Bank of America (BAC)

Company ID: 13 | CIK: 0000070858
10-Q view:
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Segments are charted by their disclosed metrics (revenue, segment profit, etc.). Each line is a single segment. Reconciliation/corporate items are excluded. Major customers are shown as a percentage of revenue. Operational KPIs are grouped by metric concept; sub-metrics appear as separate lines.

Geographic Segments

Business Unit / Product Segments

Major Customers (% of Revenue)

No major-customer concentration data found.

Operational KPIs

Active Bill Pay Customers (active_buyers)

Client managers (advisors)

Total loan and lease losses (allowance_for_credit_losses)

No 10-K data

Client Brokerage Assets (aua)

Principal Investing portfolio (aum)

Available for sale debt securities (available_for_sale_debt_securities)

No 10-K data

Mortgage originations (bookings)

No 10-K data

Banking centers (branches)

Unused HELOCs (capacity)

No 10-K data

Common equity tier 1 ratio (capital_adequacy)

No 10-K data

Open MI rescission notices (claims_count)

No 10-K data

Net New Checking Accounts (customers)

Businesses served (customers_served)

Market-Based Deposits (deposits)

Efficiency ratio (efficiency_ratio)

No 10-K data

Employee engagement index (engagement)

No 10-Q data

Auto lease units (fleet_size)

No 10-K data

Debit card purchase volumes (gmv)

Employees (headcount)

Auto lease units (inventory_units)

No 10-K data

Supplementary leverage ratio (leverage_ratio)

No 10-K data

Global Excess Liquidity Sources (liquidity_buffer)

No 10-K data

Time-to-required funding (liquidity_coverage)

No 10-K data

Loan commitments (loan_commitments)

No 10-K data

Loan modifications (loan_modifications)

No 10-K data

Loans held for investment (loans_held_for_investment)

No 10-K data

Mortgage originations (loans_originated)

No 10-K data

Commercial loans and leases (loans_outstanding)

Credit card net charge-off rate (loss_ratio)

Net charge-offs (net_charge_offs)

No 10-K data

Net new liquidity client flows (net_flows)

Net interest yield (net_interest_margin)

Allowance to Loans Ratio (nonperforming_loans)

Credit extension commitments (order_book)

No 10-K data

Mortgages Funded Through LoanSolutions (orders_received)

ALL as % of Total Loans (other)

No 10-K data

ALL as % of total loans (other)

No 10-K data

ALL to Annualized Net Charge-offs Ratio (other)

No 10-K data

ALLL as % of Total Loans (other)

No 10-K data

ALLL to Total Loans (other)

No 10-K data

ALM interest rate option contracts notional amount (other)

No 10-K data

ALM interest rate options notional (other)

No 10-K data

ALM interest rate swaps (other)

No 10-K data

ALM interest rate swaps notional (other)

No 10-K data

ALM interest rate swaps notional amount (other)

No 10-K data

ALM option notional (other)

No 10-K data

ALM swap notional (other)

ALM swap notional amount (other)

No 10-K data

ATM count (other)

No 10-K data

ATMs (other)

Acceptances outstanding (other)

No 10-K data

Accretable yield on PCI loans (other)

No 10-K data

Accrued expenses and other liabilities (other)

No 10-K data

Accumulated other comprehensive income (other)

No 10-K data

Additional collateral required upon downgrade (other)

No 10-K data

Adjusted quarterly average total assets (other)

No 10-Q data

Advisor productivity (other)

Aggregate market value of common stock held by non-affiliates (other)

No 10-Q data

Allowance as percent of loans (other)

No 10-K data

Allowance as percentage of loans (other)

No 10-K data

Allowance coverage of nonperforming loans (other)

No 10-K data

Allowance coverage ratio (other)

No 10-K data

Allowance for Credit Losses (other)

Allowance for Loan and Lease Losses (other)

Allowance for Loan and Lease Losses Ratio (other)

No 10-K data

Allowance for credit losses (other)

Allowance for credit losses ratio (other)

No 10-K data

Allowance for loan and lease losses (other)

Allowance for loan and lease losses as % of total loans (other)

No 10-K data

Allowance for loan and lease losses as a percentage of total loans and leases outstanding (other)

Allowance for loan and lease losses as a percentage of total nonperforming loans and leases (other)

No 10-K data

Allowance for loan and lease losses ratio (other)

Allowance for loan and lease losses to loans (other)

No 10-K data

Allowance for loan and lease losses to net charge-offs ratio (other)

No 10-K data

Allowance for loan and lease losses to nonperforming loans ratio (other)

No 10-K data

Allowance for loan and lease losses to total loans (other)

No 10-Q data

Allowance for loan losses (other)

No 10-K data

Allowance ratio (other)

No 10-K data

Allowance to Loans Ratio (other)

No 10-K data

Allowance to Nonperforming Loans Ratio (other)

No 10-K data

Allowance to annualized net charge-offs (other)

No 10-K data

Allowance to annualized net charge-offs ratio (other)

No 10-K data

Allowance to loans ratio (other)

Allowance to net charge-offs (other)

No 10-K data

Allowance to nonperforming loans (other)

No 10-K data

Allowance to nonperforming loans ratio (other)

Allowance to total loans ratio (other)

No 10-K data

Annualized Net Charge-off Rate (other)

No 10-K data

Annualized Net Charge-off Ratio (other)

No 10-K data

Annualized net charge-off rate (other)

No 10-K data

Annualized net charge-off ratio (other)

No 10-K data

Annualized net charge-offs (other)

No 10-K data

Annualized net charge-offs as % of average loans (other)

No 10-K data

Annualized net charge-offs as % of avg loans (other)

No 10-K data

Annualized net charge-offs as a percentage of average loans and leases outstanding (other)

No 10-K data

Annualized net charge-offs ratio (other)

No 10-K data

Annualized net charge-offs to average loans (other)

No 10-K data

Argentina total binding exposure (other)

No 10-K data

Asia Pacific emerging market exposure (other)

No 10-K data

Assets in Custody (other)

No 10-K data

Assets in custody (other)

Auto lease residual exposure (other)

No 10-K data

Auto lease units remaining (other)

No 10-K data

Automated teller machines (other)

Available-for-sale securities duration (other)

No 10-K data

Average Value-at-Risk (other)

No 10-Q data

Average common shares outstanding (other)

No 10-K data

Average credit card outstandings (other)

No 10-K data

Average credit card receivables managed (other)

No 10-Q data

Average daily trading VaR (other)

No 10-K data

Average daily trading revenue (other)

No 10-K data

Average daily trading revenues (other)

No 10-K data

Average first mortgage loans serviced (other)

No 10-K data

Average global liquidity sources (other)

No 10-Q data

Average managed credit card receivables (other)

No 10-K data

Average market-based funds (other)

No 10-K data

Average market-based portfolio VaR (other)

No 10-K data

Average mortgage servicing portfolio (other)

No 10-K data

Average other consumer loans managed (other)

No 10-Q data

Average total assets (other)

No 10-K data

Average trading VAR (other)

Average trading VaR (other)

Average trading portfolio VAR (other)

No 10-K data

Average trading value at risk (other)

No 10-K data

BAI accounts served (other)

No 10-Q data

BAI brokerage accounts (other)

No 10-K data

Bank subsidiaries liquidity (other)

No 10-K data

Bank-owned life insurance guarantees notional (other)

No 10-K data

BankAmerica shareholders' equity (other)

No 10-K data

BankAmerica total assets (other)

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BankAmerica total deposits (other)

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Barnett shareholders' equity (other)

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Barnett total assets (other)

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Barnett total deposits (other)

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Bill payments volume (other)

No 10-K data

Bills paid via bill pay (other)

No 10-K data

Bills paid via online bill pay (other)

No 10-K data

BlackRock investment carrying value (other)

No 10-K data

Book Value Per Share (other)

No 10-Q data

Book value per common share (other)

Book value per share (other)

Brazil total binding exposure (other)

No 10-K data

Broker/dealer liquidity (other)

No 10-K data

Broker/dealers liquidity (other)

No 10-K data

Brokerage assets (other)

No 10-Q data

CDO super senior net exposure (other)

No 10-K data

CMBS forward calendar (other)

No 10-K data

Capitalized MSRs (other)

No 10-K data

Capitalized Mortgage Servicing Rights (other)

No 10-K data

Capitalized mortgage servicing rights (other)

Card Services net loss rate (other)

No 10-K data

Card net loss rate (other)

No 10-Q data

Card purchase volume (other)

No 10-K data

Card services purchase volume growth (other)

No 10-K data

Cash Basis Efficiency Ratio (other)

No 10-K data

Cash and cash equivalents (other)

No 10-K data

Cash and securities collateral held under derivative agreements (other)

No 10-K data

Cash and securities collateral posted under derivative agreements (other)

No 10-K data

Cash available from FHLB and Federal Reserve (other)

No 10-Q data

Cash basis efficiency ratio (other)

No 10-K data

Cash dividends paid (other)

No 10-K data

Cash dividends per share (other)

No 10-K data

Cash flow hedge losses expected to reclassify (other)

No 10-K data

Cash payments for DoJ Settlement (other)

No 10-K data

Central and Eastern Europe emerging market exposure (other)

No 10-K data

Checking Accounts (other)

No 10-Q data

China Construction Bank investment (other)

No 10-K data

China net country exposure (other)

No 10-K data

Client assets (other)

No 10-K data

Client balances (other)

No 10-K data

Client balances total (other)

No 10-Q data

Client brokerage assets (other)

Closing stock price (other)

No 10-K data

Commercial committed credit exposure (other)

No 10-K data

Commercial credit exposure (other)

No 10-K data

Commercial criticized exposure (other)

No 10-K data

Commercial criticized exposure ratio (other)

No 10-K data

Commercial letters of credit (other)

No 10-K data

Commercial net charge-off ratio (other)

No 10-K data

Commercial net charge-offs (other)

No 10-K data

Commercial paper (other)

No 10-K data

Commercial real estate net charge-offs (other)

No 10-K data

Commercial reservable criticized exposure (other)

No 10-K data

Commercial reservable criticized utilized exposure (other)

No 10-K data

Commercial unfunded lending commitments fair value (other)

No 10-K data

Commercial utilization rate (other)

No 10-K data

Commercial utilized criticized exposure (other)

No 10-K data

Commercial utilized reservable criticized exposure (other)

No 10-K data

Commitments to extend credit (other)

No 10-K data

Common Shares Outstanding (other)

Common Stock Outstanding (other)

Common Stock shares outstanding (other)

No 10-K data

Common equity tier 1 capital ratio (other)

No 10-K data

Common shareholders' equity (other)

Common shareholders’ equity (other)

No 10-K data

Common shares issued in Barnett merger (other)

No 10-K data

Common shares issued under employee plans (other)

No 10-Q data

Common shares outstanding (other)

Common shares repurchased (other)

Common stock (other)

No 10-K data

Common stock dividend per share (other)

No 10-K data

Common stock dividends (other)

No 10-K data

Common stock outstanding (other)

Common stock repurchase authorization remaining (other)

No 10-Q data

Common stock repurchased (other)

No 10-K data

Common stock repurchases (other)

Common stock shares outstanding (other)

Consumer MSR balance (other)

No 10-K data

Consumer Real Estate servicing portfolio (other)

No 10-K data

Consumer card outstandings growth (other)

No 10-K data

Consumer credit card purchase volume growth (other)

No 10-K data

Consumer deferral requests processed (other)

No 10-K data

Consumer deferrals in place (other)

No 10-K data

Consumer finance offices (other)

No 10-Q data

Consumer investment assets (other)

Consumer mortgage servicing rights (other)

No 10-K data

Consumer real estate originations (other)

No 10-Q data

Consumer servicing portfolio (other)

No 10-K data

Core deposit and other intangibles (other)

No 10-K data

Core net interest yield (other)

No 10-K data

Correspondent and wholesale mortgage loans originated (other)

No 10-K data

Countries of operation (other)

Countries with offices (other)

Countries with operations (other)

No 10-Q data

Countrywide PCI loan portfolio (other)

No 10-K data

Coverage ratio (other)

No 10-K data

Credit Card Net Charge-off Rate (other)

No 10-K data

Credit Card Net Charge-offs (other)

No 10-K data

Credit Card Receivables Managed (other)

No 10-K data

Credit Extension Commitments (other)

No 10-Q data

Credit Protection (other)

No 10-Q data

Credit Risk Exposure (other)

No 10-K data

Credit card charge-off rate (other)

No 10-K data

Credit card gross interest yield (other)

No 10-K data

Credit card gross yield (other)

Credit card line commitments (other)

No 10-K data

Credit card lines (other)

Credit card net charge-off ratio (other)

No 10-K data

Credit card net charge-offs (other)

No 10-K data

Credit card net losses (managed) (other)

No 10-K data

Credit card new accounts (other)

Credit card outstandings (other)

No 10-K data

Credit card purchase volume (other)

No 10-K data

Credit card purchase volume growth (other)

No 10-K data

Credit card purchase volumes (other)

Credit card receivables managed (other)

No 10-Q data

Credit card receivables securitized (other)

No 10-K data

Credit card risk-adjusted margin (other)

Credit card securitization (other)

No 10-K data

Credit card securitization debt securities (other)

No 10-K data

Credit card securitization trust debt (other)

No 10-K data

Credit card securitization trusts (other)

No 10-K data

Credit card securitization trusts debt securities (other)

No 10-K data

Credit card unused lines (other)

No 10-K data

Credit card unused lines of credit (other)

No 10-K data

Credit card utilization rate (other)

No 10-K data

Credit commitments (other)

No 10-K data

Credit default swaps (other)

No 10-K data

Credit extension commitments (other)

Credit portfolio protection (other)

No 10-K data

Criticized commercial exposure (other)

No 10-K data

Cumulative loan modifications (other)

No 10-K data

Customer loan modifications (other)

No 10-Q data

Customers' acceptance liability (other)

No 10-K data

Daily earnings at risk (other)

Debit card purchase volume (other)

Debit card purchase volume growth (other)

No 10-K data

Debit card purchase volumes (other)

Debt securities (other)

No 10-K data

Deferred consumer and small business balances (other)

No 10-K data

Deposit spread (other)

No 10-K data

Derivative Dealer Positions Notional (other)

No 10-K data

Derivative assets (other)

No 10-K data

Derivative credit exposure (other)

No 10-K data

Derivative credit risk (other)

No 10-K data

Derivative dealer notional (other)

No 10-K data

Derivative dealer notional amount (other)

No 10-K data

Derivative liabilities (other)

No 10-K data

Derivative liability subject to unilateral termination (other)

No 10-K data

Derivative-dealer assets (other)

No 10-K data

Derivative-dealer liabilities (other)

No 10-K data

Derivatives credit risk (other)

No 10-Q data

Derivatives dealer credit risk (other)

No 10-K data

Derivatives notional amount (other)

No 10-Q data

Derivatives-dealer positions credit risk (other)

No 10-K data

Derivatives-dealer positions notional amount (other)

No 10-K data

Diluted Earnings Per Share (other)

No 10-Q data

Diluted earnings per common share (other)

Diluted earnings per share (other)

Direct net country exposure to Russia (other)

No 10-K data

Divestiture commitments (other)

No 10-K data

Dividend Payout Ratio (other)

Dividend payout (other)

Dividend payout ratio (other)

No 10-K data

Dividends paid (other)

No 10-K data

Dividends paid per common share (other)

No 10-K data

Dividends paid per share (other)

No 10-Q data

Dividends per share (other)

No 10-K data

Domestic Branded ATMs (other)

No 10-K data

Domestic branded ATMs (other)

Domestic credit card unused lines (other)

No 10-K data

Domestic-branded ATMs (other)

No 10-K data

Earnings Per Share (other)

No 10-Q data

Earnings at Risk (other)

No 10-K data

Earnings at risk (other)

No 10-K data

Earnings per common share (other)

No 10-K data

Earnings per share (other)

Effective tax rate (other)

No 10-K data

Efficiency Ratio (other)

Efficiency ratio (other)

Efficiency ratio (FTE basis) (other)

No 10-Q data

Eligible long-term debt ratio (other)

No 10-Q data

Eligible long-term debt to risk-weighted assets (other)

Eligible long-term debt to supplementary leverage exposure (other)

No 10-Q data

Emerging market credit exposure (other)

No 10-K data

Emerging market exposure (other)

No 10-K data

Emerging markets exposure (other)

No 10-K data

Emerging markets foreign exposure (other)

No 10-K data

Employee retirement protection guarantees notional (other)

No 10-K data

Ending tangible equity to tangible assets (other)

No 10-K data

Equities sales and trading revenue (other)

No 10-K data

Equity commissions (other)

No 10-K data

Equity investment portfolio (other)

No 10-K data

Equity to assets ratio (other)

No 10-K data

Estimated average maturity of securities available for sale (other)

No 10-K data

Estimated average maturity of securities held for investment (other)

No 10-K data

Estimated range of possible loss for R&W (other)

No 10-K data

Estimated range of possible loss – litigation (other)

No 10-K data

Estimated range of possible loss – rep & warranties (other)

No 10-K data

European country exposure (other)

No 10-K data

FICC sales and trading revenue (other)

No 10-K data

Fair value option LHFS (other)

No 10-K data

Fair value option gains (other)

No 10-K data

Fair value option long-term debt (other)

No 10-K data

Fair value option securities financing (other)

No 10-K data

Fair value option short-term borrowings (other)

No 10-K data

Fair value option unfunded loan commitments (other)

No 10-K data

Federal funds purchased and securities sold under agreements to repurchase (other)

No 10-K data

Federal funds sold and securities borrowed or purchased under agreements to resell (other)

No 10-K data

Federal funds sold and securities purchased under agreements to resell (other)

No 10-K data

Financial Advisor Productivity (other)

No 10-K data

Financial advisor productivity (other)

First Mortgage Production (other)

No 10-K data

First mortgage loan originations (other)

No 10-K data

First mortgage loan production (other)

First mortgage loans originated (other)

No 10-K data

First mortgage loans serviced (other)

No 10-K data

First mortgage origination volume (other)

No 10-K data

First mortgage originations (other)

First mortgage production (other)

No 10-K data

First-lien mortgage securitizations cash proceeds (other)

No 10-K data

Foreclosed properties (other)

Foreign Exposure (other)

No 10-Q data

Foreign countries served (other)

No 10-Q data

Foreign credit card unused lines (other)

No 10-K data

Foreign currency contracts notional value (other)

No 10-K data

Foreign exposure (other)

No 10-Q data

Foreign exposure to emerging markets (other)

No 10-K data

Forward delivery contracts notional amount (other)

No 10-K data

Forward-dated repurchase commitments (other)

No 10-K data

Forward-dated resale commitments (other)

No 10-K data

Fully-insured residential mortgage loans (other)

No 10-K data

GWIM brokerage assets (other)

No 10-Q data

GWIM client balances (other)

No 10-Q data

GWIM total client balances (other)

No 10-Q data

Geographic footprint (other)

No 10-Q data

Germany country exposure (other)

No 10-K data

Germany net country exposure (other)

No 10-K data

Global Excess Liquidity Sources (other)

Global Liquidity Sources (other)

Global excess liquidity (other)

Global excess liquidity sources (other)

Global liquidity sources (other)

Global locations (other)

No 10-Q data

Goodwill (other)

Goodwill impairment test carrying value (other)

No 10-K data

Goodwill impairment test fair value (other)

No 10-K data

Gross derivative assets (other)

No 10-K data

Gross derivative liabilities (other)

No 10-K data

HELOC utilization rate (other)

No 10-K data

High Quality Liquid Assets (other)

High-quality liquid assets (other)

No 10-Q data

Home Equity Production (other)

No 10-K data

Home Equity servicing portfolio (other)

No 10-K data

Home equity lines of credit unused (other)

No 10-K data

Home equity loan originations (other)

No 10-K data

Home equity loan production (other)

Home equity net charge-offs (other)

No 10-K data

Home equity originations (other)

Home equity production (other)

Home equity servicing portfolio (other)

Home equity unused lines (other)

No 10-K data

Home equity unused lines of credit (other)

No 10-K data

Home equity utilization rate (other)

No 10-K data

Home loan modifications completed (other)

No 10-K data

Impaired loans (other)

No 10-K data

Income tax expense (other)

No 10-Q data

Intangible amortization expense (other)

No 10-K data

Intangible assets (other)

No 10-K data

Intangible assets net carrying value (other)

No 10-K data

Interest Rate Swaps Notional (other)

No 10-K data

Interest rate swap notional (other)

No 10-K data

Interest receivable (other)

No 10-K data

Investment Banking Income (other)

No 10-K data

Investment banking deal volume (other)

No 10-K data

Investment banking deals (other)

No 10-K data

Investment banking fees (other)

Latin America emerging market exposure (other)

No 10-K data

Lease liabilities (other)

No 10-K data

Legacy Assets & Servicing portfolio (other)

No 10-K data

Legacy Owned Portfolio (other)

No 10-K data

Legacy Residential Mortgage Serviced Portfolio (other)

No 10-K data

Level 1 to Level 2 transfers (other)

No 10-K data

Level 3 assets at fair value (other)

No 10-K data

Level 3 fair value option gains – LHFS (other)

No 10-K data

Level 3 fair value option gains – consumer and commercial loans (other)

No 10-K data

Level 3 fair value option gains – loans reported as trading (other)

No 10-K data

Level 3 fair value option gains – long-term debt (other)

No 10-K data

Level 3 fair value option gains – mortgage banking income (other)

No 10-K data

Level 3 fair value option gains – other income (other)

No 10-K data

Level 3 fair value option gains – securities financing (other)

No 10-K data

Level 3 fair value option gains – short-term borrowings (other)

No 10-K data

Level 3 fair value option gains – total (other)

No 10-K data

Level 3 fair value option gains – trading account profits (other)

No 10-K data

Level 3 fair value option gains – trading inventory other (other)

No 10-K data

Level 3 fair value option gains – unfunded loan commitments (other)

No 10-K data

Level 3 gains in earnings (other)

No 10-K data

Level 3 liabilities at fair value (other)

No 10-K data

Level 3 net gains in earnings – AFS debt securities (other)

No 10-K data

Level 3 net gains in earnings – LHFS (other)

No 10-K data

Level 3 net gains in earnings – MSRs (other)

No 10-K data

Level 3 net gains in earnings – loans and leases (other)

No 10-K data

Level 3 net gains in earnings – long-term debt (other)

No 10-K data

Level 3 net gains in earnings – net derivative assets (other)

No 10-K data

Level 3 net gains in earnings – other assets (other)

No 10-K data

Level 3 net gains in earnings – total (other)

No 10-K data

Level 3 net gains in earnings – trading account assets (other)

No 10-K data

Level 3 transfers into (other)

No 10-K data

Level 3 transfers out of (other)

No 10-K data

Level 3 unrealized gains still held – total (other)

No 10-K data

Leverage Capital Ratio (other)

No 10-K data

Leverage Ratio (other)

Leverage capital ratio (other)

Leverage ratio (other)

Leveraged finance forward calendar (other)

No 10-K data

Liability for representations and warranties (other)

Liability to factoring clients (other)

No 10-K data

Liquidity Coverage Ratio (other)

No 10-Q data

Liquidity coverage ratio (other)

No 10-Q data

Liquidity exposure to special purpose entities (other)

No 10-K data

Litigation expense (other)

No 10-K data

Litigation reserve (other)

No 10-K data

Litigation-related expense (other)

No 10-K data

Loan Modifications Completed (other)

No 10-K data

Loan commitments (other)

No 10-K data

Loan deferrals in place (other)

No 10-K data

Loan modifications (other)

No 10-Q data

Loan modifications completed (other)

Loan modifications – accounts (other)

No 10-K data

Loan modifications – balances (other)

No 10-K data

Loan originations (other)

No 10-Q data

Loan production (other)

No 10-Q data

Loan purchase commitments (other)

No 10-K data

Loan to Deposit Ratio (other)

No 10-Q data

Loan to Domestic Deposit Ratio (other)

Loan to core deposit ratio (other)

No 10-Q data

Loan to deposit ratio (other)

Loan to domestic deposit ratio (other)

No 10-K data

Loan-to-core deposit ratio (other)

No 10-K data

Loan-to-deposit ratio (other)

Loans Past Due 90 Days (other)

No 10-K data

Loans fair value (other)

No 10-K data

Loans held-for-sale (other)

No 10-K data

Loans held-for-sale fair value (other)

No 10-K data

Loans past due 90 days (other)

Loans past due 90 days or more (other)

No 10-K data

Loans past due 90+ days (other)

No 10-Q data

Loans serviced (other)

Loans serviced for investors (other)

Loans serviced portfolio (other)

No 10-K data

Loans to domestic deposit ratio (other)

No 10-K data

Locations (other)

No 10-Q data

Long-term bank notes outstanding (other)

No 10-K data

Long-term debt (other)

No 10-K data

Long-term debt fair value (other)

No 10-K data

Long-term debt issued (other)

No 10-K data

MSR Capitalization Value (other)

No 10-K data

Managed Credit Card Net Losses (other)

No 10-K data

Managed bankcard charge-offs (other)

No 10-K data

Managed bankcard net charge-off ratio (other)

Managed bankcard net charge-offs (other)

No 10-Q data

Managed card net loss rate (other)

No 10-Q data

Managed card net losses (other)

No 10-K data

Managed consumer charge-off rate (other)

No 10-K data

Managed consumer charge-off ratio (other)

No 10-Q data

Managed consumer loans (other)

Managed credit card charge-off rate (other)

No 10-K data

Managed credit card charge-off ratio (other)

No 10-Q data

Managed credit card net loss ratio (other)

No 10-K data

Managed credit card net losses (other)

No 10-K data

Managed credit card receivables (other)

Managed credit card unused lines (other)

No 10-K data

Managed loans and leases (other)

No 10-K data

Managed net losses (other)

No 10-K data

Managed other consumer loans (other)

No 10-Q data

Market Risk VaR (other)

No 10-K data

Market Value of Common Stock (other)

No 10-Q data

Market capitalization (other)

Market price per share (other)

No 10-K data

Market risk VaR (other)

No 10-K data

Market valuation/other (other)

No 10-K data

Market value of common stock (other)

No 10-Q data

Merchant chargeback maximum potential exposure (other)

No 10-K data

Merchant processing volume (other)

No 10-Q data

Merchant processing volume growth (other)

No 10-K data

Merchant transactions processed (other)

No 10-K data

Merger and restructuring reserve (other)

No 10-K data

Merrill Edge client brokerage assets (other)

No 10-Q data

Middle East and Africa emerging market exposure (other)

No 10-K data

Money Manager balances (other)

No 10-K data

Monoline derivative notional exposure (other)

No 10-K data

Mortgage Loan Originations (other)

No 10-K data

Mortgage Loans Serviced for Investors (other)

No 10-K data

Mortgage Serviced Portfolio (other)

No 10-K data

Mortgage Servicing Portfolio (other)

No 10-K data

Mortgage Servicing Rights (other)

No 10-Q data

Mortgage Servicing Rights Balance (other)

No 10-K data

Mortgage Servicing Rights balance (other)

No 10-K data

Mortgage banking income (other)

No 10-K data

Mortgage banking receivable (other)

No 10-K data

Mortgage brokers (other)

No 10-Q data

Mortgage loan officers (other)

No 10-Q data

Mortgage loan originations (other)

Mortgage loan production (other)

No 10-Q data

Mortgage loans repurchased from securitization trusts (other)

No 10-K data

Mortgage loans serviced (other)

Mortgage loans serviced for investors (other)

Mortgage loans sold to secondary market (other)

No 10-K data

Mortgage originations (other)

Mortgage portfolio serviced (other)

No 10-K data

Mortgage production (other)

Mortgage serviced portfolio (other)

Mortgage serviced portfolio balance (other)

No 10-Q data

Mortgage servicing portfolio (other)

Mortgage servicing rights (other)

Mortgage servicing rights balance (other)

Mortgage servicing rights hedge instruments notional amount (other)

No 10-K data

Mortgages funded through LoanSolutions (other)

Mortgages serviced (other)

No 10-Q data

Nations Funds mutual fund assets (other)

No 10-K data

Net Charge-off Rate (other)

No 10-K data

Net Charge-off Ratio (other)

Net Charge-offs (other)

Net Russia country exposure (other)

No 10-K data

Net Stable Funding Ratio (other)

No 10-K data

Net charge-off rate (other)

Net charge-off ratio (other)

Net charge-offs (other)

Net charge-offs and PCI write-offs as a percentage of average loans and leases outstanding (other)

No 10-Q data

Net charge-offs as a percentage of average loans and leases outstanding (other)

No 10-Q data

Net charge-offs as a percentage of average loans and leases outstanding, excluding PCI (other)

No 10-Q data

Net charge-offs ratio (other)

No 10-K data

Net charge-offs to average loans (other)

No 10-K data

Net country exposure (other)

No 10-K data

Net credit default protection (other)

No 10-K data

Net credit default protection purchased (other)

No 10-K data

Net exposure to Australia (other)

No 10-K data

Net exposure to Brazil (other)

No 10-K data

Net exposure to Canada (other)

No 10-K data

Net exposure to China (other)

No 10-K data

Net exposure to France (other)

No 10-K data

Net exposure to Germany (other)

No 10-K data

Net exposure to Greece (other)

No 10-K data

Net exposure to Hong Kong (other)

No 10-K data

Net exposure to India (other)

No 10-K data

Net exposure to Ireland (other)

No 10-K data

Net exposure to Italy (other)

No 10-K data

Net exposure to Japan (other)

No 10-K data

Net exposure to Mexico (other)

No 10-K data

Net exposure to Netherlands (other)

No 10-K data

Net exposure to Portugal (other)

No 10-K data

Net exposure to Russia (other)

No 10-K data

Net exposure to Singapore (other)

No 10-K data

Net exposure to South Korea (other)

No 10-K data

Net exposure to Spain (other)

No 10-K data

Net exposure to Switzerland (other)

No 10-K data

Net exposure to Turkey (other)

No 10-K data

Net exposure to Ukraine (other)

No 10-K data

Net exposure to United Arab Emirates (other)

No 10-K data

Net exposure to United Kingdom (other)

No 10-K data

Net income (other)

No 10-Q data

Net interest income (other)

No 10-Q data

Net market value of ALM foreign exchange portfolios (other)

No 10-K data

Net new accounts (other)

No 10-Q data

Net new checking accounts (other)

No 10-Q data

Net new retail checking accounts (other)

Net new retail savings accounts (other)

Net realized deferred gains associated with terminated ALM options (other)

No 10-K data

Net realized deferred gains associated with terminated ALM swaps (other)

No 10-K data

Net stable funding ratio (other)

No 10-Q data

Net unrealized appreciation of ALM swap portfolio (other)

No 10-K data

Net unrealized depreciation of ALM option products (other)

No 10-K data

Net unrealized gains on mortgage production contracts (other)

No 10-K data

Net unrealized gains on mortgage servicing rights contracts (other)

No 10-K data

New banking centers opened (other)

No 10-Q data

New credit card accounts (other)

Non-Legacy Residential Mortgage Serviced Portfolio (other)

No 10-K data

Non-U.S. top 20 country exposure (other)

No 10-K data

Noninterest expense (other)

No 10-Q data

Noninterest income (other)

No 10-Q data

Nonperforming Assets (other)

No 10-K data

Nonperforming Assets Ratio (other)

No 10-K data

Nonperforming assets (other)

Nonperforming assets as percent of loans (other)

No 10-K data

Nonperforming assets ratio (other)

No 10-K data

Nonperforming loans and leases as a percentage of total loans and leases outstanding (other)

No 10-Q data

Nonperforming loans ratio (other)

No 10-K data

Nonperforming loans, leases and foreclosed properties as a percentage of total loans, leases and foreclosed properties (other)

No 10-Q data

Nonrecurring fair value losses – LHFS (other)

No 10-K data

Nonrecurring fair value losses – foreclosed properties (other)

No 10-K data

Nonrecurring fair value losses – loans (other)

No 10-K data

Nonrecurring fair value losses – other assets (other)

No 10-K data

Nonrecurring fair value – foreclosed properties (other)

No 10-K data

Nonrecurring fair value – loans and leases (other)

No 10-K data

Notional amount of mortgage production contracts (other)

No 10-K data

Notional amount of mortgage servicing rights contracts (other)

No 10-K data

Number of Reportable Segments (other)

Online banking penetration (other)

No 10-K data

Online bill pay volume (other)

Open MI rescission notices (other)

Operating Efficiency Ratio (other)

No 10-K data

Operating lease commitments (other)

No 10-K data

Other Consumer Loans Managed (other)

No 10-K data

Other Consumer Net Charge-off Rate (other)

No 10-K data

Other Real Estate Owned (other)

No 10-K data

Other assets (other)

No 10-K data

Other guarantees maximum potential payment (other)

No 10-K data

Other real estate owned (other)

Other shareholders' equity (other)

No 10-K data

Other short-term borrowings (other)

No 10-K data

PPI expense (other)

No 10-K data

PPI reserve (other)

No 10-K data

PPP loans count (other)

No 10-K data

Parent company liquidity (other)

No 10-K data

Paycheck Protection Program loans funded (other)

No 10-K data

Permanent modifications completed (other)

No 10-K data

Positive trading days (other)

No 10-Q data

Preferred stock (other)

No 10-K data

Premier Banking balances (other)

No 10-K data

Premises and equipment, net (other)

No 10-K data

Pretax appreciation on debt securities (other)

No 10-K data

Pretax appreciation on marketable equity securities (other)

No 10-K data

Primary sales professionals (other)

No 10-K data

Provision for Credit Losses (other)

No 10-K data

Provision for credit losses (other)

Purchased credit derivatives notional (other)

No 10-K data

Put options outstanding (other)

No 10-K data

Range of possible loss - litigation (other)

No 10-K data

Range of possible loss - representations and warranties (other)

No 10-K data

Ratio of allowance for loan and lease losses to annualized net charge-offs (other)

No 10-K data

Ratio of allowance to annualized net charge-offs (other)

No 10-K data

Ratio of the allowance for loan and lease losses at December 31 to net charge-offs (other)

No 10-Q data

Ratio of the allowance for loan and lease losses at period end to annualized net charge-offs (other)

No 10-K data

Record Holders (other)

No 10-Q data

Record holders of common stock (other)

No 10-Q data

Regional foreign exposure (other)

No 10-K data

Registered shareholders (other)

No 10-Q data

Registered shareholders of common stock (other)

No 10-Q data

Regulatory net capital (other)

No 10-Q data

Renegotiated loan portfolio (other)

No 10-K data

Rep & warranties liability (other)

No 10-K data

Rep & warranties provision (other)

No 10-K data

Representations and warranties liability (other)

Representations and warranties reserve (other)

No 10-K data

Repurchase claims (other)

No 10-Q data

Reserve for Unfunded Lending Commitments (other)

Reserve for representations and warranties (other)

No 10-Q data

Reserve for unfunded lending commitments (other)

No 10-K data

Residential first mortgage MSR balance (other)

Residential first mortgage MSRs (other)

No 10-K data

Residential first mortgage production (other)

No 10-K data

Residential mortgage loans originated and retained (other)

No 10-K data

Residential mortgage loans serviced (other)

No 10-K data

Residential mortgage loans sold (other)

No 10-K data

Residential mortgage net charge-offs (other)

No 10-K data

Residential mortgage paydowns (other)

No 10-K data

Residential mortgage servicing portfolio (other)

No 10-K data

Retail banking footprint (other)

Retail banking footprint coverage (other)

No 10-Q data

Retail banking population coverage (other)

No 10-Q data

Retail mortgage loans originated (other)

No 10-K data

Retained earnings (other)

No 10-K data

Return on Average Assets (other)

Return on Average Common Equity (other)

Return on Average Common Shareholders' Equity (other)

Return on Average Tangible Shareholders' Equity (other)

No 10-K data

Return on average allocated capital (other)

No 10-K data

Return on average assets (other)

Return on average common equity (other)

Return on average common shareholders' equity (other)

Return on average common shareholders’ equity (other)

No 10-K data

Return on average economic capital (other)

No 10-K data

Return on average equity (other)

No 10-K data

Return on average tangible common equity (other)

Return on average tangible common shareholders' equity (other)

Return on average tangible common shareholders’ equity (other)

Return on average tangible equity (other)

No 10-K data

Return on average tangible shareholders' equity (other)

Return on average tangible shareholders’ equity (other)

Return on equity (other)

No 10-Q data

Return on tangible common equity (other)

No 10-K data

Revenue, net of interest expense (other)

No 10-Q data

Right-of-use assets (other)

No 10-K data

Risk-Weighted Assets (other)

No 10-K data

Risk-weighted assets (other)

Russia net country exposure (other)

No 10-K data

SBA loans issued (other)

No 10-K data

Sales account executives (other)

No 10-Q data

Sales and trading revenue (other)

Sales and trading revenue excluding net DVA (other)

No 10-K data

Securities available for sale (other)

No 10-K data

Securities available-for-sale (other)

No 10-K data

Securities financing agreements gross assets (other)

No 10-K data

Securities financing agreements gross liabilities (other)

No 10-K data

Securities held for investment (other)

No 10-K data

Securitized credit card loans (other)

Selected European exposure (other)

No 10-K data

Serviced loans unpaid principal balance (other)

No 10-K data

Serviced mortgage portfolio (other)

No 10-K data

Servicing Portfolio (other)

No 10-Q data

Servicing advances on consumer mortgage loans (other)

No 10-K data

Servicing fee and ancillary fee income (other)

No 10-K data

Servicing portfolio (other)

No 10-K data

Shareholder Value Added (other)

Shareholder value added (other)

Shareholders of record (other)

No 10-Q data

Shareholders' equity (other)

Shares outstanding (other)

Short-term bank notes outstanding (other)

No 10-K data

Standard deviation of trading revenues (other)

No 10-K data

Standby letters of credit (other)

No 10-K data

Standby letters of credit and financial guarantees (other)

No 10-K data

Standby letters of credit and guarantees (other)

No 10-K data

States and DC with operations (other)

No 10-K data

States of operation (other)

States served (other)

No 10-K data

Stock options issued in Barnett merger (other)

No 10-K data

Structured liabilities (other)

No 10-K data

Structured liabilities carrying value (other)

No 10-K data

Structured notes outstanding (other)

No 10-K data

Super senior CDO exposure (other)

No 10-K data

Super senior CDO net exposure (other)

No 10-K data

Supplementary leverage exposure (other)

No 10-K data

Supplementary leverage ratio (other)

Syndicated loan deals (other)

No 10-K data

Syndication deals (other)

Syndication volume (other)

No 10-Q data

Tangible Common Equity Ratio (other)

No 10-K data

Tangible Equity Ratio (other)

No 10-K data

Tangible book value per common share (other)

Tangible book value per share (other)

Tangible common equity (other)

No 10-K data

Tangible common equity ratio (other)

Tangible equity (other)

No 10-K data

Tangible equity ratio (other)

Tier 1 Leverage Ratio (other)

No 10-K data

Tier 1 leverage ratio (other)

Time deposits placed and other short-term investments (other)

No 10-K data

Time to Required Funding (other)

Time to required funding (other)

Time-to-required funding (other)

Top 20 non-U.S. countries net exposure (other)

No 10-K data

Total Assets (other)

Total Capital Ratio (other)

Total Capital ratio (other)

No 10-K data

Total Client Assets (other)

No 10-K data

Total Client Balances (other)

No 10-K data

Total Nonperforming Assets (other)

No 10-K data

Total Risk-Based Capital Ratio (other)

Total U.S. credit card purchase volumes (other)

No 10-K data

Total U.S. credit card risk-adjusted margin (other)

No 10-K data

Total assets (other)

Total assets at fair value (other)

No 10-K data

Total average equity to total average assets (other)

No 10-K data

Total capital ratio (other)

Total client assets (other)

Total client balances (other)

Total commercial committed credit exposure (other)

No 10-K data

Total commercial committed exposure (other)

Total common shareholders’ equity (other)

No 10-K data

Total credit card purchase volumes (other)

Total credit default protection purchased (other)

No 10-K data

Total credit extension commitments (other)

Total debt securities (other)

No 10-K data

Total deposit spread (other)

No 10-K data

Total deposit spreads (other)

No 10-K data

Total ending equity to total ending assets (other)

No 10-K data

Total equity to total assets (other)

No 10-K data

Total foreign exposure (other)

No 10-Q data

Total investment banking fees (other)

No 10-K data

Total liabilities (other)

Total liabilities at fair value (other)

No 10-K data

Total liquidity (other)

No 10-K data

Total loans serviced (other)

No 10-Q data

Total locations (other)

No 10-Q data

Total long-term debt (other)

No 10-K data

Total loss-absorbing capacity (other)

No 10-K data

Total loss-absorbing capacity ratio (other)

Total loss-absorbing capacity to RWA (other)

No 10-K data

Total loss-absorbing capacity to risk-weighted assets (other)

Total loss-absorbing capacity to supplementary leverage exposure (other)

No 10-Q data

Total market-based portfolio VaR (other)

No 10-K data

Total net client assets (other)

Total non-U.S. country exposure (other)

No 10-K data

Total nonperforming assets (other)

Total outstanding repurchase claims (other)

No 10-K data

Total residential mortgage serviced portfolio (other)

No 10-K data

Total risk-based capital ratio (other)

Total risk-weighted assets (other)

No 10-K data

Total sales and trading revenue (other)

No 10-K data

Total securities (other)

No 10-K data

Total shareholders equity (other)

No 10-K data

Total shareholders' equity (other)

Total shareholders’ equity (other)

No 10-K data

Total top 20 non-U.S. country exposure (other)

No 10-K data

Trading Account Profits (other)

No 10-K data

Trading Portfolio Value-at-Risk (other)

No 10-K data

Trading VAR (other)

Trading VaR (other)

No 10-K data

Trading Value-at-Risk (other)

Trading account assets (other)

No 10-K data

Trading account liabilities (other)

No 10-K data

Trading account profits (other)

No 10-K data

Trading days with positive revenue (other)

Trading earnings at risk (other)

No 10-K data

Trading portfolio VaR (other)

No 10-Q data

Trading value at risk (other)

No 10-K data

Trading value-at-risk (other)

No 10-K data

Trading-related assets (other)

No 10-K data

Trading-related revenue (other)

No 10-K data

Trial-period modifications (other)

No 10-K data

Trust preferred securities (other)

No 10-K data

U.S. credit card gross interest yield (other)

No 10-K data

U.S. credit card purchase volume (other)

No 10-Q data

U.S. credit card purchase volumes (other)

No 10-K data

U.S. credit card risk-adjusted margin (other)

No 10-K data

U.S. credit card unused lines (other)

No 10-K data

U.S. population coverage (other)

No 10-K data

UK country exposure (other)

No 10-K data

Unemployment Rate (other)

No 10-K data

Unfunded Equity Commitments (other)

No 10-K data

Unfunded credit extension commitments (other)

No 10-K data

Unfunded equity investment commitments (other)

No 10-K data

United Kingdom net country exposure (other)

No 10-K data

Unpaid principal balance of modified loans (other)

No 10-K data

Unrecognized tax benefits (other)

No 10-K data

Unresolved repurchase claims (other)

Unused HELOC lines (other)

No 10-K data

Unused HELOC lines of credit (other)

No 10-K data

Unused HELOCs (other)

No 10-K data

Unused U.S. credit card lines (other)

No 10-K data

Unused U.S. credit card lines of credit (other)

No 10-K data

Unused commercial paper back-up lines of credit (other)

No 10-K data

Unused credit card lines (other)

Unused credit card lines of credit (other)

No 10-K data

Unused domestic credit card lines (other)

No 10-K data

Unused foreign credit card lines (other)

No 10-K data

Unused home equity lines (other)

No 10-K data

Unused home equity lines of credit (other)

No 10-K data

Unused non-U.S. credit card lines (other)

No 10-K data

VAR (other)

No 10-Q data

Valuation reserve for securities available for sale (other)

No 10-K data

Value at Risk (other)

No 10-K data

Value at Risk - total trading portfolio (other)

No 10-K data

Value-at-Risk (other)

No 10-K data

Value-at-Risk (Average) (other)

No 10-K data

Value-at-Risk (High) (other)

No 10-K data

Value-at-Risk (Low) (other)

No 10-K data

Wealth advisors (other)

No 10-K data

When-issued securities purchase commitments (other)

No 10-K data

When-issued securities sale commitments (other)

No 10-K data

Written credit derivatives notional (other)

No 10-K data

Year 2000 Cumulative Costs (other)

No 10-K data

Year 2000 Infrastructure Items (other)

No 10-K data

Year 2000 Project Costs (other)

No 10-K data

Year 2000 Systems Identified (other)

No 10-K data

Year 2000 project cost (other)

No 10-K data

Year 2000 project costs (other)

No 10-K data

Residential first mortgage production (production_volume)

Foreclosed properties (properties)

Return on average assets (return_on_assets)

No 10-K data

Sales and trading revenue (revenue)

No 10-K data

Risk-weighted assets (risk_weighted_assets)

No 10-K data

Common shares outstanding (shares)

Common stock outstanding (shares_outstanding)

No 10-K data

Square footage (square_footage)

No 10-Q data

Banking centers (stores)

Online banking subscribers (subscribers)

Liquidity Coverage Ratio (tier1_capital)

Common equity tier 1 capital ratio (tier1_capital_ratio)

No 10-K data

Total assets (total_assets)

No 10-K data

Bills paid online (transactions)

Home equity loan production (units_shipped)

Active digital banking users (users)

HELOC utilization rate (utilization_rate)

Human capital disclosures. Workforce totals and demographics are point-in-time. Flow metrics use the year-to-date period for 10-Q and full year for 10-K. Workforce actions (RIFs, restructurings, acquisition-related changes) are listed in the table at the bottom.

Workforce Totals

No 10-Q data
No 10-Q data

Demographics

No 10-Q data
No 10-Q data
No 10-Q data
No 10-Q data
No 10-Q data
No 10-Q data
No 10-Q data
No 10-Q data
No 10-Q data
No 10-Q data
No 10-Q data
No 10-Q data
No 10-Q data
No 10-Q data

Workforce Breakdowns

No 10-Q data
No 10-Q data
No 10-Q data
No 10-Q data

HCM Metrics — Point-in-Time

No 10-Q data
No 10-Q data

HCM Metrics — Flow (Annual / YTD)

No 10-Q data
No 10-Q data
No 10-Q data
No 10-Q data

Workforce Actions

Period EndTypeStatusAffected% WorkforceAnnouncedExpected CompletionGeographySegment / FunctionChargeSourceNote
2025-12-31plant_closurecompleted2025-12-31United StatesConsumer BankingMD&A
f5-10k / GLM-5.3-flash-HTML		Net decrease of 72 financial centers during 2025 (3,700 to 3,628) attributed to continued network optimization; this is a full-year net change rather than a discrete announced closure, and no associated workforce reduction was quantified.
2022-12-31plant_closurecompleted2022-12-31United StatesConsumer BankingMD&A
f5-10k / GLM-5.3-flash-HTML		Net full-year reduction of 260 financial centers and 681 ATMs from ongoing consumer network optimization; no associated headcount impact disclosed.
2021-12-31plant_closurecompletedUnited StatesConsumer BankingMD&A
f5-10k / GLM-5.3-flash-HTML		Net decrease of 139 financial centers during 2021 (to 4,173) as the consumer banking network continues to be optimized; 2021 noninterest expense included an impairment charge for real estate rationalization. No headcount impact was quantified.
2017-12-31divestiture_reductioncompleted2017-06-01Non-U.S. (primarily United Kingdom)All Other — non-U.S. consumer credit card businessother
f5-10k / GLM-5.3-flash-HTML		Sale of the non-U.S. consumer credit card business completed June 1, 2017; cash proceeds of $10.9 billion and an after-tax gain of $103 million. No employee count disclosed for the divested business; MD&A notes total headcount remained relatively unchanged year over year despite the sale.
2017-09-30plant_closurein_progressUnited StatesConsumer BankingMD&A
f5-10q / MiMo-V2.6-Flash-fp8-HTML		Financial centers declined by 118 during the quarter (4,629 at 2016-12-31 to 4,511 at 2017-09-30) as part of network optimization for self-service adoption; no associated headcount reduction disclosed.
2017-06-30divestiture_reductioncompleted2017-06-01Non-U.S.All Other — non-U.S. consumer credit card businessUSD 103 (millions)MD&A
f5-10q / GLM-5.3-flash-fp4-HTML		Sale of non-U.S. consumer credit card business completed June 1, 2017; after-tax gain of $103 million recorded. Headcount removed through the divestiture was not disclosed.
2016-12-31plant_closurecompletedUnited StatesConsumer Banking — Deposits (retail financial center network)MD&A
f5-10k / GLM-5.3-flash-HTML		Net decline of 147 financial centers during 2016, attributed to customer preference for self-service options as part of ongoing retail network optimization to lower cost-to-serve; no associated workforce reduction quantified.
2016-12-31divestiture_reductionannounced2016-12-202017-06Non-U.S., primarily United KingdomAll Other — non-U.S. consumer credit card businessMD&A
f5-10k / GLM-5.3-flash-HTML		Agreement signed December 20, 2016 to sell the non-U.S. consumer credit card business (assets included $9.2 billion of credit card loans at year-end 2016); closing subject to regulatory approval, expected by mid-2017. Employee counts not disclosed; Corporation retains substantially all payment protection insurance exposure above existing reserves and estimates a small after-tax gain on sale.
2016-12-31divestiture_reductionannounced2016-12-202017-06-30Non-U.S.All Other — non-U.S. consumer credit card businessItem_1_Business
f5-10k / MiMo-V2.6-Flash-fp8-HTML		Agreement to sell non-U.S. consumer credit card business entered Dec 20, 2016; expected close by mid-2017 subject to regulatory approval. No headcount associated with the divestiture is disclosed.
2014-12-31restructuringcompleted2011-09-302015-06-30GlobalAll segmentsItem 1. Business - Risk Factors
f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML		Project New BAC cost savings program completed ahead of schedule in Q3 2014, achieving target of $2 billion in cost savings per quarter. Filer expects Legacy Assets and Servicing costs to decrease to approximately $800 million per quarter by end of 2015.
2013-12-31plant_closurecompleted2013-12-31United States (franchise spanning 31 states and the District of Columbia)Consumer & Business Banking — Deposits (retail banking center network)MD&A
f5-10k / GLM-5.3-flash-HTML		Net decline of 327 banking centers during 2013, from 5,478 at December 31, 2012 to 5,151 at December 31, 2013; filer attributes the decline to ongoing consumer banking network optimization and improvement of cost-to-serve. No associated headcount reduction, charge, or gross-closure count disclosed; network optimization was continuing as of the filing.
2013-12-31divestiture_reductionin_progress2012Non-U.S. (businesses based outside the United States)Global Wealth & Investment Management — International Wealth Management (IWM) businessesMD&A
f5-10k / GLM-5.3-flash-HTML		Agreement to sell the IWM businesses in a series of transactions reached in 2012; the businesses (including $230 million of associated goodwill) were moved to All Other. Certain sales transactions were completed during 2013 and, per the 10-K, most remaining transactions were expected to close over the year following filing. Headcount affected not disclosed.
2012-12-31divestiture_reductionin_progress2012International (businesses based outside the U.S.)Global Wealth & Investment Management – International Wealth ManagementMD&A
f5-10k / GLM-5.3-flash-HTML		Agreement to sell the IWM businesses entered into in 2012, subject to regulatory approvals in multiple jurisdictions; first of a series of closings occurred in February 2013 with remaining closings staged thereafter. Employee headcount impact not disclosed.
2012-12-31plant_closurecompletedUnited StatesConsumer & Business Banking – retail banking center networkMD&A
f5-10k / GLM-5.3-flash-HTML		Net decline of 224 banking centers during 2012 (to 5,478) as part of consumer banking network optimization to improve cost-to-serve; no associated employee headcount or charge quantified in the filing.
2012-12-31restructuringcompleted2012-12-31GlobalMultiplerestructuring_footnote
f5-10k / MiMo-V2.6-Flash-fp8-HTML		Restructuring reserve balance decreased from $234M to $0 during 2012 via cash payments and other; no new charges in 2012. Employee counts not disclosed. Prior-year charges of $638M (2011) and $1,820M (2010) related to Merrill Lynch acquisition integration.
2012-12-31otherin_progress2015-06-30GlobalEnterprise-wideMD&A
f5-10k / MiMo-V2.6-Flash-fp8-HTML		Phase 1 targeted >$5B annualized cost savings by Q4 2013; Phase 2 targeted additional $3B by mid-2015. No headcount reduction figures disclosed.
2012-12-31restructuringin_progressMerrill Lynch [Member]USD 0 (absolute)restructuring_footnote
f5-10k / no-ai-xblr
2012-03-31plant_closurein_progressUnited StatesConsumer & Business Banking (Deposits)MD&A
f5-10q / MiMo-V2.6-Flash-fp8-HTML		154 banking centers and 631 ATMs closed during Q1 2012 as part of network optimization; no employee count disclosed.
2012-03-31restructuringin_progress2014-12-31United StatesEnterprise-wideMD&A
f5-10q / MiMo-V2.6-Flash-fp8-HTML		Cost reduction program targeting $5B annual savings; Phase 1 and Phase 2 underway with full implementation by end of 2014. No employee headcount impact disclosed.
2011-12-31restructuringin_progress30,0002014-12-31Phase 1: consumer businesses (Deposits, Card Services, Consumer Real Estate Services) and related support, technology and operations; Phase 2: Global Commercial Banking, Global Banking & Markets, Global Wealth & Investment Management and related support, technology and operationsMD&A
f5-10k / GLM-5.3-flash-HTML		Enterprise-wide two-phase efficiency initiative. Phase 1 stated goal of approximately 30,000 position reductions, with natural attrition and elimination of unfilled positions expected to represent a significant part; Phase 1 cost-savings target of $5 billion per year by 2014. Phase 1 evaluations completed September 2011, implementation began in 2011; Phase 2 evaluations began October 2011 and were expected to continue through April 2012. No material New BAC expenses recorded in 2011. Also referenced in Item 1A Risk Factors.
2011-12-31restructuringin_progressUSD 226 (millions)restructuring_footnote
f5-10k / GLM-5.3-flash-HTML		Multi-year Merrill Lynch acquisition integration program (acquisition completed January 2009). Of 2011 total merger and restructuring charges of $638 million, $226 million were severance and employee-related charges; 2011 restructuring reserve additions of $217 million related to Merrill Lynch severance and other employee-related costs, with payments anticipated to continue into 2012. Affected employee count not disclosed; only fiscal 2011 activity captured per multi-year program rule.
2011-12-31restructuringin_progress30,0002011-09-302014-12-31GlobalDeposits, Card Services, CRES and related support, technology and operations functionsItem_1_Business
f5-10k / MiMo-V2.6-Flash-fp8-HTML		Stated goal of approximately 30,000 position reduction; natural attrition and elimination of unfilled positions expected to represent a significant part. Phase 1 evaluations completed September 2011; implementation began 2011. Goal to reduce certain costs by $5 billion per year by 2014. No material expenses recorded in 2011.
2011-12-31restructuringin_progress2011-10-012012-04-30GlobalGlobal Commercial Banking, GBAM, GWIM and related support, technology and operations functionsItem_1_Business
f5-10k / MiMo-V2.6-Flash-fp8-HTML		Phase 2 evaluations began October 2011, expected to continue through April 2012. Reductions in areas subject to evaluation not yet fully identified; potential cost savings expected to be lower than Phase 1 due to lower headcount.
2011-12-31restructuringin_progressGlobalMerrill Lynch acquisition integrationUSD 638 (millions)restructuring_footnote
f5-10k / MiMo-V2.6-Flash-fp8-HTML		Total merger and restructuring charges of $638 million in 2011, all related to Merrill Lynch acquisition. Includes $226 million severance and employee-related charges. Restructuring reserve balance of $234 million at year-end; payments anticipated to continue into 2012. Employee-affected count not disclosed.
2011-12-31restructuringin_progress30,0002011-01-012014-12-31GlobalDeposits, Card Services, Consumer Real Estate ServicesItem 1. Business - Employees
f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML		Phase 1 of Project New BAC focuses on consumer businesses. Stated goal is a reduction of approximately 30,000 positions, with natural attrition and elimination of unfilled positions expected to represent a significant part of the reduction. Implementation expected by end of 2014.
2011-12-31restructuringin_progress30,0002011-01-012014-12-31GlobalConsumer businesses, Global Commercial Banking, GBAM, GWIMMD&A
f5-10k / Qwen3.6-27B-Q8_0		Phase 1 goal of reduction of approximately 30,000 positions via natural attrition and elimination of unfilled positions. Phase 2 evaluations began Oct 2011. No material expenses recorded in 2011.
2011-09-30restructuringin_progress30,0002011-09-302014-12-31Deposits, Card Services, CRES, related support, technology and operations (Phase 1)MD&A
f5-10q / GLM-5.3-flash-fp4-HTML		Phase 1 goal of approximately 30,000 position reduction, with natural attrition and elimination of unfilled positions expected to represent a significant part. Stated goal to reduce annual expenses by $5 billion per year by 2014. No material New BAC expenses recorded in the three and nine months ended September 30, 2011; severance costs to be recognized when probable and estimable. Phase 2 evaluations began October 2011 with reductions expected to be lower than Phase 1.
2011-09-30divestiture_reductionannounced2011-08-152011-12-31CanadaCard Services (consumer card business)MD&A
f5-10q / GLM-5.3-flash-fp4-HTML		Agreement to sell Canadian consumer card business expected to close in Q4 2011; related loans moved to held-for-sale. No headcount figure disclosed.
2011-09-30divestiture_reductionannounced2011-08-15EuropeCard Services (consumer card business)MD&A
f5-10q / GLM-5.3-flash-fp4-HTML		Intention to exit European consumer card business announced; international consumer card results moved to All Other. No headcount figure disclosed.
2011-09-30restructuringannounced30,0002011-09-302014-12-31GlobalDeposits, Card Services, Consumer Real Estate Services, related support, technology and operationsMD&A
f5-10q / MiMo-V2.6-Flash-fp8-HTML		Phase 1 evaluations completed September 2011; goal of ~30,000 position reduction via attrition and elimination of unfilled positions; implementation began Q4 2011; no material expenses recorded in Q3 2011
2011-09-30restructuringannounced2011-10-012012-04-30GlobalGlobal Commercial Banking, GBAM, GWIM, related support, technology and operationsMD&A
f5-10q / MiMo-V2.6-Flash-fp8-HTML		Phase 2 evaluations began October 2011, expected to continue through April 2012; reductions expected to be lower than Phase 1; no specific headcount identified
2011-09-30restructuringannounced30,0002011-09-302014-12-31GlobalConsumer businesses, Global Commercial Banking, GBAM, GWIMMD&A
f5-10q / Qwen3.6-27B-NVFP4-MTP-HTML		Phase 1 of Project New BAC announced reduction of approximately 30,000 positions. Natural attrition and elimination of unfilled positions expected to represent a significant part of the reduction. Implementation began in Q4 2011. All aspects expected to be implemented by end of 2014.
2011-09-30restructuringannounced30,0002011-09-302014-12-31GlobalConsumer businesses, Global Commercial Banking, GBAM, GWIM, Technology and OperationsMD&A
f5-10q / Qwen3.6-27B-Q8_0		Phase 1 of Project New BAC announced reduction of approximately 30,000 positions. Implementation began Q4 2011. Goal is $5 billion annual expense reduction by 2014. No material expenses recorded in Q3 2011.
2011-06-30restructuringin_progressMerrill Lynch integrationUSD 65 (millions)restructuring_footnote
f5-10q / GLM-5.3-flash-fp4-HTML		Severance and employee-related charges of $65 million for the three months ended June 30, 2011; no employee counts disclosed. Restructuring reserve balance of $169 million at June 30, 2011.
2011-06-30restructuringin_progressMerrill Lynch integrationUSD 133 (millions)restructuring_footnote
f5-10q / GLM-5.3-flash-fp4-HTML		Severance and employee-related charges of $133 million for the six months ended June 30, 2011; no employee counts disclosed.
2011-06-30restructuringin_progressUSD 159 (millions)restructuring_footnote
f5-10q / Qwen3.6-27B-NVFP4-MTP-HTML		Merger and restructuring charges of $159 million for the three months ended June 30, 2011, primarily related to the Merrill Lynch acquisition. Includes severance, systems integration, and other costs. No specific employee count disclosed.
2011-06-30restructuringin_progressUSD 361 (millions)restructuring_footnote
f5-10q / Qwen3.6-27B-NVFP4-MTP-HTML		Merger and restructuring charges of $361 million for the six months ended June 30, 2011, primarily related to the Merrill Lynch acquisition. Includes severance, systems integration, and other costs. No specific employee count disclosed.
2011-06-30restructuringcompletedUSD 159 (millions)restructuring_footnote
f5-10q / Qwen3.6-27B-Q8_0		Merger and restructuring charges of $159 million for the three months ended June 30, 2011, primarily related to the Merrill Lynch acquisition integration. No specific employee count disclosed.
2011-06-30restructuringcompletedUSD 361 (millions)restructuring_footnote
f5-10q / Qwen3.6-27B-Q8_0		Merger and restructuring charges of $361 million for the six months ended June 30, 2011, primarily related to the Merrill Lynch acquisition integration. No specific employee count disclosed.
2011-03-31restructuringin_progressAll Other (Merrill Lynch integration)USD 202 (millions)restructuring_footnote
f5-10q / GLM-5.3-flash-fp4-HTML		Q1 2011 merger and restructuring charges of $202M, all related to Merrill Lynch integration; components: severance and employee-related $69M, systems integration $106M, other $27M. No employee counts disclosed.
2011-03-31restructuringin_progressMerrill Lynch integrationUSD 65 (millions)restructuring_footnote
f5-10q / GLM-5.3-flash-fp4-HTML		Exit costs and restructuring charges of $65M added to restructuring reserves in Q1 2011; reserves declined from $336M to $164M after $237M of cash payments and other. No employee counts disclosed.
2011-03-31restructuringin_progressUSD 202 (millions)MD&A
f5-10q / Qwen3.6-27B-NVFP4-MTP-HTML		Merger and restructuring charges of $202 million recorded for the three months ended March 31, 2011. Includes costs associated with integrating operations of recent acquisitions.
2011-03-31restructuringcompletedUSD 202 (millions)restructuring_footnote
f5-10q / Qwen3.6-27B-Q8_0		Total merger and restructuring charges of $202 million for the three months ended March 31, 2011, primarily related to the Merrill Lynch acquisition. Includes severance and employee-related charges of $69 million.
2010-12-31restructuringin_progressEnterprise-wide merger integration (Merrill Lynch and Countrywide)USD 455 (millions)restructuring_footnote
f5-10k / GLM-5.3-flash-HTML		Ongoing integration severance rather than a newly announced program; charges stem from the Merrill Lynch (closed January 2009) and Countrywide (closed July 2008) acquisitions. FY2010 severance and employee-related charges were $455 million; no headcount affected is disclosed. Restructuring reserves opened 2010 at $403 million, added $429 million (Merrill Lynch $375 million; Countrywide $54 million), paid out $496 million, leaving $336 million at year-end. Payments are expected to continue into 2011 for Countrywide and 2012 for Merrill Lynch.
2010-12-31divestiture_reductioncompleted2009-09-292010-04-30United StatesColumbia Wanger Asset Management (Global Wealth & Investment Management)other
f5-10k / MiMo-V2.6-Flash-fp8-HTML		Ameriprise acquired Columbia Wanger Asset Management on 2010-04-30; benefits plans terminated for Wanger associates effective 2010-12-31. Employee count not disclosed.
2010-12-31restructuringin_progressUnited StatesMerrill Lynch and Countrywide integrationUSD 1,820 (millions)restructuring_footnote
f5-10k / MiMo-V2.6-Flash-fp8-HTML		Total merger and restructuring charges of $1,820M in 2010: $1.6B Merrill Lynch, $202M Countrywide. Restructuring reserves of $336M at year-end 2010; $429M added during 2010 for severance and employee-related costs. Employee counts not disclosed.
2010-12-31restructuringcompletedGlobalVariousUSD 1,820 (millions)MD&A
f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML		Total merger and restructuring charges of $1.8 billion recorded in 2010. Includes integration costs for Merrill Lynch and Countrywide acquisitions. Specific employee counts not disclosed.
2010-09-30restructuringin_progress2012-12-31Merrill Lynch and Countrywide acquisitionsUSD 421 (millions)restructuring_footnote
f5-10q / Qwen3.6-27B-NVFP4-MTP-HTML		Q3 2010 charges of $421 million for merger and restructuring. Payments associated with Countrywide and Merrill Lynch acquisitions expected to continue into 2012.
2010-09-30restructuringin_progress2012-12-31GlobalMerrill Lynch and Countrywide AcquisitionsUSD 421 (millions)restructuring_footnote
f5-10q / Qwen3.6-27B-Q8_0		Includes severance and employee-related charges. Payments associated with Countrywide and Merrill Lynch acquisitions are expected to continue into 2012.
2010-06-30divestiture_reductioncompleted2009-10-212010-07-01United StatesAll Other — First RepublicMD&A
f5-10q / GLM-5.3-flash-fp4-HTML		Sale of First Republic closed July 1, 2010, removing $17.4 billion of loans and $17.8 billion of deposits from the balance sheet; no employee headcount disclosed
2010-06-30othercompleted2010-06-30ArgentinaGWIM — Merrill Lynch Global Wealth ManagementMD&A
f5-10q / GLM-5.3-flash-fp4-HTML		MLGWM closed its offices in Argentina in June 2010 in response to regulatory and business changes, contributing to higher noninterest expense; no headcount disclosed
2010-06-30restructuringin_progressUSD 508 (millions)MD&A
f5-10q / Qwen3.6-27B-NVFP4-MTP-HTML		Merger and restructuring charges of $508 million for the quarter, primarily related to Merrill Lynch and Countrywide acquisitions.
2010-06-30restructuringin_progressUSD 1,029 (millions)MD&A
f5-10q / Qwen3.6-27B-NVFP4-MTP-HTML		Merger and restructuring charges of $1.029 billion for the six months ended June 30, 2010.
2010-06-30restructuringin_progress2012-12-31GlobalMerrill Lynch and Countrywide acquisitionsUSD 1,029 (millions)restructuring_footnote
f5-10q / Qwen3.6-27B-Q8_0		Includes severance and employee-related charges. Payments associated with Countrywide and Merrill Lynch acquisitions are expected to continue into 2012.
2010-03-31restructuringin_progress2011-12-31Merrill Lynch integrationUSD 121 (millions)restructuring_footnote
f5-10q / GLM-5.3-flash-fp4-HTML		Q1 2010 Merrill Lynch severance and other employee-related costs; payments for Merrill Lynch and Countrywide acquisitions will continue into 2011
2010-03-31restructuringin_progress2011-12-31Merrill Lynch integrationUSD 169 (millions)restructuring_footnote
f5-10q / GLM-5.3-flash-fp4-HTML		Restructuring reserve balance at March 31, 2010 for Merrill Lynch severance and other employee-related costs
2010-03-31restructuringin_progress2011-12-31Countrywide integrationUSD 76 (millions)restructuring_footnote
f5-10q / GLM-5.3-flash-fp4-HTML		Restructuring reserve balance at March 31, 2010 for Countrywide severance and other employee-related costs
2010-03-31restructuringin_progressMerrill Lynch and Countrywide integrationUSD 151 (millions)restructuring_footnote
f5-10q / GLM-5.3-flash-fp4-HTML		Total severance and employee-related charges for the three months ended March 31, 2010
2010-03-31restructuringin_progressUnited StatesMerrill Lynch acquisition integrationUSD 408 (millions)restructuring_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML		Q1 2010 merger/restructuring charges of $408M related to Merrill Lynch integration, including $121M severance/employee costs, $238M system integration, $49M other. No employee count disclosed. Payments expected to continue into 2011.
2010-03-31restructuringin_progressUnited StatesCountrywide acquisition integrationUSD 113 (millions)restructuring_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML		Q1 2010 merger/restructuring charges of $113M related to Countrywide integration. No employee count disclosed. Payments expected to continue into 2011.
2010-03-31restructuringin_progressUSD 521 (millions)MD&A
f5-10q / Qwen3.6-27B-NVFP4-MTP-HTML		Total merger and restructuring charges of $521 million for Q1 2010, comprising $408 million for Merrill Lynch acquisition and $113 million for Countrywide acquisition. Includes severance, system integration, and other costs. No specific employee count disclosed.
2010-03-31restructuringin_progressUSD 521 (millions)restructuring_footnote
f5-10q / Qwen3.6-27B-Q8_0		Total merger and restructuring charges of $521 million for Q1 2010, including $408 million related to Merrill Lynch acquisition and $113 million related to Countrywide acquisition. Specific employee counts affected are not disclosed in this filing.
2009-12-31acquisition_additioncompleted2009-01-012009-01-01United States and selected international marketsCorporation-wide; materially expanded Global Wealth & Investment Management and Global Marketsbusiness_combinations_footnote
f5-10k / GLM-5.3-flash-HTML		Acquisition of Merrill Lynch & Co., Inc. completed January 1, 2009 in exchange for common and preferred stock valued at $29.1 billion. Number of employees added was not quantified; related integration severance charges are captured as a separate restructuring record.
2009-12-31restructuringin_progress2009-01-01GlobalLegacy Merrill Lynch integrationUSD 1,200 (millions)restructuring_footnote
f5-10k / GLM-5.3-flash-HTML		Of ~$1.8 billion in 2009 merger-related charges tied to the Merrill Lynch acquisition, ~$1.2 billion was severance and other employee-related costs ($480 million systems integration, $129 million other). $949 million was added to restructuring reserves during 2009; a $328 million reserve remained at December 31, 2009 with payments continuing into 2010. Employees affected not quantified.
2009-12-31restructuringin_progress2008-07-01United StatesLegacy Countrywide integrationUSD 843 (millions)restructuring_footnote
f5-10k / GLM-5.3-flash-HTML		2009 merger-related charges under the integration program begun with the July 1, 2008 Countrywide acquisition. $191 million was added to severance-related restructuring reserves during 2009, leaving a $74 million reserve at December 31, 2009 with payments continuing into 2010. Employees affected not quantified.
2009-12-31restructuringin_progress2007-10-01United StatesLegacy LaSalle integrationUSD 97 (millions)restructuring_footnote
f5-10k / GLM-5.3-flash-HTML		2009 merger-related charges under the integration program begun with the October 1, 2007 acquisition of ABN AMRO North America Holding Company (LaSalle). A $6 million restructuring reserve reduction was recorded in 2009 primarily for lower-than-expected contract terminations; payments continue into 2010. Employees affected not quantified.
2009-12-31divestiture_reductionannounced2009-10-21United States (primarily west coast and northeast)First Republic Bank (reported in All Other)MD&A
f5-10k / GLM-5.3-flash-HTML		Agreement announced October 21, 2009 to sell First Republic to investors led by its existing management, Colony Capital, LLC and General Atlantic, LLC; expected to close in the second quarter of 2010 subject to regulatory approval. Headcount transferring with the business was not disclosed.
2009-12-31divestiture_reductionannounced2009United StatesColumbia Management — long-term asset management business (GWIM)MD&A
f5-10k / GLM-5.3-flash-HTML		Agreement reached during 2009 (month not specified) to sell the long-term asset management business of Columbia to Ameriprise Financial, Inc. for consideration of approximately $900 million to $1.2 billion, subject to adjustments; expected to close in the second quarter of 2010. Headcount transferring with the business was not disclosed.
2009-12-31acquisition_additioncompleted2009-01-012009-01-01GlobalGlobal Markets; Global Wealth & Investment Management; Global Bankingbusiness_combinations_footnote
f5-10k / MiMo-V2.6-Flash-fp8-HTML		Merrill Lynch acquisition completed January 1, 2009; no specific headcount addition disclosed. Merger and restructuring charges of $1.8 billion related to Merrill Lynch in 2009, including $1.2 billion for severance and other employee-related costs.
2009-12-31restructuringcompletedUnited StatesEnterprise-wideUSD 2,721 (millions)restructuring_footnote
f5-10k / MiMo-V2.6-Flash-fp8-HTML		Total merger and restructuring charges of $2,721 million in 2009, comprising $1,351M severance and employee-related charges, $1,155M systems integrations, and $215M other. Includes $1.8B Merrill Lynch, $843M Countrywide, and $97M LaSalle related charges. No employee count disclosed.
2009-12-31restructuringcompletedGlobalMultiple segmentsUSD 2,721 (millions)MD&A
f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML		Pre-tax merger and restructuring charges of $2.7 billion, primarily related to Merrill Lynch acquisition integration, severance, and employee-related costs. Specific employee count not disclosed.
2009-12-31acquisition_additioncompleted2009-01-01GlobalMultiple segmentsItem_1_Business
f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML		Acquisition of Merrill Lynch completed January 1, 2009. Specific headcount added not disclosed in this filing.
2009-12-31restructuringcompleted2009-01-012010-12-31GlobalAll SegmentsUSD 2,721 (millions)MD&A
f5-10k / Qwen3.6-27B-Q8_0		Total merger and restructuring charges of $2.7 billion. Includes $1.8 billion for Merrill Lynch acquisition (majority severance/employee-related) and $843 million for Countrywide. Payments continue into 2010.
2009-12-31acquisition_additioncompleted2009-01-012009-01-01GlobalGlobal Wealth & Investment Management, Global MarketsItem_1_Business
f5-10k / Qwen3.6-27B-Q8_0		Acquisition of Merrill Lynch completed Jan 1, 2009. Added approx 15,000 financial advisors. Total headcount impact not explicitly quantified in employee count, but reflected in segment breakdowns.
2009-09-30acquisition_additioncompleted2009-01-01business_combinations_footnote
f5-10q / GLM-5.3-flash-fp4-HTML		Merrill Lynch acquired January 1, 2009; added approximately 15,000 financial advisors and drove increases in personnel expense, but no total acquired headcount figure disclosed
2009-09-30restructuringin_progress2010-12-31Merrill Lynch integrationUSD 1,100 (millions)restructuring_footnote
f5-10q / GLM-5.3-flash-fp4-HTML		Nine months ended September 30, 2009 Merrill Lynch merger-related charges of $1.5 billion included $1.1 billion for severance and other employee-related costs; payments associated with Merrill Lynch restructuring reserves will continue into 2010
2009-09-30restructuringin_progress2010-12-31Merrill Lynch integrationUSD 196 (millions)restructuring_footnote
f5-10q / GLM-5.3-flash-fp4-HTML		Three months ended September 30, 2009 Merrill Lynch merger-related charges of $371 million included $196 million for severance and other employee-related costs
2009-09-30restructuringin_progress2010-12-31Countrywide integrationUSD 632 (millions)restructuring_footnote
f5-10q / GLM-5.3-flash-fp4-HTML		Nine months ended September 30, 2009 merger-related charges of $632 million related to the Countrywide acquisition; payments will continue into 2010
2009-09-30divestiture_reductionannounced2009-10-212010-06-30United StatesFirst Republic BankMD&A
f5-10q / GLM-5.3-flash-fp4-HTML		Agreement to sell First Republic Bank to investors led by existing management, Colony Capital and General Atlantic; expected to close in second quarter of 2010 subject to regulatory approval; no headcount figure disclosed
2009-09-30restructuringin_progress2010-12-31GlobalMultiple segments (Merrill Lynch, Countrywide, LaSalle)USD 2,188 (millions)restructuring_footnote
f5-10q / Qwen3.6-27B-NVFP4-MTP-HTML		Total merger and restructuring charges for the nine months ended September 30, 2009. Includes severance and employee-related charges, systems integrations, and other costs. Payments associated with LaSalle, Countrywide, and Merrill Lynch acquisitions expected to continue into 2010.
2009-09-30restructuringin_progress2010-12-31GlobalCorporate / IntegrationUSD 2,188 (millions)restructuring_footnote
f5-10q / Qwen3.6-27B-Q8_0		Total merger and restructuring charges for the nine months ended Sept 30, 2009. Includes severance and employee-related charges of $1,207 million. Payments associated with LaSalle, Countrywide, and Merrill Lynch acquisitions expected to continue into 2010.
2009-09-30acquisition_additioncompleted2009-01-01GlobalWealth Management / Investment Bankingbusiness_combinations_footnote
f5-10q / Qwen3.6-27B-Q8_0		Acquisition of Merrill Lynch effective Jan 1, 2009. Added approximately 15,000 financial advisors.
2009-06-30acquisition_additioncompleted2009-01-01Global Wealth & Investment Managementbusiness_combinations_footnote
f5-10q / GLM-5.3-flash-fp4-HTML		Merrill Lynch acquisition added approximately 15,000 financial advisors and more than $1.8 trillion in client assets; total headcount impact not quantified
2009-06-30restructuringin_progress2010-12-31Merrill Lynch integrationUSD 491 (millions)restructuring_footnote
f5-10q / GLM-5.3-flash-fp4-HTML		Q2 2009 severance and employee-related charges of $491M; six-month total $982M. Restructuring reserves of $393M added in Q2 and $834M YTD, primarily Merrill Lynch severance; cash payments of $355M in Q2 and $490M YTD. Payments expected to continue into 2010
2009-06-30restructuringin_progress2010-12-31Countrywide integrationrestructuring_footnote
f5-10q / GLM-5.3-flash-fp4-HTML		Q2 2009 restructuring charges of $48M related to Countrywide; payments under exit cost and restructuring reserves for Countrywide will continue into 2010
2009-06-30acquisition_additioncompleted2009-01-012009-01-01United StatesGlobal Banking, Global Markets, Global Wealth & Investment Managementbusiness_combinations_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML		Merrill Lynch acquisition completed January 1, 2009; headcount added not separately disclosed. Approximately 15,000 financial advisors added per MD&A.
2009-06-30restructuringin_progress2009-01-012010-12-31United StatesEnterprise-wide (Merrill Lynch, Countrywide, LaSalle, U.S. Trust integration)USD 1,594 (millions)restructuring_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML		Merger and restructuring charges of $1,594M for six months ended June 30, 2009, including $1.1B related to Merrill Lynch. Severance and employee-related charges of $982M for YTD. Employee counts not disclosed. Payments expected to continue into 2010.
2009-06-30restructuringin_progress2009-01-012010-12-31GlobalCorporate and Investment Banking, Wealth ManagementUSD 1,100 (millions)restructuring_footnote
f5-10q / Qwen3.6-27B-NVFP4-MTP-HTML		Charges related to Merrill Lynch acquisition integration. Includes $880 million for severance and other employee-related costs. Payments expected to continue into 2010.
2009-06-30restructuringin_progress2008-07-012010-12-31GlobalHome Loans & InsuranceUSD 420 (millions)restructuring_footnote
f5-10q / Qwen3.6-27B-NVFP4-MTP-HTML		Charges related to Countrywide acquisition integration. Includes severance and employee-related costs. Payments expected to continue into 2010.
2009-06-30restructuringin_progress2007-10-012010-12-31GlobalCommercial BankingUSD 81 (millions)restructuring_footnote
f5-10q / Qwen3.6-27B-NVFP4-MTP-HTML		Charges related to LaSalle acquisition integration. Payments expected to continue into 2010.
2009-06-30restructuringin_progress2009-01-012010-12-31GlobalCorporate / All SegmentsUSD 1,594 (millions)restructuring_footnote
f5-10q / Qwen3.6-27B-Q8_0		Merger and restructuring charges of $1.6 billion for the six months ended June 30, 2009, primarily related to Merrill Lynch acquisition. Includes severance and employee-related costs. Payments expected to continue into 2010.
2009-06-30acquisition_additioncompleted2009-01-012009-01-01GlobalGlobal Wealth & Investment Management / Global Markets / Global Bankingbusiness_combinations_footnote
f5-10q / Qwen3.6-27B-Q8_0		Acquisition of Merrill Lynch effective January 1, 2009. Added approximately 15,000 financial advisors.
2009-03-31acquisition_additioncompleted2009-01-01GlobalGlobal Banking, Global Markets, Global Wealth & Investment ManagementUSD 513 (millions)restructuring_footnote
f5-10q / GLM-5.3-flash-fp4-HTML		Merrill Lynch acquisition added approximately 15,800 financial advisors; $513M of merger-related charges included $432M severance and employee-related costs, $38M systems integration, $43M other
2009-03-31restructuringin_progress2010-12-31Merrill Lynch integrationUSD 441 (millions)restructuring_footnote
f5-10q / GLM-5.3-flash-fp4-HTML		$441M added to restructuring reserves in Q1 2009 for severance and employee-related costs, primarily Merrill Lynch; $135M cash severance payments made; payments expected to continue into 2010
2009-03-31acquisition_additioncompleted2009-01-012009-01-01United StatesGlobal Banking, Global Markets, Global Wealth & Investment Managementbusiness_combinations_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML		Merrill Lynch acquisition completed January 1, 2009; no specific headcount added disclosed. Approximately 15,800 financial advisors referenced as part of acquired wealth management business.
2009-03-31restructuringin_progress2009-01-012010-12-31United StatesEnterprise-wide (Merrill Lynch, Countrywide, LaSalle acquisitions)USD 765 (millions)restructuring_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML		Q1 2009 merger and restructuring charges of $765M: $513M Merrill Lynch, $193M Countrywide, $59M LaSalle. Severance and employee-related charges were $491M. No employee counts disclosed. Payments expected to continue into 2010.
2009-03-31restructuringin_progress2009-01-012010-12-31United StatesEnterprise-wide (Merrill Lynch, Countrywide, LaSalle acquisitions)USD 441 (millions)restructuring_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML		Restructuring reserves added of $441M in Q1 2009 for severance and employee-related costs, primarily associated with Merrill Lynch acquisition. Cash payments of $135M during the quarter. No employee counts disclosed.
2009-03-31restructuringin_progress2008-07-012010-12-31United StatesEnterprise-wide (Countrywide, LaSalle, U.S. Trust acquisitions)USD 192 (millions)restructuring_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML		Exit cost reserves: $523M balance at Jan 1, 2009; $192M cash payments in Q1 2009 ($122M severance/relocation, $70M contract terminations); $331M balance at Mar 31, 2009. No employee counts disclosed.
2009-03-31restructuringin_progress2009-01-012010-12-31GlobalCorporate / All SegmentsUSD 765 (millions)restructuring_footnote
f5-10q / Qwen3.6-27B-NVFP4-MTP-HTML		Total merger and restructuring charges of $765 million for Q1 2009, primarily driven by the Merrill Lynch acquisition ($513 million), Countrywide ($193 million), and LaSalle ($59 million). Includes severance, system integration, and other costs. Payments associated with Merrill Lynch, Countrywide, and LaSalle acquisitions continue into 2010.
2009-03-31restructuringin_progress2009-01-01GlobalCorporate / IntegrationUSD 491 (millions)restructuring_footnote
f5-10q / Qwen3.6-27B-Q8_0		Severance and employee-related charges of $491 million recorded in Q1 2009. Includes $441 million added to restructuring reserves for severance and other employee-related costs related to Countrywide, LaSalle, and U.S. Trust acquisitions. Merrill Lynch acquisition costs expensed under SFAS 141R.
2009-03-31acquisition_additioncompleted2009-01-01GlobalGlobal Wealth & Investment Management / Global Markets / Global Bankingbusiness_combinations_footnote
f5-10q / Qwen3.6-27B-Q8_0		Acquisition of Merrill Lynch completed Jan 1, 2009. Added approximately 15,800 financial advisors to wealth management business. Total headcount impact not explicitly quantified in employee count, but reflected in total workforce.
2008-12-31acquisition_additioncompleted59,0002009-01-01Approximately 29,000 in Merrill Lynch Global Wealth Management; 10,000 in Merrill Lynch Global Trading and Investment Banking; remainder in other Merrill Lynch staff and support functionsItem_1_Business
f5-10k / GLM-5.3-flash-HTML		Merrill Lynch acquisition completed January 1, 2009, immediately following the December 31, 2008 fiscal year-end; the approximately 59,000 employees added are therefore excluded from the year-end workforce total of ~243,000 FTE.
2008-12-31acquisition_additioncompleted2008-07-01Majority of Countrywide's ongoing operations recorded in Mortgage, Home Equity and Insurance Services (Global Consumer and Small Business Banking)business_combinations_footnote
f5-10k / GLM-5.3-flash-HTML		Acquisition of Countrywide Financial Corporation completed July 1, 2008 during fiscal 2008; the number of employees added through this acquisition is not disclosed in this filing.
2008-12-31reduction_in_forcein_progressNearly all businessesItem_1A_Risk_Factors
f5-10k / GLM-5.3-flash-HTML		Qualitative disclosure that the Corporation reduced the number of employees across nearly all of its businesses during the latter portion of 2008 and into 2009; no headcount, charge, or completion date is quantified.
2008-12-31restructuringin_progressPrimarily United StatesIntegration of Countrywide, LaSalle and U.S. Trust Corporation acquisitionsUSD 138 (millions)restructuring_footnote
f5-10k / GLM-5.3-flash-HTML		2008 severance and employee-related charges of $138 million within total merger and restructuring charges of $935 million; 2008 additions to exit cost reserves included $536 million of severance, relocation and other employee-related costs, primarily related to Countrywide, and reserve payments are expected to continue into 2009. Employees affected not quantified.
2008-12-31acquisition_additioncompleted59,0002009-01-012009-01-01GlobalGlobal Wealth and Investment Management; Global Corporate and Investment Banking; otherItem_1_Business
f5-10k / MiMo-V2.6-Flash-fp8-HTML		Merrill Lynch acquisition added approximately 59,000 employees: 29,000 in Merrill Lynch Global Wealth Management, 10,000 in Global Trading and Investment Banking, remainder in other functions. Completed January 1, 2009 (subsequent to fiscal year-end).
2008-12-31restructuringin_progressGlobalMultiple (Countrywide, LaSalle, U.S. Trust, MBNA integrations)USD 935 (millions)restructuring_footnote
f5-10k / MiMo-V2.6-Flash-fp8-HTML		FY2008 merger and restructuring charges of $935M covering severance ($138M), systems integration ($640M), and other ($157M). Exit cost reserves of $523M and restructuring reserves of $86M at year-end. Employee counts not disclosed. Payments expected to continue into 2009.
2008-12-31acquisition_additioncompleted59,0002008-09-152009-01-01GlobalGlobal Wealth and Investment Management; Global Corporate and Investment BankingItem 1_Business
f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML		Acquisition of Merrill Lynch completed January 1, 2009. Added approximately 59,000 employees (29,000 in GWIM, 10,000 in GCIB).
2008-12-31restructuringcompleted2008-01-012008-12-31GlobalAll segmentsUSD 935 (millions)MD&A
f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML		Merger and restructuring charges of $935 million recorded in 2008, primarily related to Countrywide and LaSalle acquisitions. Specific employee count not disclosed.
2008-12-31restructuringcompletedUSD 935 (millions)MD&A
f5-10k / Qwen3.6-27B-Q8_0		Merger and restructuring charges of $935 million recorded in 2008. Filing states 'reduced the number of employees across nearly all of our businesses' but does not quantify specific headcount reductions in the 2008 fiscal year.
2008-12-31acquisition_additioncompleted59,0002009-01-01Item_1_Business
f5-10k / Qwen3.6-27B-Q8_0		Acquisition of Merrill Lynch on Jan 1, 2009 added approx 59,000 employees. Disclosed in 2008 10-K as subsequent event/acquisition activity.
2008-09-30acquisition_additionannounced16,0002008-09-152008-12-31GlobalGlobal Wealth and Investment Management / Global Corporate and Investment Bankingsubsequent_events
f5-10q / GLM-5.3-flash-fp4-HTML		Pending all-stock acquisition of Merrill Lynch expected to close on or around December 31, 2008; would add more than 16,000 financial advisors plus interest in BlackRock. Subject to shareholder and regulatory approvals.
2008-09-30acquisition_additioncompleted2008-07-012008-07-01United StatesGlobal Consumer and Small Business Bankingbusiness_combinations_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML		Countrywide acquisition closed 2008-07-01; no employee headcount added disclosed.
2008-09-30acquisition_additioncompleted2007-10-012007-10-01United StatesMultiple segmentsbusiness_combinations_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML		LaSalle Bank acquisition closed 2007-10-01; no employee headcount added disclosed. Referenced in current-period restructuring charges.
2008-09-30acquisition_additioncompleted2007-07-012007-07-01United StatesGlobal Wealth and Investment Managementbusiness_combinations_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML		U.S. Trust Corporation acquisition closed 2007-07-01; no employee headcount added disclosed.
2008-09-30restructuringin_progress2009-12-31United StatesMultiple segmentsUSD 629 (millions)restructuring_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML		Nine months ended 2008-09-30 merger and restructuring charges of $629M across Countrywide, LaSalle, and U.S. Trust integrations. Severance and employee-related charges of $90M for nine months. No employee counts disclosed. Payments expected to continue into 2009.
2008-09-30restructuringannounced2008-09-152008-12-31United StatesGlobal Corporate and Investment Bankingother
f5-10q / MiMo-V2.6-Flash-fp8-HTML		All-stock acquisition of Merrill Lynch announced September 2008; expected to close on or around 2008-12-31. No headcount impact disclosed.
2008-09-30restructuringin_progress2009-12-31GlobalMultiple segments (Countrywide, LaSalle, U.S. Trust)USD 629 (millions)restructuring_footnote
f5-10q / Qwen3.6-27B-NVFP4-MTP-HTML		Payments associated with U.S. Trust, LaSalle, and Countrywide mergers will continue into 2009. Includes severance, relocation, and contract termination costs.
2008-09-30restructuringin_progress2008-07-012009-12-31United StatesCorporate / All SegmentsUSD 528 (millions)restructuring_footnote
f5-10q / Qwen3.6-27B-Q8_0		Exit cost reserves added primarily related to Countrywide acquisition, including $453 million for severance, relocation and other employee-related costs. Payments associated with Countrywide merger will continue into 2009.
2008-09-30restructuringin_progress2007-10-012009-12-31United StatesCorporate / All SegmentsUSD 46 (millions)restructuring_footnote
f5-10q / Qwen3.6-27B-Q8_0		Restructuring reserves added related to LaSalle acquisition, primarily for severance and other employee-related costs. Payments associated with LaSalle merger will continue into 2009.
2008-06-30restructuringcompleted6502008-01-012008-06-30Capital Markets and Advisory Services (GCIB) — front officeMD&A
f5-10q / GLM-5.3-flash-fp4-HTML		As of June 30, 2008, expected reductions of 650 front office personnel had been achieved; cost benefit minimal to date due to severance costs. Announced in January 2008 as part of resizing the CMAS international platform.
2008-06-30divestiture_reductionannounced2008-06-012008-09-30GCIB — equity prime brokerage businessMD&A
f5-10q / GLM-5.3-flash-fp4-HTML		Definitive agreement in June 2008 to sell equity prime brokerage business to BNP Paribas; reflects decision to exit certain brokerage processing and balance sheet-intensive activities. Expected to close in Q3 2008 subject to regulatory approvals. No headcount figure disclosed.
2008-06-30restructuringin_progress2007-10-012009-12-31United StatesMultiple (LaSalle Bank integration)USD 303 (millions)restructuring_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML		LaSalle merger integration charges of $303M for six months ended June 30, 2008; includes $174M in Q2 2008. Severance and employee-related charges of $75M YTD. Payments expected to continue into 2009. No employee count disclosed.
2008-06-30restructuringin_progress2007-07-012009-12-31United StatesMultiple (U.S. Trust Corporation integration)USD 79 (millions)restructuring_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML		U.S. Trust merger integration charges of $79M for six months ended June 30, 2008; includes $38M in Q2 2008. Payments expected to continue into 2009. No employee count disclosed.
2008-06-30acquisition_additionannounced2008-01-112008-07-01United StatesMortgage (Countrywide Financial Corporation)business_combinations_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML		Countrywide acquisition completed July 1, 2008 (subsequent to quarter end). 106 million BAC shares issued. No headcount added disclosed.
2008-06-30restructuringin_progressUSD 212 (millions)restructuring_footnote
f5-10q / Qwen3.6-27B-NVFP4-MTP-HTML		Merger and restructuring charges for the three months ended June 30, 2008. Includes severance, systems integration, and other charges related to LaSalle and U.S. Trust Corporation mergers.
2008-06-30restructuringin_progressUSD 382 (millions)restructuring_footnote
f5-10q / Qwen3.6-27B-NVFP4-MTP-HTML		Merger and restructuring charges for the six months ended June 30, 2008. Includes severance, systems integration, and other charges related to LaSalle and U.S. Trust Corporation mergers.
2008-06-30restructuringin_progress2009-12-31USD 212 (millions)restructuring_footnote
f5-10q / Qwen3.6-27B-Q8_0		Charges related to LaSalle and U.S. Trust Corporation integrations. Payments expected to continue into 2009. No specific employee count disclosed for the quarter.
2008-06-30restructuringin_progressCapital Markets and Advisory ServicesMD&A
f5-10q / Qwen3.6-27B-Q8_0		Reduction of 650 front office personnel achieved as of June 30, 2008. Cost benefit minimal due to severance costs.
2008-03-31restructuringin_progress6802008-01-01Capital Markets and Advisory Services (GCIB)MD&A
f5-10q / GLM-5.3-flash-fp4-HTML		CMAS realignment announced January 2008; reduction of 680 front office personnel plus additional infrastructure headcount reductions; equity prime brokerage business to be sold
2008-03-31restructuringin_progress2009-12-31LaSalle and U.S. Trust mergersUSD 170 (millions)restructuring_footnote
f5-10q / GLM-5.3-flash-fp4-HTML		Q1 2008 merger and restructuring charges of $170 million ($129M LaSalle, $41M U.S. Trust); exit cost reserves of $405M and restructuring reserves of $97M at March 31, 2008; payments to continue into 2009
2008-03-31restructuringin_progress6802008-01International (resizing international platform)Capital Markets and Advisory Services (CMAS) — Global Corporate and Investment BankingMD&A
f5-10q / MiMo-V2.6-Flash-fp8-HTML		Announced January 2008 as part of CMAS realignment within GCIB. Reduction of 680 front office personnel plus additional infrastructure headcount reduction (count not specified). Also includes plan to sell equity prime brokerage business. No completion date or charge disclosed.
2008-03-31restructuringannounced6802008-01-01GlobalCapital Markets and Advisory Services (CMAS)MD&A
f5-10q / Qwen3.6-27B-NVFP4-MTP-HTML		Reduction of 680 front office personnel with additional infrastructure headcount reduction.
2008-03-31restructuringin_progress6802008-01-01Capital Markets and Advisory Services (CMAS)MD&A
f5-10q / Qwen3.6-27B-Q8_0		Announced reduction of 680 front office personnel with additional infrastructure headcount reduction in CMAS business.
2007-12-31reduction_in_forcein_progress3,0002007-10Various businesses — GCIB strategic review, GCSBB wholesale mortgage-related business, and other infrastructure positionsMD&A
f5-10k / GLM-5.3-flash-HTML		October 2007 announcement to eliminate approximately 3,000 positions. GCIB discussion indicates severance costs for the strategic review were incurred during 2007, so implementation was underway at year-end. No charge amount is attributed specifically to this action in the filing.
2007-12-31restructuringannounced6502008-01Capital Markets and Advisory Services (CMAS) within GCIB — front office personnelMD&A
f5-10k / GLM-5.3-flash-HTML		Announced January 2008, after the fiscal year-end. CMAS realignment also entails additional infrastructure headcount reductions (not quantified) and a planned sale of the equity prime brokerage business; disclosed as separate from and in addition to the October 2007 3,000-position action.
2007-12-31acquisition_additioncompleted2007-10-01United States — metropolitan Chicago, Illinois and MichiganCommercial banking and retail banking (LaSalle Bank Corporation)business_combinations_footnote
f5-10k / GLM-5.3-flash-HTML		Acquired all outstanding shares of ABN AMRO North America Holding Company, parent of LaSalle Bank Corporation, for $21.0 billion in cash; completed October 1, 2007. Added banking centers, retail customers and commercial banking clients, but acquired employee headcount is not disclosed.
2007-12-31acquisition_additioncompleted2007-07-01United StatesGlobal Wealth and Investment Management (U.S. Trust, Bank of America Private Wealth Management)business_combinations_footnote
f5-10k / GLM-5.3-flash-HTML		Acquired all outstanding shares of U.S. Trust Corporation for $3.3 billion in cash; completed July 1, 2007. Acquired employee headcount is not disclosed.
2007-12-31divestiture_reductioncompleted2007-12Global Wealth and Investment Management / Columbia Management (asset management)MD&A
f5-10k / GLM-5.3-flash-HTML		Sold Marsico Capital Management, a wholly owned investment manager, to its founder in December 2007, realizing a pre-tax gain of approximately $1.5 billion. Transferring employee headcount is not disclosed.
2007-12-31divestiture_reductioncompleted2007Global Corporate and Investment Banking — ALM/Other (Commercial Insurance business)MD&A
f5-10k / GLM-5.3-flash-HTML		Sold during the fourth quarter of 2007; the sale drove higher all other income in GCIB ALM/Other. Affected employee headcount is not disclosed.
2007-12-31divestiture_reductioncompleted2007Chile and UruguayLatin American banking operationsMD&A
f5-10k / GLM-5.3-flash-HTML		Sale completed in the first quarter of 2007 for approximately $750 million in equity of Banco Itaú Holding Financeira S.A. Affected employee headcount is not disclosed.
2007-12-31restructuringannounced6502008-01-01GlobalCapital Markets and Advisory Services (CMAS) within Global Corporate and Investment BankingMD&A
f5-10k / MiMo-V2.6-Flash-fp8-HTML		Reduction of 650 front office personnel with additional infrastructure headcount reduction to follow; announced January 2008 after fiscal year-end. Also plans to sell equity prime brokerage business.
2007-12-31restructuringannounced3,0002007-10-01United StatesVarious businesses including GCIB, wholesale mortgage-related business in GCSBB, and other infrastructure positionsMD&A
f5-10k / MiMo-V2.6-Flash-fp8-HTML		Announced October 2007 as part of GCIB business strategic review and other cost reductions.
2007-12-31acquisition_additioncompleted2007-10-012007-10-01United StatesMultiple segments (LaSalle Bank Corporation)business_combinations_footnote
f5-10k / MiMo-V2.6-Flash-fp8-HTML		Acquisition of ABN AMRO North America Holding Company (LaSalle Bank Corporation) for $21.0 billion completed October 1, 2007. No employee count disclosed.
2007-12-31acquisition_additioncompleted2007-07-012007-07-01United StatesGlobal Wealth and Investment Management (U.S. Trust Corporation)business_combinations_footnote
f5-10k / MiMo-V2.6-Flash-fp8-HTML		Acquisition of U.S. Trust Corporation for $3.3 billion completed July 1, 2007. No employee count disclosed.
2007-12-31divestiture_reductioncompleted2007-12-012007-12-31United StatesColumbia Management (Marsico Capital Management sale)MD&A
f5-10k / MiMo-V2.6-Flash-fp8-HTML		Sale of Marsico Capital Management completed December 2007 with pre-tax gain of approximately $1.5 billion. No employee count disclosed.
2007-12-31divestiture_reductioncompleted2007-12-312007-12-31InternationalVarious (Latin American operations, Hong Kong retail/commercial banking, Chile, Uruguay, Argentina)MD&A
f5-10k / MiMo-V2.6-Flash-fp8-HTML		Sale of operations in Chile and Uruguay, BankBoston Argentina assets, and other international divestitures during 2007. No employee counts disclosed.
2007-12-31restructuringcompleted3,0002007-10-01GlobalVarious businesses including GCIB, GCSBB, and infrastructureItem 7. MD&A - Recent Events
f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML		Announced in October 2007 to eliminate approximately 3,000 positions within various businesses, including reductions in GCIB as part of strategic review, reductions in wholesale mortgage-related business in GCSBB, and reductions in other related infrastructure positions.
2007-12-31restructuringannounced6502008-01-01GlobalCapital Markets and Advisory Services (CMAS)subsequent_events
f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML		Announced in January 2008 changes in CMAS business resulting in reduction of 650 front office personnel with additional infrastructure headcount reduction to follow.
2007-12-31restructuringcompleted3,0002007-10-01United StatesVarious businesses including GCIB, GCSBB, and infrastructureMD&A
f5-10k / Qwen3.6-27B-Q8_0		Announced in October 2007 to eliminate approximately 3,000 positions within various businesses, including reductions in GCIB, wholesale mortgage-related business in GCSBB, and other related infrastructure positions.
2007-12-31restructuringannounced6502008-01-01GlobalCapital Markets and Advisory Services (CMAS)MD&A
f5-10k / Qwen3.6-27B-Q8_0		Announced in January 2008 changes in CMAS business resulting in reduction of 650 front office personnel with additional infrastructure headcount reduction to follow. This is a subsequent event relative to the 2007 fiscal year-end.
2007-09-30reduction_in_forceannounced3,0002007-10GCIB businesses, wholesale mortgage-related business in GCSBB, and related infrastructure positionsMD&A
f5-10q / GLM-5.3-flash-fp4-HTML		Announced in October 2007 as part of a strategic review of the Capital Markets and Advisory Services business model; represents less than two percent of total employment
2007-09-30acquisition_additioncompleted2007-07-012007-07-01United StatesGlobal Wealth and Investment ManagementUSD 3 (billions)business_combinations_footnote
f5-10q / GLM-5.3-flash-fp4-HTML		Acquisition of U.S. Trust Corporation for $3.3 billion in cash; no employee headcount disclosed
2007-09-30acquisition_additioncompleted2007-10-012007-10-01United StatesGCSBB / GCIB — commercial banking, retail customers, banking centersUSD 21 (billions)business_combinations_footnote
f5-10q / GLM-5.3-flash-fp4-HTML		Acquisition of ABN Amro North America Holding Company, parent of LaSalle Bank Corporation, for $21.0 billion in cash; no employee headcount disclosed
2007-09-30divestiture_reductioncompleted2007-03Chile, Uruguay, ArgentinaLatin American operationsother
f5-10q / GLM-5.3-flash-fp4-HTML		Sold operations in Chile and Uruguay for approximately $750 million in Banco Itaú equity; sold BankBoston Argentina assets in exchange for assumption of liabilities; no employee headcount disclosed
2007-09-30reduction_in_forceannounced3,0002007-10-25United StatesGlobal Corporate and Investment Banking; Global Consumer and Small Business Banking (wholesale mortgage); related infrastructuresubsequent_events
f5-10q / MiMo-V2.6-Flash-fp8-HTML		Announced October 2007 alongside strategic review of Capital Markets and Advisory Services; represents less than two percent of total employment. No charge quantified in filing.
2007-09-30acquisition_additioncompleted2007-07-012007-07-01United StatesGlobal Wealth and Investment Managementbusiness_combinations_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML		U.S. Trust Corporation acquired for $3.3 billion cash; results included from July 1, 2007. No employee headcount disclosed for the acquisition.
2007-09-30acquisition_additionannounced2007-10-012007-10-01United StatesGlobal Consumer and Small Business Banking; Global Corporate and Investment Bankingsubsequent_events
f5-10q / MiMo-V2.6-Flash-fp8-HTML		LaSalle Bank Corporation acquired for $21.0 billion cash on October 1, 2007 (subsequent to quarter end). No employee headcount disclosed for the acquisition.
2007-09-30divestiture_reductioncompleted2007-03-312007-03-31Chile, Uruguay, ArgentinaInternational consumer and commercial banking operationsother
f5-10q / MiMo-V2.6-Flash-fp8-HTML		Operations in Chile and Uruguay sold and BankBoston Argentina assets divested during nine months ended September 30, 2007. No employee headcount disclosed for divestitures.
2007-09-30restructuringannounced3,0002007-10GlobalGCIB, GCSBB, and related infrastructuresubsequent_events
f5-10q / Qwen3.6-27B-NVFP4-MTP-HTML		Strategic review of Capital Markets and Advisory Services business model; elimination of approximately 3,000 positions representing less than two percent of total employment.
2007-09-30restructuringannounced3,0002007-10-25GlobalGCIB, GCSBB, and related infrastructuresubsequent_events
f5-10q / Qwen3.6-27B-Q8_0		Announced October 2007: 'eliminate approximately 3,000 positions in various units, representing less than two percent of total employment'.
2007-06-30acquisition_additioncompleted2007-07-31United StatesGlobal Wealth and Investment ManagementUSD 3,300 (millions)subsequent_events
f5-10q / GLM-5.3-flash-fp4-HTML		Completed acquisition of U.S. Trust Corporation for $3.3 billion in cash in July 2007; no headcount figure disclosed
2007-06-30acquisition_additionannounced2007-04-222007-12-31United StatesBankingUSD 21,000 (millions)business_combinations_footnote
f5-10q / GLM-5.3-flash-fp4-HTML		Agreement to purchase LaSalle Bank Corporation parent from ABN AMRO for $21 billion cash; expected to close in Q4 2007 subject to regulatory approvals; no headcount disclosed
2007-06-30divestiture_reductioncompleted2007-03-31Chile, Uruguay, ArgentinaAll Other — liquidating businessesother
f5-10q / GLM-5.3-flash-fp4-HTML		Sold Chile and Uruguay operations for ~$750 million in Banco Itaú equity and BankBoston Argentina assets for assumption of liabilities; total assets $6.1 billion and liabilities $5.6 billion; no headcount disclosed
2007-06-30divestiture_reductionannounced2007-06-302007-12-31United StatesColumbia ManagementUSD 1,400 (millions)subsequent_events
f5-10q / GLM-5.3-flash-fp4-HTML		Announced sale of Marsico Capital Management to its founder; expected pre-tax gain ~$1.4 billion; closing expected Q4 2007; no headcount disclosed
2007-06-30restructuringin_progress2006-01-012007-12-31United StatesEnterprise (MBNA integration)USD 17 (millions)restructuring_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML		Severance and employee-related charges of $17M recorded in six months ended June 30, 2007 for MBNA integration; no employee count disclosed. Payments under exit cost and restructuring reserves expected substantially complete in 2007.
2007-06-30acquisition_additioncompleted2007-04-012007-07-31United StatesGlobal Wealth and Investment ManagementUSD 3,300 (millions)business_combinations_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML		U.S. Trust Corporation acquired for $3.3 billion cash in July 2007 (subsequent event); $15M merger-related charges recorded in Q2 2007. No headcount added disclosed.
2007-06-30acquisition_additionannounced2007-04-222007-12-31United StatesConsumer and commercial banking (LaSalle Bank)USD 21,000 (millions)MD&A
f5-10q / MiMo-V2.6-Flash-fp8-HTML		Agreement to purchase ABN AMRO North America Holding Company (LaSalle Bank) for $21 billion cash; expected to close Q4 2007 subject to regulatory approvals. No headcount disclosed; no merger-related charges incurred to date.
2007-06-30divestiture_reductioncompleted2007-02-012007-03-31Chile, Uruguay, ArgentinaInternational consumer and commercial bankingother
f5-10q / MiMo-V2.6-Flash-fp8-HTML		Sold operations in Chile and Uruguay for approximately $750 million in Banco Itaú equity and BankBoston Argentina assets (assumption of liabilities) during H1 2007; total divested assets $6.1 billion. No headcount removed disclosed.
2007-06-30divestiture_reductionannounced2007-06-012007-12-31United StatesGlobal Wealth and Investment Management (Columbia Management — Marsico)MD&A
f5-10q / MiMo-V2.6-Flash-fp8-HTML		Announced sale of Marsico Capital Management LLC; expected pre-tax gain of approximately $1.4 billion. Closing expected Q4 2007 subject to client consents and shareholder approval. No headcount disclosed.
2007-06-30restructuringin_progress2007-04-01GlobalGlobalUSD 75 (millions)restructuring_footnote
f5-10q / Qwen3.6-27B-NVFP4-MTP-HTML		Merger and restructuring charges of $75 million for the three months ended June 30, 2007, including $60 million related to MBNA acquisition and $15 million related to U.S. Trust acquisition.
2007-06-30restructuringin_progress2007-01-01GlobalGlobalUSD 186 (millions)restructuring_footnote
f5-10q / Qwen3.6-27B-NVFP4-MTP-HTML		Merger and restructuring charges of $186 million for the six months ended June 30, 2007, including $171 million related to MBNA acquisition and $15 million related to U.S. Trust acquisition.
2007-06-30restructuringin_progress2007-12-31USD 186 (millions)restructuring_footnote
f5-10q / Qwen3.6-27B-Q8_0		Payments under exit cost and restructuring reserves associated with the MBNA merger are expected to be substantially completed in 2007. Includes severance, relocation, and contract termination costs.
2007-03-31divestiture_reductioncompletedChile, Uruguay, ArgentinaLatin American retail and commercial bankingother
f5-10q / GLM-5.3-flash-fp4-HTML		Corporation sold operations in Chile and Uruguay for equity in Banco Itaú and BankBoston Argentina assets in exchange for assumption of liabilities; headcount impact not quantified
2007-03-31restructuringin_progress2006-01-012007-12-31United StatesMBNA merger integrationUSD 111 (millions)restructuring_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML		Q1 2007 merger and restructuring charges of $111M (severance $12M, systems integration $79M, other $20M). Exit cost reserves declined from $125M to $99M; restructuring reserves from $67M to $45M. Payments expected substantially complete in 2007. No employee headcount disclosed.
2007-03-31divestiture_reductioncompletedChile, UruguayRetail and commercial bankingMD&A
f5-10q / MiMo-V2.6-Flash-fp8-HTML		Operations sold for approximately $750M in Banco Itaú equity; completed Feb–Mar 2007. Total assets $6.1B and liabilities $5.6B divested. No headcount disclosed.
2007-03-31divestiture_reductioncompletedArgentinaRetail and commercial bankingMD&A
f5-10q / MiMo-V2.6-Flash-fp8-HTML		Assets sold to Standard Bank-led consortium in exchange for assumption of ~$2.0B liabilities; completed March 2007. No headcount disclosed.
2007-03-31acquisition_additionannounced2006-11-012007-09-30United StatesGlobal Wealth and Investment ManagementUSD 3,300 (millions)other
f5-10q / MiMo-V2.6-Flash-fp8-HTML		U.S. Trust acquisition for $3.3B cash announced Nov 2006, expected to close Q3 2007. Anticipated impact: Tier 1 and Total Capital Ratios down ~30 bps, Tier 1 Leverage down ~20 bps. No headcount disclosed.
2007-03-31acquisition_additionannounced2007-04-26United StatesGlobal Consumer and Small Business BankingUSD 21,000 (millions)subsequent_events
f5-10q / MiMo-V2.6-Flash-fp8-HTML		Agreement to purchase ABN AMRO North America (LaSalle Bank) for $21B cash announced April 2007. Dutch court enjoined consummation pending ABN AMRO shareholder vote; BofA filed lawsuit to enforce agreement. No headcount disclosed.
2007-03-31acquisition_additionannounced2007-04-012007-12-31United StatesConsumer lending / student loansUSD 2,200 (millions)subsequent_events
f5-10q / MiMo-V2.6-Flash-fp8-HTML		Agreement to purchase 24.9% of SLM Corporation (Sallie Mae) for $2.2B as part of J.C. Flowers-led consortium; includes 5-year forward purchase commitment for $100B of loans. Closing expected late 2007. No headcount disclosed.
2007-03-31restructuringin_progress2006-01-012007-12-31GlobalMBNA IntegrationUSD 111 (millions)restructuring_footnote
f5-10q / Qwen3.6-27B-NVFP4-MTP-HTML		Payments under exit cost and restructuring reserves associated with the MBNA merger are expected to be substantially completed in 2007.
2007-03-31restructuringin_progress2007-12-31USD 111 (millions)restructuring_footnote
f5-10q / Qwen3.6-27B-Q8_0		Merger and restructuring charges of $111 million recorded for the three months ended March 31, 2007. Payments under exit cost and restructuring reserves associated with the MBNA merger are expected to be substantially completed in 2007.
2006-12-31acquisition_additioncompleted2005-06-302006-01-01Card Services (Global Consumer and Small Business Banking)business_combinations_footnote
f5-10k / GLM-5.3-flash-HTML		MBNA Corporation acquired January 1, 2006 for $34.6 billion; number of employees added was not disclosed
2006-12-31restructuringin_progress2006-01-012007MBNA merger integration (primarily Global Consumer and Small Business Banking)USD 269 (millions)restructuring_footnote
f5-10k / GLM-5.3-flash-HTML		Exit/termination costs initially recorded at $468 million at the merger date, including $409 million for severance, relocation and other employee-related expenses; reduced by $199 million during 2006; net $269 million charged to reserves in 2006, cash payments $144 million, balance $125 million at year-end. Employee count affected not disclosed; payments expected substantially complete in 2007
2006-12-31restructuringin_progressLegacy Bank of America associate severance and contract terminationsUSD 160 (millions)restructuring_footnote
f5-10k / GLM-5.3-flash-HTML		Charges recorded during 2006; $80 million related to associate severance and other employee-related expenses and $80 million to contract terminations; cash payments $93 million; reserve balance $67 million at December 31, 2006. Employee count affected not disclosed
2006-12-31divestiture_reductioncompleted2006-05-012006-09-01BrazilGlobal Corporate and Investment Banking — ALM/Other (Latin America)MD&A
f5-10k / GLM-5.3-flash-HTML		Sale of Brazilian operations completed September 2006 in exchange for approximately $1.9 billion in Banco Itaú equity; $720 million pre-tax gain. Headcount transferred or removed not quantified
2006-12-31divestiture_reductioncompleted2006-12-29Hong Kong and MacauGlobal Corporate and Investment Banking — ALM/Other (Asia Commercial Banking)MD&A
f5-10k / GLM-5.3-flash-HTML		Sale of Asia Commercial Banking business to China Construction Bank completed December 2006 (effective December 29, 2006) for $1.25 billion; $165 million pre-tax gain. Headcount transferred or removed not quantified
2006-12-31divestiture_reductionannounced2006-082007Chile and UruguayGlobal Corporate and Investment Banking — ALM/OtherMD&A
f5-10k / GLM-5.3-flash-HTML		Definitive agreement announced August 2006 to sell Chile and Uruguay operations for Banco Itaú equity and other consideration of approximately $615 million; expected to close in early 2007. Headcount impact not quantified
2006-12-31divestiture_reductionannounced2005-122007ArgentinaGlobal Corporate and Investment Banking — ALM/OtherMD&A
f5-10k / GLM-5.3-flash-HTML		Definitive agreement entered December 2005 with a consortium led by Standard Bank Group Limited; transaction still pending at fiscal year-end, expected to close in early 2007. Headcount impact not quantified
2006-12-31acquisition_additioncompleted2005-06-302006-01-01United States; Canada, Ireland, Spain, United Kingdom (foreign card operations)Global Consumer and Small Business Banking (Card Services)USD 805 (millions)restructuring_footnote
f5-10k / MiMo-V2.6-Flash-fp8-HTML		MBNA Corporation acquired 100% of stock on 2006-01-01 for $34.6 billion; no employee count added is disclosed. $805M is total 2006 merger and restructuring charges (severance $85M, systems integration $552M, other $168M). Separately, $468M of MBNA exit and termination liabilities were recorded as purchase accounting adjustments increasing Goodwill, and $160M was recorded to legacy Bank of America restructuring reserves during 2006; these are components of the same program and are not additive to the $805M P&L charge.
2006-12-31divestiture_reductioncompleted2006-09-01BrazilGlobal Corporate and Investment Banking — ALM/Other (Latin America operations)MD&A
f5-10k / MiMo-V2.6-Flash-fp8-HTML		Brazilian operations sold in exchange for approximately $1.9 billion in Banco Itaú equity; $720M pre-tax gain recorded in Other Income. No headcount removed is disclosed. Brazilian operations included through September 1, 2006.
2006-12-31divestiture_reductioncompleted2006-12-29Hong Kong and MacauGlobal Corporate and Investment Banking — ALM/Other (Asia Commercial Banking)MD&A
f5-10k / MiMo-V2.6-Flash-fp8-HTML		Retail and commercial business sold to China Construction Bank for $1.25 billion; $165M pre-tax gain recorded in Other Income. No headcount removed is disclosed. Business included through December 29, 2006.
2006-12-31divestiture_reductionannounced2006-08-012007-03-31Chile and UruguayGlobal Corporate and Investment Banking — ALM/Other (Latin America operations)MD&A
f5-10k / MiMo-V2.6-Flash-fp8-HTML		Announced August 2006; consideration of approximately $615 million in Banco Itaú equity and other consideration; expected to close in early 2007. Announcement month stated without a specific day.
2006-12-31divestiture_reductionannounced2005-12-012007-03-31ArgentinaGlobal Corporate and Investment Banking — ALM/Other (Latin America operations)MD&A
f5-10k / MiMo-V2.6-Flash-fp8-HTML		Definitive agreement announced December 2005 with a consortium led by Standard Bank Group Limited for sale of assets and assumption of liabilities; expected to close in early 2007. Announcement month stated without a specific day.
2006-12-31acquisition_additionannounced2006-11-012007-09-30United StatesGlobal Wealth and Investment Management — The Private BankMD&A
f5-10k / MiMo-V2.6-Flash-fp8-HTML		Announced November 2006 for $3.3 billion in cash; expected to close in the third quarter of 2007. Filing notes an anticipated capital impact of approximately 35 bps to Tier 1 and Total Capital ratios and 25 bps to Tier 1 Leverage ratio upon closing. No headcount added is disclosed. Announcement month stated without a specific day.
2006-12-31acquisition_additioncompleted2005-06-302006-01-01United StatesGlobal Consumer and Small Business BankingItem 1. Business - Acquisition and Disposition Activity
f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML		Merger completed January 1, 2006. Specific headcount added not disclosed in this filing.
2006-12-31divestiture_reductioncompleted2006-09-012006-09-01BrazilGlobal Corporate and Investment BankingItem 7. MD&A - Recent Events
f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML		Sale completed September 2006. Specific headcount removed not disclosed.
2006-12-31divestiture_reductioncompleted2006-12-012006-12-01Hong Kong and MacauGlobal Corporate and Investment BankingItem 7. MD&A - Recent Events
f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML		Sale completed December 2006. Specific headcount removed not disclosed.
2006-12-31acquisition_additioncompleted2006-01-012006-01-01GlobalAll SegmentsItem_1_Business
f5-10k / Qwen3.6-27B-Q8_0		Merger with MBNA Corporation completed on January 1, 2006. Specific headcount added not disclosed in this section, but total FTEs increased significantly.
2006-12-31restructuringcompleted2006-01-012006-12-31GlobalAll SegmentsUSD 805 (millions)MD&A
f5-10k / Qwen3.6-27B-Q8_0		Merger and restructuring charges of $805 million recorded in 2006, primarily related to the MBNA merger integration.
2006-09-30acquisition_additioncompleted2005-06-302006-01-01United States and international (Canada, Ireland, Spain, United Kingdom)Card Services (Global Consumer and Small Business Banking)USD 34,606 (millions)business_combinations_footnote
f5-10q / GLM-5.3-flash-fp4-HTML		Acquisition of 100% of MBNA Corporation completed January 1, 2006; total purchase price $34.6 billion. No employee headcount added through the acquisition was disclosed.
2006-09-30restructuringin_progress2006-01-012007-12-31MBNA integrationUSD 561 (millions)restructuring_footnote
f5-10q / GLM-5.3-flash-fp4-HTML		Nine-month merger and restructuring charges of $561 million ($269 million in Q3) covering severance and employee-related charges, systems integration, and other costs. No employee counts disclosed. Exit cost reserves of $191 million and restructuring reserves of $122 million at September 30, 2006; payments expected to be substantially complete by end of 2007.
2006-09-30divestiture_reductioncompleted2006-09-012006-09-01BrazilGlobal Corporate and Investment Banking — ALM/OtherUSD 720 (millions)MD&A
f5-10q / GLM-5.3-flash-fp4-HTML		Sale of Brazilian operations completed September 1, 2006 for approximately $1.9 billion in equity of Banco Itau; $720 million pre-tax gain recorded in Other Income. No headcount removed was disclosed.
2006-09-30acquisition_additioncompleted2005-06-302006-01-01United StatesGlobal Consumer and Small Business Bankingbusiness_combinations_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML		MBNA Corporation acquired January 1, 2006; no specific headcount added disclosed. MBNA shareholders received 631 million BAC shares and $5.2 billion cash.
2006-09-30restructuringin_progress2006-01-012007-12-31United StatesMBNA / FIA Card ServicesUSD 191 (millions)restructuring_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML		MBNA exit cost reserve balance of $191M at 9/30/06; includes severance, relocation, employee-related and contract termination costs. No employee count disclosed. Payments expected substantially complete by end of 2007.
2006-09-30restructuringin_progress2006-01-012007-12-31United StatesLegacy Bank of AmericaUSD 122 (millions)restructuring_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML		Legacy Bank of America restructuring reserve balance of $122M at 9/30/06 for associate severance and contract terminations. No employee count disclosed.
2006-09-30divestiture_reductioncompleted2006-09-01BrazilGlobal Corporate and Investment BankingMD&A
f5-10q / MiMo-V2.6-Flash-fp8-HTML		Brazilian operations sold September 1, 2006 for approximately $1.9 billion in Banco Itau equity; $720M pre-tax gain. No headcount disclosed.
2006-09-30divestiture_reductionannounced2006-08-01Hong KongGlobal Corporate and Investment BankingMD&A
f5-10q / MiMo-V2.6-Flash-fp8-HTML		Agreement to sell Hong Kong retail and commercial banking franchise to China Construction Bank for $1.25 billion; closing subject to regulatory approval. No headcount disclosed.
2006-09-30restructuringin_progress2006-01-012007-12-31GlobalCorporate / All SegmentsUSD 561 (millions)restructuring_footnote
f5-10q / Qwen3.6-27B-NVFP4-MTP-HTML		Merger and restructuring charges for nine months ended Sept 30, 2006 included $74M severance/employee-related, $363M systems integration, and $124M other. Payments expected substantially complete by end of 2007.
2006-09-30restructuringin_progress2006-01-012007-12-31GlobalGlobalUSD 561 (millions)restructuring_footnote
f5-10q / Qwen3.6-27B-Q8_0		Charges related to MBNA merger integration including severance, relocation, and contract terminations. Payments expected substantially complete by end of 2007.
2006-06-30acquisition_additioncompleted2005-06-302006-01-01United States and international (Canada, Ireland, Spain, United Kingdom)Card Services (Global Consumer and Small Business Banking)USD 34,606 (millions)business_combinations_footnote
f5-10q / GLM-5.3-flash-fp4-HTML		Acquisition of MBNA Corporation completed January 1, 2006; no employee headcount added was disclosed. Purchase price $34.6 billion including $5.2 billion cash to MBNA shareholders.
2006-06-30restructuringin_progress2006-01-012007-12-31MBNA integrationUSD 468 (millions)restructuring_footnote
f5-10q / GLM-5.3-flash-fp4-HTML		MBNA exit cost reserves of $468 million recorded in purchase accounting ($409 million severance/relocation/employee-related, $59 million contract terminations); balance reduced to $301 million at June 30, 2006. Payments expected substantially complete by end of 2007. No employee counts disclosed.
2006-06-30restructuringin_progress2006-01-01Legacy Bank of America associate severance and contract terminationsUSD 74 (millions)restructuring_footnote
f5-10q / GLM-5.3-flash-fp4-HTML		Restructuring reserves of $33 million (Q1) and $41 million (Q2) recorded for associate severance, other employee-related expenses, and contract terminations; reserve balance $70 million at June 30, 2006. No employee counts disclosed.
2006-06-30acquisition_additioncompleted2005-06-302006-01-01United StatesGlobal Consumer and Small Business BankingUSD 34,606 (millions)business_combinations_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML		MBNA Corporation acquired 100% of outstanding stock on January 1, 2006 for $34.6 billion; no employee headcount added disclosed
2006-06-30restructuringin_progress2006-01-012007-12-31United StatesMBNA / FIA Card ServicesUSD 468 (millions)restructuring_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML		MBNA exit and termination costs recorded as purchase accounting adjustment increasing Goodwill; $409M for severance, relocation and employee-related expenses; $301M balance at June 30, 2006; payments expected substantially complete by end of 2007
2006-06-30restructuringin_progress2006-01-012007-12-31United StatesLegacy Bank of AmericaUSD 74 (millions)restructuring_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML		Restructuring reserves for legacy Bank of America associate severance and contract terminations; $33M severance and $41M contract termination charges recorded in six months ended June 30, 2006; $70M balance at June 30, 2006
2006-06-30restructuringin_progress2006-01-012007-12-31GlobalGlobal Consumer and Small Business BankingUSD 292 (millions)restructuring_footnote
f5-10q / Qwen3.6-27B-NVFP4-MTP-HTML		Merger and restructuring charges of $292 million for the six months ended June 30, 2006, including severance, systems integration, and other costs related to the MBNA acquisition. Payments expected to be substantially complete by end of 2007.
2006-06-30restructuringin_progress2006-01-012007-12-31GlobalCorporate / IntegrationUSD 292 (millions)restructuring_footnote
f5-10q / Qwen3.6-27B-Q8_0		Charges related to MBNA merger integration including severance, relocation, and contract terminations. Payments expected to be substantially complete by end of 2007. Employee count not explicitly disclosed in this filing.
2006-03-31acquisition_additioncompleted2005-06-302006-01-01United States and international (Canada, Ireland, Spain, United Kingdom)Card Services (Global Consumer and Small Business Banking)USD 34,606 (millions)business_combinations_footnote
f5-10q / GLM-5.3-flash-fp4-HTML		Acquisition of 100% of MBNA Corporation stock on January 1, 2006; total purchase price $34.6 billion. No employee headcount added was disclosed.
2006-03-31restructuringin_progress2006-01-012007-12-31MBNA integrationUSD 98 (millions)restructuring_footnote
f5-10q / GLM-5.3-flash-fp4-HTML		Q1 2006 merger and restructuring charges of $98 million: severance and employee-related $20 million, systems integration $48 million, other $30 million. Payments expected substantially complete by end of 2007. No employee counts disclosed.
2006-03-31restructuringin_progress2006-01-012007-12-31MBNA exit and termination costsUSD 468 (millions)restructuring_footnote
f5-10q / GLM-5.3-flash-fp4-HTML		Purchase-accounting exit cost reserve of $468 million ($409 million severance/relocation/employee-related; $59 million contract terminations); $22 million paid in Q1, leaving $446 million at March 31, 2006. No employee counts disclosed.
2006-03-31restructuringin_progress2006-01-01Legacy Bank of AmericaUSD 34 (millions)restructuring_footnote
f5-10q / GLM-5.3-flash-fp4-HTML		Restructuring reserves of $34 million established in Q1 2006 for associate severance and other employee-related expenses ($13 million) and contract terminations ($21 million). No employee counts disclosed.
2006-03-31acquisition_additioncompleted2005-06-302006-01-01United StatesGlobal Consumer and Small Business Banking (Card Services)business_combinations_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML		MBNA Corporation acquired 100% outstanding stock on 2006-01-01 for $34.6 billion; MBNA results included from that date. Number of employees added not disclosed in this filing.
2006-03-31restructuringin_progress2006-01-012007-12-31United StatesMBNA (legacy)USD 468 (millions)restructuring_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML		MBNA exit and termination liabilities recorded as purchase accounting adjustment increasing goodwill; includes $409M severance, relocation and employee-related expenses plus $59M contract terminations. $22M paid in Q1 2006, leaving $446M at 2006-03-31. Payments expected substantially complete by end of 2007. Employee counts not disclosed.
2006-03-31restructuringin_progress2007-12-31United StatesLegacy Bank of AmericaUSD 34 (millions)restructuring_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML		Restructuring reserves established by charge to income: $13M for associate severance and other employee-related expenses and $21M for contract terminations during Q1 2006. Total merger and restructuring charges were $98M in Q1 2006 (severance and employee-related $20M, systems integration $48M, other $30M). Employee counts not disclosed.
2006-03-31restructuringin_progress2006-01-012007-12-31GlobalCorporate / IntegrationUSD 98 (millions)restructuring_footnote
f5-10q / Qwen3.6-27B-NVFP4-MTP-HTML		Charges related to MBNA merger integration including severance, systems integration, and other costs. Payments expected substantially complete by end of 2007.
2006-03-31restructuringin_progress2006-01-012007-12-31GlobalCorporate / IntegrationUSD 98 (millions)restructuring_footnote
f5-10q / Qwen3.6-27B-Q8_0		Merger and restructuring charges of $98 million recorded for Q1 2006 related to MBNA integration. Includes $20 million severance/employee-related, $48 million systems integration, and $30 million other. Payments expected substantially complete by end of 2007.
2006-03-31acquisition_additioncompleted2006-01-012006-01-01GlobalCard Services / Consumer Bankingbusiness_combinations_footnote
f5-10q / Qwen3.6-27B-Q8_0		Acquired 100% of MBNA Corporation on Jan 1, 2006. Headcount added not explicitly quantified in filing, but total workforce reported as ~202,500 FTEs at quarter end.
2005-12-31restructuringin_progress2004-04-012006United States (primarily Northeast)Corporation-wide (FleetBoston integration)USD 412 (millions)restructuring_footnote
f5-10k / GLM-5.3-flash-HTML		2005 Merger and Restructuring Charges for the FleetBoston integration, comprising merger-related severance of $38M, systems integration charges of $218M, other of $155M, and $1M infrastructure initiative severance. Exit cost reserves declined from $382M to $59M; restructuring reserves from $166M to $73M. Integration described as nearing completion, with reserve payments expected substantially completed in 2006. Merger agreement dated October 27, 2003; merger closed April 1, 2004. No employee counts disclosed.
2005-12-31reduction_in_forcecompleted2004-072005-03United StatesCorporation-wideUSD 1 (millions)restructuring_footnote
f5-10k / GLM-5.3-flash-HTML		Severance-only initiative initiated in the third quarter of 2004 to simplify the business model; completed in the first quarter of 2005. $1M charged in 2005 (current year only); $102M was charged in 2004, a prior-year amount excluded per extraction rules. No employee counts disclosed; no additional severance costs expected.
2005-12-31restructuringin_progress20052006United StatesLegacy Bank of America operations (including Northeast relocations)USD 57 (millions)restructuring_footnote
f5-10k / GLM-5.3-flash-HTML		Additional 2005 restructuring reserve charge for legacy Bank of America associate severance and other employee-related costs; includes $20M of revised estimates to complete Northeast relocations. Narrative cites $58M of severance-related charges, which includes the $1M infrastructure initiative charge shown separately in the reserves rollforward. Restructuring reserve balance was $73M at December 31, 2005; payments expected substantially completed in 2006. No employee counts disclosed.
2005-12-31acquisition_additioncompleted2005-06-302006-01-01Card Services (goodwill allocated to Global Consumer and Small Business Banking)business_combinations_footnote
f5-10k / GLM-5.3-flash-HTML		Acquisition of 100 percent of MBNA Corporation stock closed January 1, 2006, immediately after fiscal year-end. Employee headcount impact not disclosed. Consideration included approximately 631 million Corporation shares plus $5.2 billion cash; total purchase price approximately $34.6 billion under the purchase method.
2005-12-31restructuringin_progress2006-12-31United StatesCorporation-wide (FleetBoston integration and infrastructure initiative)USD 412 (millions)restructuring_footnote
f5-10k / MiMo-V2.6-Flash-fp8-HTML		FY2005 charges: $39M merger-related severance, $1M infrastructure initiative severance, $218M systems integration, $155M other. Exit cost reserves $59M and restructuring reserves $73M at year-end; payments expected substantially complete in 2006. Infrastructure initiative completed in Q1 2005. Employees affected not disclosed.
2005-12-31acquisition_additioncompleted2005-06-302006-01-01United StatesGlobal Consumer and Small Business Banking (credit card)business_combinations_footnote
f5-10k / MiMo-V2.6-Flash-fp8-HTML		MBNA acquisition closed January 1, 2006 (subsequent to fiscal year-end). Approximately $34.6 billion purchase price. Headcount added not disclosed. Goodwill of $20.7 billion allocated to Global Consumer and Small Business Banking.
2005-12-31restructuringcompleted2004-10-012005-03-31GlobalCorporate InfrastructureUSD 1 (millions)MD&A
f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML		Infrastructure initiative completed in Q1 2005. $1 million in severance charges recorded in 2005. Total merger/restructuring charges were $412 million.
2005-12-31restructuringin_progress2004-04-012006-12-31GlobalFleetBoston IntegrationUSD 411 (millions)MD&A
f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML		Integration of FleetBoston operations. $411 million in charges recorded in 2005 (excluding $1M infrastructure initiative). Payments expected to be substantially completed in 2006.
2005-12-31restructuringcompleted2004-07-012005-03-31GlobalCorporate / InfrastructureUSD 412 (millions)MD&A
f5-10k / Qwen3.6-27B-Q8_0		Includes FleetBoston integration and infrastructure initiative. Infrastructure initiative completed in Q1 2005. Charges were solely severance related for infrastructure.
2005-09-30acquisition_additionannounced2005-06-302006-01-01Card Services / merchant processingUSD 35,000 (millions)business_combinations_footnote
f5-10q / GLM-5.3-flash-fp4-HTML		Definitive agreement to acquire MBNA for approximately $35 billion in stock and cash; MBNA shareholders approved November 3, 2005. No headcount figures disclosed.
2005-09-30restructuringin_progress2005-12-31USD 120 (millions)restructuring_footnote
f5-10q / GLM-5.3-flash-fp4-HTML		Q3 2005 merger and restructuring charges of $120 million (severance $15M, systems integration $41M, other $64M); payments under exit costs and restructuring reserves expected substantially complete by end of 2005. No employee counts disclosed.
2005-09-30restructuringin_progress2005-12-31USD 353 (millions)restructuring_footnote
f5-10q / GLM-5.3-flash-fp4-HTML		Nine-month 2005 merger and restructuring charges of $353 million; exit costs reserve balance $112 million and restructuring reserve $97 million at September 30, 2005. No employee counts disclosed.
2005-09-30restructuringin_progress2005-12-31USD 120 (millions)restructuring_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML		Q3 2005 charges comprise $15M merger-related severance, $41M systems integration, $64M other; no employee counts disclosed. Severance-related exit cost and restructuring reserve payments expected substantially complete by end of 2005; no further infrastructure-initiative severance expected.
2005-09-30acquisition_additionannounced2005-06-302006-01-01MBNA Corporation — credit card and payment productsother
f5-10q / MiMo-V2.6-Flash-fp8-HTML		Approximately $35.0 billion stock (85%) and cash (15%) acquisition; MBNA shareholders approved the merger on 2005-11-03. No headcount disclosed.
2005-09-30restructuringin_progress2005-12-31USD 120 (millions)restructuring_footnote
f5-10q / Qwen3.6-27B-NVFP4-MTP-HTML		Merger and restructuring charges of $120 million for the three months ended September 30, 2005. Payments under reserves expected to be substantially complete by end of 2005.
2005-09-30restructuringin_progress2005-12-31USD 353 (millions)restructuring_footnote
f5-10q / Qwen3.6-27B-NVFP4-MTP-HTML		Merger and restructuring charges of $353 million for the nine months ended September 30, 2005. Includes severance, relocation, contract terminations, and systems integration.
2005-09-30restructuringin_progress2005-12-31USD 120 (millions)restructuring_footnote
f5-10q / Qwen3.6-27B-Q8_0		Includes merger-related severance, systems integration, and infrastructure initiative costs. Payments expected substantially complete by end of 2005.
2005-09-30restructuringin_progress2005-12-31USD 353 (millions)restructuring_footnote
f5-10q / Qwen3.6-27B-Q8_0		Year-to-date total merger and restructuring charges. Includes legacy Bank of America associate severance and FleetBoston integration costs.
2005-06-30restructuringin_progress2004-10-012005-12-31United StatesEnterprise-wideUSD 13 (millions)restructuring_footnote
f5-10q / GLM-5.3-flash-fp4-HTML		Legacy Bank of America associate severance and other employee-related charges of $13 million in Q2 2005 and $23 million for the six months; restructuring reserve reduced from $166 million at year-end 2004 to $93 million at June 30, 2005; payments expected substantially complete by end of 2005
2005-06-30restructuringin_progress2004-04-012005-12-31United StatesEnterprise-widerestructuring_footnote
f5-10q / GLM-5.3-flash-fp4-HTML		FleetBoston exit costs reserve reduced from $382 million at December 31, 2004 to $169 million at June 30, 2005 via cash payments of $196 million in the six months; payments expected substantially complete by end of 2005
2005-06-30acquisition_additionannounced2005-06-302005-12-31United StatesCard ServicesUSD 35,000 (millions)MD&A
f5-10q / GLM-5.3-flash-fp4-HTML		Definitive agreement to acquire MBNA for approximately $35 billion in cash and stock; no headcount figures disclosed; expected to close by end of 2005
2005-06-30restructuringin_progress2004-04-012005-12-31United StatesEnterprise-wide (FleetBoston integration and infrastructure initiative)USD 233 (millions)restructuring_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML		Six months ended June 30, 2005 merger and restructuring charges of $233 million, comprising merger-related severance of $22 million, systems integration charges of $148 million, other of $62 million, and infrastructure initiative severance of $1 million. No employee counts disclosed. Exit costs reserves fell to $169 million and restructuring reserves to $93 million at June 30, 2005; payments expected substantially complete by end of 2005.
2005-06-30acquisition_additionannounced2005-06-302005-12-31United StatesCard Services / payment productsother
f5-10q / MiMo-V2.6-Flash-fp8-HTML		Definitive agreement announced June 30, 2005 to acquire MBNA Corporation for approximately $35 billion (15% cash, 85% stock); expected to close by end of 2005. No headcount added disclosed.
2005-06-30restructuringin_progress2004-07-012005-12-31GlobalMerger and Infrastructure InitiativeUSD 121 (millions)restructuring_footnote
f5-10q / Qwen3.6-27B-NVFP4-MTP-HTML		Includes severance and employee-related charges for FleetBoston merger integration and infrastructure initiative initiated in Q3 2004. Payments expected to be substantially complete by end of 2005.
2005-06-30restructuringin_progress2004-07-012005-12-31GlobalInfrastructure initiativeUSD 1 (millions)restructuring_footnote
f5-10q / Qwen3.6-27B-Q8_0		Infrastructure initiative initiated in Q3 2004. Costs were solely severance related. $1 million charged in six months ended June 30, 2005. Payments expected substantially complete by end of 2005.
2005-06-30restructuringin_progress2004-04-012005-12-31GlobalMerger-related (FleetBoston)USD 22 (millions)restructuring_footnote
f5-10q / Qwen3.6-27B-Q8_0		Merger-related severance and employee-related charges. $22 million charged in six months ended June 30, 2005. Payments expected substantially complete by end of 2005.
2005-06-30restructuringin_progress2005-01-012005-12-31GlobalLegacy Bank of America associate severanceUSD 23 (millions)restructuring_footnote
f5-10q / Qwen3.6-27B-Q8_0		Additional charge for legacy Bank of America associate severance and other employee-related charges. $23 million charged in six months ended June 30, 2005.
2005-03-31restructuringin_progress4,5002.5%2004-10-01Corporation-wide infrastructure initiativeUSD 151 (millions)restructuring_footnote
f5-10q / GLM-5.3-flash-fp4-HTML		Infrastructure initiative to simplify the business model; total severance costs $151 million, of which $1 million was incurred in Q1 2005; no additional severance costs expected
2005-03-31restructuringin_progress2004-04-01FleetBoston integrationUSD 112 (millions)restructuring_footnote
f5-10q / GLM-5.3-flash-fp4-HTML		Q1 2005 merger and restructuring charges: $9M merger-related severance, $1M infrastructure severance, $81M systems integration, $21M other
2005-03-31restructuringin_progress4,5002.5%United StatesCorporation-wide (infrastructure initiative)USD 151 (millions)restructuring_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML		Infrastructure initiative to simplify the business model; total severance cost $151 million, of which $1 million was recorded in Q1 2005 within Merger and Restructuring Charges. Filer states no additional severance costs are expected for this initiative. Announcement date not disclosed.
2005-03-31restructuringin_progress2005-12-31United StatesLegacy Bank of America (restructuring reserves)USD 10 (millions)restructuring_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML		Q1 2005 additional charge of $10 million for legacy Bank of America associate severance and other employee-related charges (including $1 million for the infrastructure initiative); $54 million of cash payments against the reserve reduced the balance from $166 million to $122 million. No employee count disclosed; payments expected substantially complete by end of 2005.
2005-03-31restructuringin_progress2005-12-31United States (Northeast)FleetBoston integration (exit costs)restructuring_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML		FleetBoston exit costs reserve roll-forward: $92 million of Q1 2005 cash payments, including $81 million of severance, relocation and other employee-related costs and $11 million of contract terminations; balance reduced to $273 million at March 31, 2005. No employee count disclosed.
2005-03-31otherin_progress670United StatesGlobal Wealth and Investment Management — Premier BankingMD&A
f5-10q / MiMo-V2.6-Flash-fp8-HTML		Organic addition of 670 client managers in Premier Banking during the quarter, cited as a driver of the 25 percent increase in segment noninterest expense. Not a separation event; captured as a disclosed quarterly workforce addition.
2005-03-31restructuringin_progress4,5002.5%2005-01-012005-12-31GlobalCorporate / All SegmentsUSD 1 (millions)restructuring_footnote
f5-10q / Qwen3.6-27B-NVFP4-MTP-HTML		Infrastructure initiative to simplify business model. Total severance costs $151 million; $1 million incurred in Q1 2005. Payments expected substantially complete by end of 2005.
2005-03-31restructuringin_progress4,5002.5%USD 1 (millions)restructuring_footnote
f5-10q / Qwen3.6-27B-Q8_0		Infrastructure initiative to simplify business model. Total severance costs $151 million; $1 million incurred in Q1 2005. No additional severance costs expected.
2004-12-31reduction_in_forcein_progress4,5002.5%2004-Q32005-12-31Corporation-wide (major business units and supporting functions)USD 149 (millions)restructuring_footnote
f5-10k / GLM-5.3-flash-HTML		Cost-efficiency review of business units and supporting functions led to an announced workforce reduction of approximately 4,500 positions (about 2.5 percent). Total severance of $149 million comprises $102 million charged to restructuring reserves and a $47 million increase to Goodwill for legacy FleetBoston associates. Additional severance costs of less than $5 million expected in 2005; reserve payments expected substantially complete by end of 2005. Counts are stated as approximate; announcement made in Q3 2004.
2004-12-31acquisition_additioncompleted2004-04-01United StatesAll segments (combined company)business_combinations_footnote
f5-10k / GLM-5.3-flash-HTML		Acquired 100 percent of FleetBoston stock on April 1, 2004 (Merger Agreement dated October 27, 2003). Acquired-employee headcount not disclosed; MD&A attributes a $2.3 billion increase in Personnel Expense to the addition of FleetBoston associates.
2004-12-31restructuringin_progress2004-04-012005-12-31United StatesUSD 680 (millions)restructuring_footnote
f5-10k / GLM-5.3-flash-HTML		FleetBoston exit and termination liabilities recorded at the Merger date via purchase accounting: $507 million severance, relocation and other employee-related costs; $168 million contract terminations; $5 million other. Net 2004 Goodwill adjustment of $658 million after revised-estimate reductions and the $47 million infrastructure-initiative addition (reported separately as its own action). Cash payments of $276 million in 2004; exit-costs reserve balance of $382 million at year-end; payments expected substantially complete by end of 2005. No employee count disclosed.
2004-12-31restructuringin_progress2004-04-012005-12-31United StatesUSD 138 (millions)restructuring_footnote
f5-10k / GLM-5.3-flash-HTML		Merger-related severance and employee-related charges for legacy Bank of America associates, recorded within a $240 million restructuring reserve (the remaining $102 million relates to the infrastructure initiative, reported separately). Cash payments of $74 million in 2004; restructuring reserve balance of $166 million at year-end; payments expected substantially complete by end of 2005. No employee count disclosed. Date reflects the April 1, 2004 Merger date; charges were recorded during 2004.
2004-12-31acquisition_additioncompleted2004-10-15United StatesCard Services (merchant card processing)business_combinations_footnote
f5-10k / GLM-5.3-flash-HTML		Acquired all outstanding shares of National Processing, Inc. for $1.4 billion in cash on October 15, 2004, creating the second largest US merchant processor. No employee headcount disclosed for the acquisition.
2004-12-31restructuringin_progress4,5002.5%2004-09-30United StatesCorporation-wideUSD 149 (millions)restructuring_footnote
f5-10k / MiMo-V2.6-Flash-fp8-HTML		Infrastructure initiative announced in Q3 2004 (exact date not disclosed; date shown is quarter end). $102M of the $149M total severance cost incurred in 2004; an additional $47M of severance liabilities for legacy FleetBoston associates increased Goodwill. Filer expects less than $5M of additional severance costs in 2005.
2004-12-31restructuringin_progress2004-04-01United StatesFleetBoston operationsUSD 680 (millions)restructuring_footnote
f5-10k / MiMo-V2.6-Flash-fp8-HTML		FleetBoston exit and termination liabilities recorded as a purchase accounting adjustment increasing Goodwill; includes $507M for severance, relocation and other employee-related costs, $168M contract terminations, $5M other. $276M paid during 2004; $382M balance at 2004-12-31. Employee headcount affected not disclosed.
2004-12-31acquisition_additioncompleted2003-10-272004-04-01United StatesFleetBoston Financial Corporationbusiness_combinations_footnote
f5-10k / MiMo-V2.6-Flash-fp8-HTML		Purchase price $47,253M; results included from 2004-04-01. Acquired headcount not disclosed.
2004-12-31acquisition_additioncompleted2004-10-15United StatesMerchant processing (National Processing, Inc.)business_combinations_footnote
f5-10k / MiMo-V2.6-Flash-fp8-HTML		Acquired 100% of NPC for $1.4B cash; $482M allocated to other intangibles and $625M to Goodwill. Acquired headcount not disclosed.
2004-12-31divestiture_reductioncompleted2004-12-31United StatesGlobal Wealth and Investment Management — U.S. Clearingother
f5-10k / MiMo-V2.6-Flash-fp8-HTML		U.S. Clearing retail clearing business sold in Q4 2004; exact date and headcount removed not disclosed.
2004-12-31restructuringcompleted4,5002.56%2004-07-012005-12-31GlobalGlobalUSD 149 (millions)MD&A
f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML		Infrastructure initiative announced in Q3 2004 to simplify business model. Total severance costs $149M. Payments expected substantially completed by end of 2005.
2004-12-31acquisition_additioncompleted2004-04-012004-04-01GlobalGlobalMD&A
f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML		Merger with FleetBoston Financial Corporation completed April 1, 2004. Specific headcount added not explicitly quantified in text, but total FTE increased significantly.
2004-12-31restructuringcompleted4,5002.5%2004-07-012005-12-31GlobalCorporate and Business UnitsUSD 149 (millions)restructuring_footnote
f5-10k / Qwen3.6-27B-Q8_0		Infrastructure initiative announced in Q3 2004 to reduce workforce by approximately 2.5 percent, or 4,500 positions. Total severance costs of $149 million. Payments expected substantially completed by end of 2005.
2004-09-30reduction_in_forcein_progress4,5002.5%2004-09-30United StatesCorporation-wide infrastructure initiativeUSD 150 (millions)restructuring_footnote
f5-10q / GLM-5.3-flash-fp4-HTML		Announced in Q3 2004 following a review of business units and supporting functions; $65 million of severance charges incurred in Q3, with approximately $60 million of additional severance costs expected over the next two quarters
2004-09-30restructuringin_progress2004-04-012005-12-31United StatesFleetBoston merger integrationUSD 97 (millions)restructuring_footnote
f5-10q / GLM-5.3-flash-fp4-HTML		FleetBoston severance and employee-related charges of $97 million for the nine months ended September 30, 2004 ($33 million in Q3); exit cost reserves of $680 million established in purchase accounting at April 1, 2004, including $507 million for severance, relocation and other employee-related costs; payments expected to be substantially completed by end of 2005
2004-09-30restructuringin_progress4,5002.5%United StatesEnterprise-wide (infrastructure initiative)USD 150 (millions)restructuring_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML		Announced in Q3 2004 as part of an infrastructure initiative to simplify the business model; no exact announcement date given. $65M of the $150M total severance cost was incurred in Q3 2004; filer expects roughly $60M more over the following two quarters. Implied workforce from 4,500 / 2.5% (~180,000) is broadly consistent with the disclosed ~176,000 FTE.
2004-09-30restructuringin_progressUnited StatesFleetBoston integrationUSD 33 (millions)restructuring_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML		Q3 2004 severance and employee-related charges labeled FleetBoston Merger ($33M; $97M for nine months). Separately, $28M of additional exit-cost liabilities for legacy FleetBoston associates was recorded in Q3, increasing Goodwill. No employee counts disclosed.
2004-09-30acquisition_additioncompleted2003-10-272004-04-01United States (Northeast focus)Multiple segmentsbusiness_combinations_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML		FleetBoston Financial Corporation merger closed 2004-04-01; headcount added through the acquisition is not disclosed. Exit and termination liabilities of $680M were recorded as purchase accounting adjustments at close (Q2 2004), including $507M for severance, relocation and other employee-related costs.
2004-09-30restructuringin_progress4,5002.5%2004-07-012005-12-31GlobalAll segmentsUSD 150 (millions)MD&A
f5-10q / Qwen3.6-27B-NVFP4-MTP-HTML		Infrastructure initiative to simplify business model; payments expected substantially completed by end of 2005.
2004-09-30acquisition_additioncompleted2004-04-012004-04-01GlobalAll segmentsMD&A
f5-10q / Qwen3.6-27B-NVFP4-MTP-HTML		Merger with FleetBoston Financial Corporation completed April 1, 2004. Specific headcount added not disclosed, but total workforce reported as approx. 176,000 FTEs.
2004-09-30restructuringin_progress4,5002.5%2004-07-01United StatesCorporate / All SegmentsUSD 150 (millions)MD&A
f5-10q / Qwen3.6-27B-Q8_0		Infrastructure initiative to simplify business model; announced in Q3 2004. Includes $65M incurred in Q3 and $28M for legacy FleetBoston associates.
2004-06-30acquisition_additioncompleted2003-10-272004-04-01United States (Northeast)All segmentsUSD 47,253 (millions)business_combinations_footnote
f5-10q / GLM-5.3-flash-fp4-HTML		FleetBoston merger completed April 1, 2004; added associates across the combined company, though no employee headcount figure was disclosed for the acquired workforce
2004-06-30restructuringin_progress2004-04-012005-12-31United StatesFleetBoston integrationUSD 680 (millions)restructuring_footnote
f5-10q / GLM-5.3-flash-fp4-HTML		FleetBoston exit and termination liabilities recorded in purchase accounting: $507 million severance, relocation and employee-related; $168 million contract terminations; $5 million other. $62 million paid through June 30, 2004; reserve balance $618 million. Payments expected substantially complete by end of 2005
2004-06-30restructuringin_progress2004-04-012005-12-31United StatesLegacy Bank of America associatesUSD 64 (millions)restructuring_footnote
f5-10q / GLM-5.3-flash-fp4-HTML		Reserve for legacy Bank of America associate severance and other employee-related expenses; $10 million paid through June 30, 2004; reserve balance $54 million. Payments expected substantially complete by end of 2005
2004-06-30acquisition_additioncompleted2003-10-272004-04-01United States (Northeast and nationwide)Corporation-widebusiness_combinations_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML		FleetBoston Financial Corporation acquired 100% of outstanding stock on April 1, 2004; results included from that date. No employee count added through the merger is disclosed in this filing.
2004-06-30restructuringin_progress2004-04-01United StatesFleetBoston operations (integration)USD 680 (millions)restructuring_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML		Exit and termination liabilities recorded as purchase accounting adjustments increasing goodwill; includes $507M severance, relocation and employee-related expenses, $168M contract terminations, $5M other. Cash payments of $62M through June 30, 2004 (including $59M employee-related). No employee headcount affected is disclosed.
2004-06-30restructuringin_progress2005-12-31United StatesLegacy Bank of America associatesUSD 64 (millions)restructuring_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML		Reserve for legacy Bank of America associate severance and other employee-related expenses established by charge to income; $10M cash payments through June 30, 2004. Payments expected substantially complete by end of 2005. This $64M severance component is included within the $125M total Merger and restructuring charges recorded in the quarter (severance $64M, system integration $29M, other $32M). No employee headcount affected is disclosed.
2004-06-30restructuringin_progress2004-04-012005-12-31United StatesCorporate / FleetBoston IntegrationUSD 125 (millions)restructuring_footnote
f5-10q / Qwen3.6-27B-NVFP4-MTP-HTML		Merger and restructuring charges of $125 million for Q2 2004 include $64 million for severance and employee-related charges. Payments under reserves expected to be substantially completed by end of 2005.
2004-06-30restructuringin_progress2004-04-012005-12-31United StatesFleetBoston Exit CostsUSD 680 (millions)restructuring_footnote
f5-10q / Qwen3.6-27B-NVFP4-MTP-HTML		Exit costs reserves of $680 million established in purchase accounting, including $507 million for severance, relocation and other employee-related expenses. Cash payments of $62 million charged against this liability through June 30, 2004.
2004-06-30acquisition_additioncompleted2004-04-012004-04-01United StatesAll SegmentsMD&A
f5-10q / Qwen3.6-27B-Q8_0		Addition of FleetBoston associates; specific headcount not disclosed, but salary/benefit impact noted.
2004-06-30restructuringin_progress2004-04-012005-12-31United StatesAll SegmentsUSD 125 (millions)restructuring_footnote
f5-10q / Qwen3.6-27B-Q8_0		Merger integration charges including severance and employee-related expenses. Payments expected substantially completed by end of 2005.
2004-03-31acquisition_additioncompleted2003-10-272004-04-01United StatesCorporation-wideUSD 47,234 (millions)business_combinations_footnote
f5-10q / GLM-5.3-flash-fp4-HTML		Merger with FleetBoston completed April 1, 2004; total purchase price $47,234 million. No headcount figure disclosed in the filing.
2004-03-31acquisition_additioncompleted2003-10-272004-04-01United States (Northeast)All segmentsbusiness_combinations_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML		FleetBoston Financial Corporation acquired 100% of outstanding stock on April 1, 2004 (after quarter end); FleetBoston results included in results beginning April 1, 2004. No employee count disclosed for the acquired workforce.
2003-12-31acquisition_additionannounced2003-10-272004-04United StatesCorporate-wideUSD 1,300 (millions)MD&A
f5-10k / GLM-5.3-flash-HTML		Agreement and Plan of Merger with FleetBoston Financial signed October 27, 2003; stock-for-stock transaction (approx. 600 million BAC shares, ~$46.0 billion estimated purchase price) subject to regulatory and shareholder approvals with closing expected April 2004. Integration costs estimated at $1.3 billion pre-tax ($800 million after-tax). No employee headcount figure disclosed for FleetBoston.
2003-12-31restructuringcompletedUnited States, South America, AsiaGlobal Corporate and Investment BankingUSD 113 (millions)MD&A
f5-10k / GLM-5.3-flash-HTML		Costs recognized in 2003 for downsizing operations in South America and Asia and restructuring of locations within the United States; disclosed only as an expense driver in 2003 segment commentary. Headcount affected and completion timeline not disclosed; status inferred from recognition of costs during the fiscal year.
2003-12-31acquisition_additionannounced2003-10-272004-04-30United StatesEnterpriseItem_1_Business
f5-10k / MiMo-V2.6-Flash-fp8-HTML		Merger with FleetBoston Financial Corporation announced; stock-for-stock deal estimated at approximately $46.0 billion with issuance of approximately 600 million shares. No headcount addition disclosed. Integration costs estimated at $800 million after-tax ($1.3 billion pre-tax).
2003-09-30restructuringin_progressSouth America, Asia, United StatesGlobal Corporate and Investment BankingMD&A
f5-10q / MiMo-V2.6-Flash-fp8-HTML		Costs cited for downsizing operations in South America and Asia plus restructuring of U.S. locations; no employee count or charge attributed to workforce disclosed.
2003-09-30acquisition_additionannounced2003-10-27United StatesEnterprisesubsequent_events
f5-10q / MiMo-V2.6-Flash-fp8-HTML		Stock-for-stock merger announced after quarter close, initially valued at approximately $47 billion; closing expected in first half of 2004. No headcount added or affected was disclosed.
2003-06-30restructuringin_progressSouth America and AsiaGlobal Corporate and Investment BankingMD&A
f5-10q / MiMo-V2.6-Flash-fp8-HTML		Noninterest expense increase attributed partly to costs of downsizing operations in South America and Asia; no employee count, charge amount, or timing disclosed.
2002-12-31restructuringcompleted2002USD 128 (millions)MD&A
f5-10k / GLM-5.3-flash-HTML		Severance charge recorded in the fourth quarter of 2002 in connection with outsourcing and strategic alliances; affected employee count not disclosed. Note: components of the segment breakdown sum to 95,633 FTE; the remaining approximately 38,311 FTE were reported as employed elsewhere within the Corporation and not allocated to a disclosed segment.
2002-12-31restructuringcompleted2002-12-31United StatesCorporation-wideUSD 128 (millions)MD&A
f5-10k / MiMo-V2.6-Flash-fp8-HTML		Severance charge recorded in the fourth quarter of 2002 tied to outsourcing and strategic alliances; employee count not disclosed.
2002-12-31restructuringcompleted2002-Q4USD 128 (millions)MD&A
f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML		Filer recorded a $128 million severance charge in Q4 2002 related to outsourcing and strategic alliances. Employee count not disclosed.
2002-12-31restructuringcompleted2002-10-01USD 128 (millions)MD&A
f5-10k / Qwen3.6-27B-Q8_0		Recorded in Q4 2002 related to outsourcing and strategic alliances. Employee count not disclosed.
2001-12-31restructuringin_progress2001-08-15Consumer finance businesses (auto leasing and subprime real estate lending)USD 1,700 (millions)restructuring_footnote
f5-10k / GLM-5.3-flash-HTML		Announced exit of auto leasing and subprime real estate lending businesses; total pre-tax exit charges of about $1.7 billion (roughly $1.3 billion after tax), comprising a $395 million credit-loss provision plus $1.3 billion business exit costs (goodwill write-offs $685 million, auto lease residual charges $400 million, servicing asset charges $145 million, other transaction costs $75 million). At year-end about $1 billion of subprime loans remained in held-for-sale and about 401,000 of 495,000 lease units at exit remained; auto leases to run off over roughly three to four years. No headcount impact quantified.
2001-12-31restructuringannounced2001Mortgage banking — correspondent loan origination channelMD&A
f5-10k / GLM-5.3-flash-HTML		Strategic decision made during the second quarter of 2001 to exit the correspondent loan origination channel in favor of branch-originated mortgage products; no headcount impact disclosed.
2001-12-31restructuringin_progress2001Corporation-wide efficiency improvement programsUSD 150 (millions)MD&A
f5-10k / GLM-5.3-flash-HTML		Severance charge recorded in the fourth quarter of 2001 related to ongoing efficiency improvement programs and included in personnel expense; no employee count disclosed.
2001-12-31acquisition_additioncompleted2001-01-02Asset Management (Marsico Capital Management LLC)MD&A
f5-10k / GLM-5.3-flash-HTML		Acquisition of the remaining 50 percent interest in Marsico Capital Management LLC completed effective January 2, 2001 for a total investment of $1.1 billion (first 50 percent acquired in 1999); no headcount addition disclosed.
2001-12-31restructuringcompleted2000-07-28Corporation-wide productivity and investment initiativesUSD 550 (millions)restructuring_footnote
f5-10k / GLM-5.3-flash-HTML		Program announced July 28, 2000 (prior fiscal year); $550 million pre-tax charge recorded in Q3 2000, of which about $475 million covered severance and related costs and about $75 million covered process change and channel consolidation. Restructuring reserve was substantially utilized by December 31, 2001; no employee count disclosed. Included because completion of the severance program occurred during the current fiscal year.
2001-12-31restructuringin_progressUnited StatesCorporation-wideUSD 150 (millions)MD&A
f5-10k / MiMo-V2.6-Flash-fp8-HTML		Severance charge recorded in Q4 2001 tied to ongoing efficiency improvement programs; employee count not disclosed
2001-12-31restructuringin_progress2001-08-15United StatesAuto leasing and subprime real estate lending businessesUSD 1,305 (millions)restructuring_footnote
f5-10k / MiMo-V2.6-Flash-fp8-HTML		Pre-tax business exit costs of $1.3 billion (goodwill write-off $685M, auto lease residual $400M, servicing asset $145M, other $75M); no employee count disclosed
2001-12-31restructuringcompleted2000-07-28GlobalCorporateUSD 550 (millions)MD&A
f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML		Pre-tax charge of $550 million recorded in Q3 2000 for productivity and investment initiatives. Approximately $475 million for severance and related costs; $75 million for process change and channel consolidation. Reserve substantially utilized by year-end 2001.
2001-12-31restructuringcompleted2001-08-15GlobalConsumer FinanceUSD 1,305 (millions)MD&A
f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML		Pre-tax business exit costs of $1.3 billion recorded in Q3 2001 related to exiting auto leasing and subprime real estate lending businesses. Includes goodwill write-offs, auto lease residual charges, and real estate servicing asset charges.
2001-12-31reduction_in_forcecompleted2001-10-01GlobalCorporateUSD 150 (millions)MD&A
f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML		Severance charge of $150 million recorded in Q4 2001 related to ongoing efficiency improvement programs.
2001-12-31restructuringcompleted2000-07-28USD 550 (millions)MD&A
f5-10k / Qwen3.6-27B-Q8_0		Pre-tax charge of $550 million recorded in Q3 2000 for productivity and investment initiatives, including severance and process change costs. Reserve substantially utilized by year-end 2001.
2001-12-31restructuringcompleted2001-08-15Consumer FinanceUSD 1,300 (millions)MD&A
f5-10k / Qwen3.6-27B-Q8_0		Pre-tax business exit costs of $1.3 billion recorded in Q3 2001 related to exiting auto leasing and subprime real estate lending businesses. Includes goodwill write-offs and asset charges.
2001-12-31reduction_in_forcecompleted2001-10-01USD 150 (millions)MD&A
f5-10k / Qwen3.6-27B-Q8_0		Severance charge of $150 million recorded in Q4 2001 related to ongoing efficiency improvement programs.
2001-09-30restructuringcompleted2000-07-28Corporate OtherUSD 550 (millions)restructuring_footnote
f5-10q / GLM-5.3-flash-fp4-HTML		Productivity and investment initiatives charge of $550 million pre-tax ($346 million after-tax) recorded in Q3 2000, of which roughly $475 million covered severance and related costs; reserve substantially utilized as of September 30, 2001. No employee count disclosed.
2001-09-30otherannounced2001-08-15Consumer finance (auto leasing and subprime real estate lending)USD 1,700 (millions)restructuring_footnote
f5-10q / GLM-5.3-flash-fp4-HTML		Strategic exit from auto leasing and subprime real estate lending businesses; pre-tax charges of $1.7 billion ($1.3 billion after-tax) comprising $395 million credit-loss provision and $1.3 billion noninterest expense (goodwill write-off $685 million, auto lease residual charges $400 million, servicing asset charges $145 million, other costs $75 million). No headcount figure disclosed.
2001-09-30restructuringin_progress2001-08-15United StatesCorporate Other — auto leasing and subprime real estate lending businessesUSD 1,700 (millions)restructuring_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML		Pre-tax exit charges of $1.7 billion ($1.3 billion after-tax): $395 million provision for credit losses plus $1.3 billion noninterest expense (goodwill write-off $685M, auto lease residual charges $400M, real estate servicing asset charges $145M, other transaction costs $75M). No employee count disclosed; auto lease portfolio to run off over three to four years and subprime real estate portfolio to be liquidated via securitizations and sales.
2001-09-30restructuringcompleted2000-07-28USD 550 (millions)restructuring_footnote
f5-10q / Qwen3.6-27B-NVFP4-MTP-HTML		Pre-tax charge of $550 million recorded in Q3 2000 for severance and process change costs. Reserve substantially utilized by September 30, 2001.
2001-09-30restructuringcompleted2001-08-15Consumer FinanceUSD 1,300 (millions)restructuring_footnote
f5-10q / Qwen3.6-27B-NVFP4-MTP-HTML		Pre-tax exit charges of $1.3 billion in noninterest expense (goodwill write-off, lease residual charges, etc.) related to exiting auto leasing and subprime real estate lending businesses.
2001-09-30restructuringcompleted2000-07-28USD 550 (millions)restructuring_footnote
f5-10q / Qwen3.6-27B-Q8_0		Pre-tax charge of $550 million recorded in Q3 2000 for severance and related costs. Reserve substantially utilized by Q3 2001.
2001-09-30restructuringcompleted2001-08-15Consumer FinanceUSD 1,305 (millions)restructuring_footnote
f5-10q / Qwen3.6-27B-Q8_0		Exit of auto leasing and subprime real estate lending businesses. Noninterest expense of $1.3 billion includes goodwill write-off, lease residual charges, and servicing asset charges.
2001-06-30restructuringin_progress8,3002000-07-28United StatesCompany-wide, across all levelsUSD 550 (millions)restructuring_footnote
f5-10q / GLM-5.3-flash-fp4-HTML		Pre-tax charge of $550 million ($346 million after-tax) recorded Q3 2000; program targets 9,000-10,000 positions (6-7% of workforce) over twelve months, with 8,300 employees in severance status through June 30, 2001; remaining reserve $89 million
2001-06-30restructuringin_progress8,3002000-07-282001-07-28Company-wide (primarily United States)Company-wide, across all levelsUSD 550 (millions)restructuring_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML		Cumulative figure: approximately 8,300 employees had entered severance status through June 30, 2001, against an announced target of 9,000-10,000 positions (difference attributed to normal attrition). The $550 million pre-tax charge ($346 million after-tax) was recorded in Q3 2000, not this quarter; remaining restructuring reserve was $89 million at June 30, 2001, with cumulative cash payments of $388 million and noncash reductions of $73 million through that date. Over half of severance-related costs related to eliminated management positions.
2001-06-30restructuringin_progress8,3002000-07-28Company-wideAll levelsUSD 550 (millions)restructuring_footnote
f5-10q / Qwen3.6-27B-NVFP4-MTP-HTML		Announced July 28, 2000. Approximately 8,300 employees entered severance status through June 30, 2001. Total pre-tax charge of $550 million ($346 million after-tax). Remaining reserve balance of $89 million at June 30, 2001.
2001-06-30restructuringin_progress8,3002000-07-28Company-wideAll levelsUSD 550 (millions)restructuring_footnote
f5-10q / Qwen3.6-27B-Q8_0		Pre-tax restructuring charge of $550 million recorded in Q3 2000. Approximately 8,300 employees entered severance status through June 30, 2001. Remaining reserve balance was $89 million.
2001-03-31restructuringin_progress8,3002000-07-28Company-wide, all levelsUSD 550 (millions)restructuring_footnote
f5-10q / GLM-5.3-flash-fp4-HTML		Pre-tax charge of $550 million ($346 million after-tax) recorded in Q3 2000; approximately $475 million for severance and related costs, $75 million for process change and channel consolidation. Program targets 9,000-10,000 positions (6-7% of workforce) over twelve months; difference from 8,300 severance-covered positions expected via attrition.
2001-03-31restructuringin_progress4002000-07-282001-06-30July 2000 growth initiative positionsrestructuring_footnote
f5-10q / GLM-5.3-flash-fp4-HTML		Remaining 400 positions identified; employees to be notified by June 30, 2001.
2001-03-31restructuringin_progress8,3002000-07-282001-07-28United States (company-wide)Company-wide, across all levelsUSD 550 (millions)restructuring_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML		Program announced 2000-07-28 to eliminate 9,000-10,000 positions (6-7% of workforce) over twelve months; the $550M pre-tax charge ($346M after-tax, recorded Q3 2000) covers severance for 8,300 positions plus ~$75M of other process-change costs. Through 2001-03-31, ~7,900 employees had entered severance status; the remaining 400 positions were to be notified by 2001-06-30, with the balance expected from normal attrition. Restructuring reserve was $199M at 2001-03-31, of which ~$97M relates to future payments for employees already in severance status. Charge was recorded in Q3 2000, not in the current quarter.
2001-03-31restructuringin_progress10,0002000-07-282001-06-30Company-wideAll levelsUSD 550 (millions)restructuring_footnote
f5-10q / Qwen3.6-27B-NVFP4-MTP-HTML		Announced July 28, 2000. 7,900 employees entered severance status through March 31, 2001. Remaining 400 positions to be notified by June 30, 2001. Total charge $550 million ($475 million severance, $75 million other costs).
2001-03-31restructuringin_progress8,3002000-07-282001-06-30Company-wideAll levelsUSD 550 (millions)restructuring_footnote
f5-10q / Qwen3.6-27B-Q8_0		Pre-tax charge of $550 million recorded in Q3 2000. Includes severance for 8,300 positions; remaining 400 positions to be notified by June 30, 2001. Approximately 7,900 employees entered severance status through March 31, 2001.
2000-12-31restructuringin_progress8,3002000-07-282001-06-30Corporation-wideCompany-wide and across all levels; over half of the severance and related costs relate to management positions eliminated in a review of span of control and management structureUSD 550 (millions)restructuring_footnote
f5-10k / GLM-5.3-flash-HTML		Pre-tax charge of $550 million ($346 million after-tax), of which approximately $475 million covers severance and related costs for 8,300 positions and $75 million covers process change and channel consolidation. Initially announced as elimination of 9,000-10,000 positions, described as six to seven percent of the workforce, with the difference from the 8,300 severance-covered positions expected from normal attrition. Approximately 6,800 employees had entered severance status through December 31, 2000; the remaining 1,500 identified positions will be notified by June 30, 2001, consistent with the announced twelve-month reduction period. Fiscal 2000 cash payments to the reserve were approximately $209 million and noncash reductions $48 million; remaining reserve balance was $293 million at December 31, 2000, of which approximately $132 million relates to future payments for employees already in severance status. Disclosure appears identically in MD&A Employee-Related Matters; footnote used as the authoritative source.
2000-12-31restructuringin_progress13,8001998-09-30Corporation-wideFormer BankAmerica and NationsBank associates; job eliminations principally in overlapping functions, operations and businesses impacted by the MergerUSD 216 (millions)business_combinations_footnote
f5-10k / GLM-5.3-flash-HTML		Cumulative through fiscal year-end: approximately 13,800 employees had entered the severance process in connection with the September 30, 1998 BankAmerica merger. No new merger charges were recorded in 2000; the $216 million shown represents approximate cash payments applied to the merger severance reserve during fiscal 2000 (a further $52 million of noncash reductions was also applied). Prior-year pre-tax merger charges of $1,325 million (1998) and $525 million (1999) included employee-related components of approximately $740 million and $219 million, respectively. Remaining merger reserve balance was $32 million at December 31, 2000.
2000-12-31restructuringin_progress8,3002000-07-282001-06-30United StatesCompany-wideUSD 550 (millions)restructuring_footnote
f5-10k / MiMo-V2.6-Flash-fp8-HTML		Pre-tax charge of $550M ($346M after-tax) covers severance for 8,300 positions; program announced to eliminate 9,000–10,000 positions (6–7% of workforce) over 12 months. Through 2000-12-31, approximately 6,800 employees had entered severance status; remaining 1,500 positions to be notified by 2001-06-30. Cash payments of ~$209M applied to reserve in 2000; remaining reserve balance $293M at year-end.
2000-12-31restructuringin_progress1998-09-30United StatesCompany-widerestructuring_footnote
f5-10k / MiMo-V2.6-Flash-fp8-HTML		BankAmerica merger integration: approximately 13,800 employees had entered the severance process cumulatively through 2000-12-31. No new merger charge recorded in 2000; cash payments of ~$216M applied to the merger reserve during 2000, leaving a $32M balance at year-end. Cumulative through fiscal year-end.
2000-12-31restructuringin_progress10,0002000-07-282001-07-28Company-wideAll segmentsUSD 550 (millions)MD&A
f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML		Productivity and investment initiatives announced July 28, 2000. Elimination of 9,000 to 10,000 positions over twelve months. Pre-tax charge of $550 million. Approximately 6,800 employees entered severance status by Dec 31, 2000. Remaining 1,500 positions to be notified by June 30, 2001.
2000-12-31restructuringin_progress10,0007%2000-07-282001-12-31Company-wideAll segmentsUSD 550 (millions)MD&A
f5-10k / Qwen3.6-27B-Q8_0		Announced elimination of 9,000 to 10,000 positions over twelve months. Pre-tax charge of $550 million. Approximately 6,800 employees entered severance status by year-end; remaining 1,500 to be notified by June 30, 2001.
2000-09-30restructuringin_progress8,3002000-07-282001-07-31United StatesCompany-wide, across all levels; over half related to management positionsUSD 550 (millions)restructuring_footnote
f5-10q / GLM-5.3-flash-fp4-HTML		Pre-tax charge of $550 million ($346 million after-tax); ~$475 million for severance and related costs, $75 million for process change and channel consolidation. Program targets elimination of 9,000-10,000 positions (6-7% of workforce) over twelve months; 8,300 positions covered by severance charge, remainder expected via attrition. Through September 30, 2000, ~2,500 employees moved to severance status and ~3,500 additional notified; remaining 2,300 to be notified by March 31, 2001. Restructuring reserve balance $430 million at September 30, 2000.
2000-09-30reduction_in_forcein_progress13,8001998-09-30Overlapping functions, operations and businesses of the merged companiesrestructuring_footnote
f5-10q / GLM-5.3-flash-fp4-HTML		Cumulative figure through September 30, 2000 for the BankAmerica/NationsBank merger: approximately 13,800 employees had entered the severance process. Merger reserve balance $46 million at September 30, 2000 after ~$206 million cash payments and $48 million non-cash reductions in 2000.
2000-09-30restructuringin_progress8,3002000-07-282001-03-31United StatesCompany-wideUSD 550 (millions)restructuring_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML		Pre-tax charge of $550M ($346M after-tax); ~$475M severance, $75M other. Charge covers 8,300 positions; announced elimination of 9,000-10,000 positions (6-7% of workforce) over 12 months, remainder via attrition. Through 2000-09-30: ~2,500 moved to severance, ~3,500 notified, 2,300 to be notified by 2001-03-31. Restructuring reserve $430M at quarter-end.
2000-09-30restructuringin_progress13,8001998-09-30United StatesCompany-widerestructuring_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML		BankAmerica merger-related severance: approximately 13,800 employees had entered the severance process through 2000-09-30. Merger reserve balance $46M at quarter-end (from $300M at 2000-01-01).
2000-09-30restructuringin_progress10,0006.8%2000-07-282001-03-31Company-wideAll levelsUSD 550 (millions)restructuring_footnote
f5-10q / Qwen3.6-27B-NVFP4-MTP-HTML		Pre-tax charge of $550 million recorded in Q3 2000. Includes 8,300 positions with severance payments; remaining 2,000 expected from normal attrition. Approximately 6-7% of workforce. Over half of severance costs related to management positions.
2000-09-30restructuringin_progress8,3006.7%2000-07-282001-03-31Company-wideAll levelsUSD 550 (millions)restructuring_footnote
f5-10q / Qwen3.6-27B-Q8_0		Pre-tax restructuring charge of $550 million. Includes severance for 8,300 positions; remaining 1,700-2,300 expected from normal attrition. Approximately 2,500 employees moved to severance status and 3,500 notified through Sept 30, 2000.
2000-09-30restructuringin_progress13,8001998-09-30Company-wideOverlapping functionsrestructuring_footnote
f5-10q / Qwen3.6-27B-Q8_0		Related to 1998 Merger. Approximately 13,800 employees had entered the severance process through Sept 30, 2000. Remaining merger reserve balance was $46 million.
2000-06-30restructuringannounced9,5006.5%2000-07-282001-07-28USD 325 (millions)subsequent_events
f5-10q / GLM-5.3-flash-fp4-HTML		Process changes and productivity initiatives; 9,000-10,000 positions (6-7% of workforce) to be eliminated over next 12 months; midpoint count and charge midpoint recorded; after-tax charge of $300-350 million planned for Q3 2000, primarily severance
2000-06-30restructuringin_progress13,8001998-09-30Overlapping functions, operations and businesses from BankAmerica/NationsBank mergerUSD 102 (millions)restructuring_footnote
f5-10q / GLM-5.3-flash-fp4-HTML		Cumulative merger severance: ~13,800 employees entered severance process through June 30, 2000; reserve of $300M at Jan 1, 2000 reduced by ~$169M cash payments and $29M noncash; remaining balance $102M at June 30, 2000
2000-06-30restructuringannounced9,0006.5%2000-07-282001-07-28United StatesEnterprise-wideUSD 300 (millions)subsequent_events
f5-10q / MiMo-V2.6-Flash-fp8-HTML		Announced range of 9,000 to 10,000 positions (six to seven percent of work force) to be eliminated over the next 12 months; after-tax charge planned at $300 million to $350 million in Q3 2000, primarily severance. Percent of workforce reflects midpoint of disclosed range.
2000-06-30restructuringin_progress13,8001998-09-30United StatesOverlapping functions, operations and businesses (BankAmerica/NationsBank Merger)restructuring_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML		Cumulative count of employees who had entered the severance process through June 30, 2000 (not a quarterly flow figure); not limited to the current quarter. Merger-related reserve balance was $102 million at June 30, 2000 after $169 million of 2000 cash payments and $29 million of noncash reductions.
2000-06-30restructuringannounced9,5006.5%2000-07-282001-07-31GlobalAll segmentsUSD 325 (millions)subsequent_events
f5-10q / Qwen3.6-27B-NVFP4-MTP-HTML		Announced July 28, 2000. Elimination of 9,000 to 10,000 positions (6-7% of workforce) over next 12 months. Expected after-tax charge of $300 million to $350 million in Q3 2000, primarily for severance.
2000-06-30restructuringannounced6.5%2000-07-282001-07-28GlobalAll segmentsUSD 325 (millions)subsequent_events
f5-10q / Qwen3.6-27B-Q8_0		Announced elimination of 9,000 to 10,000 positions (6-7% of workforce) over next 12 months. After-tax charge of $300-$350 million expected in Q3 2000.
2000-06-30restructuringin_progress13,8001998-09-30GlobalOverlapping functionsrestructuring_footnote
f5-10q / Qwen3.6-27B-Q8_0		Cumulative employees entered severance process related to BankAmerica merger through June 30, 2000. Remaining reserve balance $102 million.
2000-03-31restructuringin_progress13,8001998-09-30Overlapping functions, operations and businessesUSD 118 (millions)restructuring_footnote
f5-10q / GLM-5.3-flash-fp4-HTML		Cumulative count of employees who entered the severance process through March 31, 2000 following the BankAmerica merger. Severance reserve balance was $118 million at December 31, 1999, reduced to $38 million at March 31, 2000 after $80 million of cash payments.
2000-03-31restructuringin_progress13,8001998-09-30United StatesOverlapping functions, operations and businesses across the CorporationUSD 38 (millions)restructuring_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML		Cumulative count of former BankAmerica/NationsBank associates who had entered the severance process through 2000-03-31 under the 1998 BankAmerica merger; not a quarterly flow. Charge value is the remaining severance/change-in-control/employee-related reserve balance at 2000-03-31 (down from $118M at 1999-12-31 after $80M of cash payments in Q1 2000); total pre-tax merger severance and employee-related costs of $219M were recorded in 1999.
2000-03-31restructuringin_progress13,800GlobalVariousUSD 93 (millions)restructuring_footnote
f5-10q / Qwen3.6-27B-NVFP4-MTP-HTML		Cumulative employees entered severance process through March 31, 2000 related to BankAmerica merger. Cash payments of $93 million recorded in Q1 2000.
2000-03-31restructuringin_progress13,8001998-09-30GlobalOverlapping functions, operations and businessesUSD 93 (millions)restructuring_footnote
f5-10q / Qwen3.6-27B-Q8_0		Approximately 13,800 employees had entered the severance process through March 31, 2000, related to the BankAmerica merger. Cash payments applied to the reserve totaled $93 million for the quarter.
1999-12-31restructuringin_progress12,6001998-04-10USD 219 (millions)restructuring_footnote
f5-10k / GLM-5.3-flash-HTML		BankAmerica Merger (agreement dated April 10, 1998; completed September 30, 1998): cumulative through fiscal year-end 1999, approximately 12,600 employees had entered the severance process. Employee-related costs were principally in overlapping functions, roughly one-third staff/operations and the rest business segments. FY1999 severance/change-in-control/employee-related charge was approximately $219 million (total 1999 merger-related charges $525 million pre-tax across all categories); severance reserve balance of $118 million remained at December 31, 1999.
1999-12-31restructuringcompleted2,4001998-01-091999-12-31restructuring_footnote
f5-10k / GLM-5.3-flash-HTML		Barnett Merger (completed January 9, 1998): cumulative through fiscal year-end 1999, approximately 2,400 employees had entered the severance process. Substantially all Barnett merger-related reserves were utilized by December 31, 1999. Original severance/change-in-control charge of approximately $375 million was recorded in Q1 1998 (within the ~$900 million pre-tax 1998 merger-related charge), so no current-year charge is attributed here.
1999-12-31restructuringin_progress12,6001998-09-30United StatesOverlapping functions, operations and businessesUSD 525 (millions)restructuring_footnote
f5-10k / MiMo-V2.6-Flash-fp8-HTML		Cumulative through fiscal year-end 1999. Approximately 12,600 employees entered the severance process related to the BankAmerica merger (completed 1998-09-30). The $525M charge is the total 1999 pre-tax merger-related charge covering severance, conversion, exit and other costs; not all attributable to severance. Approximately one-third of employee-related merger costs attributable to staff/operations areas.
1999-12-31restructuringcompleted2,4001998-01-09United StatesOverlapping functions, operations and businessesrestructuring_footnote
f5-10k / MiMo-V2.6-Flash-fp8-HTML		Cumulative through fiscal year-end 1999. Approximately 2,400 employees entered the severance process related to the Barnett merger (completed 1998-01-09). Filer states substantially all Barnett merger-related reserves had been utilized by 1999-12-31.
1999-12-31restructuringcompleted12,6001998-09-301999-12-31GlobalAll SegmentsUSD 1,850 (millions)Note 2 - Merger-Related Activity
f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML		Approximately 12,600 employees entered the severance process through Dec 31, 1999 related to the BankAmerica merger. Total pre-tax merger-related charges were $1.8 billion in 1998 and $525 million in 1999.
1999-12-31restructuringcompleted2,4001998-01-091999-12-31GlobalAll SegmentsUSD 470 (millions)Note 2 - Merger-Related Activity
f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML		Approximately 2,400 employees entered the severance process through Dec 31, 1999 related to the Barnett merger. Net merger-related charges were $900 million in 1998 (including $430 million gain from divestitures).
1999-12-31restructuringcompleted12,6001998-09-301999-12-31GlobalAll segmentsUSD 525 (millions)restructuring_footnote
f5-10k / Qwen3.6-27B-Q8_0		Merger-related severance and employee costs for BankAmerica merger. Cumulative through fiscal year-end.
1999-12-31restructuringcompleted2,4001998-01-091999-12-31GlobalAll segmentsrestructuring_footnote
f5-10k / Qwen3.6-27B-Q8_0		Merger-related severance for Barnett merger. Substantially all reserves utilized by year-end.
1999-09-30restructuringin_progress1998-09-30USD 200 (millions)restructuring_footnote
f5-10q / GLM-5.3-flash-fp4-HTML		Pre-tax merger-related charge of $200 million ($145 million after-tax) recorded in Q2 1999 in connection with the BankAmerica merger; includes approximately $94 million severance and change-in-control items, $7 million conversion costs, $97 million exit and related costs, and $2 million other merger costs
1999-09-30restructuringannounced1999-11-151999-12-31USD 325 (millions)restructuring_footnote
f5-10q / GLM-5.3-flash-fp4-HTML		Corporation anticipates recording an additional pre-tax merger-related charge of approximately $325 million ($272 million after-tax) in the fourth quarter of 1999
1999-09-30restructuringcompleted1999-06-30United StatesEnterprise-wide (BankAmerica merger integration)USD 200 (millions)restructuring_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML		Pre-tax merger-related charge recorded in Q2 1999 ($145M after-tax); components include ~$94M severance and change-in-control/employee-related items, $7M conversion costs, $97M exit costs, $2M other. Filer discloses no employee counts. Announcement date reflects only the disclosed quarter (Q2 1999); exact date not stated.
1999-09-30restructuringannounced1999-09-301999-12-31United StatesEnterprise-wide (BankAmerica merger integration)USD 325 (millions)other
f5-10q / MiMo-V2.6-Flash-fp8-HTML		Filer anticipates recording an additional pre-tax merger-related charge of ~$325M ($272M after-tax) in Q4 1999; no employee counts disclosed. Announcement date reflects the filing's disclosure as of quarter-end; exact announcement date not stated.
1999-09-30restructuringin_progress1998-09-30GlobalCorporateUSD 200 (millions)restructuring_footnote
f5-10q / Qwen3.6-27B-NVFP4-MTP-HTML		Pre-tax merger-related charge of $200 million recorded in Q2 1999, primarily for severance and change in control items. No specific employee count disclosed for this quarter's charge.
1999-09-30restructuringin_progress1998-09-30GlobalCorporateUSD 12 (millions)MD&A
f5-10q / Qwen3.6-27B-NVFP4-MTP-HTML		Personnel expense increased $90 million in Q3 1999 primarily due to higher incentive compensation and employee benefits.
1999-09-30restructuringin_progress1998-09-301999-12-31GlobalCorporate / All SegmentsUSD 200 (millions)restructuring_footnote
f5-10q / Qwen3.6-27B-Q8_0		Pre-tax merger-related charge of $200 million recorded in Q2 1999. Consisted of $94M severance/employee-related, $7M conversion/occupancy/equipment, $97M exit costs, $2M other. Additional $325M pre-tax charge anticipated in Q4 1999.
1999-06-30restructuringin_progress1998-09-301999-12-31USD 200 (millions)restructuring_footnote
f5-10q / GLM-5.3-flash-fp4-HTML		Second-quarter 1999 pre-tax merger-related charge of $200 million ($145 million after-tax) tied to the BankAmerica merger; severance and change-in-control items of $94 million, conversion costs $7 million, exit and related costs $97 million, other $2 million. Additional pre-tax charge of approximately $325 million ($272 million after-tax) anticipated in 1999.
1999-06-30restructuringin_progress1998-09-30Severance, change in control and other employee-related costsUSD 94 (millions)restructuring_footnote
f5-10q / GLM-5.3-flash-fp4-HTML		Reserve activity for six months ended June 30, 1999: beginning balance $487 million, $94 million added to expense, $374 million cash payments applied, ending balance $207 million.
1999-06-30restructuringin_progress1998-09-30Exit and related costsUSD 97 (millions)restructuring_footnote
f5-10q / GLM-5.3-flash-fp4-HTML		Reserve activity for six months ended June 30, 1999: beginning balance $194 million, $97 million added to expense, $109 million cash payments, $92 million reductions applied to reserve, ending balance $90 million.
1999-06-30restructuringcompleted1998-01-09USD 900 (millions)restructuring_footnote
f5-10q / GLM-5.3-flash-fp4-HTML		First-quarter 1998 pre-tax Barnett merger-related charge of approximately $900 million ($642 million after-tax), including severance and change-in-control payments, conversion costs, and contract-termination exit costs. As of June 30, 1999, substantially all Barnett merger-related reserves have been utilized.
1999-06-30restructuringin_progress1999-04-01United StatesEnterprise-wideUSD 94 (millions)restructuring_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML		Q2 1999 pre-tax merger-related charge of $200M total, of which ~$94M related to severance, change in control and other employee items; no employee count disclosed. Reserve balance for this category was $207M at 1999-06-30. Filer anticipates an additional ~$325M pre-tax merger-related charge in 1999.
1999-06-30restructuringin_progress1998-09-30GlobalCorporateUSD 200 (millions)restructuring_footnote
f5-10q / Qwen3.6-27B-NVFP4-MTP-HTML		Pre-tax merger-related charge of $200 million recorded in Q2 1999 for BankAmerica merger. Consisted of $94 million severance/change in control, $7 million conversion costs, $97 million exit costs, and $2 million other costs. No specific employee count disclosed for this quarter's charge.
1999-03-31restructuringin_progress1998-09-30USD 400 (millions)restructuring_footnote
f5-10q / GLM-5.3-flash-fp4-HTML		BankAmerica merger: Corporation anticipates recording an additional pre-tax merger-related charge of approximately $400 million ($252 million after-tax) in 1999; severance reserve balance was $244 million at March 31, 1999 after $243 million of cash payments in the quarter
1999-03-31restructuringcompleted1998-01-09USD 900 (millions)restructuring_footnote
f5-10q / GLM-5.3-flash-fp4-HTML		Barnett merger pre-tax charge of approximately $900 million ($642 million after-tax) recorded in Q1 1998; as of March 31, 1999 substantially all Barnett merger-related reserves have been utilized
1999-03-31restructuringin_progress1998-09-30United StatesEnterprise-wideUSD 400 (millions)restructuring_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML		BankAmerica merger integration program; filer anticipates an additional pre-tax charge of approximately $400 million ($252 million after-tax) in 1999. Severance reserve roll-forward shows $243 million of cash payments applied to the severance/change-in-control reserve during Q1 1999, leaving $244 million at quarter-end. No employee count disclosed.
1999-03-31restructuringcompleted1998-01-091999-03-31United StatesEnterprise-wideUSD 900 (millions)restructuring_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML		Barnett merger-related reserves (including approximately $375 million of severance and change-in-control payments) substantially fully utilized as of 1999-03-31; no employee count disclosed. Charge itself was recorded in Q1 1998 (prior period).
1999-03-31restructuringin_progress1998-09-30USD 342 (millions)restructuring_footnote
f5-10q / Qwen3.6-27B-NVFP4-MTP-HTML		Cash payments applied to merger-related reserves for severance, change in control, and other employee-related items during Q1 1999. Total pre-tax charge for 1998 was $1.325 billion; additional $400 million expected in 1999.
1999-03-31restructuringin_progress1998-09-30USD 342 (millions)restructuring_footnote
f5-10q / Qwen3.6-27B-Q8_0		Cash payments applied to merger-related reserves for severance, change in control, and other employee-related items.
1998-12-31restructuringin_progressCorporation-wide; primarily overlapping operations and duplicate functions from BankAmerica merger integrationUSD 740 (millions)restructuring_footnote
f5-10k / GLM-5.3-flash-HTML		Estimated 5,000 to 8,000 positions to be eliminated after attrition (range precludes a single headcount figure); approximately 1,800 associates had entered the severance process through 1998-12-31. The $740M charge line covers severance, change in control and other employee-related costs within a $1,325M pre-tax merger-related charge; $487M of the severance reserve remained at year-end and an additional ~$400M pre-tax merger charge was anticipated for 1999. Tied to the merger with former BankAmerica Corporation (reorganization agreement dated 1998-04-10; merger completed 1998-09-30).
1998-12-31restructuringcompleted1,700Corporation-wide; overlapping operations and duplicate functions from Barnett merger integrationUSD 375 (millions)restructuring_footnote
f5-10k / GLM-5.3-flash-HTML		Approximately 1,700 employees had entered the severance process as of fiscal year-end (cumulative through 1998-12-31) in connection with the Barnett merger (merger agreement dated 1997-08-29; completed 1998-01-09). The $375M charge line covers severance and change-in-control payments within a $900M pre-tax merger-related charge; the severance reserve was nearly fully utilized ($2M balance at year-end), with only conversion and related costs remaining, indicating the severance component was substantially complete.
1998-12-31restructuringin_progress1,7001997-08-29United StatesMultiple segmentsUSD 900 (millions)restructuring_footnote
f5-10k / MiMo-V2.6-Flash-fp8-HTML		Barnett Banks merger completed 1998-01-09; approximately 1,700 employees entered severance process through 1998-12-31. Charge recorded in Q1 1998.
1998-12-31restructuringin_progress1,8001998-04-10United StatesMultiple segmentsUSD 1,325 (millions)restructuring_footnote
f5-10k / MiMo-V2.6-Flash-fp8-HTML		BankAmerica merger completed 1998-09-30. Estimated 5,000 to 8,000 positions to be eliminated after attrition; approximately 1,800 associates entered severance process through 1998-12-31. Charge recorded in Q3 and Q4 1998.
1998-12-31restructuringcompleted1,7001998-01-09United StatesCorporate / Barnett Merger IntegrationUSD 900 (millions)Item 1. Business - Acquisition and Disposition Activity
f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML		Approximately 1,700 employees entered severance process as result of Barnett merger. Charge included $375M severance/change in control.
1998-12-31restructuringin_progress1,8001998-09-30United StatesCorporate / BankAmerica Merger IntegrationUSD 1,325 (millions)Item 1. Business - Acquisition and Disposition Activity
f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML		Approximately 1,800 associates entered severance process as of Dec 31, 1998. Total estimated eliminations 5,000-8,000 positions after attrition.
1998-12-31restructuringin_progress1998-09-30United StatesCorporate / All SegmentsUSD 1,325 (millions)restructuring_footnote
f5-10k / Qwen3.6-27B-Q8_0		BankAmerica merger-related charges of $1.325 billion pre-tax. Includes severance, change in control, and other employee-related items. Approximately 1,800 associates entered severance process by year-end; 5,000 to 8,000 positions estimated to be eliminated after attrition.
1998-12-31restructuringcompleted1,7001998-01-09United StatesCorporate / All SegmentsUSD 900 (millions)restructuring_footnote
f5-10k / Qwen3.6-27B-Q8_0		Barnett merger-related charges of $900 million pre-tax. Approximately 1,700 employees entered severance process by year-end.
1998-09-30restructuringin_progress1998-09-30USD 725 (millions)restructuring_footnote
f5-10q / GLM-5.3-flash-fp4-HTML		Pre-tax merger and restructuring charge of $725 million ($519 million after-tax) for the BankAmerica merger, including approximately $390 million for severance and change-in-control arrangements, $205 million for contract terminations and asset write-offs, and $130 million of legal and investment banking costs. Additional items anticipated in Q4 1998 and 1999.
1998-09-30restructuringin_progress1998-01-09FloridaUSD 900 (millions)restructuring_footnote
f5-10q / GLM-5.3-flash-fp4-HTML		Pre-tax Barnett merger charge of $900 million ($642 million after-tax) in Q1 1998: approximately $375 million severance and change-in-control payments, $300 million conversion and occupancy/equipment costs, $125 million contract termination exit costs, and $100 million other costs. Net of $430 million divestiture gains, nine-month net Barnett merger items were $470 million pre-tax.
1998-09-30divestiture_reductioncompleted1998-04-011998-06-30FloridaRetail branch bankingUSD 430 (millions)restructuring_footnote
f5-10q / GLM-5.3-flash-fp4-HTML		Divestiture of 67 Florida branches with $1.4 billion loans and $2.4 billion deposits, required by regulators for the Barnett merger; resulted in a pre-tax gain of approximately $430 million ($277 million after-tax) recorded in Q2 1998.
1998-09-30divestiture_reductionannounced1998-09-301998-12-31New MexicoRetail branch bankingrestructuring_footnote
f5-10q / GLM-5.3-flash-fp4-HTML		Agreement to divest certain branches with approximately $167 million in loans and $500 million in deposits in New Mexico, required in connection with the BankAmerica merger; expected completion in Q4 1998.
1998-09-30divestiture_reductioncompleted1998-08-311998-08-31Investment banking (Robertson Stephens)USD 15 (millions)restructuring_footnote
f5-10q / GLM-5.3-flash-fp4-HTML		Sale of the Robertson Stephens investment banking operations completed August 31, 1998, resulting in a loss of $15.3 million.
1998-09-30restructuringin_progress1998-09-30United StatesEnterprise-wideUSD 725 (millions)restructuring_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML		Pre-tax merger charge for BankAmerica merger completed 1998-09-30; includes ~$390M severance for impacted employees and change-of-control arrangements, $205M contract terminations and asset write-offs, $130M legal and investment banking costs. No employee count disclosed. Additional charges anticipated in Q4 1998 and 1999.
1998-09-30restructuringin_progress1998-01-09United StatesEnterprise-wideUSD 900 (millions)restructuring_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML		Barnett merger restructuring charge incurred in Q1 1998; includes ~$375M severance and change-of-control payments, $300M conversion and occupancy costs, $125M contract exit costs, $100M other merger costs. Net of $430M divestiture gain from 67 Florida branches, net pre-tax charge was $470M. No employee count disclosed.
1998-09-30divestiture_reductioncompleted1998-06-301998-06-30Florida, United StatesConsumer Bankingrestructuring_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML		Divestiture of 67 Florida branches with $1.4B loans and $2.4B deposits as regulatory condition of Barnett merger; resulted in pre-tax gain of ~$430M. No employee count disclosed.
1998-09-30divestiture_reductioncompleted1998-08-311998-08-31United StatesGlobal Corporate and Investment Bankingrestructuring_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML		Sale of Robertson Stephens investment banking operations completed 1998-08-31 with a loss of $15.3 million. No employee count disclosed.
1998-09-30divestiture_reductionannounced1998-09-301998-12-31New Mexico, United StatesConsumer Bankingrestructuring_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML		Regulatory-required divestiture of branches with ~$167M loans and ~$500M deposits in New Mexico markets as condition of BankAmerica merger; expected completion in Q4 1998. No employee count disclosed.
1998-09-30restructuringin_progress1998-09-30USD 725 (millions)restructuring_footnote
f5-10q / Qwen3.6-27B-NVFP4-MTP-HTML		Pre-tax merger and restructuring items incurred during Q3 1998 related to the BankAmerica merger. Includes $390M for severance/employee costs, $205M for contract terminations/asset write-offs, and $130M for legal/investment banking costs. Corporation anticipates recording additional items in Q4 1998 and 1999.
1998-09-30restructuringcompleted1998-01-09USD 900 (millions)restructuring_footnote
f5-10q / Qwen3.6-27B-NVFP4-MTP-HTML		Pre-tax merger and restructuring items incurred during Q1 1998 related to the Barnett merger. Includes $375M for severance/employee costs, $300M for conversion/occupancy/equipment, $125M for contract terminations, and $100M for other costs. Net pretax items for nine months ended Sept 30, 1998 were $470M after $430M gain on divestitures.
1998-09-30restructuringin_progress1998-09-30USD 725 (millions)restructuring_footnote
f5-10q / Qwen3.6-27B-Q8_0		Merger with BankAmerica Corporation. Charge includes approx. $390M for severance related to employees identified as impacted and management change in control arrangements. No specific employee count disclosed.
1998-09-30restructuringcompleted1998-01-09USD 900 (millions)restructuring_footnote
f5-10q / Qwen3.6-27B-Q8_0		Merger with Barnett Banks, Inc. completed Jan 9, 1998. Pre-tax charge of $900M incurred in Q1 1998, including approx. $375M for severance and change in control payments. No specific employee count disclosed.
1998-06-30restructuringcompleted1998-01-09USD 900 (millions)restructuring_footnote
f5-10q / GLM-5.3-flash-fp4-HTML		Barnett merger pretax merger and restructuring items of $900 million ($642 million after-tax) incurred in Q1 1998, including approximately $375 million primarily in severance and change-in-control payments, $300 million conversion and related costs, $125 million contract termination exit costs, and $100 million other merger costs. Reserve roll-forward: $900M established, $405M cash payments, $110M non-cash items, $385M balance at June 30, 1998.
1998-06-30divestiture_reductioncompleted1998-06-30FloridaBranch networkUSD 430 (millions)restructuring_footnote
f5-10q / GLM-5.3-flash-fp4-HTML		Divested 67 Florida branches with aggregate loans of $1.4 billion and deposits of $2.4 billion per regulatory approvals of the Barnett merger; pretax gain of approximately $430 million ($277 million after tax) reflected in Merger and Restructuring Items. Headcount affected not disclosed.
1998-06-30restructuringcompleted1998-01-09United StatesEnterprise-wideUSD 900 (millions)restructuring_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML		Barnett merger restructuring; pretax charge of $900M ($642M after tax) incurred in Q1 1998, including ~$375M severance and change-in-control payments, ~$300M conversion/occupancy costs, ~$125M contract exit costs, ~$100M other merger costs. Reserve balance at 1998-06-30 was $385M after $405M cash payments and $110M non-cash items. No employee count disclosed.
1998-06-30divestiture_reductioncompletedFlorida, United StatesConsumer Banking (retail branch network)restructuring_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML		Regulatory-required divestiture of 67 Florida branches (loans $1.4B, deposits $2.4B) in Q2 1998 pursuant to Fed/DOJ approvals of Barnett merger; resulted in a pretax gain of ~$430M ($277M after tax). No branch-closure headcount disclosed.
1998-06-30restructuringannounced1998-04-101998-09-30United StatesEnterprise-wideUSD 1,300 (millions)restructuring_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML		BankAmerica Corporation merger announced 1998-04-10; combined company expects pre-tax merger and restructuring items of ~$1.3B ($800M after tax). Expected to close 1998-09-30, subject to regulatory and shareholder approval. No employee count disclosed.
1998-06-30restructuringin_progress1998-01-09United StatesCorporate / All SegmentsUSD 900 (millions)restructuring_footnote
f5-10q / Qwen3.6-27B-NVFP4-MTP-HTML		Pretax merger and restructuring items incurred in connection with the Barnett merger completed January 9, 1998. Costs included approximately $375 million in severance and change in control payments, $300 million in conversion/occupancy expenses, $125 million in exit costs, and $100 million in other costs. No specific employee count disclosed.
1998-06-30restructuringin_progress1998-01-09USD 900 (millions)restructuring_footnote
f5-10q / Qwen3.6-27B-Q8_0		Pretax merger and restructuring items incurred in connection with the Barnett merger completed January 9, 1998. Includes approximately $375 million in severance and change in control payments. Employee count not explicitly disclosed.
1998-06-30acquisition_additioncompleted1998-01-09business_combinations_footnote
f5-10q / Qwen3.6-27B-Q8_0		Merger with Barnett Banks, Inc. completed January 9, 1998. Headcount added not explicitly disclosed.
1998-06-30acquisition_additioncompleted1997-10-01Corporate FinanceMD&A
f5-10q / Qwen3.6-27B-Q8_0		Acquisition of Montgomery Securities in the fourth quarter of 1997. Headcount added not explicitly disclosed.
1998-06-30acquisition_additioncompleted1997-04-01Consumer BankingMD&A
f5-10q / Qwen3.6-27B-Q8_0		Acquisition of Oxford Resources Corp., a consumer finance subsidiary, on April 1, 1997. Headcount added not explicitly disclosed.
1998-03-31restructuringin_progress1998-01-09USD 900 (millions)restructuring_footnote
f5-10q / GLM-5.3-flash-fp4-HTML		Pretax merger and restructuring items from Barnett merger: ~$375M severance and change-in-control payments, ~$300M conversion and occupancy/equipment costs, ~$125M contract termination exit costs, ~$100M other merger costs; $642M after-tax; reserve balance $493M at quarter-end after $298M cash payments and $109M non-cash items
1998-03-31acquisition_additioncompleted1998-01-091998-01-09Floridabusiness_combinations_footnote
f5-10q / GLM-5.3-flash-fp4-HTML		Barnett Banks merger completed January 9, 1998; headcount added not quantified; ~233 million common shares issued to former Barnett shareholders
1998-03-31divestiture_reductionannounced1998-03-311998-09-30FloridaBranch bankingrestructuring_footnote
f5-10q / GLM-5.3-flash-fp4-HTML		Regulatory agreements to divest certain Barnett branches with ~$2.5B loans and ~$4.0B deposits; headcount impact not quantified
1998-03-31restructuringin_progress1998-01-09United States (primarily Florida and former Barnett franchise)USD 900 (millions)restructuring_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML		Pretax merger and restructuring items incurred in Q1 1998 for the Barnett merger ($642 million after-tax), comprising about $375 million of severance and change-in-control payments, $300 million of conversion/occupancy/equipment costs, $125 million of contract exit costs, and $100 million of other merger costs. No employee count disclosed. Merger reserve roll-forward: $900 million established, $298 million cash payments, $109 million non-cash, $493 million balance at 1998-03-31.
1998-03-31divestiture_reductionin_progress1998-01-091998-09-30FloridaRetail banking branchesrestructuring_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML		Regulatory-required divestiture of Barnett branches with approximately $2.5 billion of loans and $4.0 billion of deposits across various Florida markets, to be completed prior to the end of Q3 1998. No headcount associated with the divestiture is disclosed.
1998-03-31acquisition_additioncompleted1998-01-091998-01-09United States (Jacksonville, Florida headquartered)business_combinations_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML		Barnett Banks, Inc. merger completed 1998-01-09 as a pooling of interests; Barnett had approximately $46.0 billion of assets. Approximately 233 million common shares and about 11 million stock options issued to Barnett holders. No employee headcount for Barnett is disclosed in this filing.
1998-03-31restructuringin_progress1998-01-09USD 900 (millions)restructuring_footnote
f5-10q / Qwen3.6-27B-NVFP4-MTP-HTML		Pretax merger and restructuring items of $900 million incurred in connection with the Barnett merger, including $375 million in severance and change in control payments. Employee count not disclosed.
1998-03-31restructuringin_progress1998-01-09United StatesCorporateUSD 375 (millions)restructuring_footnote
f5-10q / Qwen3.6-27B-Q8_0		Barnett merger related severance and change in control payments. Total merger and restructuring items were $900 million.
1997-12-31acquisition_additioncompleted21,4871997-08-291998-01-09United StatesCorporation-wide (Barnett Banks, Inc. banking operations)Item_1_Business
f5-10k / GLM-5.3-flash-HTML		Merger with Barnett Banks, Inc. completed January 9, 1998 (subsequent to fiscal year-end); Barnett had 21,487 full-time equivalent employees as of December 31, 1997. Merger agreement dated August 29, 1997 per exhibit index; transaction accounted for as a pooling of interests (Note Two).
1997-12-31restructuringannounced1998-03-31United StatesCorporation-wide (Barnett merger integration)USD 375 (millions)subsequent_events
f5-10k / GLM-5.3-flash-HTML		Approximately $375 million pretax for severance, relocation and change-in-control payments, part of roughly $900 million of total expected pretax merger-related costs to be incurred in Q1 1998; number of employees affected not quantified.
1997-12-31acquisition_additioncompleted1996-08-291997-01-07United StatesCorporation-wide (Boatmen's Bancshares, Inc. banking operations)business_combinations_footnote
f5-10k / GLM-5.3-flash-HTML		Completed January 7, 1997; accounted for as a purchase business combination. MD&A attributes the bulk of the 1997 FTE increase (to about 80,000 from about 63,000) to the Boatmen's and Montgomery acquisitions without quantifying headcount added by either.
1997-12-31acquisition_additioncompleted1997-10-01United StatesGlobal Finance (investment banking and institutional brokerage)business_combinations_footnote
f5-10k / GLM-5.3-flash-HTML		Montgomery Securities acquired October 1, 1997 for approximately $1.1 billion (purchase accounting); headcount impact not disclosed.
1997-12-31divestiture_reductionannounced1997United States (Arkansas)Superior Federal Bank, F.S.B. (federal savings bank, Fort Smith, Arkansas)Item_1_Business
f5-10k / GLM-5.3-flash-HTML		Agreement to sell the Corporation's federal savings bank disclosed in the fiscal 1997 disposition discussion; entity still owned at January 31, 1998 per Exhibit 21 subsidiary list. Headcount impact not disclosed.
1997-12-31divestiture_reductionannounced1997United States (Kentucky)NationsBank of Kentucky, N.A. (banking subsidiary)Item_1_Business
f5-10k / GLM-5.3-flash-HTML		Agreement to sell the Kentucky bank subsidiary disclosed in the fiscal 1997 disposition discussion; entity still owned at January 31, 1998 per Exhibit 21 subsidiary list. Headcount impact not disclosed.
1997-12-31divestiture_reductioncompleted19971997United StatesFinancial ServicesMD&A
f5-10k / GLM-5.3-flash-HTML		Sale of 29 branches completed during the first quarter of 1997, generating noninterest income gains; associated headcount impact not disclosed.
1997-12-31acquisition_additioncompleted1996-08-291997-01-07United States (Midwest)General Bank; Global Financebusiness_combinations_footnote
f5-10k / MiMo-V2.6-Flash-fp8-HTML		Boatmen's Bancshares acquisition completed 1997-01-07; Boatmen's had approximately $41.2B total assets. Employee count not disclosed for this acquisition.
1997-12-31acquisition_additioncompleted1997-10-01United States (San Francisco, CA)Global Finance (investment banking / institutional brokerage)business_combinations_footnote
f5-10k / MiMo-V2.6-Flash-fp8-HTML		Montgomery Securities acquisition completed 1997-10-01 for approximately $1.1B. Employee count not disclosed.
1997-12-31acquisition_additioncompleted21,4871997-08-291998-01-09United States (Southeast — Florida)General Bank; Financial Servicessubsequent_events
f5-10k / MiMo-V2.6-Flash-fp8-HTML		Barnett Banks merger completed 1998-01-09 (after fiscal year-end). Barnett had 21,487 FTE employees as of 1997-12-31. Expected pretax merger-related costs of approximately $900M in Q1 1998.
1997-12-31divestiture_reductioncompleted1997-12-31United StatesCorporate trust, stock transfer, relocation management, insurance premium financing, escrow servicesItem_1_Business
f5-10k / MiMo-V2.6-Flash-fp8-HTML		Sold several business units acquired through the Boatmen's acquisition during 1997. Employee counts not disclosed.
1997-12-31divestiture_reductionannouncedUnited States (Fort Smith, Arkansas)Federal savings bank (Superior Federal Bank, F.S.B.)Item_1_Business
f5-10k / MiMo-V2.6-Flash-fp8-HTML		Agreement to sell entered into prior to filing date; completion date and employee count not disclosed.
1997-12-31divestiture_reductionannouncedUnited States (Kentucky)Banking subsidiary (NationsBank of Kentucky, N.A.)Item_1_Business
f5-10k / MiMo-V2.6-Flash-fp8-HTML		Agreement to sell entered into prior to filing date; completion date and employee count not disclosed.
1997-12-31plant_closurecompleted1997-03-31United States (41 states)Financial Services (NationsCredit Consumer Corporation)MD&A
f5-10k / MiMo-V2.6-Flash-fp8-HTML		Sale of 29 branches during Q1 1997; associated gains reflected in noninterest income. Employee counts not disclosed.
1997-12-31acquisition_additioncompleted21,4871998-01-09United StatesAll SegmentsItem_1_Business
f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML		Merger with Barnett Banks, Inc. completed on January 9, 1998. Barnett had 21,487 full-time equivalent employees as of December 31, 1997.
1997-12-31acquisition_additioncompleted1997-01-07United StatesAll SegmentsItem_1_Business
f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML		Acquisition of Boatmen's Bancshares, Inc. completed on January 7, 1997. Specific headcount added not explicitly quantified in text, but noted as primary driver of employee increase.
1997-12-31acquisition_additioncompleted1997-01-071997-01-07United StatesGeneral Bank; Global FinanceItem_1_Business
f5-10k / Qwen3.6-27B-Q8_0		Acquisition of Boatmen's Bancshares, Inc. completed Jan 7, 1997. Headcount impact not explicitly quantified in employee section, but noted as contributing to increase in full-time equivalent employees.
1997-12-31acquisition_additioncompleted1997-10-011997-10-01United StatesGlobal FinanceItem_1_Business
f5-10k / Qwen3.6-27B-Q8_0		Acquisition of Montgomery Securities completed Oct 1, 1997. Headcount impact not explicitly quantified in employee section.
1997-12-31divestiture_reductioncompleted1997-12-311997-12-31United StatesGeneral BankItem_1_Business
f5-10k / Qwen3.6-27B-Q8_0		Sold business units acquired from Boatmen's, including trust, stock transfer, relocation management, insurance premium financing, and escrow services businesses. Headcount impact not explicitly quantified.
1997-09-30acquisition_additioncompleted1997-01-071997-01-07United StatesGeneral Bank; Global Financebusiness_combinations_footnote
f5-10q / GLM-5.3-flash-fp4-HTML		Boatmen's Bancshares acquisition completed January 7, 1997; drove increase in full-time equivalent employees from approximately 63,000 at December 31, 1996 to approximately 78,000 at September 30, 1997; no discrete headcount figure disclosed
1997-09-30acquisition_additioncompleted1997-10-011997-10-01United StatesGlobal Finance (Montgomery Securities)USD 1,200 (millions)business_combinations_footnote
f5-10q / GLM-5.3-flash-fp4-HTML		Montgomery Securities acquisition closed October 1, 1997 (subsequent to quarter-end); purchase price approximately $1.2 billion; no headcount disclosed
1997-09-30divestiture_reductioncompleted1997-01-01United StatesFinancial Services (NationsCredit)MD&A
f5-10q / GLM-5.3-flash-fp4-HTML		Sale of 29 branches during the first quarter of 1997 generated gains reflected in noninterest income; no headcount impact disclosed
1997-09-30acquisition_additioncompleted1997-01-071997-01-07United States (St. Louis, Missouri)General Bank; Global Financebusiness_combinations_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML		Boatmen's Bancshares acquisition completed January 7, 1997; headcount added not disclosed. Primary driver of the FTE increase to approximately 78,000 at quarter-end.
1997-09-30divestiture_reductioncompleted1997-03-311997-03-31United StatesFinancial Services (NationsCredit)MD&A
f5-10q / MiMo-V2.6-Flash-fp8-HTML		Sale of 29 branches during the first quarter of 1997; associated headcount not disclosed.
1997-09-30acquisition_additioncompleted1997-08-011997-08-01United StatesNot specifiedUSD 89 (millions)other
f5-10q / MiMo-V2.6-Flash-fp8-HTML		Gibson Security Corp. merger for approximately $88.7 million aggregate consideration; headcount added not disclosed.
1997-09-30restructuringannounced1997-08-291998-03-31United States (Jacksonville, Florida)General Bankbusiness_combinations_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML		Definitive agreement to merge with Barnett Banks, Inc. announced August 29, 1997; expected to close in Q1 1998, subject to shareholder and regulatory approval. Approximately 245 million shares to be issued; to be accounted for as a pooling of interests. Headcount impact not disclosed.
1997-09-30acquisition_additioncompleted1997-10-011997-10-01United States (San Francisco, California)Global FinanceUSD 1,200 (millions)business_combinations_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML		Subsequent-event acquisition of Montgomery Securities (investment banking/brokerage) for approximately $1.2 billion; added equity underwriting capability to Global Finance. Headcount added not disclosed.
1997-09-30acquisition_additioncompleted1997-01-07St. Louis, MissouriGeneral Bank, Global Financebusiness_combinations_footnote
f5-10q / Qwen3.6-27B-NVFP4-MTP-HTML		Acquisition of Boatmen's Bancshares, Inc. completed Jan 7, 1997. Headcount increase not explicitly quantified in employee count, but noted as resulting in increase in full-time equivalent employees and amortization expense.
1997-09-30acquisition_additioncompleted1997-10-01San Francisco, CaliforniaGlobal Financesubsequent_events
f5-10q / Qwen3.6-27B-NVFP4-MTP-HTML		Acquisition of Montgomery Securities completed Oct 1, 1997. Disclosed as subsequent event in Q3 10-Q.
1997-06-30acquisition_additioncompleted1997-01-071997-01-07United StatesGeneral Bank; Global Financebusiness_combinations_footnote
f5-10q / GLM-5.3-flash-fp4-HTML		Boatmen's Bancshares acquisition completed January 7, 1997; headcount added not quantified, but FTEs rose from ~63,000 to ~79,000 largely due to this acquisition.
1997-06-30acquisition_additionannounced1997-06-281997-12-31United StatesGlobal FinanceUSD 1,200 (millions)business_combinations_footnote
f5-10q / GLM-5.3-flash-fp4-HTML		Agreement to acquire Montgomery Securities for ~$1.2 billion (primarily $840 million cash plus ~5.3 million shares), including a $100 million retention pool for key non-partner personnel funded 50% by options and 50% by cash; expected to close in Q4 1997. Headcount not quantified.
1997-06-30divestiture_reductioncompleted1997-01-011997-03-31United StatesFinancial Services (NationsCredit)MD&A
f5-10q / GLM-5.3-flash-fp4-HTML		Sale of 29 branches during Q1 1997 generated gains in noninterest income; associated headcount reduction not quantified.
1997-06-30acquisition_additioncompleted1997-01-071997-01-07United States (St. Louis, Missouri headquarters)General Bank; Global Financebusiness_combinations_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML		Completed acquisition of Boatmen's Bancshares; employee headcount added not disclosed. MD&A attributes the FTE increase from ~63,000 to ~79,000 primarily to this acquisition.
1997-06-30acquisition_additionannounced1997-06-281997-12-31United States (San Francisco, California)Global Finance — investment banking and institutional brokeragebusiness_combinations_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML		Agreement to acquire Montgomery Securities; employee count not disclosed. Includes a $100 million retention pool for key non-partner personnel, funded 50% in stock options and 50% cash. Expected to close in Q4 1997, subject to regulatory approval.
1997-06-30plant_closurecompleted1997-03-31United StatesFinancial Services — branch networkMD&A
f5-10q / MiMo-V2.6-Flash-fp8-HTML		Sale of 29 branches during the first quarter of 1997; associated headcount not disclosed. Disclosed in the context of noninterest income gains.
1997-06-30acquisition_additioncompleted1997-01-071997-01-07United StatesGeneral Bank and Global Financebusiness_combinations_footnote
f5-10q / Qwen3.6-27B-Q8_0		Acquisition of Boatmen's Bancshares completed Jan 7, 1997. MD&A notes this resulted in an increase in full-time equivalent employees, contributing to the total of ~79,000 as of June 30, 1997 (up from ~63,000 at Dec 31, 1996).
1997-03-31acquisition_additioncompletedUnited Statesbusiness_combinations_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML		Acquisition of Boatmen's Bancshares completed 1997-01-07; approximately 195 million shares issued plus $371 million cash. No employee or headcount addition disclosed for the acquired workforce.
1997-03-31divestiture_reductioncompletedFinancial Services (NationsCredit)MD&A
f5-10q / MiMo-V2.6-Flash-fp8-HTML		Sale of 29 branches during the first quarter of 1997, which drove the doubling of Financial Services noninterest income. No associated headcount reduction disclosed.
1997-03-31acquisition_additioncompleted1997-01-071997-01-07St. Louis, MissouriGeneral Bank, Global Financebusiness_combinations_footnote
f5-10q / Qwen3.6-27B-NVFP4-MTP-HTML		Acquisition of Boatmen's Bancshares, Inc. completed Jan 7, 1997. Headcount not disclosed, but personnel expenses cited as primary driver of noninterest expense increase.
1997-03-31acquisition_additioncompleted1997-01-071997-01-07United StatesAll segmentsbusiness_combinations_footnote
f5-10q / Qwen3.6-27B-Q8_0		Acquisition of Boatmen's Bancshares, Inc. completed on January 7, 1997. Headcount increased from approx. 63,000 (Dec 31, 1996) to approx. 81,000 (Mar 31, 1997).
1996-12-31acquisition_additioncompleted19,0281996-08-291997-01-07St. Louis, Missouri-headquartered; operations across Midwestern and Southwestern US statesBanking operations (General Bank)Item_1_Business
f5-10k / GLM-5.3-flash-HTML		Boatmen's Bancshares, Inc. acquisition completed January 7, 1997, after fiscal year-end; BBI and its subsidiaries had 19,028 full-time equivalent employees at December 31, 1996, which joined the registrant post-year-end. Subsequent event relative to FY1996.
1996-12-31restructuringcompleted1996Bank South acquisition integrationUSD 34 (millions)business_combinations_footnote
f5-10k / GLM-5.3-flash-HTML		Severance-cost component of the pre-tax merger-related charge recorded in the first quarter of 1996, primarily in connection with the Bank South acquisition. Total charge was $118 million ($77 million net of tax); only an immaterial amount of the accrual remained at December 31, 1996. Number of employees affected not disclosed.
1996-12-31plant_closurecompleted1996Bank South acquisition integration — facilities and branch networkUSD 28 (millions)business_combinations_footnote
f5-10k / GLM-5.3-flash-HTML		Facilities consolidations and branch closures component of the $118 million pre-tax merger-related charge recorded in Q1 1996 in connection with the Bank South acquisition. Headcount impact not disclosed.
1996-12-31divestiture_reductioncompleted1996-09-271996-09-27Affinity loan business (credit card)Item_1_Business
f5-10k / GLM-5.3-flash-HTML		Divestiture of the affinity loan business: approximately $393 million of loan receivables sold to Household Bank (sales price about $433 million) and approximately $728 million sold to MBNA America (sales price about $784 million), both settled in cash. Headcount impact not disclosed.
1996-12-31divestiture_reductionannouncedGeneral Bank — retirement services (defined benefit and defined contribution plans)Item_1_Business
f5-10k / GLM-5.3-flash-HTML		Registrant announced its intent to sell the line of business providing retirement services for defined benefit and defined contribution plans; timing and headcount impact not disclosed.
1996-12-31acquisition_additioncompleted1996-01-091996-01-09GeorgiabankingItem_1_Business
f5-10k / MiMo-V2.6-Flash-fp8-HTML		Bank South Corporation acquired; $7.4B assets, $5.1B deposits; 53 million shares issued. Accounted for as pooling of interests.
1996-12-31acquisition_additioncompleted1996-01-101996-01-10bankingItem_1_Business
f5-10k / MiMo-V2.6-Flash-fp8-HTML		CSF Holdings, Inc. acquired; $4.8B assets, $3.8B deposits; $516 million cash purchase price.
1996-12-31acquisition_additioncompleted1996-01-311996-01-31bankingItem_1_Business
f5-10k / MiMo-V2.6-Flash-fp8-HTML		Sun World, N.A. acquired; $136 million assets, $123 million deposits; $16 million cash purchase price.
1996-12-31acquisition_additioncompleted1996-04-291996-04-29commercial financial servicesItem_1_Business
f5-10k / MiMo-V2.6-Flash-fp8-HTML		LDI Corporation acquired through NationsCredit Commercial Corporation; $247 million assets; $28 million cash purchase price.
1996-12-31acquisition_additioncompleted1996-05-241996-05-24bankingItem_1_Business
f5-10k / MiMo-V2.6-Flash-fp8-HTML		Charter Bancshares, Inc. acquired; $928 million assets, $720 million deposits; 2.8 million shares issued. Registrant previously owned ~42%.
1996-12-31acquisition_additioncompleted1996-08-131996-08-13bankingItem_1_Business
f5-10k / MiMo-V2.6-Flash-fp8-HTML		TAC Bancshares, Inc. and subsidiary Chase Federal Bank FSB acquired; $2.8B assets, $2.0B deposits; $280 million cash purchase price.
1996-12-31acquisition_additioncompleted1996-08-311996-08-31TexasbankingItem_1_Business
f5-10k / MiMo-V2.6-Flash-fp8-HTML		Aggregate deposits of ~$970 million acquired from Bluebonnet Savings Bank, FSB; $46 million cash purchase price. Certain Bluebonnet employees offered employment with NationsBank of Texas.
1996-12-31divestiture_reductioncompleted1996-09-271996-09-27consumer lending — affinity loan businessItem_1_Business
f5-10k / MiMo-V2.6-Flash-fp8-HTML		Affinity loan business divested; ~$393M receivables sold to Household Bank and ~$728M to MBNA America Bank; combined sale prices ~$1.2B in cash.
1996-12-31restructuringcompleted1996-01-091996-12-31GeorgiabankingUSD 118 (millions)restructuring_footnote
f5-10k / MiMo-V2.6-Flash-fp8-HTML		Pre-tax merger-related charge recorded in Q1 1996, primarily for Bank South acquisition: $34M severance, $28M facilities consolidations and branch closures, $11M contractual cancellations, plus other expenses. Immaterial amount remained accrued at 1996-12-31.
1996-12-31divestiture_reductionannouncedretirement services — defined benefit and defined contribution plansItem_1_Business
f5-10k / MiMo-V2.6-Flash-fp8-HTML		Registrant announced intent to sell retirement services line of business; no completion date or employee count disclosed.
1996-12-31acquisition_additioncompleted19,0281996-08-291997-01-07Missouribankingsubsequent_events
f5-10k / MiMo-V2.6-Flash-fp8-HTML		Boatmen's Bancshares, Inc. acquired 1997-01-07, after fiscal year end. BBI had 19,028 FTE as of 1996-12-31; $41.2B assets, $32.0B deposits; ~195 million shares plus $371 million cash.
1996-12-31acquisition_additionannounced1997-06-30GeorgiabankingItem_1_Business
f5-10k / MiMo-V2.6-Flash-fp8-HTML		First Federal Savings Bank of Brunswick, Georgia; $254M assets, $220M deposits; ~2.4 million shares to be issued. Expected Q2 1997.
1996-12-31acquisition_additioncompleted1996-01-091996-01-09GeorgiaBank South CorporationItem_1_Business
f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML		Acquisition of Bank South Corporation completed January 9, 1996. Headcount not explicitly disclosed in filing.
1996-12-31acquisition_additioncompleted1996-01-101996-01-10FloridaCSF Holdings, Inc.Item_1_Business
f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML		Acquisition of CSF Holdings completed January 10, 1996. Headcount not explicitly disclosed.
1996-12-31acquisition_additioncompleted1996-01-311996-01-31TexasSun World, N.A.Item_1_Business
f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML		Acquisition of Sun World completed January 31, 1996. Headcount not explicitly disclosed.
1996-12-31acquisition_additioncompleted1996-04-291996-04-29United StatesLDI CorporationItem_1_Business
f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML		Acquisition of LDI Corporation completed April 29, 1996. Headcount not explicitly disclosed.
1996-12-31acquisition_additioncompleted1996-05-241996-05-24United StatesCharter Bancshares, Inc.Item_1_Business
f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML		Acquisition of Charter Bancshares completed May 24, 1996. Headcount not explicitly disclosed.
1996-12-31acquisition_additioncompleted1996-08-131996-08-13United StatesTAC Bancshares, Inc.Item_1_Business
f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML		Acquisition of TAC Bancshares and Chase Federal Bank completed August 13, 1996. Headcount not explicitly disclosed.
1996-12-31acquisition_additioncompleted1996-08-311996-08-31TexasBluebonnet Savings BankItem_1_Business
f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML		Acquisition of aggregate deposits from Bluebonnet Savings Bank completed August 31, 1996. Headcount not explicitly disclosed.
1996-12-31restructuringcompleted1996-01-011996-12-31United StatesCorporateUSD 118 (millions)MD&A
f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML		Pre-tax merger-related charge of $118 million recorded in Q1 1996, including $34 million severance costs and $28 million facilities consolidation. Specific employee count not disclosed.
1996-12-31acquisition_additioncompleted19,0281996-08-291997-01-07United StatesBoatmen's Bancshares, Inc.Item_1_Business
f5-10k / Qwen3.6-27B-Q8_0		Acquisition of Boatmen's Bancshares, Inc. completed Jan 7, 1997. Filing states BBI had 19,028 full-time equivalent employees as of Dec 31, 1996.
1996-12-31acquisition_additioncompleted1996-01-091996-01-09United StatesBank South CorporationItem_1_Business
f5-10k / Qwen3.6-27B-Q8_0		Acquisition of Bank South Corporation completed Jan 9, 1996. Employee count not explicitly disclosed in acquisition summary.
1996-12-31acquisition_additioncompleted1996-01-101996-01-10United StatesCSF Holdings, Inc.Item_1_Business
f5-10k / Qwen3.6-27B-Q8_0		Acquisition of CSF Holdings, Inc. completed Jan 10, 1996. Employee count not explicitly disclosed in acquisition summary.
1996-12-31acquisition_additioncompleted1996-01-311996-01-31United StatesSun World, N.A.Item_1_Business
f5-10k / Qwen3.6-27B-Q8_0		Acquisition of Sun World, N.A. completed Jan 31, 1996. Employee count not explicitly disclosed in acquisition summary.
1996-12-31acquisition_additioncompleted1996-04-291996-04-29United StatesLDI CorporationItem_1_Business
f5-10k / Qwen3.6-27B-Q8_0		Acquisition of LDI Corporation completed Apr 29, 1996. Employee count not explicitly disclosed in acquisition summary.
1996-12-31acquisition_additioncompleted1996-05-241996-05-24United StatesCharter Bancshares, Inc.Item_1_Business
f5-10k / Qwen3.6-27B-Q8_0		Acquisition of Charter Bancshares, Inc. completed May 24, 1996. Employee count not explicitly disclosed in acquisition summary.
1996-12-31acquisition_additioncompleted1996-08-131996-08-13United StatesTAC Bancshares, Inc.Item_1_Business
f5-10k / Qwen3.6-27B-Q8_0		Acquisition of TAC Bancshares, Inc. and Chase Federal Bank FSB completed Aug 13, 1996. Employee count not explicitly disclosed in acquisition summary.
1996-12-31acquisition_additioncompleted1996-08-311996-08-31United StatesBluebonnet Savings Bank, FSBItem_1_Business
f5-10k / Qwen3.6-27B-Q8_0		Acquisition of aggregate deposits from Bluebonnet Savings Bank, FSB completed Aug 31, 1996. Employee count not explicitly disclosed in acquisition summary.
1996-09-30restructuringin_progress1997-03-31United StatesGeneral BankUSD 118 (millions)restructuring_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML		Pre-tax merger-related charge recorded in Q1 1996 primarily for the Bank South acquisition; includes $34 million severance and $28 million for facilities consolidations and branch closures. About $55 million of the accrual remained at 1996-09-30, expected to be used within twelve months. No employee count disclosed.
1996-09-30acquisition_additioncompleted1996-08-13United States (Miami, Florida)USD 280 (millions)business_combinations_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML		Acquisition of TAC Bancshares, Inc. and Chase Federal Bank FSB completed 1996-08-13 for approximately $280 million cash; acquired $2.8 billion assets and $2.0 billion deposits. Headcount added not disclosed.
1996-09-30acquisition_additionannounced1996-08-291997-01-31United States (St. Louis, Missouri)business_combinations_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML		Agreement to acquire Boatmen's Bancshares, Inc. announced 1996-08-29; at least 60 percent of consideration in stock, expected to close January 1997. Boatmen's had $40.7 billion assets and $30.6 billion deposits at 1996-09-30. Headcount added not disclosed.
1996-09-30restructuringin_progress1996-03-31USD 118 (millions)restructuring_footnote
f5-10q / Qwen3.6-27B-NVFP4-MTP-HTML		Pre-tax merger-related charge of $118 million recorded in Q1 1996 primarily in connection with the acquisition of Bank South Corporation. Charge consisted of $34 million severance, $28 million facilities consolidations/branch closures, $11 million contractual cancellations, and other expenses. Approximately $55 million remained at September 30, 1996.
1996-09-30restructuringin_progress1996-03-311997-09-30USD 118 (millions)restructuring_footnote
f5-10q / Qwen3.6-27B-Q8_0		Pre-tax merger-related charge of $118 million recorded in Q1 1996 primarily in connection with the acquisition of Bank South Corporation. Includes $34 million severance, $28 million facilities consolidation/branch closures, and $11 million contractual cancellations. Approximately $55 million remained accrued as of Sept 30, 1996, expected to be used within twelve months.
1996-06-30restructuringin_progress1996-03-311996-12-31United StatesEnterprise-wide (primarily Bank South integration)USD 118 (millions)restructuring_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML		Pre-tax charge comprised $34M severance, $28M facilities consolidations and branch closures, $11M contract cancellations, plus other merger costs; $65M of the accrual remained at 1996-06-30 and was expected to be used during 1996. No employee count disclosed.
1996-06-30acquisition_additioncompleted1996-04-251996-09-30United States (Texas)Retail banking (branch network)USD 47 (millions)business_combinations_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML		Agreement to acquire 21 Bluebonnet Savings Bank branches with $986M deposits at 1996-06-30 for approximately $47M cash; expected to close in Q3 1996. No headcount disclosed.
1996-06-30acquisition_additionannounced1996-08-131996-08-13United States (Florida)Retail bankingUSD 280 (millions)other
f5-10q / MiMo-V2.6-Flash-fp8-HTML		Subsequent-event acquisition of TAC Bancshares / Chase Federal Bank FSB completed 1996-08-13 for approximately $280M cash; TAC had $2.8B assets and $2.0B deposits at 1996-06-30. No headcount disclosed.
1996-06-30restructuringin_progress1996-03-311996-12-31United StatesGeneral Bank / CorporateUSD 118 (millions)restructuring_footnote
f5-10q / Qwen3.6-27B-NVFP4-MTP-HTML		Pre-tax charge of $118 million recorded in Q1 1996 primarily in connection with the acquisition of Bank South Corporation. Includes $34 million severance costs, $28 million facilities consolidations/branch closures, $11 million contract cancellations. $65 million remained accrued at June 30, 1996 and is expected to be used in 1996.
1996-06-30acquisition_additioncompleted1996-01-091996-01-09GeorgiaBankingbusiness_combinations_footnote
f5-10q / Qwen3.6-27B-NVFP4-MTP-HTML		Acquisition of Bank South Corporation completed January 9, 1996. Accounted for as pooling of interests. No specific headcount disclosed.
1996-06-30acquisition_additioncompleted1996-02-291996-02-29Florida, TexasBankingbusiness_combinations_footnote
f5-10q / Qwen3.6-27B-NVFP4-MTP-HTML		Acquired banking organizations in Florida and Texas during January and February 1996. Accounted for as purchases. No specific headcount disclosed.
1996-06-30acquisition_additioncompleted1996-05-241996-05-24TexasBankingbusiness_combinations_footnote
f5-10q / Qwen3.6-27B-NVFP4-MTP-HTML		Acquisition of remaining shares of Charter Bancshares, Inc. completed May 24, 1996. Accounted for as purchase. No specific headcount disclosed.
1996-06-30acquisition_additioncompleted1996-04-291996-04-29United StatesFinancial ServicesUSD 28 (millions)business_combinations_footnote
f5-10q / Qwen3.6-27B-NVFP4-MTP-HTML		NationsCredit Commercial Corporation acquired LDI Corporation for approximately $28 million cash. Accounted for as purchase. No specific headcount disclosed.
1996-06-30acquisition_additionannounced1996-04-251996-09-30United StatesBankingUSD 47 (millions)subsequent_events
f5-10q / Qwen3.6-27B-NVFP4-MTP-HTML		Agreement entered to acquire 21 branches from Bluebonnet Savings Bank for approximately $47 million cash. Expected completion in third quarter 1996. Accounted for as purchase. No specific headcount disclosed.
1996-06-30acquisition_additioncompleted1996-08-131996-08-13FloridaBankingUSD 280 (millions)subsequent_events
f5-10q / Qwen3.6-27B-NVFP4-MTP-HTML		Acquisition of TAC Bancshares, Inc. and Chase Federal Bank FSB completed August 13, 1996 for approximately $280 million cash. Accounted for as purchase. No specific headcount disclosed.
1996-06-30restructuringin_progress1996-03-311996-12-31USD 118 (millions)restructuring_footnote
f5-10q / Qwen3.6-27B-Q8_0		Pre-tax merger-related charge of $118 million recorded in Q1 1996 primarily in connection with the acquisition of Bank South Corporation. Includes $34 million severance costs, $28 million facilities consolidations/branch closures, and $11 million contractual obligation cancellations. Approximately $65 million remained at June 30, 1996 and is expected to be used in 1996. Employee count not disclosed.
1996-03-31restructuringin_progress1996-01-011996-12-31USD 118 (millions)restructuring_footnote
f5-10q / GLM-5.3-flash-fp4-HTML		Pre-tax merger-related charge primarily tied to Bank South acquisition: $34M severance, $28M facilities consolidation and branch closures, $11M contract cancellations; about $77M of the accrual remained at quarter-end and is expected to be used during 1996.
1996-03-31acquisition_additioncompleted1996-01-091996-01-09Atlanta, GeorgiaGeneral Bankbusiness_combinations_footnote
f5-10q / GLM-5.3-flash-fp4-HTML		Bank South Corporation acquired via pooling of interests; 26,304,617 shares issued. Headcount added not disclosed.
1996-03-31acquisition_additioncompleted1996-021996-02Florida and TexasGeneral Bankbusiness_combinations_footnote
f5-10q / GLM-5.3-flash-fp4-HTML		Two purchase-method banking acquisitions with combined loans of $3.1B and deposits of $3.9B. Headcount added not disclosed.
1996-03-31acquisition_additionannounced1996-01-251996-06-30Houston, TexasGeneral Bankbusiness_combinations_footnote
f5-10q / GLM-5.3-flash-fp4-HTML		Agreement to acquire remaining shares of Charter Bancshares (42% already owned) for 1.4 million shares; purchase accounting; pending shareholder approval.
1996-03-31acquisition_additionannounced1996-04-251996-09-30TexasGeneral BankUSD 47 (millions)business_combinations_footnote
f5-10q / GLM-5.3-flash-fp4-HTML		Agreement to acquire 21 branches of Bluebonnet Savings Bank, FSB with $992 million of deposits; purchase accounting; pending shareholder and regulatory approvals.
1996-03-31acquisition_additionannounced1996-04-261996-09-30Miami, FloridaGeneral BankUSD 280 (millions)business_combinations_footnote
f5-10q / GLM-5.3-flash-fp4-HTML		Agreement to acquire TAC Bancshares and subsidiary Chase Federal Bank FSB for approximately $280 million in cash; pending shareholder and regulatory approvals.
1996-03-31acquisition_additionannounced1996-02-151996-04-29Financial ServicesUSD 28 (millions)business_combinations_footnote
f5-10q / GLM-5.3-flash-fp4-HTML		NationsCredit Commercial Corporation agreement to buy all shares of LDI Corporation for approximately $28 million cash; LDI had $285 million of assets at March 31, 1996; consummated April 29, 1996.
1996-03-31restructuringin_progress1996-03-311996-12-31United StatesCorporation-wide (primarily in connection with Bank South acquisition)USD 118 (millions)restructuring_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML		Pre-tax charge of $118 million comprising $34 million severance, $28 million facilities consolidations and branch closures, $11 million contractual cancellations, and other expenses; approximately $77 million of the accrual remained at 1996-03-31 and was expected to be used during 1996. No employee headcount affected was disclosed.
1996-03-31acquisition_additioncompleted1996-01-091996-01-09United States (Atlanta, Georgia)General Bankbusiness_combinations_footnote
f5-10q / MiMo-V2.6-Flash-fp8-HTML		Bank South Corporation acquisition completed 1996-01-09 as a pooling of interests; $7.4 billion total assets and $5.1 billion deposits acquired. Headcount added was not disclosed.
1996-03-31restructuringin_progress1996-01-091996-12-31United StatesGeneral BankUSD 118 (millions)restructuring_footnote
f5-10q / Qwen3.6-27B-NVFP4-MTP-HTML		Charge of $118 million pre-tax recorded in Q1 1996 primarily in connection with the acquisition of Bank South. Consisted of $34 million severance, $28 million facilities consolidations/branch closures, $11 million contractual cancellations. Approximately $77 million remained at March 31, 1996 and is expected to be used in 1996. Employee count not disclosed.
1996-03-31restructuringin_progress1996-01-091996-12-31United StatesGeneral BankUSD 34 (millions)restructuring_footnote
f5-10q / Qwen3.6-27B-Q8_0		Severance costs related to Bank South acquisition. Total merger charge was $118 million; $77 million remained accrued at quarter-end.
1996-03-31plant_closurein_progress1996-01-091996-12-31United StatesGeneral BankUSD 28 (millions)restructuring_footnote
f5-10q / Qwen3.6-27B-Q8_0		Facilities consolidations and branch closures related to Bank South acquisition.
1995-12-31acquisition_additioncompleted4301995-03-311995-03-31United StatesMortgage banking (residential mortgage servicing operation)USD 150 (millions)Item_1_Business
f5-10k / GLM-5.3-flash-HTML		Acquisition of KeyCorp Mortgage Inc.'s servicing business completed March 31, 1995; the operation employing about 430 people plus other servicing-related assets was purchased for approximately $150 million, separately from the $25 billion servicing portfolio (~$339 million). Also described in Note Two, which uses the term 'associates'.
1995-12-31divestiture_reductioncompleted1995-12-041995-12-04United StatesCorporate Trust business (bond servicing and administration)Item_1_Business
f5-10k / GLM-5.3-flash-HTML		Portion of the corporate trust business dealing with bond servicing and administration sold to The Bank of New York; number of employees transferred not disclosed.
1995-12-31divestiture_reductioncompletedUnited States (Southeast and Texas service area)Merchant discount unit (merchant credit card authorization, processing and settlement)MD&A
f5-10k / GLM-5.3-flash-HTML		Merchant discount unit contributed to a newly formed credit card processing joint venture during the second quarter of 1995 in exchange for consideration including an equity stake; employee count not disclosed.
1995-12-31restructuringannounced1996-01-091996-03-31United StatesBank South Corporation merger integrationbusiness_combinations_footnote
f5-10k / GLM-5.3-flash-HTML		Subsequent event: following the January 9, 1996 Bank South acquisition, a one-time restructuring charge for merger costs (mainly severance packages and facilities consolidations and closures) is expected to be recorded in the first quarter of 1996; charge amount and affected headcount not quantified.