-06-30plant_closurecompletedMexicoEquifax Latin AmericaMD&A
f5-10q / MiMo-V2.6-Flash-fp8-HTML
Mexico operations shut down during the first quarter of 2000 due to poor outlook for future returns; no headcount or charge disclosed, described as minimal financial impact.
1999-12-31restructuringin_progressUnited StatesCorporate / AdministrativeMD&A
f5-10k / MiMo-V2.6-Flash-fp8-HTML
MD&A cites headcount reductions and outsourcing of administrative functions as 1999 cost control initiatives; no employee count or charge disclosed
1999-12-31divestiture_reductioncompletedUnited StatesRisk Management ServicesMD&A
f5-10k / MiMo-V2.6-Flash-fp8-HTML
Three U.S. risk management offices sold in June 1999; pension curtailment gain of $3.8M attributed partly to this sale; no employee count disclosed
1999-12-31acquisition_additioncompletedUnited States, CanadaNorth American Information ServicesItem_1_Business
f5-10k / MiMo-V2.6-Flash-fp8-HTML
Acquired credit files of 14 U.S. and 3 Canadian consumer reporting affiliates during 1999; purchase price $24.2M; no employee headcount disclosed
1999-12-31restructuringcompleted1999United StatesAdministrative and Data ProcessingMD&A
f5-10k / Qwen3.6-27B-Q8_0
Headcount reductions related to outsourcing certain administrative and data processing functions.
1999-12-31plant_closurecompleted1999-06United StatesRisk ManagementMD&A
f5-10k / Qwen3.6-27B-Q8_0
Sale of three risk management offices located in the U.S.
1999-09-30restructuringin_progressUnited StatesNorth American Information Services — U.S. Credit Information and Marketing ServicesMD&A
f5-10q / MiMo-V2.6-Flash-fp8-HTML
MD&A cites cost control initiatives that included headcount reductions and lower service-provider costs; no employee count, charge, or timing disclosed.
1999-09-30restructuringin_progressUnited StatesNorth American Information ServicesMD&A
f5-10q / Qwen3.6-27B-Q8_0
Cost control initiatives included headcount reductions and lower costs from service providers.
1999-06-30divestiture_reductioncompleted1999-06-30United StatesRisk Management Servicesother
f5-10q / MiMo-V2.6-Flash-fp8-HTML
In June 1999 the Company sold three small, non-strategic U.S. risk management offices; proceeds and a $7.1M total gain (with the April 1999 Proceda S.A. equity sale) are disclosed, but no employee counts are given.
1998-03-31acquisition_additioncompletedUnited Kingdom; United States; ArgentinaRisk management services; credit filesUSD 32 (millions)business_combinations_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML
Q1 1998 acquisitions (UK risk management business, credit files of two US affiliates) plus consolidation of 66.7% stake in Organizacion VERAZ S.A.; purchase price $32.0 million. No employee counts disclosed.
1998-03-31acquisition_additionannounced1997-11-251998-06-30United StatesCollection businesses (Computer Sciences Corporation)USD 38 (millions)other
f5-10q / MiMo-V2.6-Flash-fp8-HTML
CSC exercised option to sell collection businesses at ~$38 million; transaction finalized in Q2 1998 (subsequent to the quarter). No employee counts disclosed.
1997-12-31divestiture_reductioncompleted1996-12-091997-08-07United StatesInsurance ServicesUSD 15 (millions)discontinued_operations_footnote
f5-10k / MiMo-V2.6-Flash-fp8-HTML
Spinoff of Insurance Services segment as ChoicePoint Inc.; $15.0M pre-tax spinoff costs including duplicate licenses, severance, legal and banker fees; headcount not disclosed
1997-12-31divestiture_reductioncompleted1997-06-30United StatesNorth American Information Servicesdiscontinued_operations_footnote
f5-10k / MiMo-V2.6-Flash-fp8-HTML
Sale of National Decision Systems business unit in Q2 1997; $81.0M cash proceeds, $42.8M gain; headcount not disclosed
1997-12-31acquisition_additioncompleted1997-12-31United StatesMultiple segmentsUSD 117 (millions)business_combinations_footnote
f5-10k / MiMo-V2.6-Flash-fp8-HTML
Multiple 1997 acquisitions including Goldleaf Technologies, DICOM S.A., HLS Financial Group, Foothill Collection Services, Group Incresa, and 16 credit bureau credit files; aggregate purchase price $117.3M; headcount added not disclosed
1997-12-31restructuringcompleted4001995-10-011997-12-31United StatesOther; North American Information ServicesUSD 10 (millions)restructuring_footnote
f5-10k / Qwen3.6-27B-Q8_0
Program initiated in Q4 1995 to streamline operations by reducing staffing levels and consolidating facilities. Staffing reduced by approx. 400 employees primarily in Other and North American Information Services segments. Total cost $10.4 million. Reserve balance at Dec 31, 1997 was $0.4 million.
1997-09-30divestiture_reductioncompleted1996-12-091997-08-07United StatesInsurance Services (ChoicePoint Inc.)USD 15 (millions)restructuring_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML
Spinoff completed 1997-08-07; pre-tax spinoff costs included severance, duplicate software licenses, legal and banker fees, partly offset by a $17.1M retirement plan curtailment gain. No employee counts disclosed.
1997-09-30acquisition_additioncompletedUnited States; ChileRisk Management Services; Credit Services; International OperationsUSD 87 (millions)business_combinations_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML
During the first nine months of 1997 the Company acquired two risk management services businesses, credit files of thirteen U.S. credit bureaus, and the remaining 50% of DICOM S.A. (Chile); aggregate purchase price shown. No headcount added disclosed.
1997-09-30divestiture_reductioncompletedUnited StatesCredit Services — National Decision Systemsother
f5-10q / MiMo-V2.6-Flash-fp8-HTML
Business unit sold during the second quarter of 1997 for $81.0M net proceeds with a $42.8M gain; no employee counts disclosed.
1997-09-30restructuringcompleted1997-04-011997-09-30United StatesCorporate / Insurance Services SpinoffUSD 15 (millions)discontinued_operations_footnote
f5-10q / Qwen3.6-27B-Q8_0
Costs associated with effecting the spinoff of Insurance Services segment (ChoicePoint). Includes severance, legal fees, and duplicate software licenses. Employee count not disclosed.
1997-06-30divestiture_reductioncompleted1996-12-091997-08-07United StatesInsurance ServicesUSD 15 (millions)other
f5-10q / MiMo-V2.6-Flash-fp8-HTML
Spinoff of Insurance Services segment into ChoicePoint Inc.; $15.0M pre-tax cost ($12.9M after tax) included severance, duplicate software licenses, legal and banker fees, partly offset by a $17.1M retirement plan curtailment gain. No employee counts disclosed.
1997-06-30acquisition_additioncompletedUnited States; ChileRisk Management Services; Credit Services; International OperationsUSD 76 (millions)business_combinations_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML
First-half 1997 acquisitions: two risk management services businesses, credit files of ten U.S. credit bureaus, and the remaining 50% of DICOM S.A. in Chile; aggregate purchase price $75.6M. No headcount added disclosed.
1997-06-30divestiture_reductioncompletedUnited StatesCredit Services — National Decision Systemsother
f5-10q / MiMo-V2.6-Flash-fp8-HTML
Sale of National Decision Systems business unit completed in Q2 1997; $81.0M net cash proceeds and $42.8M gain. No employee counts disclosed.
1997-06-30restructuringcompleted1997-06-301997-06-30United StatesCorporate / Insurance Services SpinoffUSD 15 (millions)restructuring_footnote
f5-10q / Qwen3.6-27B-Q8_0
Costs associated with effecting the spinoff of Insurance Services segment (ChoicePoint), including severance, legal, and investment banker fees. Employee count not disclosed.
1997-03-31acquisition_additioncompletedUnited States; ChileRisk Management Services; Credit Services; International OperationsUSD 69 (millions)business_combinations_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML
Q1 1997 acquisitions of two risk management services businesses, credit files of five U.S. credit bureaus, and the remaining 50% of DICOM S.A. (Chile); aggregate purchase price $69.045 million. No employee headcount added disclosed.
1997-03-31divestiture_reductioncompleted1996-12-31United StatesGeneral Information Services (healthcare information business units)business_combinations_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML
Sale of all healthcare information business units completed in Q4 1996; disclosed here as background. Cash proceeds net of costs $49.081 million; no headcount removed disclosed.
1997-03-31divestiture_reductionannounced1996-12-091997-06-30GlobalInsurance Services industry segmentother
f5-10q / MiMo-V2.6-Flash-fp8-HTML
Planned tax-free spin-off of the Insurance Services segment into an independent public company, expected mid-1997, contingent on a favorable IRS ruling. No headcount impact disclosed.
1996-12-31divestiture_reductioncompleted1996-12-311996-12-31United StatesGeneral Information Services — Healthcare Information ServicesUSD 10 (millions)discontinued_operations_footnote
f5-10k / MiMo-V2.6-Flash-fp8-HTML
Sold all healthcare information business units in Q4 1996; $10.3M intangible write-off recorded June 1996 under SFAS 121; cash proceeds $49.1M with $11.6M gain. Employee count not disclosed.
1996-12-31restructuringin_progress1995-10-01United StatesCredit ServicesUSD 2 (millions)MD&A
f5-10k / MiMo-V2.6-Flash-fp8-HTML
Severance costs incurred in 1996 as part of ongoing cost containment efforts; employee count not disclosed. Part of broader multi-year restructuring program initiated Q4 1995.
1996-12-31restructuringin_progress1996-01-01CanadaInternational OperationsUSD 1 (millions)MD&A
f5-10k / MiMo-V2.6-Flash-fp8-HTML
Severance related to unification of US and Canadian operations under a North American management structure; employee count not disclosed.
1996-12-31restructuringcompleted1996-01-011996-12-31United StatesPayment Services — Tampa area facility relocationUSD 5 (millions)MD&A
f5-10k / MiMo-V2.6-Flash-fp8-HTML
One-time expenses incurred in connection with a move to a new location in the Tampa area; employee count not disclosed.
1996-12-31acquisition_additioncompleted1996-12-011996-12-31United StatesPayment Servicesbusiness_combinations_footnote
f5-10k / MiMo-V2.6-Flash-fp8-HTML
CUNA Service Group, Inc. acquired December 1996; headcount added not disclosed.
1996-12-31acquisition_additioncompleted1996-09-011996-09-30CanadaInternational Operationsbusiness_combinations_footnote
f5-10k / MiMo-V2.6-Flash-fp8-HTML
Creditel of Canada Limited acquired September 1996; headcount added not disclosed.
1996-12-31acquisition_additioncompleted1996-08-011996-08-31United StatesInsurance Servicesbusiness_combinations_footnote
f5-10k / MiMo-V2.6-Flash-fp8-HTML
CDB Infotek acquired August 1996 (70% ownership); headcount added not disclosed.
1996-12-31acquisition_additioncompleted1996-06-011996-06-30United KingdomInternational Operationsbusiness_combinations_footnote
f5-10k / MiMo-V2.6-Flash-fp8-HTML
Transax plc acquired June 1996 (increased to 100% from 50.1%); headcount added not disclosed.
1996-12-31acquisition_additioncompleted1996-05-011996-05-31CanadaInternational Operationsbusiness_combinations_footnote
f5-10k / MiMo-V2.6-Flash-fp8-HTML
Collective Credit Bureaus Ltd. acquired May 1996; headcount added not disclosed.
1996-12-31acquisition_additioncompleted1996-04-011996-04-30United StatesInsurance Servicesbusiness_combinations_footnote
f5-10k / MiMo-V2.6-Flash-fp8-HTML
Professional Test Administrators, Inc. acquired April 1996; headcount added not disclosed.
1996-12-31acquisition_additioncompleted1996-01-011996-01-31United StatesCredit Servicesbusiness_combinations_footnote
f5-10k / MiMo-V2.6-Flash-fp8-HTML
Market Knowledge, Inc. acquired January 1996; headcount added not disclosed.
1996-12-31divestiture_reductioncompleted1996-12-31United StatesGeneral Information ServicesItem_1_Business
f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML
During the fourth quarter of 1996, the Company divested its healthcare information business operations.
1996-12-31restructuringcompleted1996-12-31United StatesInsurance ServicesUSD 2,000,000 (actual)MD&A
f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML
Operating income in Insurance Services was partially offset by $2 million in severance costs incurred as part of ongoing cost containment efforts.
1996-12-31restructuringcompleted1996-12-31CanadaInternational OperationsUSD 1,000,000 (actual)MD&A
f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML
Operating income in Canada declined modestly as improvements were more than offset by $1 million in severance expenses incurred related to the unification of United States and Canadian operations.
1996-12-31restructuringcompleted7501995-10-011996-12-31United StatesInsurance Services, General Information Services, Credit ServicesUSD 20 (millions)restructuring_footnote
f5-10k / Qwen3.6-27B-Q8_0
Program initiated in Q4 1995 to streamline operations by reducing staffing levels and consolidating facilities. Staffing levels reduced by approximately 750 employees. Total cost $19.6 million. Reserve balance at Dec 31, 1996 was $2.0 million.
1996-12-31divestiture_reductioncompleted1996-10-011996-12-31United StatesGeneral Information Servicesdiscontinued_operations_footnote
f5-10k / Qwen3.6-27B-Q8_0
Company sold all healthcare information business units from General Information Services segment in Q4 1996. Headcount not explicitly disclosed.
1996-09-30restructuringin_progress7501995Insurance Services, General Information Services, Credit ServicesUSD 19,572 (thousands)restructuring_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML
Program initiated in Q4 1995 to streamline operations via staffing reductions and facility consolidation; total cost $19,572 thousand ($11,939 after tax, $.08 per share). Utilized $9,372 thousand in 1996; $3,770 thousand reserve balance remained at 1996-09-30, included in other current liabilities.
1996-09-30acquisition_additioncompletedUnited States, Canada, United KingdomCredit, Insurance, Internationalbusiness_combinations_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML
Six acquisitions Jan-Sep 1996 (Market Knowledge, Professional Test Administrators, Collective Credit Bureaus, Transax plc, CDB Infotek, Creditel of Canada) plus credit files of five US credit bureaus; aggregate purchase price $125.0 million. No headcount added disclosed; results not material to operations.
1996-09-30divestiture_reductionannounced1996General Information Services — Healthcare Information Servicesother
f5-10q / MiMo-V2.6-Flash-fp8-HTML
Intent to divest all Healthcare Information Services units announced in Q4 1996 (after quarter end). Healthcare Administrative Services and Healthcare EDI Services sold as of mid-November 1996; remaining divestitures deemed probable. No headcount disclosed; management expects no material effect.
1996-09-30restructuringin_progress7501995-10-01United StatesInsurance Services, General Information Services, Credit ServicesUSD 20 (millions)restructuring_footnote
f5-10q / Qwen3.6-27B-Q8_0
Program initiated in Q4 1995 to streamline operations by reducing staffing levels and consolidating facilities. Total cost $19.6M. Balance of reserve at Sept 30, 1996 was $3.8M.
1996-06-30restructuringin_progress7501995United StatesInsurance Services, General Information Services, and Credit ServicesUSD 19,572 (thousands)restructuring_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML
Program initiated in Q4 1995 to streamline operations via staffing reductions and facility consolidation; approximately 750 employees affected. Original provision $19,572 thousand (severance $13,813; asset write-offs $2,994; lease costs $2,765). $7,116 thousand utilized in 1996; $6,026 thousand reserve balance remained at 1996-06-30. No completion date disclosed.
1996-06-30acquisition_additioncompletedUnited States; United Kingdombusiness_combinations_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML
During the first six months of 1996 the Company acquired substantially all assets and operations of four companies plus the remaining 49.9% interest of Transax plc (UK); aggregate purchase price $29.5 million. No headcount added disclosed; results included from dates of acquisition.
1996-06-30restructuringin_progress7501995-10-01Insurance Services, General Information Services, and Credit ServicesUSD 19,572 (thousands)restructuring_footnote
f5-10q / Qwen3.6-27B-Q8_0
Program initiated in Q4 1995 to streamline operations by reducing staffing levels and consolidating facilities. Total cost $19.6 million. Balance of reserve at June 30, 1996 was $6.0 million.
1996-03-31restructuringin_progress7501995-10-01United StatesInsurance Services, General Information Services, Credit ServicesUSD 20 (millions)restructuring_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML
Program initiated Q4 1995; staffing reduced by ~750 employees. Total charge $19.572M; $4.691M utilized in Q1 1996, leaving $8.451M balance at 1996-03-31. Severance balance $7.068M and lease costs $1.383M remain.
1996-03-31restructuringin_progress7501995-10-01United StatesInsurance Services, General Information Services, Credit ServicesUSD 20 (millions)restructuring_footnote
f5-10q / Qwen3.6-27B-Q8_0
Program initiated in Q4 1995 to streamline operations by reducing staffing levels and consolidating facilities. Total cost $19.6M. Balance of reserve at March 31, 1996 was $8.5M.
1995-12-31restructuringin_progress7501995-10-01United StatesMultiple segments (Credit Services, Payment Services, Insurance Services, International Operations, General Information Services, Corporate)USD 20 (millions)restructuring_footnote
f5-10k / MiMo-V2.6-Flash-fp8-HTML
Q4 1995 program covering severance for ~750 employees ($13.8M), asset write-offs ($3.0M), and lease costs ($2.8M). $6.4M utilized through year-end; $13.1M reserve remaining. Charge was $19.6M pre-tax ($11.9M after tax, $0.08/share).
1995-12-31divestiture_reductioncompleted1995-07-011995-09-30United StatesGeneral Information Services — Marketing ServicesMD&A
f5-10k / MiMo-V2.6-Flash-fp8-HTML
Sold Elrick & Lavidge and Quick Test marketing research businesses in Q3 1995 to focus on core businesses. Cash proceeds $14.9M. Employee headcount impact not disclosed.
1995-12-31restructuringcompleted7501995-10-011995-12-31GlobalVarious segmentsUSD 20 (millions)restructuring_footnote
f5-10k / Qwen3.6-27B-Q8_0
Fourth quarter 1995 restructuring program to streamline operations by reducing staffing levels and consolidating facilities. Total cost $19.6 million. Severance for approx. 750 employees.
1995-09-30acquisition_additioncompletedUnited States; United Kingdom; Latin America (TecniCob S.A.)Insurance Services; General Services; Credit Services; Payment Services; Internationalbusiness_combinations_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML
Five businesses acquired in the first nine months of 1995 (Vallance and Associates, Medical Review Systems, UCB Services, TecniCob S.A., The Infocheck Group); aggregate purchase price $28.0 million. No employee headcount added disclosed.
1995-09-30divestiture_reductioncompletedUnited StatesGeneral Information Servicesbusiness_combinations_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML
Two market research businesses (Elrick & Lavidge and Quick Test) divested during Q3 1995; cash proceeds $14.9 million. No employee headcount reduction disclosed.