Mastercard (MA)

Company ID: 11 | CIK: 0001141391

10-Q view:

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Segments are charted by their disclosed metrics (revenue, segment profit, etc.). Each line is a single segment. Reconciliation/corporate items are excluded. Major customers are shown as a percentage of revenue. Operational KPIs are grouped by metric concept; sub-metrics appear as separate lines.

Geographic Segments

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Business Unit / Product Segments

Major Customers (% of Revenue)

Operational KPIs

ATMs (branches)

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Processing capacity (capacity)

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Debit and Prepaid cards in circulation (cards_in_circulation)

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Cards issued (cards_issued)

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Contractors (contractors)

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Credit Facility Availability (credit_facility)

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Cards in circulation (customers)

Gross Dollar Volume (gmv)

Employees (headcount)

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ATM Locations (other)

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ATM Network Locations (other)

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ATM acceptance locations (other)

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ATM and cash access locations (other)

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ATM and cash dispensing locations (other)

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ATM cash access locations (other)

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ATM cash dispensing locations (other)

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ATM locations (other)

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ATMs (other)

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ATMs in global network (other)

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ATMs in network (other)

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Acceptance Locations (other)

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Acceptance locations (other)

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Accounts (other)

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Accounts Payable (other)

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Accounts Receivable (other)

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Accrued Expenses (other)

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Accrued Litigation (other)

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Accumulated Other Comprehensive Income (other)

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Additional Paid-in Capital (other)

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Affiliate debit licensees (other)

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Affiliate members (other)

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Auction rate securities par (other)

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Authorizations processed (other)

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Basic earnings per share (other)

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Branded cards (other)

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Branded cards outstanding (other)

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Branded transactions (other)

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Card accounts (other)

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Cardholder accounts (other)

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Cards Outstanding (other)

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Cards carrying Maestro logo (other)

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Cards carrying MasterCard brands (other)

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Cards carrying MasterCard logos (other)

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Cards featuring Mastercard brands (other)

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Cards featuring our brands (other)

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Cards in circulation (other)

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Cards in force (other)

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Cards outstanding (other)

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Cards with Mastercard brands (other)

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Cards with brand mark (other)

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Cash and Cash Equivalents (other)

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Cash and cash equivalents (other)

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Cash and investments (other)

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Cash and securities position (other)

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Cash held by foreign subsidiaries (other)

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Cash volume (other)

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Chip-enabled Cards (other)

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Cirrus and Maestro settlement exposure (other)

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Cirrus/Maestro exposure (other)

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Class A Common Stock (other)

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Class A Common Stock Outstanding (other)

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Class A Common Stock Shares (other)

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Class A Common Stock Shares Outstanding (other)

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Class A Shares Outstanding (other)

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Class A Treasury Stock (other)

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Class A common stock outstanding (other)

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Class A common stock shares outstanding (other)

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Class B Common Stock (other)

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Class B common stock shares outstanding (other)

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Class B shares outstanding (other)

Class M shares outstanding (other)

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Collateral Held for Settlement Exposure (other)

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Collateral held (other)

Collateral held for settlement (other)

Collateral held for settlement exposure (other)

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Collateral held for settlement risk (other)

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Commercial Credit and Charge Cards (other)

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Commercial Credit and Debit Cards (other)

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Commercial cards (other)

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Commercial credit and charge cards (other)

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Consumer Credit Cards (other)

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Consumer Credit and Charge Cards (other)

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Consumer Credit/Charge Cards (other)

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Consumer Debit and Prepaid Cards (other)

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Consumer credit and charge cards (other)

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Consumer credit cards (other)

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Core systems availability (other)

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Countries and territories (other)

Countries and territories processed (other)

Countries and territories served (other)

Countries served (other)

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Credit and charge cards (other)

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Cross Border Growth (other)

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Cross border volumes growth (other)

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Cross-border Assessments (other)

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Cross-border GDV growth (other)

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Cross-border Volume (other)

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Cross-border Volume Growth (other)

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Cross-border assessments (other)

Cross-border volume (other)

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Cross-border volume Growth (other)

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Cross-border volume growth (other)

Cross-border volumes (other)

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Currencies processed (other)

Currencies supported (other)

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Debit Cards (other)

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Debit cards (other)

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Deferred Income Taxes (other)

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Diluted earnings per share (other)

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Dividends paid (other)

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Domestic Assessments (other)

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Domestic assessments (other)

EBITDA (other)

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Effective income tax rate (other)

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Effective tax rate (other)

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Estimated settlement exposure (other)

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GDV growth (other)

GDV growth in local currency (other)

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GDV growth local currency (other)

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GDV growth rate (other)

Global ATM Network (other)

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Goodwill (other)

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Gross Dollar Volume Growth (other)

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Gross Dollar Volume growth (other)

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Gross Settlement Exposure (other)

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Gross dollar volume (other)

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Gross settlement exposure (other)

Guarantees of travelers cheques outstanding (other)

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Investments (other)

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Liquid investments (other)

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Liquidity (other)

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Liquidity position (other)

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Local currency volume growth (other)

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Long-term Debt (other)

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Long-term debt (other)

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Maestro Cards (other)

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Maestro acceptance (other)

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Maestro acceptance locations (other)

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Maestro cards (other)

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Maestro cards in circulation (other)

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Maestro merchant acceptance (other)

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Maestro merchant locations (other)

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Maestro merchant terminals (other)

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Markets served (other)

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MasterCard cards outstanding (other)

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MasterCard credit and charge cards (other)

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MasterCard-branded GDV growth (other)

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Mastercard Branded Cards (other)

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Mastercard Incorporated Stockholders' Equity (other)

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Mastercard-branded GDV Growth (other)

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Mastercard-branded GDV growth (other)

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Mastercard-branded cards (other)

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Member collateral held (other)

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Merchant Acceptance Locations (other)

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Merchant Locations (other)

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Merchant acceptance locations (other)

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Merchant locations (other)

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Merchant terminals (other)

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Net Settlement Exposure (other)

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Net Uncollateralized Settlement Exposure (other)

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Net cash provided by operating activities (other)

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Net income attributable to MasterCard (other)

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Net revenue (other)

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Net revenue growth (other)

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Net settlement exposure (other)

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Net uncollateralized Settlement Exposure (other)

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Net uncollateralized exposure (other)

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Net uncollateralized settlement exposure (other)

Network assessments (other)

Non-compliant member exposure (other)

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Non-controlling Interests (other)

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Notional value of foreign currency commitments (other)

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Number of Reportable Segments (other)

Operating expense ratio (other)

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Operating margin (other)

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Other Assets (other)

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Other Current Liabilities (other)

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Other Intangible Assets (other)

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Other Liabilities (other)

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Other Network Assessments (other)

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Other network assessments (other)

Outstanding travelers cheques (other)

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PayPass Cards Issued (other)

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PayPass Cards and Devices (other)

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PayPass Cards/Devices (other)

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PayPass cards and devices (other)

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PayPass cards issued (other)

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PayPass countries (other)

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PayPass merchant locations (other)

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Payment network assessments (other)

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Prepaid Expenses and Other Current Assets (other)

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Principal members (other)

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Processed transaction growth (other)

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Processed transactions growth (other)

Property, Equipment and Right-of-Use Assets (other)

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Property, equipment and right-of-use assets (other)

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Purchase volume (other)

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Rebates and incentives (other)

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Rebates and incentives growth (other)

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Rebates and incentives ratio (other)

Rebates ratio (other)

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Redeemable Non-controlling Interests (other)

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Remaining buyback authorization (other)

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Remaining share repurchase authorization (other)

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Restricted Cash for Litigation Settlement (other)

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Restricted Security Deposits Held for Customers (other)

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Retained Earnings (other)

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Risk Mitigation Arrangements (other)

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Risk mitigation arrangements (other)

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Settlement Assets (other)

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Settlement Exposure (other)

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Settlement Obligations (other)

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Settlement collateral held (other)

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Settlement exposure (other)

Settlement exposure collateral (other)

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Settlement risk exposure (other)

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Share repurchase spend (other)

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Shares Outstanding (other)

Shares Outstanding (Class A) (other)

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Shares Outstanding (Class B) (other)

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Shares outstanding (other)

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Shares repurchased (other)

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Short-term Debt (other)

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Smart Cards Issued (other)

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Smart cards issued (other)

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Stockholders of record (other)

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Switched transaction growth (other)

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Switched transactions growth (other)

Total Assets (other)

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Total Current Assets (other)

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Total Current Liabilities (other)

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Total Debt Outstanding (other)

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Total Equity (other)

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Total Liabilities (other)

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Total Liabilities, Redeemable Non-controlling Interests and Equity (other)

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Total assets (other)

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Total equity (other)

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Total stockholders' equity (other)

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Total workforce cost (other)

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Transaction Processing Assessments (other)

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Transaction currencies (other)

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Transaction growth (other)

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Transaction processing assessments (other)

Transactions processed (other)

Travelers Cheques Guarantee (other)

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Travelers Cheques Outstanding (other)

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Travelers cheque exposure (other)

Travelers cheque guarantee exposure (other)

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Travelers cheque guarantees (other)

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Travelers cheques exposure (other)

Travelers cheques guarantee (other)

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Travelers cheques guaranteed (other)

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Travelers cheques guarantees (other)

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Travelers cheques outstanding (other)

Treasury stock repurchased (other)

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U.S. revenue share (other)

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U.S. share of net revenue (other)

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US revenue share (other)

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Uncollateralized exposure - non-compliant members (other)

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Uncollateralized exposure, non-compliant members (other)

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Uncollateralized settlement exposure (other)

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Uncollateralized settlement exposure - non-compliant members (other)

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United States revenue share (other)

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Unused line of credit (other)

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Venezuela currency exposure (other)

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Volume growth (other)

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Volumes growth (other)

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Voluntary attrition (other)

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Voluntary turnover (other)

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Voluntary workforce attrition (other)

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Voluntary workforce turnover (other)

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Workforce cost (other)

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Working capital (other)

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Working capital ratio (other)

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ATM Locations (properties)

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Voluntary workforce turnover (retention)

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Revenue, Remaining Performance Obligation, Amount (rpo)

Net Uncollateralized Settlement Exposure (settlement_exposure)

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Class B Common Stock Shares Outstanding (shares)

Class M Common Stock Outstanding (shares_outstanding)

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Technology center size (square_footage)

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Maestro merchant terminals (stores)

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Cash transactions (transactions)

Cards Issued (units_shipped)

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Cards in circulation (users)

Human capital disclosures. Workforce totals and demographics are point-in-time. Flow metrics use the year-to-date period for 10-Q and full year for 10-K. Workforce actions (RIFs, restructurings, acquisition-related changes) are listed in the table at the bottom.

Workforce Totals

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Demographics

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Workforce Breakdowns

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HCM Metrics — Point-in-Time

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HCM Metrics — Flow (Annual / YTD)

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Workforce Actions

Period End	Type	Status	Affected	% Workforce	Announced	Expected Completion	Geography	Segment / Function	Charge	Source	Note
2026-06-30	restructuring	in_progress							USD 202 (millions)	MD&A f5-10q / GLM-5.3-flash-fp4-HTML	Restructuring charge of $202 million recorded in the six months ended June 30, 2026 (Q1 2026); savings intended to enable reinvestment in long-term growth opportunities. Number of employees affected not disclosed.
2026-06-30	restructuring	in_progress							USD 202 (millions)	MD&A f5-10q / MiMo-V2.6-Flash-fp8-HTML	Charge of $202M ($158M after tax, $0.18 per diluted share) recorded in the six months ended June 30, 2026; savings intended to fund reinvestment in long-term growth. No employee count, announcement date, or completion timing disclosed; no separate restructuring footnote in this filing.
2026-06-30	acquisition_addition	announced			2026-03	2026-09-30		Digital assets / stablecoin infrastructure		business_combinations_footnote f5-10q / MiMo-V2.6-Flash-fp8-HTML	Definitive agreement in March 2026 to acquire 100% of BVNK Holdings Limited for $1.5B plus up to $300M contingent consideration; subject to regulatory approval, expected to close before end of Q3 2026. Headcount added not disclosed.
2026-06-30	restructuring	in_progress							USD 202 (millions)	MD&A f5-10q / Qwen3.6-27B-Q8_0	Restructuring charge recorded in the six months ended June 30, 2026. Savings intended to enable reinvestment for long-term growth opportunities. Employee count not disclosed.
2026-03-31	restructuring	in_progress							USD 202 (millions)	MD&A f5-10q / GLM-5.3-flash-fp4-HTML	Restructuring charge of $202 million ($158 million after tax, or $0.18 per diluted share) recorded in Q1 2026 within general and administrative expenses. Savings primarily intended to enable reinvestment to support long-term growth opportunities. No employee count or completion date disclosed.
2026-03-31	restructuring	in_progress			2026-03-31				USD 202 (millions)	MD&A f5-10q / MiMo-V2.6-Flash-fp8-HTML	Restructuring charge of $202M ($158M after tax, $0.18/diluted share) recorded in Q1 2026; savings intended to fund reinvestment in long-term growth. No employee count, geography, or completion date disclosed.
2026-03-31	acquisition_addition	announced			2026-03-31	2026-12-31		BVNK Holdings Limited — stablecoin infrastructure	USD 1,500 (millions)	other f5-10q / MiMo-V2.6-Flash-fp8-HTML	Definitive agreement to acquire 100% of BVNK for $1.5B plus up to $300M contingent consideration; expected to close before end of 2026. Headcount added not disclosed.
2026-03-31	restructuring	in_progress			2026-03-31				USD 202 (millions)	MD&A f5-10q / Qwen3.6-27B-NVFP4-MTP-HTML	Company recorded a restructuring charge of $202 million ($158 million after tax) in Q1 2026. Savings intended to enable reinvestment for long-term growth opportunities. Employee count not disclosed.
2026-03-31	restructuring	completed							USD 202 (millions)	MD&A f5-10q / Qwen3.6-27B-Q8_0	Restructuring charge recorded in Q1 2026; employee count not disclosed.
2025-12-31	restructuring	completed			2024		Global		USD 190 (millions)	MD&A f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML	2024 restructuring action intended to streamline organization; charge recorded in 2024.
2025-12-31	restructuring	completed			2024		Global		USD 190 (millions)	MD&A f5-10k / Qwen3.6-27B-Q8_0	Restructuring charge of $190 million recorded in 2024 to streamline organization. No employee count disclosed for this action in the 2025 filing.
2024-12-31	restructuring	in_progress							USD 190 (millions)	MD&A f5-10k / GLM-5.3-flash-HTML	Pre-tax charge of $190 million ($147 million after tax, $0.16 per diluted share) recorded during 2024 to streamline the organization; number of employees affected and completion timeline not disclosed.
2024-12-31	acquisition_addition	completed			2024-12			Threat intelligence / cybersecurity services		business_combinations_footnote f5-10k / GLM-5.3-flash-HTML	100% equity interest in RF Ultimate Parent, Inc. (Recorded Future) acquired in December 2024 for cash consideration of $2.7 billion; employee headcount added not disclosed.
2024-12-31	restructuring	in_progress					Global	Enterprise-wide	USD 190 (millions)	MD&A f5-10k / MiMo-V2.6-Flash-fp8-HTML	2024 restructuring charge of $190M ($147M after tax) to streamline the organization and fund reinvestment; no employee count, announcement date, or completion timeline disclosed. Excluded from adjusted (non-GAAP) results.
2024-12-31	acquisition_addition	completed					Global	Identity, fraud prevention, real-time decisioning and cybersecurity services	USD 2,700 (millions)	business_combinations_footnote f5-10k / MiMo-V2.6-Flash-fp8-HTML	Acquired 100% of RF Ultimate Parent, Inc. (Recorded Future) in December 2024 for $2.7B cash; $1.7B of goodwill recorded. Headcount added not disclosed. Total 2024 acquisition consideration was $2.8B, including other unnamed businesses.
2024-12-31	restructuring	completed					Global		USD 190 (millions)	MD&A f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML	Pre-tax charge of $190 million recorded in 2024 to streamline organization and deliver efficiencies. Employee count not disclosed.
2024-12-31	restructuring	completed							USD 190 (millions)	MD&A f5-10k / Qwen3.6-27B-Q8_0	Pre-tax charge of $190 million recorded in 2024 to streamline organization. Employee count not disclosed.
2024-09-30	restructuring	in_progress			2024-07-01				USD 190 (millions)	MD&A f5-10q / GLM-5.3-flash-fp4-HTML	Restructuring charge of $190 million ($147 million after tax) recorded in the three and nine months ended September 30, 2024, included in general and administrative expenses. Intended to streamline the organization and deliver efficiencies to enable reinvestment in the business. No employee count or completion date disclosed.
2024-09-30	restructuring	in_progress							USD 190 (millions)	MD&A f5-10q / MiMo-V2.6-Flash-fp8-HTML	Charge recorded in Q3 2024 ($147M after tax, $0.16/diluted share) to streamline the organization and deliver efficiencies; no employee count, announcement date, or completion timeline disclosed in the filing.
2024-09-30	restructuring	in_progress			2024-07-01				USD 190 (millions)	MD&A f5-10q / Qwen3.6-27B-NVFP4-MTP-HTML	Charge recorded in Q3 2024 to streamline organization and deliver efficiencies.
2024-09-30	restructuring	in_progress			2024-09-30				USD 190 (millions)	MD&A f5-10q / Qwen3.6-27B-Q8_0	Restructuring action intended to streamline organization and deliver efficiencies. No employee count disclosed.
2022-12-31	other	completed			2022-03		Russia		USD 67 (millions)	MD&A f5-10k / GLM-5.3-flash-HTML	Business operations in Russia suspended in March 2022 following sanctions; no employee headcount impact was quantified. G&A charge of $67M included $35M in Personnel (primarily incremental employee-related costs) and $32M in Other (reserves on uncollectible balances); net Russia-related charge was $30M after a $37M net revenue benefit.
2022-12-31	acquisition_addition	completed			2022-04-01	2022-04-01	Global	Value-added services and solutions (personalization)	USD 325 (millions)	business_combinations_footnote f5-10k / MiMo-V2.6-Flash-fp8-HTML	Only business combination completed in FY2022; purchase accounting still preliminary. No headcount added through the acquisition is disclosed. Goodwill of $200 million recorded.
2022-09-30	other	completed			2022-03		Russia		USD 30 (millions)	MD&A f5-10q / GLM-5.3-flash-fp4-HTML	Company suspended business operations in Russia in March 2022 following sanctions. Nine-month net charge of $30 million ($24 million after tax) comprised of $67 million in general and administrative expenses, primarily incremental employee-related costs and reserves on uncollectible balances with sanctioned customers, offset by $37 million in net benefits to rebates and incentives. No headcount figure disclosed.
2021-12-31	acquisition_addition	completed			2021-03-05		Denmark / Europe	Corporate Services business — clearing and instant payment services and e-billing solutions	USD 3,600 (millions)	business_combinations_footnote f5-10k / GLM-5.3-flash-HTML	Majority of the Corporate Services business of Nets Denmark A/S acquired March 5, 2021 for EUR 3.0 billion in cash (approximately USD 3.6 billion at acquisition date); employee headcount added not disclosed
2021-12-31	acquisition_addition	completed			2021-06-09			Digital identity verification solutions	USD 861 (millions)	business_combinations_footnote f5-10k / GLM-5.3-flash-HTML	100% equity interest in Ekata, Inc. acquired June 9, 2021 for cash consideration of USD 861 million; employee headcount added not disclosed
2021-12-31	acquisition_addition	announced			2021-12-31			Dynamic Yield LTD — personalization		business_combinations_footnote f5-10k / GLM-5.3-flash-HTML	Definitive agreement in place as of December 31, 2021; closing expected in the second quarter of 2022; no headcount or consideration disclosed
2021-12-31	acquisition_addition	completed			2021-03-05	2021-03-05	Denmark / Europe	Clearing and instant payment services; e-billing	USD 3,600 (millions)	business_combinations_footnote f5-10k / MiMo-V2.6-Flash-fp8-HTML	Acquired a majority of the Corporate Services business of Nets Denmark A/S for approximately $3.6 billion; headcount added not disclosed.
2021-12-31	acquisition_addition	completed			2021-06-09	2021-06-09	United States	Digital identity verification	USD 861 (millions)	business_combinations_footnote f5-10k / MiMo-V2.6-Flash-fp8-HTML	Acquired 100% of Ekata, Inc. for cash consideration of $861 million; headcount added not disclosed.
2021-12-31	acquisition_addition	completed			2021-12-31	2021-12-31	Various	Various	USD 272 (millions)	business_combinations_footnote f5-10k / MiMo-V2.6-Flash-fp8-HTML	Additional businesses acquired in 2021 for consideration of $272 million, not individually material; headcount added not disclosed.
2021-12-31	acquisition_addition	announced			2021-12-31	2022-06-30	Not disclosed	Personalization / digital experience		business_combinations_footnote f5-10k / MiMo-V2.6-Flash-fp8-HTML	Definitive agreement to acquire Dynamic Yield LTD. entered as of December 31, 2021; expected to close in Q2 2022. Headcount not disclosed.
2021-06-30	acquisition_addition	completed			2021-03-05		Denmark	Corporate Services (clearing, instant payments, e-billing)		business_combinations_footnote f5-10q / MiMo-V2.6-Flash-fp8-HTML	Acquired majority of Nets Denmark A/S Corporate Services business for €3.0 billion; headcount added not disclosed in filing.
2021-06-30	acquisition_addition	completed			2021-06-09		United States	Digital identity verification		business_combinations_footnote f5-10q / MiMo-V2.6-Flash-fp8-HTML	Acquired 100% of Ekata, Inc. for $861 million cash; headcount added not disclosed in filing.
2021-03-31	acquisition_addition	completed			2021-03-05	2021-03-05	Denmark	Corporate Services — clearing, instant payment services and e-billing		business_combinations_footnote f5-10q / MiMo-V2.6-Flash-fp8-HTML	Acquired majority of Nets Denmark A/S Corporate Services business for €3.0 billion (~$3.6 billion); no headcount added disclosed in the filing.
2021-03-31	acquisition_addition	announced			2021-04	2021-10		Digital identity verification		subsequent_events f5-10q / MiMo-V2.6-Flash-fp8-HTML	Definitive agreement to acquire Ekata, Inc. for $850 million entered into in April 2021; expected to close within six months, subject to regulatory review; no headcount disclosed.
2021-03-31	acquisition_addition	completed			2021-03-05		Denmark	Corporate Services	USD 4 (billions)	business_combinations_footnote f5-10q / Qwen3.6-27B-NVFP4-MTP-HTML	Mastercard acquired majority of Nets Denmark A/S Corporate Services business for €3.0 billion (approx $3.6 billion). Headcount not explicitly disclosed.
2021-03-31	acquisition_addition	announced			2021-04-01	2021-10-01	India	Digital Identity Verification	USD 1 (billions)	subsequent_events f5-10q / Qwen3.6-27B-NVFP4-MTP-HTML	Mastercard entered into definitive agreement to acquire Ekata, Inc. for $850 million. Expected to close within six months.
2020-12-31	acquisition_addition	completed			2020-11-18	2020-11-18	United States	Open banking	USD 809 (millions)	business_combinations_footnote f5-10k / MiMo-V2.6-Flash-fp8-HTML	Cash consideration of $809 million for 100% equity interest; headcount added not disclosed. Contingent consideration of up to $160 million possible.
2020-12-31	other	completed	0	0%			Global	All		Item_1_Business f5-10k / MiMo-V2.6-Flash-fp8-HTML	Filer explicitly states zero COVID-19 related layoffs during 2020; no restructuring or RIF activity disclosed in the filing.
2019-12-31	acquisition_addition	completed								business_combinations_footnote f5-10k / MiMo-V2.6-Flash-fp8-HTML	Several businesses acquired during 2019 for total consideration of $1.5 billion (cash and contingent consideration); headcount added not disclosed.
2019-12-31	acquisition_addition	announced			2019-08-31	2020-06-30	Denmark	Corporate Services (clearing, instant payments, e-billing)		business_combinations_footnote f5-10k / MiMo-V2.6-Flash-fp8-HTML	Definitive agreement to acquire majority of Nets Denmark A/S Corporate Services business for EUR 2.85 billion (~$3.19 billion); expected to close in first half of 2020, subject to regulatory approval. Announcement month stated as August 2019; day not disclosed. Headcount not disclosed.
2019-03-31	acquisition_addition	announced			2019-03-31	2019-12-31	Global	Various	USD 975 (millions)	business_combinations_footnote f5-10q / Qwen3.6-27B-NVFP4-MTP-HTML	Company entered into definitive agreements to acquire businesses for aggregate consideration of approximately $975 million, including $25 million contingent consideration. Expected to close in 2019 subject to regulatory approvals. Headcount not disclosed.
2017-12-31	acquisition_addition	completed			2017-04-28	2017-04-28	United Kingdom	Payment systems and ATM switching (Vocalink)		business_combinations_footnote f5-10k / MiMo-V2.6-Flash-fp8-HTML	Mastercard acquired a 92.4% controlling interest in Vocalink for cash consideration of £719 million ($929 million); acquired businesses in 2017 totaled $1.5 billion in consideration. No acquired headcount is disclosed.
2017-12-31	acquisition_addition	completed						Other businesses acquired during 2017		business_combinations_footnote f5-10k / MiMo-V2.6-Flash-fp8-HTML	Aggregate 2017 acquisitions totaled $1.5 billion in consideration; Vocalink was the largest. No headcount added through acquisitions is disclosed.
2017-09-30	acquisition_addition	completed			2017-04-28		United Kingdom	Payments / ATM switching (VocaLink)		business_combinations_footnote f5-10q / MiMo-V2.6-Flash-fp8-HTML	Acquisition of 92.4% controlling interest in VocaLink Holdings Limited closed 2017-04-28 for cash consideration of £719 million ($929 million); no employee headcount added or retained was disclosed. A 7.6% redeemable non-controlling interest was retained by sellers.
2017-06-30	acquisition_addition	completed			2017-04-28	2017-04-28	United Kingdom	Payment systems and ATM switching platform operations	USD 929 (millions)	business_combinations_footnote f5-10q / GLM-5.3-flash-fp4-HTML	Mastercard acquired a 92.4% controlling interest in Vocalink for cash consideration of £719 million ($929 million as of the acquisition date); headcount added through the acquisition was not disclosed. Remaining 7.6% ownership recorded as redeemable non-controlling interests.
2017-06-30	acquisition_addition	announced			2017-07	2017-12-31		Safety and security / artificial intelligence software		business_combinations_footnote f5-10q / GLM-5.3-flash-fp4-HTML	Agreement to acquire Brighterion, Inc., a software company specializing in artificial intelligence, to expand safety and security capabilities; transaction expected to close in 2017 subject to conditions. Headcount not disclosed.
2017-03-31	acquisition_addition	completed			2017-04-28	2017-04-28	United Kingdom	Payments / ACH and ATM switching	USD 929 (millions)	subsequent_events f5-10q / MiMo-V2.6-Flash-fp8-HTML	Post-quarter acquisition of 92.4% controlling interest in VocaLink Holdings Limited for £719 million (~$929 million); potential earn-out up to ~£169 million (~$220 million). No employee headcount disclosed for the acquired business.
2017-03-31	acquisition_addition	announced			2017-04-28		United Kingdom	Payment Systems	USD 929 (millions)	subsequent_events f5-10q / Qwen3.6-27B-NVFP4-MTP-HTML	Mastercard acquired 92.4% controlling interest in VocaLink Holdings Limited for $929 million in cash. VocaLink operates payment systems and ATM switching platforms. Headcount not disclosed.
2016-12-31	acquisition_addition	announced			2016-07-21	2017-06	United Kingdom		GBP 700 (millions)	business_combinations_footnote f5-10k / GLM-5.3-flash-HTML	Definitive agreement to acquire a 92.4% controlling interest in VocaLink Holdings Limited for approximately GBP 700 million (~USD 860 million at 2016-12-31), with a potential earn-out up to an additional GBP 169 million (~USD 210 million). Charge value reflects the purchase consideration, not a severance or restructuring charge. No employee headcount disclosed. Completion anticipated by mid-2017, subject to regulatory approval; also referenced in Item 1 and Note 16 (Commitments).
2016-12-31	acquisition_addition	announced			2016-07-21	2017-06-30	United Kingdom	Payments clearing and ATM switching	USD 860 (millions)	business_combinations_footnote f5-10k / MiMo-V2.6-Flash-fp8-HTML	Definitive agreement to acquire a 92.4% controlling interest in VocaLink Holdings Limited for approximately £700 million (approximately $860 million as of December 31, 2016), with potential earn-out of up to an additional £169 million. Anticipated to close by mid-2017, subject to regulatory approval. Headcount added not disclosed; amount shown is purchase consideration, not a workforce charge.
2016-12-31	restructuring	completed			2015-07-01	2015-12-31	United States	Human Resources / Pension Administration	USD 79 (millions)	MD&A f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML	Termination of qualified U.S. defined benefit pension plan resulted in $79 million settlement charge in 2015. No specific employee count disclosed for this action in the 2016 10-K.
2015-12-31	restructuring	in_progress					Global	Enterprise		other f5-10k / MiMo-V2.6-Flash-fp8-HTML	Program announced in 2014 ($87M charge, prior year). Accrual fell from $84M to $25M during 2015 on payments and fewer-than-expected severance actions; described as substantially complete. No 2015-specific affected-employee count or 2015 charge disclosed.
2015-12-31	acquisition_addition	completed					Global	Data analytics and other acquired capabilities	USD 609 (millions)	business_combinations_footnote f5-10k / MiMo-V2.6-Flash-fp8-HTML	Two businesses acquired in 2015 for $609 million in cash, including Applied Predictive Technologies; acquisition-related headcount added not disclosed. Charge field records purchase consideration, not a severance charge.
2015-12-31	other	completed					United States	Enterprise (U.S. Employee Pension Plan participants)	USD 79 (millions)	other f5-10k / MiMo-V2.6-Flash-fp8-HTML	Qualified U.S. defined benefit pension plan terminated in the third quarter of 2015; obligation settled for $287 million via lump sums or third-party annuity, producing a $79 million settlement charge in G&A. Number of participants affected not disclosed.
2015-12-31	restructuring	completed			2014	2015-12-31	Global	General	USD 87 (millions)	MD&A f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML	Restructuring charge of $87 million recorded in 2014. Activities substantially complete by end of 2015. Remaining accrual balance of $25 million as of Dec 31, 2015.
2015-12-31	acquisition_addition	completed			2015	2015-12-31	Global	Data Analytics and Other		Item 1. Business f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML	Acquired two businesses in 2015, including Applied Predictive Technologies, to expand footprint and enhance capabilities. Specific headcount not disclosed.
2015-12-31	restructuring	completed			2014		Global		USD 87 (millions)	MD&A f5-10k / Qwen3.6-27B-Q8_0	Restructuring charge of $87 million recorded in 2014 to align organization with strategic priorities. Activities substantially complete by end of 2015.
2015-12-31	acquisition_addition	completed			2015		Global			MD&A f5-10k / Qwen3.6-27B-Q8_0	Increase in personnel expense due to increase in number of employees resulting from acquisitions.
2015-09-30	restructuring	in_progress			2014-12-31				USD 87 (millions)	restructuring_footnote f5-10q / GLM-5.3-flash-fp4-HTML	Severance charge of $87 million recorded in Q4 2014 in general and administrative expenses to align organization with strategic priorities; company substantially complete with restructuring activities. Remaining severance accrual of $36 million at 2015-09-30 (down from $84 million at 2014-12-31) due to payments and lower than expected severance actions.
2015-09-30	restructuring	completed			2014-10-01		Global	General and Administrative	USD 79 (millions)	restructuring_footnote f5-10q / Qwen3.6-27B-NVFP4-MTP-HTML	Termination of qualified U.S. defined benefit pension plan resulted in $79M settlement charge. Employee count not disclosed.
2015-09-30	acquisition_addition	completed					Global	Various	USD 609 (millions)	business_combinations_footnote f5-10q / Qwen3.6-27B-NVFP4-MTP-HTML	Acquired two businesses for $609M cash. Headcount additions not disclosed.
2015-09-30	restructuring	completed			2014-10-01		Global	General and Administrative	USD 79 (millions)	restructuring_footnote f5-10q / Qwen3.6-27B-Q8_0	Termination of qualified U.S. defined benefit pension plan resulted in $79M settlement charge. Employee count not disclosed.
2015-09-30	restructuring	completed			2014-10-01		Global	General and Administrative	USD 87 (millions)	restructuring_footnote f5-10q / Qwen3.6-27B-Q8_0	Organization restructuring to align with strategic priorities. $87M charge recorded in Q4 2014; activities substantially complete. Employee count not disclosed.
2015-06-30	restructuring	completed			2014				USD 87 (millions)	restructuring_footnote f5-10q / GLM-5.3-flash-fp4-HTML	Severance charge of $87 million recorded in Q4 2014 in general and administrative expenses as the Company restructured its organization to align with strategic priorities. Company was substantially complete with restructuring activities as of June 30, 2015. Severance accrual declined from $84 million at December 31, 2014 to $52 million at June 30, 2015, primarily due to payments and foreign currency translation. Number of employees affected not disclosed.
2015-06-30	restructuring	completed			2014-10-01	2015-06-30		Company-wide	USD 87 (millions)	other f5-10q / MiMo-V2.6-Flash-fp8-HTML	Severance charge recorded in Q4 2014 to restructure the organization around strategic priorities; filing states restructuring activities were substantially complete as of June 30, 2015. Severance accrual was $52 million at June 30, 2015 (down from $84 million at December 31, 2014). Number of employees affected not disclosed; announcement date approximated to Q4 2014.
2015-06-30	acquisition_addition	completed								business_combinations_footnote f5-10q / MiMo-V2.6-Flash-fp8-HTML	Two businesses acquired in the six months ended June 30, 2015 for $609 million in cash, with $466 million recorded as goodwill. Headcount added through these acquisitions is not disclosed.
2015-06-30	restructuring	completed			2014-10-01		Global	General and Administrative	USD 87 (millions)	restructuring_footnote f5-10q / Qwen3.6-27B-NVFP4-MTP-HTML	Severance charge recorded in Q4 2014. As of June 30, 2015, activities were substantially complete. Remaining accrual of $52 million relates to this program.
2015-06-30	acquisition_addition	completed					Global	Various	USD 609 (millions)	business_combinations_footnote f5-10q / Qwen3.6-27B-NVFP4-MTP-HTML	Company acquired two businesses for $609 million in cash during the six months ended June 30, 2015. Headcount added not explicitly disclosed.
2015-06-30	restructuring	completed			2014-10-01	2015-06-30	Global	General and Administrative	USD 87 (millions)	restructuring_footnote f5-10q / Qwen3.6-27B-Q8_0	Restructuring to align organization with strategic priorities. Severance charge of $87M recorded in Q4 2014. Activities substantially complete as of June 30, 2015. Remaining accrual of $52M.
2015-06-30	acquisition_addition	completed			2015-06-30		Global	Various		business_combinations_footnote f5-10q / Qwen3.6-27B-Q8_0	Acquired two businesses for $609M cash in the six months ended June 30, 2015. Headcount added not explicitly disclosed.
2015-03-31	restructuring	in_progress				2015-06-30			USD 87 (millions)	restructuring_footnote f5-10q / GLM-5.3-flash-fp4-HTML	Severance charge of $87 million recorded in Q4 2014 in general and administrative expenses as the Company restructured its organization to align with strategic priorities. Remaining severance accrual was $68 million at March 31, 2015 (down from $84 million at December 31, 2014), with the decrease primarily due to payments and foreign currency translation. Company expects to be substantially complete with restructuring activities by Q2 2015. No employee count disclosed.
2015-03-31	restructuring	in_progress				2015-06-30		Company-wide organization realignment	USD 87 (millions)	restructuring_footnote f5-10q / MiMo-V2.6-Flash-fp8-HTML	Severance charge recorded in Q4 2014 for an organizational restructuring to align with strategic priorities; $68 million of the accrual remained at 2015-03-31 (versus $84 million at 2014-12-31), with the decrease driven by payments and FX translation. No employee count disclosed; announcement date not specified beyond Q4 2014.
2015-03-31	acquisition_addition	completed								business_combinations_footnote f5-10q / MiMo-V2.6-Flash-fp8-HTML	One business acquired during Q1 2015 for $13 million in cash, with excess consideration recorded as goodwill; no headcount added disclosed.
2015-03-31	acquisition_addition	announced			2015-04-23	2015-06-30		Data analytics		subsequent_events f5-10q / MiMo-V2.6-Flash-fp8-HTML	Agreement to acquire a data analytics business for $600 million, subject to purchase price adjustments and HSR clearance; expected to close in Q2 2015. No headcount disclosed.
2015-03-31	restructuring	in_progress			2014-10-01	2015-06-30	Global	Corporate / General	USD 87 (millions)	restructuring_footnote f5-10q / Qwen3.6-27B-NVFP4-MTP-HTML	Charge recorded in Q4 2014 for organizational restructuring. Accrual of $68 million remained as of March 31, 2015. Expected substantially complete by Q2 2015.
2015-03-31	acquisition_addition	completed			2015-03-31		Global	Various	USD 13 (millions)	business_combinations_footnote f5-10q / Qwen3.6-27B-NVFP4-MTP-HTML	One business acquired for $13 million in cash during Q1 2015. Headcount not explicitly disclosed.
2015-03-31	acquisition_addition	announced			2015-04-23	2015-06-30	Global	Data Analytics	USD 600 (millions)	subsequent_events f5-10q / Qwen3.6-27B-NVFP4-MTP-HTML	Agreement to acquire data analytics business for $600 million. Expected to close in Q2 2015.
2015-03-31	restructuring	in_progress			2014-10-01	2015-06-30	Global	General and Administrative	USD 87 (millions)	restructuring_footnote f5-10q / Qwen3.6-27B-Q8_0	Severance charge recorded in Q4 2014 to restructure organization and align with strategic priorities. Expected to be substantially complete by Q2 2015. Accrual balance was $68 million as of March 31, 2015.
2015-03-31	acquisition_addition	completed			2015-03-31	2015-03-31	Global	Various	USD 13 (millions)	business_combinations_footnote f5-10q / Qwen3.6-27B-Q8_0	Acquired one business for $13 million in cash during Q1 2015. Employee count not disclosed.
2014-12-31	restructuring	in_progress				2015-06-30		Company-wide organization aligned to strategic priorities (charge recorded in personnel/G&A costs)	USD 87 (millions)	restructuring_footnote f5-10k / GLM-5.3-flash-HTML	Severance accrual recorded in Q4 2014; company expects restructuring activities substantially complete by the second quarter of 2015. Number of employees affected not disclosed.
2014-12-31	restructuring	in_progress			2014-10-01	2015-06-30	Global	Not specified	USD 87 (millions)	restructuring_footnote f5-10k / MiMo-V2.6-Flash-fp8-HTML	Severance accrual of $87 million recorded in Q4 2014 to restructure the organization around strategic priorities; Company expects restructuring substantially complete by Q2 2015. Employees affected not disclosed.
2014-12-31	acquisition_addition	completed					Not specified	Not specified	USD 575 (millions)	business_combinations_footnote f5-10k / MiMo-V2.6-Flash-fp8-HTML	Eight businesses acquired during 2014 for $575 million total consideration; headcount added through acquisitions not disclosed. Charge value shown is total consideration, not a workforce charge.
2014-12-31	restructuring	completed			2014-Q4	2015-06-30	Global	General and Administrative	USD 87 (millions)	MD&A f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML	In the fourth quarter of 2014, the Company recorded a restructuring charge of $87 million. The Company expects to be substantially complete with these restructuring activities by the second quarter of 2015. Employee count not disclosed.
2014-12-31	restructuring	in_progress			2014-10-01	2015-06-30	Global	General and Administrative	USD 87 (millions)	MD&A f5-10k / Qwen3.6-27B-Q8_0	Restructuring charge recorded in Q4 2014 to align organization with strategic priorities. Expected to be substantially complete by Q2 2015. Employee count not disclosed.
2014-09-30	acquisition_addition	completed							USD 389 (millions)	business_combinations_footnote f5-10q / Qwen3.6-27B-NVFP4-MTP-HTML	Company acquired five businesses in the nine months ended Sept 30, 2014 for total consideration of $389 million. Employee count not disclosed.
2014-03-31	acquisition_addition	completed			2014-03-31				USD 224 (millions)	business_combinations_footnote f5-10q / Qwen3.6-27B-NVFP4-MTP-HTML	Company acquired two businesses at an aggregate cost of $224 million. Headcount not disclosed.
2012-12-31	acquisition_addition	completed							USD 70 (millions)	business_combinations_footnote f5-10k / MiMo-V2.6-Flash-fp8-HTML	Three businesses acquired during 2012 for an aggregate cost of $70 million with $48 million of goodwill; headcount added through these acquisitions is not disclosed.
2011-12-31	acquisition_addition	completed			2010-12-09	2011-04-15	Global (primarily outside the United States)	Prepaid card program management (Access Prepaid Worldwide)		business_combinations_footnote f5-10k / MiMo-V2.6-Flash-fp8-HTML	Acquired Travelex prepaid card program management operations for GBP 295 million ($481 million); headcount added not disclosed. Acquisition-related expenses of $6 million recognized in 2011.
2011-12-31	other	completed					Not disclosed	Not disclosed	USD 23 (millions)	MD&A f5-10k / MiMo-V2.6-Flash-fp8-HTML	Aggregate severance expense of $23 million recorded in general and administrative expenses for 2011 under the company's Severance Plan; no employee counts, program description, or action-specific detail disclosed.
2011-12-31	acquisition_addition	completed			2011-04-15	2011-04-15	Global	Prepaid Card Program Management	USD 481 (millions)	MD&A f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML	Acquired Access Prepaid Worldwide (formerly Travelex prepaid operations) on April 15, 2011. Purchase price $481 million. Headcount not explicitly disclosed.
2011-12-31	acquisition_addition	completed			2010-10-22	2010-10-22	Europe and Brazil	E-Commerce Processing	USD 534 (millions)	MD&A f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML	Acquired DataCash Group plc on October 22, 2010. Purchase price $534 million. Headcount not explicitly disclosed. Included in 2011 operating expenses as recent acquisition.
2011-09-30	acquisition_addition	completed			2010-12-09	2011-04-15	Global (initially travel sector, markets outside the United States)	Prepaid card program management operations		business_combinations_footnote f5-10q / MiMo-V2.6-Flash-fp8-HTML	Acquisition of Access Prepaid Worldwide (formerly Travelex prepaid operations) for $481 million; no employee headcount added disclosed in the filing. $6 million of acquisition-related professional fees recorded in G&A.
2011-09-30	acquisition_addition	completed			2011-04-15		Global	Prepaid card program management	USD 481 (millions)	business_combinations_footnote f5-10q / Qwen3.6-27B-NVFP4-MTP-HTML	MasterCard acquired Access Prepaid Worldwide on April 15, 2011. Purchase price was $481 million. Specific headcount added was not disclosed.
2011-06-30	acquisition_addition	completed			2010-12-09	2011-04-15	Global (initially travel sector, markets outside the United States)	Prepaid card program management operations (Access Prepaid Worldwide)		business_combinations_footnote f5-10q / MiMo-V2.6-Flash-fp8-HTML	Acquired Travelex prepaid card program management operations for $481 million; no employee headcount added disclosed in the filing.
2011-06-30	acquisition_addition	completed			2010-12-09	2011-04-15	Global	Prepaid card program management	USD 481 (millions)	business_combinations_footnote f5-10q / Qwen3.6-27B-NVFP4-MTP-HTML	MasterCard acquired Access Prepaid Worldwide on April 15, 2011. The filing discloses the purchase price ($481 million) and contingent consideration (up to $57 million), but does not explicitly state the number of employees added.
2011-03-31	acquisition_addition	completed			2010-12-09	2011-04-15	Global (initially outside the United States, travel sector focus)	Prepaid card program management operations (Travelex CPM)		business_combinations_footnote f5-10q / MiMo-V2.6-Flash-fp8-HTML	Purchase price approx. GBP 295 million (~$481 million) plus up to GBP 35 million (~$57 million) earn-out; headcount added not disclosed. Purchase accounting to be completed in Q2 2011.
2010-12-31	restructuring	in_progress			2009				USD 39 (millions)	MD&A f5-10k / GLM-5.3-flash-HTML	Multi-year resource realignment initiated in 2009; only the current-year portion captured — severance-related charges of $39 million recorded in 2010 (prior-year 2009 charges were $139 million), of which $3 million was incremental Severance Plan expense per Note 14. Number of employees affected and completion date not disclosed.
2010-12-31	restructuring	completed				2010-12-31	Global	General and administrative (personnel)	USD 39 (millions)	other f5-10k / MiMo-V2.6-Flash-fp8-HTML	Severance-related charges of $39 million recorded in general and administrative expense for 2010; no program name, headcount, or completion timeline disclosed. MD&A reports the same $39 million figure for 2010.
2010-12-31	acquisition_addition	completed			2010-08-19	2010-10-22	United Kingdom / Europe	e-Commerce payment gateway and fraud solutions	USD 534 (millions)	business_combinations_footnote f5-10k / MiMo-V2.6-Flash-fp8-HTML	Purchase price of GBP 334 million ($534 million); acquired October 22, 2010. Headcount added through the acquisition was not disclosed; charge shown is purchase consideration, not a severance charge.
2010-12-31	acquisition_addition	announced			2010-12-09	2011-06-30	Global (focus outside the United States)	Prepaid card program management (Travelex CPM)	USD 458 (millions)	MD&A f5-10k / MiMo-V2.6-Flash-fp8-HTML	Agreement to acquire Travelex prepaid program management operations for GBP 290 million (~$458 million) plus up to GBP 35 million (~$55 million) earn-out; expected to close in the first half of 2011. Headcount to be added not disclosed; charge shown is purchase commitment, not a severance charge.
2010-12-31	restructuring	completed			2009-01-01	2010-12-31	Global	General	USD 39 (millions)	MD&A f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML	Personnel expense included $39 million for severance-related charges in 2010. The filing notes lower severance expense in 2010 compared to 2009 due to realignment of resources in 2009. Specific employee count affected is not disclosed.
2010-12-31	restructuring	completed					Worldwide	General and Administrative	USD 39 (millions)	MD&A f5-10k / Qwen3.6-27B-Q8_0	Severance-related charges of $39 million recorded in 2010 due to realignment of resources.
2010-09-30	acquisition_addition	announced			2010-08-19	2010-10-22	Europe	Payment Services	USD 526 (millions)	business_combinations_footnote f5-10q / Qwen3.6-27B-NVFP4-MTP-HTML	Agreement entered August 19, 2010 to acquire DataCash Group plc. Closed October 22, 2010. Headcount not disclosed.
2009-12-31	restructuring	completed							USD 139 (millions)	MD&A f5-10k / GLM-5.3-flash-HTML	2009 resource realignment and contingency planning in response to the economic environment; severance-related charges of $139 million recorded in personnel expense, comprising roughly $135.1 million of severance plan expense plus enhanced termination benefits. No affected-employee headcount disclosed; program described in past tense as executed during 2009.
2009-12-31	voluntary_separation	completed							USD 3,944 (thousands)	other f5-10k / GLM-5.3-flash-HTML	Enhanced postretirement medical benefit expense recorded for employees who elected a voluntary transition program; number of participating employees not disclosed. Charge amount reported in thousands of USD.
2009-12-31	restructuring	in_progress					Global	Company-wide	USD 139 (millions)	MD&A f5-10k / MiMo-V2.6-Flash-fp8-HTML	During 2009 the Company realigned resources and implemented contingency plans in response to the economic environment; personnel expense included $139 million of severance-related charges. Note 13 separately reports total severance expense of $135.1 million in general and administrative expenses for 2009. Number of employees affected, announcement date and completion timeline are not disclosed.
2009-12-31	restructuring	completed			2009		Global		USD 139 (millions)	MD&A f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML	Company realigned resources and implemented contingency plans in response to global economic environment. Personnel expenses included $139 million for severance-related charges in 2009. Specific employee count not disclosed.
2009-12-31	restructuring	completed							USD 139 (millions)	MD&A f5-10k / Qwen3.6-27B-Q8_0	Resource realignment programs resulted in $139 million in severance-related charges.
2009-09-30	restructuring	in_progress						Company-wide	USD 31 (millions)	MD&A f5-10q / GLM-5.3-flash-fp4-HTML	Severance costs of $31 million in Q3 2009 (vs $1 million in Q3 2008) from cost containment initiatives and realignment of resources; no employee count disclosed.
2009-09-30	restructuring	in_progress						Company-wide	USD 101 (millions)	MD&A f5-10q / GLM-5.3-flash-fp4-HTML	Severance costs of $101 million in the nine months ended September 30, 2009 (vs $14 million in 2008) from cost containment initiatives and resource realignment; no employee count disclosed.
2009-09-30	restructuring	in_progress					Global	General and Administrative	USD 31 (millions)	MD&A f5-10q / Qwen3.6-27B-NVFP4-MTP-HTML	Severance costs incurred related to realigning resources and cost containment initiatives. Employee count not disclosed.
2009-09-30	restructuring	in_progress					Global	General and Administrative	USD 101 (millions)	MD&A f5-10q / Qwen3.6-27B-NVFP4-MTP-HTML	Severance costs incurred related to realigning resources and cost containment initiatives for the nine months ended September 30, 2009. Employee count not disclosed.
2009-09-30	restructuring	in_progress							USD 31 (millions)	MD&A f5-10q / Qwen3.6-27B-Q8_0	Severance costs incurred related to realigning resources and cost containment initiatives.
2009-09-30	restructuring	in_progress							USD 101 (millions)	MD&A f5-10q / Qwen3.6-27B-Q8_0	Severance costs incurred related to realigning resources and cost containment initiatives for the nine months ended.
2009-06-30	restructuring	in_progress						Company-wide	USD 51 (millions)	MD&A f5-10q / GLM-5.3-flash-fp4-HTML	Severance costs of $51 million in Q2 2009 (vs. $12 million in Q2 2008) incurred from cost containment initiatives and realignment of resources; no employee count disclosed.
2009-06-30	restructuring	in_progress						Company-wide	USD 70 (millions)	MD&A f5-10q / GLM-5.3-flash-fp4-HTML	Severance costs of $70 million in the six months ended June 30, 2009 (vs. $13 million in the comparable 2008 period) from cost containment initiatives and resource realignment; no employee count disclosed.
2009-06-30	restructuring	in_progress					Global	Company-wide	USD 70 (millions)	MD&A f5-10q / MiMo-V2.6-Flash-fp8-HTML	Cost containment initiatives involving realignment of resources; personnel expense included $51M severance in Q2 2009 and $70M YTD 2009 (vs. $12M and $13M in comparable 2008 periods). No employee count, announcement date, or completion date disclosed.
2009-06-30	restructuring	in_progress					Global	General and Administrative	USD 51 (millions)	MD&A f5-10q / Qwen3.6-27B-NVFP4-MTP-HTML	Severance costs incurred related to realigning resources and cost containment initiatives. No specific employee count disclosed.
2009-06-30	restructuring	in_progress					Global	General and Administrative	USD 70 (millions)	MD&A f5-10q / Qwen3.6-27B-NVFP4-MTP-HTML	Cumulative severance costs for the six months ended June 30, 2009, related to cost containment initiatives. No specific employee count disclosed.
2009-06-30	restructuring	in_progress						General and administrative	USD 51 (millions)	MD&A f5-10q / Qwen3.6-27B-Q8_0	Severance costs incurred related to realigning resources and cost containment initiatives for the three months ended June 30, 2009.
2009-06-30	restructuring	in_progress						General and administrative	USD 70 (millions)	MD&A f5-10q / Qwen3.6-27B-Q8_0	Severance costs incurred related to realigning resources and cost containment initiatives for the six months ended June 30, 2009.
2009-03-31	restructuring	in_progress								MD&A f5-10q / Qwen3.6-27B-NVFP4-MTP-HTML	MD&A notes increased severance costs due to cost containment initiatives, but does not disclose employee counts or specific program details.
2008-09-30	restructuring	in_progress						Company-wide		MD&A f5-10q / MiMo-V2.6-Flash-fp8-HTML	MD&A cites higher severance costs in the nine months ended 2008-09-30 tied to cost reductions and personnel realignment; no employee count, charge amount, or announcement date disclosed.
2008-09-30	restructuring	in_progress			2008-09-30		Global	General and Administrative		MD&A f5-10q / Qwen3.6-27B-NVFP4-MTP-HTML	Company incurred greater severance costs during the nine months ended September 30, 2008 due to cost reductions and realignment of personnel. Specific headcount not disclosed.
2008-09-30	restructuring	in_progress								MD&A f5-10q / Qwen3.6-27B-Q8_0	Incurred greater severance costs during the nine months ended September 30, 2008 due to cost reductions and realignment of certain personnel. Specific headcount affected is not disclosed.
2008-06-30	restructuring	in_progress					Global	General and Administrative		MD&A f5-10q / Qwen3.6-27B-NVFP4-MTP-HTML	Filing notes 'greater severance costs' incurred during the three and six months ended June 30, 2008 due to cost reductions and realignment of personnel. No specific headcount or dollar amount for severance is provided in this filing.
2008-06-30	restructuring	in_progress								MD&A f5-10q / Qwen3.6-27B-Q8_0	Filing notes 'greater severance costs' incurred due to 'cost reductions and the realignment of certain personnel' to execute strategic objectives. No specific headcount or total charge amount is disclosed for this activity.
2006-12-31	other	completed	120				United States	Salaried employees covered by the formal severance plan	USD 8 (millions)	restructuring_footnote f5-10k / MiMo-V2.6-Flash-fp8-HTML	Severance plan accrual assumed 120 severed participants for 2006 (versus 100 for 2005); severance expense of $8.4 million was recorded in 2006. Approximately 3,100 U.S. salaried employees are covered by the plan. Filer does not label the separations as a formal RIF or restructuring program.
2004-12-31	restructuring	in_progress			2002-06-28	2005				business_combinations_footnote f5-10k / GLM-5.3-flash-HTML	Multi-year Integration exit-cost program, workforce-reduction component tied to the June 2002 Europay (MasterCard Europe) integration. Workforce-reduction severance liability: $2,515K initial accrual at Integration; $1,042K at YE2003; $598K remaining at Dec 31, 2004 after a $363K estimate reduction in 2004 for employee redeployments, $21K utilization and $(60)K currency translation. Affected-employee count not disclosed. Exit-cost activities expected to be completed in 2005; figures are cumulative-to-date from the liability roll-forward.
2004-12-31	acquisition_addition	completed			2004-02			MasterCard Advisors (consulting/advisory)		business_combinations_footnote f5-10k / GLM-5.3-flash-HTML	Acquired a research and advisory firm focused on the global financial services industry; headcount added not disclosed. Combined with the May 2004 acquisition, total consideration was $29.9M net of cash acquired; the 2004 personnel expense increase was attributed in part to these two acquisitions.
2004-12-31	acquisition_addition	completed			2004-05			MasterCard Advisors (consulting/advisory)		business_combinations_footnote f5-10k / GLM-5.3-flash-HTML	Acquired a consulting firm specializing in optimization of customer relationships; headcount added not disclosed. One of the two 2004 acquisitions was impaired in 2004 (goodwill $5,454K and other intangibles $1,106K) due to lower-than-anticipated revenues and loss of key customers; the filer did not identify which acquisition.
2004-12-31	acquisition_addition	completed			2004-02		Global	MasterCard Advisors (research and advisory)		business_combinations_footnote f5-10k / MiMo-V2.6-Flash-fp8-HTML	Acquired February 2004; headcount added not disclosed. Combined 2004 acquisitions net of cash acquired totaled $29,861 thousand (consolidated investing activities).
2004-12-31	acquisition_addition	completed			2004-05		Global	Consulting (customer relationship optimization)		business_combinations_footnote f5-10k / MiMo-V2.6-Flash-fp8-HTML	Acquired May 2004; headcount added not disclosed. This acquisition later showed impairment indicators (goodwill $5,454K and intangibles $1,106K impairment recorded in 2004).
2004-12-31	restructuring	in_progress			2002-06-28	2005-12-31	Europe / Global	Integration of Europay International (EPI) — workforce reduction component		other f5-10k / MiMo-V2.6-Flash-fp8-HTML	Multi-year program originating from the June 2002 EPI Integration; only FY2004 activity shown (workforce reduction exit-cost utilization of $21 thousand and estimate reduction of $363 thousand, amounts in thousands). Employee counts never disclosed; $598 thousand liability remained at 2004-12-31 and activities were expected to complete in 2005. Cumulative program, not a FY2004-initiated action.
2004-12-31	acquisition_addition	completed			2004-02-01		Global	Research and Advisory		MD&A f5-10k / Qwen3.6-27B-Q8_0	Acquired research and advisory firm in Feb 2004; $31M of expense increase related to two consulting firm acquisitions.
2004-12-31	acquisition_addition	completed			2004-05-01		Global	Consulting		MD&A f5-10k / Qwen3.6-27B-Q8_0	Acquired consulting firm specializing in customer relationship optimization in May 2004.
2004-09-30	acquisition_addition	completed			2004-02-01			Research and advisory		business_combinations_footnote f5-10q / Qwen3.6-27B-Q8_0	Acquired a research and advisory firm focused on the global financial services industry in February 2004. Headcount not disclosed.
2004-09-30	acquisition_addition	completed			2004-05-01			Consulting		business_combinations_footnote f5-10q / Qwen3.6-27B-Q8_0	Acquired a consulting firm specializing in customer relationship optimization in May 2004. Headcount not disclosed.
2004-09-30	restructuring	in_progress							USD 6,172 (thousands)	restructuring_footnote f5-10q / Qwen3.6-27B-Q8_0	Liability for exit costs relating to the integration of the Company and EPI (now MasterCard Europe). Balance as of Sept 30, 2004 was $6.2 million. Includes brand/logo elimination, redundant computer systems/technology elimination, and workforce reduction. Specific employee counts for the reduction are not disclosed in this footnote.
2004-06-30	acquisition_addition	completed			2004-02-01			Research and advisory (financial services)		restructuring_footnote f5-10q / MiMo-V2.6-Flash-fp8-HTML	Acquisition of a research and advisory firm focused on global financial services; no headcount disclosed. Goodwill increased $20.2M from acquisitions in H1 2004.
2004-06-30	acquisition_addition	completed			2004-05-01			Consulting (customer relationship optimization)		restructuring_footnote f5-10q / MiMo-V2.6-Flash-fp8-HTML	Acquisition of a consulting firm specializing in customer relationship optimization; no headcount disclosed.
2004-06-30	restructuring	in_progress			2003-06-04		United States	Corporate / Legal	USD 3,896 (thousands)	restructuring_footnote f5-10q / Qwen3.6-27B-NVFP4-MTP-HTML	Additional charge of $3.9 million recorded in Q2 2004 for U.S. merchant lawsuit settlement estimates. No employee count disclosed.
2004-06-30	restructuring	in_progress			2003-06-04		Global	Corporate / Legal	USD 3,896 (thousands)	restructuring_footnote f5-10q / Qwen3.6-27B-NVFP4-MTP-HTML	YTD charge of $3.9 million for U.S. merchant lawsuit settlement estimates. No employee count disclosed.
2004-06-30	restructuring	in_progress					Global	Europay Integration	USD 12,647 (thousands)	restructuring_footnote f5-10q / Qwen3.6-27B-Q8_0	Utilization of exit costs for brand/logo elimination, computer systems/technology elimination, and workforce reduction related to EPI integration.
2004-03-31	acquisition_addition	completed			2004-02-19			Research and advisory (financial services industry)		business_combinations_footnote f5-10q / MiMo-V2.6-Flash-fp8-HTML	Acquisition of a financial-services research and advisory firm; goodwill of $11,673 thousand added net of tax. No employee count disclosed; filer states the acquisition had no material impact on Q1 2004 operating results.
2004-03-31	restructuring	in_progress					Global	General and Administrative	USD 4,799 (thousands)	restructuring_footnote f5-10q / Qwen3.6-27B-NVFP4-MTP-HTML	Utilization of exit costs for integration of EPI (MasterCard Europe). Includes redundant brand/logo elimination, computer systems/technology elimination, and workforce reduction. No specific headcount disclosed.
2004-03-31	restructuring	in_progress					United States	General and Administrative		MD&A f5-10q / Qwen3.6-27B-NVFP4-MTP-HTML	Continuation of program begun in 2003 to achieve greater efficiencies and reduce costs, including reducing headcount. Salaries and bonuses increased due to additional severance expense.
2004-03-31	restructuring	in_progress							USD 14 (millions)	MD&A f5-10q / Qwen3.6-27B-Q8_0	Salaries and bonuses increased $14 million due to merit increases, additional severance expense, and conversion of contractors. Severance expense increased as continuation of 2003 program to achieve efficiencies and reduce headcount.
2004-03-31	acquisition_addition	completed			2004-02-19					business_combinations_footnote f5-10q / Qwen3.6-27B-Q8_0	Acquired a leading research and advisory firm focused on global financial services industry on February 19, 2004. Headcount not disclosed.
2003-12-31	restructuring	completed			2003				USD 20 (millions)	MD&A f5-10k / GLM-5.3-flash-HTML	Cost-efficiency program undertaken in 2003 to achieve greater efficiencies and reduce costs, including employee reductions; severance expense rose $20 million primarily as a result of this program. Headcount affected not disclosed; filer states these strategic-alignment efforts will continue.
2003-12-31	restructuring	in_progress			2002-06-28		Europe	MasterCard Europe (Europay Integration) — workforce reduction exit costs		restructuring_footnote f5-10k / GLM-5.3-flash-HTML	Multi-year Integration program initiated June 28, 2002. 2003 activity was residual: $1.278 million of workforce-reduction liability utilized, $0.069 million change in estimate, $0.269 million currency translation, leaving $1.042 million accrued at year-end 2003. Headcount affected not disclosed; filer states no further changes to the exit cost liability are anticipated.
2003-12-31	restructuring	completed					Global	Company-wide	USD 20 (millions)	MD&A f5-10k / MiMo-V2.6-Flash-fp8-HTML	Severance expense rose $20M in 2003 from a program to improve efficiency and reduce costs, including employee reductions; headcount affected not disclosed.
2003-12-31	restructuring	completed			2003		Global	Corporate / Operations	USD 20 (millions)	MD&A f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML	Severance expense increased $20 million primarily as a result of a program undertaken in 2003 to achieve greater efficiencies and reduce costs, including employee reductions.
2003-12-31	restructuring	completed			2002-06-28		Global	Integration of MasterCard Europe	USD 21,304 (thousands)	business_combinations_footnote f5-10k / Qwen3.6-27B-Q8_0	Balance of exit costs as of Dec 31, 2003 includes workforce reduction, redundant systems, and brand/logo elimination. Specific employee count not disclosed.
2003-09-30	restructuring	in_progress			2002-06-28		Europe	EPI Integration		other f5-10q / MiMo-V2.6-Flash-fp8-HTML	Accrued exit costs include a 'Workforce Reduction' component of $2,251 thousand at 2003-09-30 (vs. $2,120 thousand at 2002-12-31); no employee count or period charge disclosed. Total Integration exit-cost accrual was $25,711 thousand.
2003-09-30	restructuring	in_progress			2002-06-28		Global	Integration of Europay International S.A. (EPI)	USD 25,711 (thousands)	restructuring_footnote f5-10q / Qwen3.6-27B-NVFP4-MTP-HTML	Accrued exit costs for EPI integration including brand/logo elimination, systems/technology elimination, and workforce reduction. Balance as of Sept 30, 2003 was $25.7 million. No specific headcount affected disclosed.
2003-09-30	restructuring	in_progress						Workforce Reduction	USD 2,251 (thousands)	restructuring_footnote f5-10q / Qwen3.6-27B-Q8_0	Balance of accrued exit costs for workforce reduction related to EPI integration as of Sept 30, 2003. No specific headcount affected disclosed in this filing.
2003-06-30	restructuring	in_progress			2003-04-30		United States	Integration of Europay International S.A.	USD 721,000 (thousands)	MD&A f5-10q / Qwen3.6-27B-NVFP4-MTP-HTML	Settlement of U.S. merchant lawsuit recorded pre-tax charge of $721,000 thousand. Includes monetary settlement, compliance costs, and opt-out merchant costs. No specific employee count disclosed.
2003-06-30	restructuring	in_progress					Global	Integration of Europay International S.A.	USD 6,199 (thousands)	restructuring_footnote f5-10q / Qwen3.6-27B-NVFP4-MTP-HTML	Increase in estimate of exit costs due to identification of additional redundant system and incremental costs. Corresponding increase made to goodwill.
2003-06-30	restructuring	in_progress			2002-06-28		Global	Integration of Europay International S.A. (EPI)	USD 27,808 (thousands)	restructuring_footnote f5-10q / Qwen3.6-27B-Q8_0	Accrued exit costs for EPI integration including workforce reduction, system elimination, and brand/logo elimination. Workforce reduction component balance is $2,245 thousand.
2003-03-31	restructuring	in_progress			2002-06-28		Europe	Integration of Europay International (EPI) into MasterCard	USD 2,270 (thousands)	restructuring_footnote f5-10q / MiMo-V2.6-Flash-fp8-HTML	Exit-cost liability for redundant workforce reduction portion of the EPI integration, balance as of 2003-03-31 (not a period charge); no employee count disclosed. Program also includes brand/logo elimination and computer systems/technology elimination components.
2003-03-31	restructuring	in_progress			2003-04-30		United States		USD 721,000 (thousands)	subsequent_events f5-10q / Qwen3.6-27B-NVFP4-MTP-HTML	MOU signed April 30, 2003 regarding class action settlement; charge recorded for Q1 2003. No specific employee count disclosed.
2003-03-31	restructuring	in_progress			2002-06-28		Global	Workforce Reduction, Technology, Brand/Logo Elimination	USD 22,557 (thousands)	restructuring_footnote f5-10q / Qwen3.6-27B-Q8_0	Liability for exit costs relating to the Integration of EPI. Includes workforce reduction, technology systems, and brand/logo elimination. No specific employee count disclosed in this filing.
2002-12-31	acquisition_addition	completed			2002-06-28	2002-06-28	Europe (Europay International S.A., Belgium; renamed MasterCard Europe)	Payment Services / MasterCard Europe		business_combinations_footnote f5-10k / GLM-5.3-flash-HTML	Pursuant to the February 13, 2002 Integration Agreement, MasterCard acquired 100% of Europay International S.A. shares not previously owned on June 28, 2002; purchase price $267,856 thousand (17.61 million unconditional shares) plus estimated acquisition costs of $10,486 thousand. The number of employees added through the acquisition is not disclosed.
2002-12-31	reduction_in_force	in_progress			2002-06-28		Europe	Workforce-reduction component of Integration exit costs (MasterCard Europe)	USD 2,120 (thousands)	restructuring_footnote f5-10k / GLM-5.3-flash-HTML	Workforce-reduction severance component of Integration exit costs recorded upon the June 28, 2002 acquisition of EPI. Initial charge $2,515 thousand; reduced by $542 thousand after certain employees were redeployed (plus $147 thousand currency translation), leaving a $2,120 thousand liability at December 31, 2002 with no utilization during the year. No affected employee headcount disclosed.
2002-12-31	acquisition_addition	completed			2002-06-28	2002-06-28	Europe	Payment Services		business_combinations_footnote f5-10k / MiMo-V2.6-Flash-fp8-HTML	Acquisition of Europay International S.A. (renamed MasterCard Europe) closed 2002-06-28; headcount added through the transaction not disclosed.
2002-12-31	restructuring	in_progress			2002-06-28		Europe	Integration exit activities — workforce reduction	USD 2,515 (thousands)	restructuring_footnote f5-10k / MiMo-V2.6-Flash-fp8-HTML	Initial workforce reduction liability of $2,515 thousand recognized at Integration; balance $2,120 thousand at 2002-12-31 after a $542 thousand decrease from employee redeployment. Employees affected not disclosed.
2002-12-31	restructuring	in_progress			2002-06-28		Europe	Redundant computer systems and technology elimination	USD 7,794 (thousands)	restructuring_footnote f5-10k / MiMo-V2.6-Flash-fp8-HTML	Initial exit cost of $7,794 thousand; balance $8,111 thousand at 2002-12-31 after a $2,583 thousand increase for external consulting services. Workforce impact not separately quantified.
2002-12-31	restructuring	in_progress			2002-06-28		Europe	Europay brand and logo elimination	USD 11,225 (thousands)	restructuring_footnote f5-10k / MiMo-V2.6-Flash-fp8-HTML	Initial exit cost of $11,225 thousand; balance $11,881 thousand at 2002-12-31. No workforce reduction quantified for this component.
2002-12-31	restructuring	in_progress			2002-06-28		Europe	Integration of Europay International S.A.	USD 22,112 (thousands)	restructuring_footnote f5-10k / Qwen3.6-27B-NVFP4-MTP-HTML	Exit costs relating to the Integration totaled $22,112 thousand as of Dec 31, 2002, including redundant computer systems/technology elimination and workforce reduction. Specific headcount affected not disclosed.
2002-12-31	restructuring	completed			2002-06-28		Global	Integration of Europay International S.A.	USD 22,112 (thousands)	business_combinations_footnote f5-10k / Qwen3.6-27B-Q8_0	Total exit costs of $22.1 million related to workforce reduction, computer systems/technology elimination, and brand/logo elimination. Specific headcount not disclosed.
2002-09-30	restructuring	in_progress			2002-06-28		Global	Integration of Europay International SA (EPI)	USD 19,163 (thousands)	restructuring_footnote f5-10q / Qwen3.6-27B-NVFP4-MTP-HTML	Liability for exit costs related to EPI integration (brand elimination, technology, workforce reduction) was $19.2 million at period end. No specific employee count provided.
2002-09-30	restructuring	in_progress			2002-06-28		Europe	Redundant Workforce	USD 11,142 (thousands)	business_combinations_footnote f5-10q / Qwen3.6-27B-Q8_0	Liability for redundant workforce reduction related to EPI acquisition.
2002-09-30	restructuring	in_progress			2002-06-28		Europe	Computer Systems/Technology Elimination	USD 5,755 (thousands)	business_combinations_footnote f5-10q / Qwen3.6-27B-Q8_0	Liability for technology elimination related to EPI acquisition.
2002-09-30	restructuring	in_progress			2002-06-28		Europe	Brand/Logo Elimination	USD 2,266 (thousands)	business_combinations_footnote f5-10q / Qwen3.6-27B-Q8_0	Liability for brand/logo elimination related to EPI acquisition.
2002-06-30	acquisition_addition	completed			2002-06-28	2002-06-28	Europe (Belgium)	Payment Services		business_combinations_footnote f5-10q / MiMo-V2.6-Flash-fp8-HTML	MasterCard Incorporated acquired 100% of Europay International SA shares not previously owned; EPI employees' headcount added not disclosed. EPI renamed MasterCard Europe SA on 2002-07-16.
2002-06-30	restructuring	announced			2002-06-28		Europe	EPI integration	USD 2,515 (thousands)	business_combinations_footnote f5-10q / MiMo-V2.6-Flash-fp8-HTML	Preliminary estimated exit cost for workforce reduction of EPI employees as part of acquisition integration; employee count not disclosed. Additional exit costs include brand elimination ($11,225K), redundant systems ($7,794K), and other acquisition liabilities ($7,150K).
2002-06-30	restructuring	in_progress			2002-06-28		Europe	Corporate / Operations	USD 3 (millions)	business_combinations_footnote f5-10q / Qwen3.6-27B-NVFP4-MTP-HTML	Workforce reduction costs associated with the acquisition of Europay International SA (EPI). Total exit costs estimated at $28.68 million, including $11.225 million for brand elimination, $7.794 million for technology systems, and $2.515 million for workforce reduction. Employee count not disclosed.
2002-06-30	restructuring	in_progress			2002-06-28		Europe	General	USD 3 (millions)	business_combinations_footnote f5-10q / Qwen3.6-27B-Q8_0	Estimated costs of workforce reduction of EPI employees totaling $2,515 thousand included in acquisition liabilities.