CarMax (KMX)

Geographic Segments

Business Unit / Product Segments

Major Customers (% of Revenue)

Operational KPIs

Average wholesale vehicle selling price (adr)

Net loans originated (bookings)

Revolving credit facility available (capacity)

Capital expenditures (capital_expenditures)

Technology contractors (contractors)

Shareholders of record (customers)

Website monthly visits (engagement)

Associates (headcount)

Inventory (inventory_units)

Net loans originated (loans_outstanding)

Net credit losses as a percentage of average managed receivables (loss_ratio)

Market share (market_share)

Total interest margin percentage (net_interest_margin)

Net credit loss rate (nonperforming_loans)

Vehicles purchased from dealers (orders_received)

401(k) plan cost (other)

Accounts 31+ days past due (other)

Accounts payable (other)

Accounts receivable, net (other)

Accrual for interest (tax-related) (other)

Accrued expenses and other current liabilities (other)

Accrued income taxes (other)

Accrued interest and fees (other)

Accumulated other comprehensive loss (other)

Actual return on plan assets (other)

Actuarial loss (other)

Advertising expense (other)

Advertising expense as % of net sales (other)

Allowance as percent of receivables (other)

Allowance coverage ratio (other)

Allowance for Loan Losses (other)

Allowance for doubtful accounts (other)

Allowance for loan losses (other)

Allowance for loan losses as % of ending managed receivables (other)

Allowance for loan losses rate (other)

Allowance for loan losses ratio (other)

Allowance ratio (other)

Annualized credit loss rate (other)

Annualized credit losses (other)

Annualized loss rate (other)

Annualized losses as % of avg managed receivables (other)

Annualized net credit loss rate (other)

Annualized net credit losses (other)

Asset retirement obligations (other)

Asset retirement obligations (3 to 5 years) (other)

Asset retirement obligations (more than 5 years) (other)

Auction sales rate (other)

Average auction sales rate (other)

Average new vehicle price (other)

Average new vehicle selling price (other)

Average recovery rate (other)

Average retail selling price (other)

Average retail selling price - New (other)

Average retail selling price - Used (other)

Average selling price (other)

Average selling price - New vehicles (other)

Average selling price - Used vehicles (other)

Average selling price - Wholesale vehicles (other)

Average selling price new vehicles (other)

Average selling price used vehicles (other)

Average selling price wholesale vehicles (other)

Average total vehicle selling price (other)

Average used selling price (other)

Average used vehicle price (other)

Average used vehicle selling price (other)

Average vehicle selling price (other)

Average wholesale selling price (other)

Average wholesale vehicle price (other)

Average wholesale vehicle selling price (other)

Balance after accounting change (other)

Balance after accounting change percentage (other)

Balance as of beginning of year (other)

Balance as of end of year (other)

Balance as of end of year percentage (other)

Basic net earnings per share (other)

Benefits paid (other)

Borrowings under revolving credit facility (other)

CAF Net Loans Originated (other)

CAF Net Penetration Rate (other)

CAF Penetration Rate (other)

CAF Penetration rate (other)

CAF Weighted average contract rate (other)

CAF Weighted average term (other)

CAF allowance for loan losses (other)

CAF allowance for loan losses ratio (other)

CAF average recovery rate (other)

CAF financed retail unit sales (other)

CAF financed retail unit sales percentage (other)

CAF financed retail vehicle unit sales (other)

CAF financed units (other)

CAF financing penetration (other)

CAF financing penetration rate (other)

CAF gain on loans originated and sold (other)

CAF gain on loans sold (other)

CAF gain percentage (other)

CAF gross penetration (other)

CAF loan penetration rate (other)

CAF loans originated and sold (other)

CAF loans sold (other)

CAF net credit losses (other)

CAF net loans originated (other)

CAF net penetration (other)

CAF net penetration rate (other)

CAF origination credit mix (other)

CAF past due accounts (other)

CAF penetration rate (other)

CAF total interest margin (other)

CAF vehicle units financed (other)

CAF weighted average contract rate (other)

CAF weighted average term (other)

Capital expenditures (other)

Capital in excess of par value (other)

CarMax Auto Finance income (other)

CarMax Auto Finance income percentage (other)

Cash and cash equivalents (other)

Cash paid for income taxes (other)

Cash paid for interest (other)

Charge-offs (other)

Charge-offs less recoveries (other)

Charged to income - allowance for doubtful accounts (other)

Common stock (other)

Common stock shares outstanding (other)

Company contributions to pension plan (other)

Comparable store dollar sales growth (other)

Comparable store inventory change (other)

Compensation and benefits (other)

Cost of sales (other)

Credit approval rate (other)

Credit facility outstanding (other)

Credit loss rate (other)

Credit loss ratio (other)

Credit losses (other)

Credit losses on managed receivables (other)

Credits (other)

Current income tax provision (other)

Current portion of finance and capital lease obligations (other)

Current portion of non-recourse notes payable (other)

Customer vehicle transfers (other)

Customer-requested vehicle transfers (other)

Deferred income tax provision (other)

Deferred income taxes (current) (other)

Deferred income taxes (non-current) (other)

Defined benefit retirement plans (other)

Defined benefit retirement plans (less than 1 year) (other)

Defined benefit retirement plans (more than 5 years) (other)

Defined benefit retirement plans obligations (other)

Delinquency Rate (other)

Delinquent loans 31-60 days past due (other)

Delinquent loans 61-90 days past due (other)

Delinquent loans greater than 90 days past due (other)

Depreciation and amortization (other)

Digitally enabled transactions (other)

Diluted net earnings per share (other)

Diluted net earnings per share growth (other)

Discount rate (other)

EPP margin per unit increase (other)

ESP attachment rate (other)

ESP penetration rate (other)

ESP purchase rate (other)

ESP revenues (other)

Earnings before income taxes (other)

Effective income tax rate (other)

Effective tax rate (other)

Equity issuances, net (other)

Expected rate of return on plan assets (other)

Expected return on plan assets (other)

Extended service plan attach rate (other)

Extended service plan penetration (other)

Extended service plan revenues (other)

Extended service plan revenues percentage (other)

Federal statutory income tax rate (other)

Finance and capital lease obligations (other)

Finance and capital lease obligations (non-current) (other)

Finance and capital leases (other)

Finance and capital leases (1 to 3 years) (other)

Finance and capital leases (3 to 5 years) (other)

Finance and capital leases (less than 1 year) (other)

Finance and capital leases (more than 5 years) (other)

Finance and capital leases obligations (other)

Finance approval rate (other)

Finance customers starting online (other)

Finance shopping availability (other)

Financing penetration (other)

Financing penetration by channel (other)

Funded status recognized (other)

GAP attach rate (other)

GAP attachment rate (other)

GAP product attach rate (other)

GAP purchase rate (other)

Gain on loans originated and sold (other)

Gain on loans sold (other)

Gain on sales of loans originated and sold (other)

Gain on sales of loans originated and sold percentage (other)

Gain percentage on loans originated and sold (other)

Gain percentage on loans sold (other)

Gain spread (other)

Gain spread on loans sold (other)

Gains on sales of loans (other)

Gains on sales of loans spread (other)

Goodwill and intangible assets (other)

Gross margin (other)

Gross profit (other)

Gross profit margin (other)

Gross profit per new unit (other)

Gross profit per unit (other)

Gross profit per unit - New vehicles (other)

Gross profit per unit - Other (other)

Gross profit per unit - Used vehicles (other)

Gross profit per unit - Wholesale vehicles (other)

Gross profit per unit new vehicles (other)

Gross profit per unit used vehicles (other)

Gross profit per unit wholesale vehicles (other)

Gross profit per used unit (other)

Gross profit per wholesale unit (other)

Gross unrecognized tax benefits (other)

Guaranteed asset protection attach rate (other)

Impact of accounting change (other)

Impairment of long-lived assets (other)

Income tax provision (other)

Interest and fee income (other)

Interest and fee income percentage (other)

Interest cost (pension) (other)

Interest expense (other)

Interest expense percentage (other)

Interest expense ratio (other)

Interest income on retained interest in securitized receivables (other)

Interest income on retained interest in securitized receivables percentage (other)

Interest rate swap notional (other)

Interest rate swaps notional (other)

Inventory credit facility (other)

Inventory credit facility outstanding (other)

Inventory value (other)

Issuances of non-recourse notes payable (other)

Late-model vehicles sold (other)

Loan recovery rate (other)

Loans held for sale or investment (other)

Loans originated (other)

Loans originated and sold (other)

Loans securitized (other)

Loans sold (other)

Loans sold in securitizations (other)

Long-term debt (other)

Loss on disposition of assets (other)

Managed receivables by credit grade (other)

Managed receivables credit mix (other)

Market Share (other)

Market population coverage (other)

Market share of 0-10 year old vehicles (other)

Market share of used vehicles (other)

Market value of non-affiliate common stock (other)

Market value of voting stock held by non-affiliates (other)

Markets served (other)

Metropolitan markets (other)

Metropolitan markets served (other)

Nationwide market share (other)

Nationwide used vehicle market share (other)

Net auto loans originated (other)

Net cash from operations (other)

Net cash provided by financing activities (other)

Net cash provided by operating activities (other)

Net cash provided by operations (other)

Net cash used in investing activities (other)

Net cash used in operating activities (other)

Net charge-offs (other)

Net credit loss rate (other)

Net credit loss ratio (other)

Net credit losses (other)

Net credit losses as % of average managed receivables (other)

Net credit losses as a percentage of average managed receivables (other)

Net credit losses as a percentage of total average managed receivables (other)

Net credit losses as percentage of average managed receivables (other)

Net credit losses on managed receivables (other)

Net credit losses percentage (other)

Net credit losses ratio (other)

Net deferred tax asset (other)

Net earnings (other)

Net earnings growth (other)

Net earnings per diluted share (other)

Net earnings per share (basic) (other)

Net earnings per share (diluted) (other)

Net loans originated (other)

Net penetration rate (other)

Net pension expense (other)

Net sales and operating revenues (other)

New car franchise locations (other)

New car franchises (other)

New car franchises at year-end (other)

New gross profit per unit (other)

New vehicle average selling price (other)

New vehicle dollar sales change (other)

New vehicle gross profit (other)

New vehicle gross profit margin (other)

New vehicle gross profit per unit (other)

New vehicle price (other)

New vehicle sales (other)

New vehicle sales mix (other)

New vehicle sales percentage (other)

New vehicle unit sales change (other)

Non-recourse notes payable (other)

Non-recourse notes payable (current) (other)

Non-recourse notes payable (non-current) (other)

Nondeductible and other items (other)

Number of Reportable Segments (other)

Number of securities remaining available for future issuance (other)

Number of securities to be issued upon exercise of outstanding options (other)

Omni sales (other)

Omni sales mix (other)

Omni sales penetration (other)

Omni sales percentage (other)

Omni sales share (other)

Omni-channel market coverage (other)

Omni-channel sales share (other)

Online retail sales (other)

Online retail sales mix (other)

Online retail sales penetration (other)

Online retail sales percentage (other)

Online retail sales share (other)

Online revenue share (other)

Online transaction revenue share (other)

Online-first customer share (other)

Online-first shopper rate (other)

Online-first shopping rate (other)

Operating leases (other)

Operating leases (1 to 3 years) (other)

Operating leases (3 to 5 years) (other)

Operating leases (less than 1 year) (other)

Operating leases (more than 5 years) (other)

Operating leases obligations (other)

Operating markets (other)

Other (auto loan receivables) (other)

Other assets (other)

Other current assets (other)

Other debt (current) (other)

Other debt (non-current) (other)

Other direct expenses (other)

Other direct expenses (CAF) (other)

Other direct expenses percentage (other)

Other financing penetration (other)

Other gain (other)

Other gain (CAF) (other)

Other gain percentage (other)

Other gross profit (other)

Other gross profit margin (other)

Other gross profit per unit (other)

Other income (other)

Other liabilities (other)

Other overhead costs (other)

Other sales and revenues (other)

Outstanding common shares (other)

Outstanding shares (other)

Outstanding shares of common stock (other)

Past due accounts (other)

Past due accounts 31+ days (other)

Past due accounts as % of ending managed receivables (other)

Past due accounts as % of managed receivables (other)

Past due accounts as a percentage of ending managed receivables (other)

Past due accounts as a percentage of total managed receivables (other)

Past due accounts as percentage of ending managed receivables (other)

Past due accounts percent of managed receivables (other)

Past due accounts percentage (other)

Past due accounts rate (other)

Past due accounts ratio (other)

Past due loan ratio (other)

Past due loans (other)

Past due loans percentage (other)

Past due percent of receivables (other)

Past due rate (other)

Past due ratio (other)

Past due receivables (other)

Past due receivables ratio (other)

Payments on non-recourse notes payable (other)

Payroll and fringe benefit expense (other)

Payroll and fringe benefit expense (CAF) (other)

Payroll and fringe benefit expense percentage (other)

Penetration rate (other)

Plan assets (other)

Population coverage (other)

Proceeds from collections reinvested (other)

Proceeds from new securitizations (other)

Proceeds from sales of property and equipment (other)

Product attachment rate (other)

Projected benefit obligation (other)

Property and equipment, net (other)

Provision for loan losses (other)

Provision for loan losses percentage (other)

Purchase obligations (other)

Purchase obligations (1 to 3 years) (other)

Purchase obligations (less than 1 year) (other)

Receivables by credit grade (other)

Recognized actuarial loss (other)

Recoveries (other)

Recovery rate (other)

Recovery rate on repossessed vehicles (other)

Restricted cash from collections on auto loan receivables (other)

Restricted cash on deposit in reserve accounts (other)

Restricted investments (other)

Retail unit mix (other)

Retail vehicle gross profit margin (other)

Retail vehicle gross profit per unit (other)

Retail vehicle sales growth (other)

Retail vehicle sales mix (other)

Retained earnings (other)

Retained interest fair value (other)

Retained interest in securitized receivables (other)

Retained interests weighted average life (other)

Retirement Restoration Plan cost (other)

Return on equity (other)

Return on equity excluding separation costs (other)

Revenue from online transactions (other)

Revenue from online transactions share (other)

Revolver availability (other)

Revolving credit agreement (other)

Revolving credit agreement obligations (other)

Revolving credit facility available (other)

Revolving credit facility outstanding (other)

SG&A as % of Gross Profit (other)

SG&A as % of gross profit (other)

SG&A as a percent of gross profit (other)

SG&A as percent of gross profit (other)

SG&A expenses (other)

SG&A per retail unit (other)

SG&A per total unit (other)

SG&A per used unit (other)

SG&A per used vehicle unit (other)

SG&A percent of gross profit (other)

SG&A ratio (other)

Sale-leaseback proceeds (other)

Same-store sales dollar growth (other)

Securitization program capacity (other)

Self-service eligibility (other)

Self-service online retail eligibility (other)

Self-sufficiency rate (other)

Selling, general and administrative expense ratio (other)

Service department sales (other)

Service department sales percentage (other)

Servicing fee income (other)

Servicing fee income percentage (other)

Servicing fees received (other)

Share repurchase authorization remaining (other)

Share-based compensation expense (other)

Shares outstanding (other)

Shares repurchased (other)

Short-term debt (other)

State and local income taxes, net of federal benefit (other)

Stockholders' equity (other)

Store occupancy costs (other)

Store openings (other)

Store site ownership (other)

Stores opened (other)

Stores with wholesale auctions (other)

Subprime Financing Mix (other)

Subprime financed share of retail units (other)

Subprime financing mix (other)

Superstore openings (other)

Superstores with wholesale auctions (other)

Television markets (other)

Television markets served (other)

Term securitization funding (other)

Third-party finance fees, net (other)

Third-party finance fees, net percentage (other)

Third-party subprime penetration (other)

Tier 2 financed unit mix (other)

Tier 2 financing penetration (other)

Tier 3 financing penetration (other)

Tier 3 sales mix (other)

Total SG&A expenses (other)

Total assets (other)

Total capitalization (other)

Total contractual obligations (other)

Total contractual obligations (1 to 3 years) (other)

Total contractual obligations (3 to 5 years) (other)

Total contractual obligations (less than 1 year) (other)

Total contractual obligations (more than 5 years) (other)

Total contractual obligations (other) (other)

Total current assets (other)

Total current liabilities (other)

Total debt (other)

Total direct expenses (other)

Total direct expenses percentage (other)

Total gross deferred tax assets (other)

Total gross deferred tax liabilities (other)

Total gross profit (other)

Total gross profit margin (other)

Total gross profit per retail unit (other)

Total gross profit per unit (other)

Total interest margin (other)

Total interest margin after provision for loan losses (other)

Total interest margin after provision for loan losses percentage (other)

Total interest margin percentage (other)

Total interest margin rate (other)

Total inventory (other)

Total liabilities (other)

Total liabilities and shareholders' equity (other)

Total loans sold (other)

Total net sales and operating revenues (other)

Total net sales and operating revenues growth (other)

Total net sales and operating revenues percentage (other)

Total other income (other)

Total other income percentage (other)

Total other sales and revenues (other)

Total other sales and revenues percentage (other)

Total past due loans (other)

Total retail vehicle gross profit per unit (other)

Total sales growth (other)

Total shareholders' equity (other)

Total used unit growth (other)

Total used vehicle unit sales growth (other)

Total vehicle dollar sales change (other)

Training hours delivered (other)

U.S. markets (other)

U.S. markets covered (other)

U.S. markets served (other)

U.S. population coverage (other)

U.S. population market coverage (other)

U.S. television markets (other)

U.S. television markets covered (other)

US population coverage (other)

US population market coverage (other)

Unit sales growth (other)

Unrecognized tax benefits (other)

Unrecognized tax benefits (less than 1 year) (other)

Unrecognized tax benefits (more than 5 years) (other)

Unrecognized tax benefits affecting effective tax rate (other)

Unrecognized tax benefits obligations (other)

Unused revolving credit facility capacity (other)

Unused warehouse capacity (other)

Unused warehouse facility capacity (other)

Used average selling price (other)

Used gross profit per unit (other)

Used vehicle average selling price (other)

Used vehicle dollar sales change (other)

Used vehicle financing penetration (other)

Used vehicle gross profit (other)

Used vehicle gross profit margin (other)

Used vehicle gross profit per unit (other)

Used vehicle market share (other)

Used vehicle price (other)

Used vehicle sales (other)

Used vehicle sales mix (other)

Used vehicle sales percentage (other)

Used vehicle unit sales (other)

Used vehicle unit sales change (other)

Used vehicle unit sales growth (other)

Valuation allowance (other)

Valuation allowance impact (other)

Vehicle inventory (other)

Vehicle purchases (other)

Vehicle sales growth (other)

Vehicle sales mix (other)

Vehicle sourcing self-sufficiency (other)

Vehicle transfer rate (other)

Vehicle transfers at customer request (other)

Vehicle unit sales (other)

Vehicle units financed (other)

Vehicle units financed by CAF (other)

Vehicles acquired (other)

Vehicles financed (other)

Vehicles purchased from consumers and dealers (other)

Vehicles purchased online from consumers (other)

Vehicles sold (other)

Vehicles transferred at customer request (other)

Vehicles transferred on request (other)

Virtual wholesale auctions (other)

Warehouse facility capacity (other)

Warehouse facility limit (other)

Warehouse facility receivables (other)

Warehouse facility unused capacity (other)

Warehouse facility usage (other)

Warehouse facility utilization (other)

Warehouse unused capacity (other)

Warranty liability (other)

Website traffic growth (other)

Weighted average basic shares outstanding (other)

Weighted average contract rate (other)

Weighted average contract term (other)

Weighted average credit score (other)

Weighted average diluted shares outstanding (other)

Weighted average exercise price of outstanding options (other)

Weighted average loan term (other)

Weighted average loan-to-value (other)

Weighted average term (other)

Weighted average vehicle selling price (other)

Wholesale auction locations (other)

Wholesale auction sales rate (other)

Wholesale auction sites (other)

Wholesale auction stores (other)

Wholesale auctions (other)

Wholesale auctions conducted (other)

Wholesale auctions conducted virtually (other)

Wholesale average selling price (other)

Wholesale gross profit per unit (other)

Wholesale unit sales growth (other)

Wholesale vehicle average selling price (other)

Wholesale vehicle gross profit (other)

Wholesale vehicle gross profit margin (other)

Wholesale vehicle gross profit per unit (other)

Wholesale vehicle price (other)

Wholesale vehicle sales (other)

Wholesale vehicle sales percentage (other)

Wholesale vehicle unit sales (other)

Wholesale vehicle unit sales growth (other)

Wholesale vehicles sold (other)

Wholesale vehicles sold at auction (other)

Wholesale auctions (properties)

Recovery rate (recovery_rate)

Total used vehicle unit sales growth (same_store_sales)

Outstanding shares (shares)

Wholesale auctions (stores)

Online retail sales (transactions)

Vehicle units financed (units_shipped)

Auction sales rate (utilization_rate)

Total used vehicle unit sales growth (vehicles_delivered)

Workforce Totals

Demographics

Workforce Breakdowns

HCM Metrics — Point-in-Time

HCM Metrics — Flow (Annual / YTD)

Workforce Actions